v3.25.2
Allowance for Finance Receivable Losses (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Changes in allowance for finance receivable losses        
Balance at beginning of period $ 2,688 $ 2,454 $ 2,705 $ 2,480
Provision for finance receivable losses 511 575 967 1,006
Charge-offs (532) (571) (1,093) (1,106)
Recoveries 87 75 175 153
Other   31   31
Balance at end of period 2,754 2,564 2,754 2,564
Consumer Loans        
Changes in allowance for finance receivable losses        
Balance at beginning of period 2,536 2,376 2,567 2,415
Provision for finance receivable losses 460 533 869 939
Charge-offs (495) (553) (1,020) (1,075)
Recoveries 85 75 170 152
Other   31   31
Balance at end of period 2,586 2,462 2,586 2,462
Credit Cards        
Changes in allowance for finance receivable losses        
Balance at beginning of period 152 78 138 65
Provision for finance receivable losses 51 42 98 67
Charge-offs (37) (18) (73) (31)
Recoveries 2 0 5 1
Other   0   0
Balance at end of period $ 168 $ 102 $ 168 $ 102