v3.25.2
Finance Receivables - Schedule of Delinquent and Nonperforming Finance Receivables, by Year of Origination (Details) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable By Year Originated          
Total $ 23,870   $ 23,870   $ 23,554
Gross charge-offs          
Total 532 $ 571 1,093 $ 1,106  
Personal Loans          
Financing Receivable By Year Originated          
Year one 5,513   5,513   10,048
Prior year two 7,686   7,686   5,763
Prior year three 4,219   4,219   3,225
Prior year four 2,266   2,266   1,297
Prior year five 838   838   314
Prior year six 292   292   186
Total 20,814   20,814   20,833
Gross charge-offs          
Year one     3 2  
Prior year two     211 287  
Prior year three     337 424  
Prior year four     245 223  
Prior year five     112 61  
Prior year six     47 43  
Total     955 1,040  
Auto Finance          
Financing Receivable By Year Originated          
Year one 625   625   1,044
Prior year two 883   883   578
Prior year three 462   462   304
Prior year four 231   231   115
Prior year five 82   82   23
Prior year six 21   21   14
Total 2,304   2,304   2,078
Gross charge-offs          
Year one     2 1  
Prior year two     22 13  
Prior year three     20 15  
Prior year four     15 5  
Prior year five     5 1  
Prior year six     1 0  
Total     65 $ 35  
Performing | Personal Loans          
Financing Receivable By Year Originated          
Year one 5,508   5,508   9,964
Prior year two 7,528   7,528   5,552
Prior year three 4,078   4,078   3,075
Prior year four 2,169   2,169   1,223
Prior year five 791   791   294
Prior year six 272   272   172
Total 20,346   20,346   20,280
Performing | Auto Finance          
Financing Receivable By Year Originated          
Year one 624   624   1,038
Prior year two 873   873   569
Prior year three 456   456   297
Prior year four 227   227   113
Prior year five 81   81   23
Prior year six 20   20   13
Total 2,281   2,281   2,053
Performing | Current | Personal Loans          
Financing Receivable By Year Originated          
Year one 5,475   5,475   9,820
Prior year two 7,326   7,326   5,337
Prior year three 3,912   3,912   2,913
Prior year four 2,051   2,051   1,143
Prior year five 733   733   272
Prior year six 245   245   155
Total 19,742   19,742   19,640
Performing | Current | Auto Finance          
Financing Receivable By Year Originated          
Year one 614   614   1,007
Prior year two 834   834   538
Prior year three 432   432   273
Prior year four 211   211   101
Prior year five 73   73   21
Prior year six 18   18   12
Total 2,182   2,182   1,952
Performing | 30-59 days past due | Personal Loans          
Financing Receivable By Year Originated          
Year one 22   22   89
Prior year two 123   123   129
Prior year three 102   102   100
Prior year four 75   75   48
Prior year five 37   37   14
Prior year six 17   17   11
Total 376   376   391
Performing | 30-59 days past due | Auto Finance          
Financing Receivable By Year Originated          
Year one 8   8   25
Prior year two 30   30   24
Prior year three 19   19   19
Prior year four 13   13   10
Prior year five 7   7   2
Prior year six 2   2   1
Total 79   79   81
Performing | 60-89 days past due | Personal Loans          
Financing Receivable By Year Originated          
Year one 11   11   55
Prior year two 79   79   86
Prior year three 64   64   62
Prior year four 43   43   32
Prior year five 21   21   8
Prior year six 10   10   6
Total 228   228   249
Performing | 60-89 days past due | Auto Finance          
Financing Receivable By Year Originated          
Year one 2   2   6
Prior year two 9   9   7
Prior year three 5   5   5
Prior year four 3   3   2
Prior year five 1   1   0
Prior year six 0   0   0
Total 20   20   20
Nonperforming (Nonaccrual) | 90+ days past due | Personal Loans          
Financing Receivable By Year Originated          
Year one 5   5   84
Prior year two 158   158   211
Prior year three 141   141   150
Prior year four 97   97   74
Prior year five 47   47   20
Prior year six 20   20   14
Total 468   468   553
Nonperforming (Nonaccrual) | 90+ days past due | Auto Finance          
Financing Receivable By Year Originated          
Year one 1   1   6
Prior year two 10   10   9
Prior year three 6   6   7
Prior year four 4   4   2
Prior year five 1   1   0
Prior year six 1   1   1
Total $ 23   $ 23   $ 25