The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Advanced Micro Devices Inc Equities 007903107 16,035 113 SH DFND 113 0 0
Advanced Micro Devices Inc Equities 007903107 690,060 4,863 SH SOLE 4,863 0 0
Alphabet Inc A Equities 02079K305 212,886 1,208 SH SOLE 1,208 0 0
Alphabet Inc C Equities 02079K107 47,186 266 SH DFND 266 0 0
Alphabet Inc C Equities 02079K107 4,444,152 25,053 SH SOLE 25,053 0 0
Amazon.com Inc Equities 023135106 231,018 1,053 SH DFND 1,053 0 0
Amazon.com Inc Equities 023135106 4,373,320 19,934 SH SOLE 19,934 0 0
Amphenol Corp Equities 032095101 24,688 250 SH DFND 250 0 0
Amphenol Corp Equities 032095101 795,925 8,060 SH SOLE 8,060 0 0
Aon Plc Com USd0.01 Cl A Equities G0403H108 17,481 49 SH DFND 49 0 0
Aon Plc Com USd0.01 Cl A Equities G0403H108 277,916 779 SH SOLE 779 0 0
Apple Inc Equities 037833100 805,292 3,925 SH DFND 3,925 0 0
Apple Inc Equities 037833100 6,314,517 30,777 SH SOLE 30,777 0 0
Automatic Data Processing Inc Equities 053015103 493,440 1,600 SH SOLE 1,600 0 0
Bank of America Corp Equities 060505104 314,441 6,645 SH DFND 6,645 0 0
Bank of America Corp Equities 060505104 306,066 6,468 SH SOLE 6,468 0 0
Berkshire Hathaway Inc Equities 084670702 240,942 496 SH DFND 496 0 0
Berkshire Hathaway Inc Equities 084670702 2,834,954 5,836 SH SOLE 5,836 0 0
Boeing Co Equities 097023105 229,645 1,096 SH SOLE 1,096 0 0
Broadcom Inc Equities 11135F101 63,400 230 SH DFND 230 0 0
Broadcom Inc Equities 11135F101 3,546,513 12,866 SH SOLE 12,866 0 0
Canadian Pacific Kansas City Lt Equities 13646K108 8,165 103 SH DFND 103 0 0
Canadian Pacific Kansas City Lt Equities 13646K108 311,452 3,929 SH SOLE 3,929 0 0
Chevron Corp Equities 166764100 94,649 661 SH DFND 661 0 0
Chevron Corp Equities 166764100 237,695 1,660 SH SOLE 1,660 0 0
Chipotle Mexican Grill Inc Equities 169656105 14,599 260 SH DFND 260 0 0
Chipotle Mexican Grill Inc Equities 169656105 730,736 13,014 SH SOLE 13,014 0 0
Cinemark Holdings Inc Equities 17243V102 8,390 278 SH DFND 278 0 0
Cinemark Holdings Inc Equities 17243V102 400,006 13,254 SH SOLE 13,254 0 0
Clestica, Inc Equities 15101Q207 35,905 230 SH DFND 230 0 0
Clestica, Inc Equities 15101Q207 779,457 4,993 SH SOLE 4,993 0 0
Commerce Bancshares Inc Equities 200525103 200,623 3,227 SH SOLE 3,227 0 0
ConocoPhillips Equities 20825C104 42,806 477 SH DFND 477 0 0
ConocoPhillips Equities 20825C104 823,903 9,181 SH SOLE 9,181 0 0
Constellation Energy Corp Equities 21037T109 24,530 76 SH DFND 76 0 0
Constellation Energy Corp Equities 21037T109 1,086,733 3,367 SH SOLE 3,367 0 0
Costco Wholesale Corp Equities 22160K105 20,789 21 SH DFND 21 0 0
Costco Wholesale Corp Equities 22160K105 1,036,467 1,047 SH SOLE 1,047 0 0
CRH Public Limited Equities G25508105 17,993 196 SH DFND 196 0 0
CRH Public Limited Equities G25508105 397,219 4,327 SH SOLE 4,327 0 0
CrowdStrike Holdings Inc Equities 22788C105 29,031 57 SH DFND 57 0 0
CrowdStrike Holdings Inc Equities 22788C105 1,487,185 2,920 SH SOLE 2,920 0 0
EMCOR Group Inc Equities 29084Q100 26,745 50 SH DFND 50 0 0
EMCOR Group Inc Equities 29084Q100 1,321,713 2,471 SH SOLE 2,471 0 0
EQT Corp Equities 26884L109 21,520 369 SH DFND 369 0 0
EQT Corp Equities 26884L109 482,015 8,265 SH SOLE 8,265 0 0
Exxon Mobil Corp Equities 30231G102 302,163 2,803 SH DFND 2,803 0 0
Exxon Mobil Corp Equities 30231G102 182,613 1,694 SH SOLE 1,694 0 0
Garmin Ltd Equities H2906T109 214,982 1,030 SH SOLE 1,030 0 0
ICICI Bank Limited Equities 45104G104 16,786 499 SH DFND 499 0 0
ICICI Bank Limited Equities 45104G104 372,967 11,087 SH SOLE 11,087 0 0
Intercontinental Exchange Inc Equities 45866F104 18,530 101 SH DFND 101 0 0
Intercontinental Exchange Inc Equities 45866F104 960,465 5,235 SH SOLE 5,235 0 0
Intuitive Surgical Inc Equities 46120e602 111,399 205 SH DFND 205 0 0
Intuitive Surgical Inc Equities 46120e602 680,893 1,253 SH SOLE 1,253 0 0
Invesco QQQ Trust Equities 46090E103 62,887 114 SH DFND 0 0 114
Invesco QQQ Trust Equities 46090E103 143,978 261 SH SOLE 261 0 0
iShares Core MSCI EAFE ETF Equities 46432F842 427,501 5,121 SH SOLE 5,121 0 0
iShares Core S&P 500 ETF Equities 464287200 4,954,161 7,979 SH DFND 7,682 0 297
iShares Core S&P 500 ETF Equities 464287200 23,528,385 37,894 SH SOLE 37,819 0 75
iShares Core S&P Mid-Cap ETF Equities 464287507 1,530,964 24,685 SH DFND 24,685 0 0
iShares Core S&P Mid-Cap ETF Equities 464287507 5,902,443 95,170 SH SOLE 95,170 0 0
iShares Core S&P Small-Cap ETF Equities 464287804 1,405,251 12,858 SH DFND 12,858 0 0
iShares Core S&P Small-Cap ETF Equities 464287804 4,757,175 43,528 SH SOLE 43,528 0 0
iShares Core S&P US Growth ETF Equities 464287671 305,914 2,034 SH SOLE 2,034 0 0
iShares Russell 1000 Growth ETF Equities 464287614 375,753 885 SH SOLE 885 0 0
Johnson & Johnson Equities 478160104 84,929 556 SH DFND 556 0 0
Johnson & Johnson Equities 478160104 236,457 1,548 SH SOLE 1,548 0 0
JPMorgan Chase & Co Equities 46625H100 438,054 1,511 SH DFND 1,511 0 0
JPMorgan Chase & Co Equities 46625H100 3,006,367 10,370 SH SOLE 10,370 0 0
KLA Corp Equities 482480100 200,646 224 SH SOLE 224 0 0
Lilly (Eli) & Co Equities 532457108 229,961 295 SH DFND 295 0 0
Lilly (Eli) & Co Equities 532457108 920,625 1,181 SH SOLE 1,181 0 0
Linde Plc Equities G54950103 17,829 38 SH DFND 38 0 0
Linde Plc Equities G54950103 323,265 689 SH SOLE 689 0 0
Martin Marietta Materials Inc Equities 573284106 23,605 43 SH DFND 43 0 0
Martin Marietta Materials Inc Equities 573284106 1,036,436 1,888 SH SOLE 1,888 0 0
Mastercard Inc Equities 57636Q104 35,964 64 SH DFND 64 0 0
Mastercard Inc Equities 57636Q104 1,416,089 2,520 SH SOLE 2,520 0 0
Mercadolibre Inc Equities 58733R102 20,909 8 SH DFND 8 0 0
Mercadolibre Inc Equities 58733R102 473,067 181 SH SOLE 181 0 0
Meta Platforms Inc Equities 30303M102 65,690 89 SH DFND 89 0 0
Meta Platforms Inc Equities 30303M102 3,461,642 4,690 SH SOLE 4,690 0 0
Microsoft Corp Equities 594918104 442,197 889 SH DFND 889 0 0
Microsoft Corp Equities 594918104 6,913,999 13,900 SH SOLE 13,900 0 0
Netflix Inc Equities 64110l106 14,730 11 SH DFND 11 0 0
Netflix Inc Equities 64110l106 834,278 623 SH SOLE 623 0 0
Nextera Energy Inc Equities 65339f101 10,691 154 SH DFND 154 0 0
Nextera Energy Inc Equities 65339f101 469,765 6,767 SH SOLE 6,767 0 0
Nvidia Corp Equities 67066G104 856,780 5,423 SH DFND 5,423 0 0
Nvidia Corp Equities 67066G104 6,817,269 43,150 SH SOLE 43,150 0 0
Occidental Petroleum Corp Equities 674599105 9,998 238 SH DFND 238 0 0
Occidental Petroleum Corp Equities 674599105 364,983 8,688 SH SOLE 8,688 0 0
On Hldg Ag Namen Akt A Equities H5919C104 11,243 216 SH DFND 216 0 0
On Hldg Ag Namen Akt A Equities H5919C104 249,320 4,790 SH SOLE 4,790 0 0
OReilly Automotive Inc Equities 67103H107 21,631 240 SH DFND 240 0 0
OReilly Automotive Inc Equities 67103H107 1,168,265 12,962 SH SOLE 12,962 0 0
PepsiCo Inc Equities 713448108 42,649 323 SH DFND 323 0 0
PepsiCo Inc Equities 713448108 205,190 1,554 SH SOLE 1,554 0 0
Procter & Gamble Co Equities 742718109 136,697 858 SH DFND 858 0 0
Procter & Gamble Co Equities 742718109 489,431 3,072 SH SOLE 3,072 0 0
Ross Stores Inc Equities 778296103 29,981 235 SH DFND 235 0 0
Ross Stores Inc Equities 778296103 1,031,229 8,083 SH SOLE 8,083 0 0
RTX Corporation Com Equities 75513E101 455,728 3,121 SH SOLE 3,121 0 0
Servicenow Inc Equities 81762P102 24,674 24 SH DFND 24 0 0
Servicenow Inc Equities 81762P102 1,273,791 1,239 SH SOLE 1,239 0 0
Shell PLC Equities 780259305 17,884 254 SH DFND 254 0 0
Shell PLC Equities 780259305 421,756 5,990 SH SOLE 5,990 0 0
SPDR Communication Services Sel Equities 81369Y852 1,084,323 9,991 SH SOLE 9,991 0 0
SPDR Consumer Discretionary Sel Equities 81369Y407 79,325 365 SH DFND 365 0 0
SPDR Consumer Discretionary Sel Equities 81369Y407 2,872,885 13,219 SH SOLE 13,219 0 0
SPDR Consumer Staples Select Se Equities 81369Y308 110,119 1,360 SH DFND 1,360 0 0
SPDR Consumer Staples Select Se Equities 81369Y308 1,313,738 16,225 SH SOLE 16,225 0 0
SPDR Energy Select Sector ETF Equities 81369Y506 121,702 1,435 SH DFND 1,130 0 305
SPDR Energy Select Sector ETF Equities 81369Y506 464,080 5,472 SH SOLE 5,472 0 0
SPDR Financial Select Sector ET Equities 81369Y605 261,064 4,985 SH DFND 4,985 0 0
SPDR Financial Select Sector ET Equities 81369Y605 3,334,869 63,679 SH SOLE 63,679 0 0
SPDR Gold Shares ETF Equities 78463V107 513,639 1,685 SH DFND 1,685 0 0
SPDR Health Care Select Sector Equities 81369Y209 148,943 1,105 SH DFND 1,105 0 0
SPDR Health Care Select Sector Equities 81369Y209 2,671,807 19,822 SH SOLE 19,822 0 0
SPDR Industrial Select Sector E Equities 81369Y704 179,237 1,215 SH DFND 1,215 0 0
SPDR Industrial Select Sector E Equities 81369Y704 2,357,960 15,984 SH SOLE 15,984 0 0
SPDR Materials Select Sector ET Equities 81369Y100 42,149 480 SH DFND 480 0 0
SPDR Materials Select Sector ET Equities 81369Y100 434,835 4,952 SH SOLE 4,952 0 0
SPDR Real Estate Select Sector Equities 81369Y860 12,633 305 SH DFND 305 0 0
SPDR Real Estate Select Sector Equities 81369Y860 314,626 7,596 SH SOLE 7,596 0 0
SPDR Technology Select Sector E Equities 81369Y803 653,333 2,580 SH DFND 2,580 0 0
SPDR Technology Select Sector E Equities 81369Y803 9,948,900 39,288 SH SOLE 39,288 0 0
SPDR Utilities Select Sector ET Equities 81369Y886 115,957 1,420 SH DFND 1,420 0 0
SPDR Utilities Select Sector ET Equities 81369Y886 551,532 6,754 SH SOLE 6,754 0 0
SS&C Technologies Hldgs Inc Equities 78467J100 26,248 317 SH DFND 317 0 0
SS&C Technologies Hldgs Inc Equities 78467J100 876,604 10,587 SH SOLE 10,587 0 0
Taiwan Semiconductor Manufactur Equities 874039100 31,029 137 SH DFND 137 0 0
Taiwan Semiconductor Manufactur Equities 874039100 922,494 4,073 SH SOLE 4,073 0 0
The Home Depot Inc Equities 437076102 144,090 393 SH DFND 393 0 0
The Home Depot Inc Equities 437076102 992,494 2,707 SH SOLE 2,707 0 0
The Kroger Co Equities 501044101 94,325 1,315 SH DFND 1,315 0 0
The Kroger Co Equities 501044101 2,996,449 41,774 SH SOLE 41,774 0 0
The Trade Desk Inc Cl A Equities 88339j105 14,542 202 SH DFND 202 0 0
The Trade Desk Inc Cl A Equities 88339j105 619,474 8,605 SH SOLE 8,605 0 0
The Williams Companies Inc Equities 969457100 10,426 166 SH DFND 166 0 0
The Williams Companies Inc Equities 969457100 472,206 7,518 SH SOLE 7,518 0 0
UBS Group AG Equities H42097107 25,838 764 SH DFND 764 0 0
UBS Group AG Equities H42097107 409,865 12,119 SH SOLE 12,119 0 0
Vanguard Real Estate ETF Equities 922908553 611,575 6,867 SH SOLE 6,867 0 0
Visa Inc Cl A Equities 92826C839 52,192 147 SH DFND 147 0 0
Visa Inc Cl A Equities 92826C839 1,733,709 4,883 SH SOLE 4,883 0 0
Vistra Corp Equities 92840M102 29,847 154 SH DFND 154 0 0
Vistra Corp Equities 92840M102 1,318,102 6,801 SH SOLE 6,801 0 0
Walmart Inc Equities 931142103 845,504 8,647 SH DFND 8,647 0 0
Walmart Inc Equities 931142103 2,187,534 22,372 SH SOLE 22,372 0 0
Waste Management Inc Del Equities 94106L109 22,882 100 SH DFND 100 0 0
Waste Management Inc Del Equities 94106L109 801,099 3,501 SH SOLE 3,501 0 0
Wells Fargo & Co New Equities 949746101 431,687 5,388 SH DFND 5,388 0 0
Wells Fargo & Co New Equities 949746101 51,357 641 SH SOLE 641 0 0
Zscaler Inc Com Equities 98980G102 26,371 84 SH DFND 84 0 0
Zscaler Inc Com Equities 98980G102 922,670 2,939 SH SOLE 2,939 0 0