Exhibit 99.1
World Omni Auto Receivables Trust 2024-A
Monthly Servicer Certificate
June 30, 2025
Dates Covered | ||||||||||||
Collections Period | 06/01/25 - 06/30/25 | |||||||||||
Interest Accrual Period | 06/16/25 - 07/14/25 | |||||||||||
30/360 Days | 30 | |||||||||||
Actual/360 Days | 29 | |||||||||||
Distribution Date | 07/15/25 | |||||||||||
Collateral Pool Balance Data | $ Amount | # of Accounts | ||||||||||
Pool Balance at 05/31/25 | 676,489,658.95 | 30,085 | ||||||||||
Yield Supplement Overcollateralization Amount 05/31/25 | 47,117,723.83 | 0 | ||||||||||
Receivables Balance 05/31/25 | 723,607,382.78 | 30,085 | ||||||||||
Principal Payments | 30,253,909.28 | 672 | ||||||||||
Defaulted Receivables | 1,349,465.20 | 39 | ||||||||||
Repurchased Accounts | 0.00 | 0 | ||||||||||
Yield Supplement Overcollateralization Amount at 06/30/25 | 44,263,490.97 | 0 | ||||||||||
Pool Balance at 06/30/25 | 647,740,517.33 | 29,374 | ||||||||||
Pool Statistics | $ Amount | # of Accounts | ||||||||||
Pool Factor | 51.50 | % | ||||||||||
Prepayment ABS Speed | 1.61 | % | ||||||||||
Aggregate Starting Principal Balance | 1,343,677,474.68 | 40,916 | ||||||||||
Delinquent Receivables: | ||||||||||||
Past Due 31-60 days | 9,949,538.74 | 323 | ||||||||||
Past Due 61-90 days | 3,508,345.41 | 123 | ||||||||||
Past Due 91-120 days | 570,990.29 | 25 | ||||||||||
Past Due 121+ days | 0.00 | 0 | ||||||||||
Total | 14,028,874.44 | 471 | ||||||||||
Total 31+ Delinquent as % Aggregate Ending Principal Balance | 2.03 | % | ||||||||||
Total 61+ Delinquent as % Aggregate Ending Principal Balance | 0.59 | % | ||||||||||
Delinquency Trigger Occurred | NO | |||||||||||
Recoveries | 1,039,640.60 | |||||||||||
Aggregate Net Losses/(Gains) - June 2025 | 309,824.60 | |||||||||||
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized): | ||||||||||||
Current Net Losses/(Gains) Ratio | 0.51 | % | ||||||||||
Prior Net Losses/(Gains) Ratio | 0.28 | % | ||||||||||
Second Prior Net Losses/(Gains) Ratio | 0.49 | % | ||||||||||
Third Prior Net Losses/(Gains) Ratio | 0.13 | % | ||||||||||
Four Month Average | 0.35 | % | ||||||||||
Cumulative Net Loss as a % of Aggregate Starting Principal Balance | 0.57 | % | ||||||||||
Overcollateralization Target Amount | 7,449,015.95 | |||||||||||
Actual Overcollateralization | 7,449,015.95 | |||||||||||
Weighted Average Contract Rate | 6.58 | % | ||||||||||
Weighted Average Contract Rate, Yield Adjusted | 10.47 | % | ||||||||||
Weighted Average Remaining Term | 45.71 | |||||||||||
Flow of Funds | $ Amount | |||||||||||
Collections | 35,229,862.76 | |||||||||||
Investment Earnings on Cash Accounts | 15,039.17 | |||||||||||
Servicing Fee | (603,006.15 | ) | ||||||||||
Transfer to Collection Account | - | |||||||||||
Available Funds | 34,641,895.78 | |||||||||||
Distributions of Available Funds | ||||||||||||
(1) Asset Representation Reviewer Amounts (up to $150,000 per year) | - | |||||||||||
(2) Class A Interest | 2,471,714.70 | |||||||||||
(3) Noteholders' First Priority Principal Distributable Amount | - | |||||||||||
(4) Class B Interest | 156,390.25 | |||||||||||
(5) Noteholders' Second Priority Principal Distributable Amount | 2,529,510.54 | |||||||||||
(6) Class C Interest | 81,597.00 | |||||||||||
(7) Noteholders' Third Priority Principal Distributable Amount | 18,440,000.00 | |||||||||||
(8) Required Reserve Account | - | |||||||||||
(9) Noteholders' Principal Distributable Amount | 7,449,015.95 | |||||||||||
(10) Asset Representation Reviewer Amounts (in excess of 1) | - | |||||||||||
(11) Distribution to Certificateholders | 3,513,667.34 | |||||||||||
Total Distributions of Available Funds | 34,641,895.78 | |||||||||||
Servicing Fee | 603,006.15 | |||||||||||
Unpaid Servicing Fee | - | |||||||||||
Change in amount of the unpaid servicing fee from the prior period | - |
Note Balances & Note Factors | $ Amount | |||||||||||
Original Class A | 1,170,710,000.00 | |||||||||||
Original Class B | 36,870,000.00 | |||||||||||
Original Class C | 18,440,000.00 | |||||||||||
Total Class A, B, & C | ||||||||||||
Note Balance @ 06/16/25 | 668,710,027.87 | |||||||||||
Principal Paid | 28,418,526.49 | |||||||||||
Note Balance @ 07/15/25 | 640,291,501.38 | |||||||||||
Class A-1 | ||||||||||||
Note Balance @ 06/16/25 | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 0.00 | |||||||||||
Note Factor @ 07/15/25 | 0.0000000 | % | ||||||||||
Class A-2a | ||||||||||||
Note Balance @ 06/16/25 | 36,616,842.09 | |||||||||||
Principal Paid | 11,403,795.94 | |||||||||||
Note Balance @ 07/15/25 | 25,213,046.15 | |||||||||||
Note Factor @ 07/15/25 | 14.4686366 | % | ||||||||||
Class A-2b | ||||||||||||
Note Balance @ 06/16/25 | 54,633,185.78 | |||||||||||
Principal Paid | 17,014,730.55 | |||||||||||
Note Balance @ 07/15/25 | 37,618,455.23 | |||||||||||
Note Factor @ 07/15/25 | 14.4686366 | % | ||||||||||
Class A-3 | ||||||||||||
Note Balance @ 06/16/25 | 434,260,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 434,260,000.00 | |||||||||||
Note Factor @ 07/15/25 | 100.0000000 | % | ||||||||||
Class A-4 | ||||||||||||
Note Balance @ 06/16/25 | 87,890,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 87,890,000.00 | |||||||||||
Note Factor @ 07/15/25 | 100.0000000 | % | ||||||||||
Class B | ||||||||||||
Note Balance @ 06/16/25 | 36,870,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 36,870,000.00 | |||||||||||
Note Factor @ 07/15/25 | 100.0000000 | % | ||||||||||
Class C | ||||||||||||
Note Balance @ 06/16/25 | 18,440,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 18,440,000.00 | |||||||||||
Note Factor @ 07/15/25 | 100.0000000 | % | ||||||||||
Interest & Principal Payments | $ Amount | |||||||||||
Total Interest Paid | 2,709,701.95 | |||||||||||
Total Principal Paid | 28,418,526.49 | |||||||||||
Total Paid | 31,128,228.44 | |||||||||||
Class A-1 | ||||||||||||
Coupon | 5.51900 | % | ||||||||||
Interest Paid | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-1 Holders | 0.00 | |||||||||||
Class A-2a | ||||||||||||
Coupon | 5.05000 | % | ||||||||||
Interest Paid | 154,095.88 | |||||||||||
Principal Paid | 11,403,795.94 | |||||||||||
Total Paid to A-2a Holders | 11,557,891.82 | |||||||||||
Class A-2b | ||||||||||||
SOFR Rate | 4.30385 | % | ||||||||||
Coupon | 4.64385 | % | ||||||||||
Interest Paid | 204,376.15 | |||||||||||
Principal Paid | 17,014,730.55 | |||||||||||
Total Paid to A-2b Holders | 17,219,106.70 | |||||||||||
Class A-3 | ||||||||||||
Coupon | 4.86000 | % | ||||||||||
Interest Paid | 1,758,753.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-3 Holders | 1,758,753.00 | |||||||||||
Class A-4 | ||||||||||||
Coupon | 4.84000 | % | ||||||||||
Interest Paid | 354,489.67 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-4 Holders | 354,489.67 | |||||||||||
Class B | ||||||||||||
Coupon | 5.09000 | % | ||||||||||
Interest Paid | 156,390.25 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to B Holders | 156,390.25 |
Class C | ||||||||||||
Coupon | 5.31000 | % | ||||||||||
Interest Paid | 81,597.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to C Holders | 81,597.00 |
Distribution per $1,000 of Notes | Total | |||||||||||
Total Interest Distribution Amount | 2.2101613 | |||||||||||
Total Interest Carryover Shortfall | 0.0000000 | |||||||||||
Total Principal Distribution Amount | 23.1794967 | |||||||||||
Total Distribution Amount | 25.3896580 | |||||||||||
A-1 Interest Distribution Amount | 0.0000000 | |||||||||||
A-1 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-1 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-1 Distribution Amount | 0.0000000 | |||||||||||
A-2a Interest Distribution Amount | 0.8842872 | |||||||||||
A-2a Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-2a Principal Distribution Amount | 65.4412713 | |||||||||||
Total A-2a Distribution Amount | 66.3255585 | |||||||||||
A-2b Interest Distribution Amount | 0.7860621 | |||||||||||
A-2b Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-2b Principal Distribution Amount | 65.4412713 | |||||||||||
Total A-2b Distribution Amount | 66.2273334 | |||||||||||
A-3 Interest Distribution Amount | 4.0500000 | |||||||||||
A-3 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-3 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-3 Distribution Amount | 4.0500000 | |||||||||||
A-4 Interest Distribution Amount | 4.0333334 | |||||||||||
A-4 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-4 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-4 Distribution Amount | 4.0333334 | |||||||||||
B Interest Distribution Amount | 4.2416667 | |||||||||||
B Interest Carryover Shortfall | 0.0000000 | |||||||||||
B Principal Distribution Amount | 0.0000000 | |||||||||||
Total B Distribution Amount | 4.2416667 | |||||||||||
C Interest Distribution Amount | 4.4250000 | |||||||||||
C Interest Carryover Shortfall | 0.0000000 | |||||||||||
C Principal Distribution Amount | 0.0000000 | |||||||||||
Total C Distribution Amount | 4.4250000 | |||||||||||
Noteholders' First Priority Principal Distributable Amount | 0.00 | |||||||||||
Noteholders' Second Priority Principal Distributable Amount | 89.01 | |||||||||||
Noteholders' Third Priority Principal Distributable Amount | 648.87 | |||||||||||
Noteholders' Principal Distributable Amount | 262.12 | |||||||||||
Account Balances | $ Amount | |||||||||||
Reserve Account | ||||||||||||
Balance as of 06/16/25 | 3,072,738.16 | |||||||||||
Investment Earnings | 10,737.63 | |||||||||||
Investment Earnings Paid | (10,737.63 | ) | ||||||||||
Deposit/(Withdrawal) | - | |||||||||||
Balance as of 07/15/25 | 3,072,738.16 | |||||||||||
Change | - | |||||||||||
Required Reserve Amount | 3,072,738.16 |