Exhibit 99.1
World Omni Auto Receivables Trust 2023-D |
Monthly Servicer Certificate |
June 30, 2025 |
Dates Covered | ||||||||||||
Collections Period | 06/01/25 - 06/30/25 | |||||||||||
Interest Accrual Period | 06/16/25 - 07/14/25 | |||||||||||
30/360 Days | 30 | |||||||||||
Actual/360 Days | 29 | |||||||||||
Distribution Date | 07/15/25 | |||||||||||
Collateral Pool Balance Data | $ Amount | # of Accounts | ||||||||||
Pool Balance at 05/31/25 | 471,843,282.39 | 25,373 | ||||||||||
Yield Supplement Overcollateralization Amount 05/31/25 | 41,029,519.23 | 0 | ||||||||||
Receivables Balance 05/31/25 | 512,872,801.62 | 25,373 | ||||||||||
Principal Payments | 22,855,043.04 | 1,404 | ||||||||||
Defaulted Receivables | 784,277.39 | 35 | ||||||||||
Repurchased Accounts | 0.00 | 0 | ||||||||||
Yield Supplement Overcollateralization Amount at 06/30/25 | 38,494,332.32 | 0 | ||||||||||
Pool Balance at 06/30/25 | 450,739,148.87 | 23,934 | ||||||||||
Pool Statistics | $ Amount | # of Accounts | ||||||||||
Pool Factor | 43.71 | % | ||||||||||
Prepayment ABS Speed | 1.55 | % | ||||||||||
Aggregate Starting Principal Balance | 1,119,368,245.46 | 42,446 | ||||||||||
Delinquent Receivables: | ||||||||||||
Past Due 31-60 days | 8,603,864.41 | 356 | ||||||||||
Past Due 61-90 days | 2,207,924.27 | 84 | ||||||||||
Past Due 91-120 days | 387,212.12 | 13 | ||||||||||
Past Due 121+ days | 0.00 | 0 | ||||||||||
Total | 11,199,000.80 | 453 | ||||||||||
Total 31+ Delinquent as % Aggregate Ending Principal Balance | 2.29 | % | ||||||||||
Total 61+ Delinquent as % Aggregate Ending Principal Balance | 0.53 | % | ||||||||||
Delinquency Trigger Occurred | NO | |||||||||||
Recoveries | 571,164.11 | |||||||||||
Aggregate Net Losses/(Gains) - June 2025 | 213,113.28 | |||||||||||
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized): | ||||||||||||
Current Net Losses/(Gains) Ratio | 0.50 | % | ||||||||||
Prior Net Losses/(Gains) Ratio | 0.56 | % | ||||||||||
Second Prior Net Losses/(Gains) Ratio | 0.46 | % | ||||||||||
Third Prior Net Losses/(Gains) Ratio | 0.47 | % | ||||||||||
Four Month Average | 0.50 | % | ||||||||||
Cumulative Net Loss as a % of Aggregate Starting Principal Balance | 0.59 | % | ||||||||||
Overcollateralization Target Amount | 5,183,500.21 | |||||||||||
Actual Overcollateralization | 5,183,500.21 | |||||||||||
Weighted Average Contract Rate | 6.32 | % | ||||||||||
Weighted Average Contract Rate, Yield Adjusted | 11.21 | % | ||||||||||
Weighted Average Remaining Term | 44.25 | |||||||||||
Flow of Funds | $ Amount | |||||||||||
Collections | 26,128,193.95 | |||||||||||
Investment Earnings on Cash Accounts | 12,070.73 | |||||||||||
Servicing Fee | (427,394.00 | ) | ||||||||||
Transfer to Collection Account | - | |||||||||||
Available Funds | 25,712,870.68 | |||||||||||
Distributions of Available Funds | ||||||||||||
(1) Asset Representation Reviewer Amounts (up to $150,000 per year) | - | |||||||||||
(2) Class A Interest | 2,019,431.96 | |||||||||||
(3) Noteholders' First Priority Principal Distributable Amount | - | |||||||||||
(4) Class B Interest | 153,556.50 | |||||||||||
(5) Noteholders' Second Priority Principal Distributable Amount | 657,935.77 | |||||||||||
(6) Class C Interest | 78,479.50 | |||||||||||
(7) Noteholders' Third Priority Principal Distributable Amount | 15,020,000.00 | |||||||||||
(8) Required Reserve Account | - | |||||||||||
(9) Noteholders' Principal Distributable Amount | 5,183,500.21 | |||||||||||
(10) Asset Representation Reviewer Amounts (in excess of 1) | - | |||||||||||
(11) Distribution to Certificateholders | 2,599,966.74 | |||||||||||
Total Distributions of Available Funds | 25,712,870.68 | |||||||||||
Servicing Fee | 427,394.00 | |||||||||||
Unpaid Servicing Fee | - | |||||||||||
Change in amount of the unpaid servicing fee from the prior period | - |
Note Balances & Note Factors | $ Amount | |||||||||||
Original Class A | 954,260,000.00 | |||||||||||
Original Class B | 30,060,000.00 | |||||||||||
Original Class C | 15,020,000.00 | |||||||||||
Total Class A, B, & C | ||||||||||||
Note Balance @ 06/16/25 | 466,417,084.64 | |||||||||||
Principal Paid | 20,861,435.98 | |||||||||||
Note Balance @ 07/15/25 | 445,555,648.66 | |||||||||||
Class A-1 | ||||||||||||
Note Balance @ 06/16/25 | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 0.00 | |||||||||||
Note Factor @ 07/15/25 | 0.0000000 | % | ||||||||||
Class A-2a | ||||||||||||
Note Balance @ 06/16/25 | 20,988,542.28 | |||||||||||
Principal Paid | 10,430,717.99 | |||||||||||
Note Balance @ 07/15/25 | 10,557,824.29 | |||||||||||
Note Factor @ 07/15/25 | 5.5891076 | % | ||||||||||
Class A-2b | ||||||||||||
Note Balance @ 06/16/25 | 20,988,542.36 | |||||||||||
Principal Paid | 10,430,717.99 | |||||||||||
Note Balance @ 07/15/25 | 10,557,824.37 | |||||||||||
Note Factor @ 07/15/25 | 5.5891077 | % | ||||||||||
Class A-3 | ||||||||||||
Note Balance @ 06/16/25 | 317,800,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 317,800,000.00 | |||||||||||
Note Factor @ 07/15/25 | 100.0000000 | % | ||||||||||
Class A-4 | ||||||||||||
Note Balance @ 06/16/25 | 61,560,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 61,560,000.00 | |||||||||||
Note Factor @ 07/15/25 | 100.0000000 | % | ||||||||||
Class B | ||||||||||||
Note Balance @ 06/16/25 | 30,060,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 30,060,000.00 | |||||||||||
Note Factor @ 07/15/25 | 100.0000000 | % | ||||||||||
Class C | ||||||||||||
Note Balance @ 06/16/25 | 15,020,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 15,020,000.00 | |||||||||||
Note Factor @ 07/15/25 | 100.0000000 | % | ||||||||||
Interest & Principal Payments | $ Amount | |||||||||||
Total Interest Paid | 2,251,467.96 | |||||||||||
Total Principal Paid | 20,861,435.98 | |||||||||||
Total Paid | 23,112,903.94 | |||||||||||
Class A-1 | ||||||||||||
Coupon | 5.66800 | % | ||||||||||
Interest Paid | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-1 Holders | 0.00 | |||||||||||
Class A-2a | ||||||||||||
Coupon | 5.91000 | % | ||||||||||
Interest Paid | 103,368.57 | |||||||||||
Principal Paid | 10,430,717.99 | |||||||||||
Total Paid to A-2a Holders | 10,534,086.56 | |||||||||||
Class A-2b | ||||||||||||
SOFR Rate | 4.30385 | % | ||||||||||
Coupon | 4.88385 | % | ||||||||||
Interest Paid | 82,573.39 | |||||||||||
Principal Paid | 10,430,717.99 | |||||||||||
Total Paid to A-2b Holders | 10,513,291.38 | |||||||||||
Class A-3 | ||||||||||||
Coupon | 5.79000 | % | ||||||||||
Interest Paid | 1,533,385.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-3 Holders | 1,533,385.00 | |||||||||||
Class A-4 | ||||||||||||
Coupon | 5.85000 | % | ||||||||||
Interest Paid | 300,105.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-4 Holders | 300,105.00 | |||||||||||
Class B | ||||||||||||
Coupon | 6.13000 | % | ||||||||||
Interest Paid | 153,556.50 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to B Holders | 153,556.50 |
Class C | ||||||||||||
Coupon | 6.27000 | % | ||||||||||
Interest Paid | 78,479.50 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to C Holders | 78,479.50 | |||||||||||
Distribution per $1,000 of Notes | Total | |||||||||||
Total Interest Distribution Amount | 2.2529549 | |||||||||||
Total Interest Carryover Shortfall | 0.0000000 | |||||||||||
Total Principal Distribution Amount | 20.8752136 | |||||||||||
Total Distribution Amount | 23.1281685 | |||||||||||
A-1 Interest Distribution Amount | 0.0000000 | |||||||||||
A-1 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-1 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-1 Distribution Amount | 0.0000000 | |||||||||||
A-2a Interest Distribution Amount | 0.5472132 | |||||||||||
A-2a Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-2a Principal Distribution Amount | 55.2182001 | |||||||||||
Total A-2a Distribution Amount | 55.7654133 | |||||||||||
A-2b Interest Distribution Amount | 0.4371275 | |||||||||||
A-2b Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-2b Principal Distribution Amount | 55.2182001 | |||||||||||
Total A-2b Distribution Amount | 55.6553276 | |||||||||||
A-3 Interest Distribution Amount | 4.8250000 | |||||||||||
A-3 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-3 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-3 Distribution Amount | 4.8250000 | |||||||||||
A-4 Interest Distribution Amount | 4.8750000 | |||||||||||
A-4 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-4 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-4 Distribution Amount | 4.8750000 | |||||||||||
B Interest Distribution Amount | 5.1083333 | |||||||||||
B Interest Carryover Shortfall | 0.0000000 | |||||||||||
B Principal Distribution Amount | 0.0000000 | |||||||||||
Total B Distribution Amount | 5.1083333 | |||||||||||
C Interest Distribution Amount | 5.2250000 | |||||||||||
C Interest Carryover Shortfall | 0.0000000 | |||||||||||
C Principal Distribution Amount | 0.0000000 | |||||||||||
Total C Distribution Amount | 5.2250000 | |||||||||||
Noteholders' First Priority Principal Distributable Amount | 0.00 | |||||||||||
Noteholders' Second Priority Principal Distributable Amount | 31.54 | |||||||||||
Noteholders' Third Priority Principal Distributable Amount | 719.99 | |||||||||||
Noteholders' Principal Distributable Amount | 248.47 | |||||||||||
Account Balances | $ Amount | |||||||||||
Reserve Account | ||||||||||||
Balance as of 06/16/25 | 2,504,634.24 | |||||||||||
Investment Earnings | 8,752.40 | |||||||||||
Investment Earnings Paid | (8,752.40 | ) | ||||||||||
Deposit/(Withdrawal) | - | |||||||||||
Balance as of 07/15/25 | 2,504,634.24 | |||||||||||
Change | - | |||||||||||
Required Reserve Amount | 2,504,634.24 | |||||||||||
Other Servicing Information | Current Month | Prior Month | Two Months Prior | |||||||||
Principal Balance of Receivables extended during the Collection Period | $ | 3,224,406.75 | 2,862,184.42 | 2,864,410.39 | ||||||||
Number of Extensions | 109 | 99 | 105 | |||||||||
Ratio of extensions to Beginning of Period Receivables Balance | 0.63 | % | 0.53 | % | 0.51 | % |