Exhibit 99.1
World Omni Auto Receivables Trust 2021-C | |||
Monthly Servicer Certificate | |||
June 30, 2025 |
Dates Covered | ||||||||||||
Collections Period | 06/01/25 - 06/30/25 | |||||||||||
Interest Accrual Period | 06/16/25 - 07/14/25 | |||||||||||
30/360 Days | 30 | |||||||||||
Actual/360 Days | 29 | |||||||||||
Distribution Date | 07/15/25 | |||||||||||
Collateral Pool Balance Data | $ Amount | # of Accounts | ||||||||||
Pool Balance at 05/31/25 | 138,771,978.22 | 15,078 | ||||||||||
Yield Supplement Overcollateralization Amount 05/31/25 | 998,520.90 | 0 | ||||||||||
Receivables Balance 05/31/25 | 139,770,499.12 | 15,078 | ||||||||||
Principal Payments | 9,075,373.14 | 296 | ||||||||||
Defaulted Receivables | 150,218.79 | 10 | ||||||||||
Repurchased Accounts | 0.00 | 0 | ||||||||||
Yield Supplement Overcollateralization Amount at 06/30/25 | 881,372.67 | 0 | ||||||||||
Pool Balance at 06/30/25 | 129,663,534.52 | 14,772 | ||||||||||
Pool Statistics | $ Amount | # of Accounts | ||||||||||
Pool Factor | 10.85 | % | ||||||||||
Prepayment ABS Speed | 1.01 | % | ||||||||||
Aggregate Starting Principal Balance | 1,202,898,752.29 | 49,569 | ||||||||||
Delinquent Receivables: | ||||||||||||
Past Due 31-60 days | 3,993,252.71 | 292 | ||||||||||
Past Due 61-90 days | 990,921.17 | 70 | ||||||||||
Past Due 91-120 days | 33,914.10 | 2 | ||||||||||
Past Due 121+ days | 0.00 | 0 | ||||||||||
Total | 5,018,087.98 | 364 | ||||||||||
Total 31+ Delinquent as % Aggregate Ending Principal Balance | 3.84 | % | ||||||||||
Total 61+ Delinquent as % Aggregate Ending Principal Balance | 0.79 | % | ||||||||||
Delinquency Trigger Occurred | NO | |||||||||||
Recoveries | 104,166.02 | |||||||||||
Aggregate Net Losses/(Gains) - June 2025 | 46,052.77 | |||||||||||
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized): | ||||||||||||
Current Net Losses/(Gains) Ratio | 0.40 | % | ||||||||||
Prior Net Losses/(Gains) Ratio | 0.44 | % | ||||||||||
Second Prior Net Losses/(Gains) Ratio | -0.29 | % | ||||||||||
Third Prior Net Losses Ratio/(Gains) | -0.63 | % | ||||||||||
Four Month Average | -0.02 | % | ||||||||||
Cumulative Net Loss as a % of Aggregate Starting Principal Balance | 0.48 | % | ||||||||||
Overcollateralization Target Amount | 5,849,148.06 | |||||||||||
Actual Overcollateralization | 5,849,148.06 | |||||||||||
Weighted Average Contract Rate | 4.36 | % | ||||||||||
Weighted Average Contract Rate, Yield Adjusted | 5.28 | % | ||||||||||
Weighted Average Remaining Term | 21.02 | |||||||||||
Flow of Funds | $ Amount | |||||||||||
Collections | 9,686,645.69 | |||||||||||
Investment Earnings on Cash Accounts | 15,327.15 | |||||||||||
Servicing Fee | (116,475.42 | ) | ||||||||||
Transfer to Collection Account | - | |||||||||||
Available Funds | 9,585,497.42 | |||||||||||
Distributions of Available Funds | ||||||||||||
(1) Asset Representation Reviewer Amounts (up to $150,000 per year) | - | |||||||||||
(2) Class A Interest | 42,817.51 | |||||||||||
(3) Noteholders' First Priority Principal Distributable Amount | - | |||||||||||
(4) Class B Interest | 24,563.00 | |||||||||||
(5) Noteholders' Second Priority Principal Distributable Amount | - | |||||||||||
(6) Class C Interest | 15,502.50 | |||||||||||
(7) Noteholders' Third Priority Principal Distributable Amount | 3,259,295.64 | |||||||||||
(8) Required Reserve Account | - | |||||||||||
(9) Noteholders' Principal Distributable Amount | 5,849,148.06 | |||||||||||
(10) Asset Representation Reviewer Amounts (in excess of 1) | - | |||||||||||
(11) Distribution to Certificateholders | 394,170.71 | |||||||||||
Total Distributions of Available Funds | 9,585,497.42 | |||||||||||
Servicing Fee | 116,475.42 | |||||||||||
Unpaid Servicing Fee | - | |||||||||||
Change in amount of the unpaid servicing fee from the prior period | - |
Note Balances & Note Factors | $ Amount | |||||||||||
Original Class A | 1,114,250,000.00 | |||||||||||
Original Class B | 35,090,000.00 | |||||||||||
Original Class C | 17,550,000.00 | |||||||||||
Total Class A, B, & C | ||||||||||||
Note Balance @ 06/16/25 | 132,922,830.16 | |||||||||||
Principal Paid | 9,108,443.70 | |||||||||||
Note Balance @ 07/15/25 | 123,814,386.46 | |||||||||||
Class A-1 | ||||||||||||
Note Balance @ 06/16/25 | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 0.00 | |||||||||||
Note Factor @ 07/15/25 | 0.0000000 | % | ||||||||||
Class A-2 | ||||||||||||
Note Balance @ 06/16/25 | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 0.00 | |||||||||||
Note Factor @ 07/15/25 | 0.0000000 | % | ||||||||||
Class A-3 | ||||||||||||
Note Balance @ 06/16/25 | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 0.00 | |||||||||||
Note Factor @ 07/15/25 | 0.0000000 | % | ||||||||||
Class A-4 | ||||||||||||
Note Balance @ 06/16/25 | 80,282,830.16 | |||||||||||
Principal Paid | 9,108,443.70 | |||||||||||
Note Balance @ 07/15/25 | 71,174,386.46 | |||||||||||
Note Factor @ 07/15/25 | 71.0110610 | % | ||||||||||
Class B | ||||||||||||
Note Balance @ 06/16/25 | 35,090,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 35,090,000.00 | |||||||||||
Note Factor @ 07/15/25 | 100.0000000 | % | ||||||||||
Class C | ||||||||||||
Note Balance @ 06/16/25 | 17,550,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 07/15/25 | 17,550,000.00 | |||||||||||
Note Factor @ 07/15/25 | 100.0000000 | % | ||||||||||
Interest & Principal Payments | $ Amount | |||||||||||
Total Interest Paid | 82,883.01 | |||||||||||
Total Principal Paid | 9,108,443.70 | |||||||||||
Total Paid | 9,191,326.71 | |||||||||||
Class A-1 | ||||||||||||
Coupon | 0.11273 | % | ||||||||||
Interest Paid | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-1 Holders | 0.00 | |||||||||||
Class A-2 | ||||||||||||
Coupon | 0.22000 | % | ||||||||||
Interest Paid | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-2 Holders | 0.00 | |||||||||||
Class A-3 | ||||||||||||
Coupon | 0.44000 | % | ||||||||||
Interest Paid | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-3 Holders | 0.00 | |||||||||||
Class A-4 | ||||||||||||
Coupon | 0.64000 | % | ||||||||||
Interest Paid | 42,817.51 | |||||||||||
Principal Paid | 9,108,443.70 | |||||||||||
Total Paid to A-4 Holders | 9,151,261.21 | |||||||||||
Class B | ||||||||||||
Coupon | 0.84000 | % | ||||||||||
Interest Paid | 24,563.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to B Holders | 24,563.00 | |||||||||||
Class C | ||||||||||||
Coupon | 1.06000 | % | ||||||||||
Interest Paid | 15,502.50 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to C Holders | 15,502.50 |
Distribution per $1,000 of Notes | Total | |||||||||||
Total Interest Distribution Amount | 0.0710290 | |||||||||||
Total Interest Carryover Shortfall | 0.0000000 | |||||||||||
Total Principal Distribution Amount | 7.8057432 | |||||||||||
Total Distribution Amount | 7.8767722 | |||||||||||
A-1 Interest Distribution Amount | 0.0000000 | |||||||||||
A-1 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-1 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-1 Distribution Amount | 0.0000000 | |||||||||||
A-2 Interest Distribution Amount | 0.0000000 | |||||||||||
A-2 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-2 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-2 Distribution Amount | 0.0000000 | |||||||||||
A-3 Interest Distribution Amount | 0.0000000 | |||||||||||
A-3 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-3 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-3 Distribution Amount | 0.0000000 | |||||||||||
A-4 Interest Distribution Amount | 0.4271926 | |||||||||||
A-4 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-4 Principal Distribution Amount | 90.8754235 | |||||||||||
Total A-4 Distribution Amount | 91.3026161 | |||||||||||
B Interest Distribution Amount | 0.7000000 | |||||||||||
B Interest Carryover Shortfall | 0.0000000 | |||||||||||
B Principal Distribution Amount | 0.0000000 | |||||||||||
Total B Distribution Amount | 0.7000000 | |||||||||||
C Interest Distribution Amount | 0.8833333 | |||||||||||
C Interest Carryover Shortfall | 0.0000000 | |||||||||||
C Principal Distribution Amount | 0.0000000 | |||||||||||
Total C Distribution Amount | 0.8833333 | |||||||||||
Noteholders' First Priority Principal Distributable Amount | 0.00 | |||||||||||
Noteholders' Second Priority Principal Distributable Amount | 0.00 | |||||||||||
Noteholders' Third Priority Principal Distributable Amount | 357.83 | |||||||||||
Noteholders' Principal Distributable Amount | 642.17 | |||||||||||
Account Balances | $ Amount | |||||||||||
Reserve Account | ||||||||||||
Balance as of 06/16/25 | 2,924,574.03 | |||||||||||
Investment Earnings | 10,253.63 | |||||||||||
Investment Earnings Paid | (10,253.63 | ) | ||||||||||
Deposit/(Withdrawal) | - | |||||||||||
Balance as of 07/15/25 | 2,924,574.03 | |||||||||||
Change | - | |||||||||||
Required Reserve Amount | 2,924,574.03 | |||||||||||
Other Servicing Information | Current Month | Prior Month | Two Months Prior | |||||||||
Principal Balance of Receivables extended during the Collection Period | $ | 994,751.92 | $ | 1,052,179.08 | $ | 944,857.07 | ||||||
Number of Extensions | 80 | 73 | 66 | |||||||||
Ratio of extensions to Beginning of Period Receivables Balance | 0.71 | % | 0.70 | % | 0.59 | % |