Exhibit 99.3
EXECUTIVE
SUMMARY
Third Party Due Diligence Review
Overview
Consolidated Analytics, Inc (“Consolidated Analytics”), a third-party due diligence provider, performed the review described below on residential mortgage loans acquired by Santander Bank, N.A. through a bulk purchase. The review included a total of 216 newly originated residential mortgage loans acquired through a bulk purchase in connection with the securitization identified as SAN 2025-NQM4 (the “Securitization”). The Review was conducted from July 2024 through June 2025 on mortgage loans originated between July 2024 and May 2025.
Scope of Review
Credit Review
Consolidated Analytics performed a “Credit Review” to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.
The Credit Review attempted to confirm the following:
| a. | QM or ATR Validation / Review of 8 Key Underwriting Factors |
| i. | Income / Assets |
| · | Validate borrower(s) monthly gross income |
| · | Validate funds required to close, required reserves |
| · | Review file documentation for required level of income and asset verifications |
| ii. | Employment Status |
| · | Review file documentation for required level of employment |
| iii. | Monthly Mortgage Payment |
| · | Confirm program, qualifying rate, terms |
| iv. | Simultaneous Loans |
| · | Validate all concurrent loans are included in the DTI to properly assess the ability to repay |
| v. | Mortgage Related Obligations: PITI, HOA, PMI, etc. |
| · | Validate subject loan monthly payment (PITI) and associated obligations |
| vi. | Debts / Obligations |
| · | Validate monthly recurring liabilities |
| vii. | DTI and/or Residual Income |
| · | Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file |
| · | Documentation meets Appendix Q requirements for QM Loans |
| viii. | Credit History |
| · | Review credit report for credit history and required credit depth including any / all inquiries |
| · | Determine representative credit score from credit report |
| b. | Validate loan-to-value (LTV) and combined loan-to-value | |
| c. | Review borrower's occupancy | |
| d. | Validation through third party resource of the subject properties most recent twelve (12) month sales history |
| e. | Confirm sufficient evidence in loan file, by reviewing the underwriter’s decision to approve the loan based upon the borrows income, debt, and credit history, to support borrower's willingness and ability to repay the debt | |
| f. | Confirm that Final 1003 is sufficiently completed | |
| g. | Provide Audit 1008 with accurate data based on file documentation | |
| h. | Confirm Loan Approval conditions were met | |
| i. | Review condominium questionnaire to verify all information is complete, prepared by an authorized representative, and address any red flags that may deem condominium project ineligible | |
| j. | General QM for any loans originated under the GQM Rule |
| i. | Pricing Thresholds: |
| a. | Pricing for First Lien Loans: |
| i. | 2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and | |
| ii. | 3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and | |
| iii. | 6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold. |
| b. | Pricing for Subordinate Lien Loans: |
| i. | 3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and |
| ii. | 6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold. |
| c. | Pricing for Manufactured Homes: |
| i. | 2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable dollar amount threshold; and |
| ii. | 6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold. |
| ii. | Consider Income and Assets: |
| o | Consumer’s current or reasonably expected income or assets (other than the value of the dwelling that secures the loan; | |
| o | The consumer’s debt obligations, alimony, child support; and | |
| o | The monthly DTI or residual income. |
| iii. | Verification of Income and Assets: |
| a. | Verification in compliance with one of the “safe harbor” guidelines will meet the QM verification requirement. A creditor is allowed to “mix and match” provisions of the different guidelines rather than only apply one guideline per loan. |
The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer’s income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:
| i. | Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020; |
| ii. | Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020; | |
| iii. | Sections II.A.1 and II.A.4-5 of the Federal Housing Administration’s Single Family Housing Policy Handbook, issued October 24, 2019; | |
| iv. | Chapter 4 of the U.S. Department of Veterans Affairs’ Lenders Handbook, revised February 22, 2019; | |
| v. | Chapter 4 of the U.S. Department of Agriculture’s Field Office Handbook for the Direct Single Family Housing Program, revised March 15, 2019; and | |
| vi. | Chapters 9 through 11 of the U.S. Department of Agriculture’s Handbook for the Single Family Guaranteed Loan Program, revised March 19, 2020. |
Compliance Review
Consolidated Analytics performed a “Compliance Review” to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a “Compliance Review” of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:
| a. | Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID Regulations |
| b. | Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by TRID Regulations |
| c. | Tolerance Testing |
| i. | Compare Loan Estimate and Closing Disclosures |
| ii. | Identify Tolerance Violations and applicable cost to cure |
| d. | Comprehensive review of Closing Disclosure to determine transaction accuracy |
| e. | Recalculation of APR and Finance Charge |
| f. | Testing of: |
| i. | Federal High Cost Mortgage provisions |
| ii. | Federal Higher Priced Mortgage Loans provisions |
| iii. | Local and/or State Anti-predatory and High Cost provisions |
| iv. | HOEPA Points and Fees |
| g. | Determine whether specified federal disclosures were provided timely based upon comparison of the application date to the dates on such disclosures |
| i. | Service Provider List |
| ii. | Home Ownership Counselling Disclosure |
| iii. | ARM Disclosure |
| h. | Compliance with QM as it relates to: |
| i. | APR Test |
| ii. | Points & Fees Test |
| iii. | Prepayment Penalty Test |
| iv. | Product Eligibility Testing |
| i. | Notice of Right to Cancel (Rescission) Review |
| i. | Confirm transaction date, expiration date, and disbursement date |
| ii. | Confirm document is properly executed by all required parties to the transaction |
| iii. | Confirm the correct Right of Rescission document was executed for the transaction type |
| iv. | Confirm a full three (3) day rescission period was provided to the borrower |
| j. | Confirm through NMLS the loan originator and originating firm's license status was active and properly disclosed on appropriate loan documents |
| k. | Check the Loan participants against the exclusionary list provided by Client or by the purchaser of the Loan(s) |
| l. | Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and consistent with other documents; Confirm collateral documents have been recorded or sent for recording |
The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.
Valuation Review
Consolidated Analytics performed a “Valuation Review,” which included the following:
| a. | Review original appraisal, determination that property is in "average" condition or better, or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern be identified with the condition of the property, Consolidated Analytics will alert Client. |
| b. | Review appraisal, determination that property is completely constructed and appraisal is on an “as is basis,” or property is identified as not completely constructed by originating appraiser. |
| c. | Review and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards. |
| d. | Review and determine the relevance of the comparable properties and ensure that a rational and reliable value was provided and supported as of the effective date of the Origination Appraisal. |
| e. | Review adjustments (line item, net and gross adjustments) to ensure they are reasonable. |
| f. | Ensure that the appraisal conforms to the guidelines provided from the Client. |
| g. | Review appraisal to ensure all required documents were included. |
| h. | Review location map provided within the appraisal for external obsolescence. |
| i. | Ensure highest and best use and zoning complies with guidelines. |
| j. | Confirm there are no marketability issues that affect the subject property. |
| k. | Ensure subject property does not suffer any functional obsolescence. |
| l. | Where applicable, determine if the file did not contain the appraisal or other valuation method and a review could not be performed. |
| m. | Additional valuation products were not required when the CU score provided was 2.5 or below or the appraisal LCA risk score was eligible for Collateral Rep and Warranty relief. In the event the CU score was greater than 2.5 or the LCA score was not eligible for R&W relief, an additional valuation product was obtained to confirm value was supported within 10% tolerance. In some instances, based on guidance from the seller, CDA’s were ordered on loans that had an acceptable CU score or R&W eligibility. |
Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.
For loans reviewed in a post-close valuation review scenario (216 loans in total):
One hundred twenty-four (124) loans had CU scores of 2.5 or less or were eligible for Collateral Rep and Warranty relief.
Three (3) loans had a Secondary Appraisal, zero (0) loans had an AVM, and one hundred six (106) loans had Desktop Reviews. Consolidated Analytics has independent access to the Desktop Reviews ordered by the Aggregator.
If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, was inconclusive, or a PIW was present, then an additional valuation product was completed. There were zero (0) occurrences of this.
Product totals may not sum due to multiple products for each loan.
TAPE INTEGRITY REVIEW RESULTS SUMMARY
Of the two hundred sixteen (216) mortgage loans reviewed, one hundred (100) unique mortgage loans (46.30% by loan count) had a total of two hundred fifty-two (252) discrepancies across twenty-one (21) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.
| Fields Reviewed | Discrepancy Count |
Percentage |
| Seller Name | 50 | 19.84% |
| Originator Doc Type | 37 | 14.68% |
| Application Date | 24 | 9.52% |
| Loan Type | 21 | 8.33% |
| PITIA | 21 | 8.33% |
| Qualifying Total Debt Income Ratio | 16 | 6.35% |
| Monthly Taxes | 13 | 5.16% |
| Monthly Insurance | 13 | 5.16% |
| Closing/Settlement Date | 12 | 4.76% |
| Interest Rate | 11 | 4.37% |
| P&I | 10 | 3.97% |
| ULI | 8 | 3.17% |
| Property Type | 4 | 1.59% |
| Credit QM/ATR Designation | 3 | 1.19% |
| Number of Borrowers | 3 | 1.19% |
| Sales Price | 1 | 0.40% |
| Property City | 1 | 0.40% |
| Qualifying CLTV | 1 | 0.40% |
| Qualifying LTV | 1 | 0.40% |
| Closing Date | 1 | 0.40% |
| Qualifying FICO | 1 | 0.40% |
| Grand Total | 252 | 100.00% |
Summary of Results
OVERALL RESULTS SUMMARY
Final Loan Grades
| Overall Loan Results: | |||
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
| Event Grade A | 203 | $86,774,005.00 | 93.98% |
| Event Grade B | 13 | $4,091,550.00 | 6.02% |
| Event Grade C | 0 | $0.00 | 0% |
| Event Grade D | 0 | $0.00 | 0% |
| Total Sample | 216 | $90,865,555.00 | 100.00% |
| Credit Results: | ||
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 206 | 95.37% |
| Event Grade B | 10 | 4.63% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| Total Sample | 216 | 100.00% |
| Compliance Results (As applicable, 136 loans within population did not receive a Compliance Review): | ||
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 79 | 98.75% |
| Event Grade B | 1 | 1.25% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| Total Sample | 80 | 100.00% |
| Valuation Results: | ||
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 214 | 99.07% |
| Event Grade B | 2 | 0.93% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| Total Sample | 216 | 100.00% |
Exception Category Summary
The table below summarizes the individual exceptions which carried an associated “A”, “B”, “C”, or “D” level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of “B”, a Credit Grade of “A”, and a Property Grade of “A” would receive an overall Loan Grade of “B”).
| Exception Type |
Exception Level Grade |
Exception Category | Total |
| Credit | A | No Findings | 106 |
| No Credit Findings | 52 | ||
| Hazard Insurance Missing or Defective | 7 | ||
| Title Insurance Missing or Defective | 5 | ||
| Income and Employment Do Not Meet Guidelines | 4 | ||
| Insufficient Assets for Reserves | 4 | ||
| Title Insurance Coverage - Inadequate Coverage | 4 | ||
| Deed Missing or Defective | 4 | ||
| Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | 3 | ||
| Entity Documentation - Missing or Defective | 3 | ||
| Housing History Does Not Meet Guideline Requirements | 3 | ||
| Title Coverage is Less than Subject Lien | 2 | ||
| Sales Contract Missing or Defective | 2 | ||
| Missing verification of taxes, insurance, and/or HOA fees for non-subject property | 2 | ||
| Borrower 1 3rd Party VOE Prior to Close Missing | 2 | ||
| The Note is Missing | 2 | ||
| Closing Disclosure/Settlement Statement Missing or Defective | 2 | ||
| Hazard Insurance Effective Date is after the Disbursement Date | 2 | ||
| Audited DTI Exceeds Guideline DTI | 2 | ||
| The Deed of Trust is Missing | 1 | ||
| Potential Occupancy/Current Address Issues identified in the file | 1 | ||
| Borrower 2 3rd Party VOE Prior to Close Missing | 1 | ||
| ATR Risk | 1 | ||
| Rent Loss Insurance Missing | 1 | ||
| Hazard Insurance Policy is Partial | 1 | ||
| Entity Documentation - Missing or Defective | 1 | ||
| Asset 2 Does Not Meet Guideline Requirements | 1 | ||
| Approval/Underwriting Summary Partially Provided | 1 | ||
| ATR: Reasonable Income or Assets Not Considered | 1 | ||
| Property Title Issue | 1 | ||
| Title Document is Partially Present | 1 | ||
| Asset Qualification Does Not Meet Guideline Requirements | 1 | ||
| Audited HCLTV Exceeds Guideline HCLTV | 1 | ||
| The Final 1003 is Incomplete | 1 | ||
| Audited LTV Exceeds Guideline LTV | 1 | ||
| Hazard insurance dwelling coverage is not sufficient | 1 | ||
| Asset 3 Does Not Meet Guideline Requirements | 1 | ||
| Appraisal Missing or Defective | 1 | ||
| Audited CLTV Exceeds Guideline CLTV | 1 | ||
| Tradelines do not meet Guideline Requirements | 1 | ||
| Missing Letter of Explanation (Credit) | 1 | ||
| Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | 1 | ||
| Total Credit Grade (A) Exceptions: | 234 | ||
| B | Audited Loan Amount is less than Guideline Minimum Loan Amount | 3 | |
| Audited FICO is less than Guideline FICO | 1 | ||
| Borrower Rental Experience Not Within Guidelines | 1 | ||
| Tradelines do not meet Guideline Requirements | 1 | ||
| Audited HCLTV Exceeds Guideline HCLTV | 1 | ||
| Guaranty Missing or Defective | 1 | ||
| Insufficient Assets for Reserves | 1 | ||
| Missing Business Entity Formation Document | 1 | ||
| Property Title Issue | 1 | ||
| Audited LTV Exceeds Guideline LTV | 1 | ||
| Audited CLTV Exceeds Guideline CLTV | 1 | ||
| Borrower 1 3rd Party VOE Prior to Close Missing | 1 | ||
| Total Credit Grade (B) Exceptions: | 14 | ||
| Compliance | A | No Compliance Findings | 47 |
| Higher-Priced Mortgage Loan Test | 15 | ||
| eSigned Documents Consent is Missing | 10 | ||
| CA AB 260 Higher-Priced Mortgage Loan Test | 4 | ||
| Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | 3 | ||
| Lender Credits That Cannot Decrease Test | 3 | ||
| Charges That Cannot Increase Test | 3 | ||
| Missing Required Affiliated Business Disclosure | 1 | ||
| TILA Post-Consummation Revised Closing Disclosure Finance Charge Test | 1 | ||
| Escrow Waiver is Partially Provided | 1 | ||
| Homeownership Counseling Disclosure Is Missing | 1 | ||
| Higher-Priced Mortgage Loan Evidence of Appraisal Delivery to the Borrower Not Provided (12 CFR 1026.35(c)(6)) | 1 | ||
| Total Compliance Grade (A) Exceptions: | 90 | ||
| B | TILA Finance Charge Test | 1 | |
| Incorrect rescission model used - RTC form model H-9 used for refinance not with Original Lender or Lender Affiliate | 1 | ||
| Total Compliance Grade (B) Exceptions: | 90 | ||
| Property | A | No Property Findings | 74 |
| Third Party Valuation Product Not Provided within 10% Tolerance | 1 | ||
| Appraisal Review - Missing | 1 | ||
| HOA Questionnaire is Missing | 1 | ||
| Total Property Grade (A) Exceptions: | 77 | ||
| B | Property/Appraisal General | 1 | |
| Appraisal is Expired | 1 | ||
| Total Property Grade (B) Exceptions: | 2 |
Event Grade Definitions
| Final Loan Grade | |
| A | Loan meets Credit, Compliance, and Valuation Guidelines |
| B | The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| C | The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| D | Loan is missing documentation to perform a sufficient review. |
| Credit Event Grades | |
| A | The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower’s willingness and ability to repay the loan is documented and reasonable. |
| B | The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower’s willingness and ability to repay the loan is documented and reasonable. |
| C | The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower’s willingness and ability to repay the loan were not documented or are unreasonable. |
| D | There was not sufficient documentation to perform a review or the credit file was not furnished. |
| Compliance Event Grades | |
| A | The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| B | The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| C | The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| D | There was not sufficient documentation to perform a review or the required legal documents were not furnished. |
| Valuation Event Grades | |
| A | The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| B | The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| C | The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below “average” condition or the property is not complete or requires significant repairs. The appraisal was not performed on an “as is” basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| D | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |
| Loan Number | Seller Loan Number | Originator | Last Name | Note Date | Original Balance | State | TPR QM ATR Status | Loan Status | Exception Date | Remediation Status | Exception ID | Exception Type | Exception Category | Exceptions | Exception Rebuttal | Exception Rebuttal Date | Exception Rebuttal Response | Exception Rebuttal Response Date | Compensating Factors | Initial Overall Loan Grade | Final Overall Loan Grade | Initial Exception Grade | Final Exception Grade | Initial Credit Grade | Final Credit Grade | Initial Property Valuation Grade | Final Property Valuation Grade | Initial Compliance Grade | Final Compliance Grade | Initial Overall Grade (DBRS/Morningstar) | Initial Credit Grade (DBRS/Morningstar) | Initial Property Valuation Grade (DBRS/Morningstar) | Initial Compliance Grade (DBRS/Morningstar) | Initial Overall Grade (Fitch) | Initial Credit Grade (Fitch) | Initial Property Valuation Grade (Fitch) | Initial Compliance Grade (Fitch) | Initial Overall Grade (Kroll) | Initial Credit Grade (Kroll) | Initial Property Valuation Grade (Kroll) | Initial Compliance Grade (Kroll) | Initial Overall Grade (Moodys) | Initial Credit Grade (Moodys) | Initial Property Valuation Grade (Moodys) | Initial Compliance Grade (Moodys) | Initial Overall Grade (S&P) | Initial Credit Grade (S&P) | Initial Property Valuation Grade (S&P) | Initial Compliance Grade (S&P) | Final Overall Grade (DBRS/Morningstar) | Final Credit Grade (DBRS/Morningstar) | Final Property Grade (DBRS/Morningstar) | Final Compliance Grade (DBRS/Morningstar) | Final Overall Grade (Fitch) | Final Credit Grade (Fitch) | Final Property Grade (Fitch) | Final Compliance Grade (Fitch) | Final Overall Grade (Kroll) | Final Credit Grade (Kroll) | Final Property Grade (Kroll) | Final Compliance Grade (Kroll) | Final Overall Grade (Moodys) | Final Credit Grade (Moodys) | Final Property Grade (Moodys) | Final Compliance Grade (Moodys) | Final Overall Grade (S&P) | Final Credit Grade (S&P) | Final Property Grade (S&P) | Final Compliance Grade (S&P) |
| 2406122084 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/17/2024 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. | HPML compliant | 07/17/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 2406122084 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/17/2024 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2406122084 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/17/2024 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2407126021 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/14/2024 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 2407126021 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/14/2024 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 2406122948 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/15/2024 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2406122948 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/15/2024 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000241212608 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/11/2025 | Acknowledged | FPRO1245 | Property | Appraisal is Expired | Primary Value Appraisal is Expired The guidelines State an appraisal must be completed within XXX days of the note date. After XXX days, an appraisal update can be utilized in lieu of a new appraisal up to XXX days. The appraisal dated XX/XX/XXXX is outside of XXX days of the note date XX/XX/XXXX. An appraisal update confirming the value of the appraisal is required. | Document Uploaded. Please see attached 2nd appraisal | 04/14/2025 | Post Close Appraisal dated XX/XX/XXXX to supplement expired appraisal in loan file.; Primary Value Appraisal is Expired | 04/15/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | C | B | C | B | A | A | C | B | A | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | |
| 1000241212608 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/11/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | C | B | A | A | A | A | C | B | A | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | |||||
| 1000241212608 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/11/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | C | B | A | A | A | A | C | B | A | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | |||||
| 1000250214638 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. | Compliant | 03/19/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 1000250214638 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214638 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214756 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/12/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214756 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/12/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214756 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/12/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214643 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214643 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214643 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214779 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/18/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No XXX SSR score. Missing secondary appraisal review. Please provide. | Document Uploaded. Please see appraisal risk review | 03/24/2025 | Third party valuation product provided within XXX. | 03/25/2025 | C | A | C | A | A | A | C | A | A | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250214779 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/18/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | C | A | A | A | A | A | C | A | A | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 1000250214779 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/19/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | C | A | A | A | A | A | C | A | A | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 1000250113465 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/18/2025 | Acknowledged | FCRE1200 | Credit | XXX Loan Amount is less than Guideline Minimum Loan Amount | XXX Loan Amount of $XXX is less than the Guideline Minimum Loan Amount of $XXX Loan amount of $XXX is less than the guideline minimum amount of $XXX | Document Uploaded. please see attached exception | 03/20/2025 | Exception approved: Due to minimum loan amount of $XXX (guides require $XXX) Compensating Factor: Borrower has XXX months reserves greater than program requirement and XXX points above FICO requirement.; XXX Loan Amount of $XXX is less than the Guideline Minimum Loan Amount of $XXX Loan amount of $XXX is less than the guideline minimum amount of $XXX | 03/21/2025 | C | B | C | B | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||
| 1000250113465 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/18/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | C | B | A | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||||||
| 1000250113465 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/19/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | C | B | A | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||||||
| 1000250215306 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215306 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215306 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/19/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215127 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/20/2025 | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements The loan file is missing verification of housing history payment for their XXX. Only XXX month is reporting on the credit report for XXX, even though it's been open since XXX. The subject property has an I/O loan with XXX monthly payments due. XXX months of housing payment history is required. | Per UW: The XXX (XXX) housing history is reporting on credit. Mortgage is now reporting under XXX #XXX, however, was previously reporting under XXX #XXX and showing on the credit report as a transferred account. | 03/24/2025 | Housing History Meets Guideline Requirements | 03/26/2025 | C | A | C | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250215127 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/20/2025 | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien $XXX Title coverage amount of $XXX is less than total amount of the subject lien $XXX | Document Uploaded. Please see attached title supplement | 03/26/2025 | Title Coverage Amount of $XXX is equal to or greater than Total Amount of Subject Lien $XXX | 03/26/2025 | C | A | B | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250215127 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/20/2025 | Resolved | FCRE7009 | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of $XXX is less than required coverage required Hazard insurance coverage of $XXX is less than the coverage required. | Document Uploaded. Please see attached RCE | 03/25/2025 | Hazard Insurance coverage meets guideline requirement. Copy of XXX provided. cleared. | 03/26/2025 | C | A | C | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250215127 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/20/2025 | Resolved | FCRE1183 | Credit | Approval/Underwriting Summary Partially Provided | Approval/Underwriting Summary Partially Provided. The XXX underwriting summary list the loan amount as $XXX. An updated XXX with the correct loan amount and LTV/CLTV is required. | Document Uploaded. Please see attached updated XXX | 03/21/2025 | Approval/Underwriting Summary is fully present. Received an updated XXX correcting the loan amount and the LTV accordingly. | 03/26/2025 | C | A | B | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250215127 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/20/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | C | A | A | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 1000250215127 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/21/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | C | A | A | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 1000250215300 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/24/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215300 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/24/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215300 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/25/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000241110403 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/24/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000241110403 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/24/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000241110403 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/24/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215319 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/24/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215319 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/24/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215319 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/24/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000241211831 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/24/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000241211831 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000241211831 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250113556 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2025 | Resolved | FCRE1158 | Credit | Hazard Insurance Policy is Partial | Hazard Insurance Policy Partially Provided Only Fire Insurance Declaration page is provided. Please provide evidence of Hazard Insurance for all other perils (XXX) as required by XXX. | Per UW: Insurance declaration page shows that borrower selected extended coverage which is also outlined on the insurance provided. This should fully cover our requirements. | 03/25/2025 | Hazard Insurance Policy is fully present | 03/26/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | D | A | D | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250113556 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/24/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250113556 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000241211832 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000241211832 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/26/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000241211832 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000241211912 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2025 | Resolved | FCRE1195 | Credit | XXX CLTV Exceeds Guideline CLTV | XXX CLTV of XXX% exceeds Guideline CLTV of XXX% The guidelines State if the subject property was acquired less than XXX months from the , the lesser of the current appraisal value or previous XXX price plus documented improvements ($XXX) must be used to determine the loan-to-value. The subject was XXXd for $XXX on XX/XX/XXXX. Using the lesser value of the XXX price plus documented improvements the CLTV of XXX%, exceeds guideline minimum CLTV of XXX%. | Document Uploaded. Please see attached exception | 03/31/2025 | XXX CLTV of XXX% is less than or equal to Guideline CLTV of XXX% | 04/01/2025 | C | B | C | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||
| 1000241211912 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2025 | Resolved | FCRE1196 | Credit | XXX HCLTV Exceeds Guideline HCLTV | XXX HLTV of XXX% exceeds Guideline HCLTV of XXX% The guidelines State if the subject property was acquired less than XXX months from the , the lesser of the current appraisal value or previous XXX price plus documented improvements ($XXX) must be used to determine the loan-to-value. The subject was XXXd for $XXX on XX/XX/XXXX. Using the lesser value of the XXX price plus documented improvement the HCLTV of XXX%, exceeds guideline minimum HCLTV of XXX%. | Document Uploaded. Please see attached exception | 03/31/2025 | XXX HLTV of XXX% is less than or equal to Guideline HCLTV of XXX% | 04/01/2025 | C | B | C | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||
| 1000241211912 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2025 | Resolved | FCRE1194 | Credit | XXX LTV Exceeds Guideline LTV | XXX LTV of XXX% exceeds Guideline LTV of XXX% The guidelines State if the subject property was acquired less than XXX months from the , the lesser of the current appraisal value or previous XXX price plus documented improvements ($XXX) must be used to determine the loan-to-value. The subject was XXXd for $XXX on XX/XX/XXXX. Using the lesser value of the XXX price plus documented improvement the LTV of XXX%, exceeds guideline minimum LTV of XXX%. | Document Uploaded. Please see attached exception | 03/31/2025 | XXX LTV of XXX% is less than or equal to Guideline LTV of XXX% | 04/01/2025 | C | B | C | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||
| 1000241211912 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2025 | Acknowledged | FCRE1254 | Credit | Property Title Issue | Property Title Issue The guidelines State for a XXX transaction to occur a minimum of XXX months must have elapsed since the most recent mortgage transaction on the subject property (either the original XXX transaction or subsequent XXX). This timeframe is measured from the Note date of the previous transaction to the Note date of the current transaction. The subject transaction is less than six months from the previous XXX transaction on XX/XX/XXXX and recorded XX/XX/XXXX. | Document Uploaded. Please see attached exception | 03/31/2025 | Lender exception for XXX with less than XXX. Compensating Factors: XXX months reserves greater than program requirement, FICO XXX+ greater than program min. | 04/01/2025 | C | B | C | B | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||
| 1000241211912 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | C | B | A | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||||||
| 1000241211912 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | C | B | A | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||||||
| 1000250215431 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/25/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | Document Uploaded. I apologize, I thought the Business Purposed Disclosure was being requested. Please see attached Affiliated Business Disclosure. ; This loan is not an XXX property. This is a XXX. Please XXX condition. | 03/28/2025 | Required Affiliated Business Disclosure Documentation Provided; We are not able to waive this finding, however if you wish to have it acknowledged and leave at a XXX grade we are able to do so. Otherwise in order to resolve the exception, a copy of the affiliated business disclosure would be required since this is a primary residence. | 03/31/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | B | A | B | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250215431 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/25/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215431 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/25/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250113048 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/25/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines The loan file was approved using XXX% of $XXX from a XXX on the subject property accessory unit. Guidelines State that rental income from an accessory unit may not be considered for qualifying. This contributed to higher DTI of XXX% (still within XXX% DTI Max). | Document Uploaded. Please see attached updated XXX, XXX, and UW approval that updates the Income/DTI. ; Document Uploaded. Please see attached updated XXX and UW Approval | 03/31/2025 | Income and Employment Meet Guidelines; The Total Borrower Income is still showing $XXX and should be $XXX instead. | 04/01/2025 | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | C | A | A | A | C | A | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250113048 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/25/2025 | Resolved | finding-3652 | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. (XXX CFR §XXX(e) (XXX) (i) ) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i). The final sum of specific and non-specific lender credits ($XXX) does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). TILA XXX Cure required: Refund in the amount $XXX, cure package requires a PCCD, LOE, Copy of refund Check and Proof of Delivery or Valid COC. The tolerance is due to Lender Credit decreased from $XXX to $XXX. | Document Uploaded. Please see attached missing COC. This was not provided due to a shipping error. | 03/26/2025 | Received copy of COC dated XX/XX/XXXX from client for testing. Exception resolved.; Received copy of COC dated XX/XX/XXXX from client for testing. Exception resolved. | 03/28/2025 | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | C | A | A | A | C | A | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250113048 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/25/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | C | A | A | A | C | A | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214850 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/28/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214850 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/28/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214850 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/27/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215196 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/28/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215196 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/28/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215196 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/27/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214408 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/27/2025 | Resolved | FCRE9995 | Credit | XXX Reserves are less than Guideline Required Reserves (Dollar Amount) | XXX Reserves of $XXX are less than Guideline Required Reserves of $XXX. XXX reserves of $XXX are less than the guideline XXX month requirement reserves of $XXX | Document Uploaded. Per UW: Borrower has sufficient funds for closing and reserves. I used a conservative amount for the XXX but XXX% is allowed to be used. of $XXX $XXX $XXX Total $XXX of $XXX XXX of $XXX Total $XXX Please see attached snippet that details eligible source of funds to support the UW's calculations. | 03/31/2025 | XXX Reserves of $XXX are equal to or greater than AUS Required Reserves of $XXX. | 04/01/2025 | C | B | C | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||
| 1000250214408 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/28/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | C | B | A | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||||||
| 1000250214408 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/27/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | C | B | A | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||||||
| 1000250214408 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/27/2025 | Acknowledged | FCRE3000 | Credit | Borrower Rental Experience Not Within Guidelines | Borrower Rental Experience Not Within Guidelines Borrower is considered a XXX. XXX is not permitted for a XXX transaction. GL UW exception form was provided for FTHB. | C | B | B | B | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||||||
| 1000250214991 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/27/2025 | Resolved | FCOM1206 | Credit | The Note is Missing | The Note is Missing. The loan file is missing a copy of the subject Note. | Document Uploaded. Please see attached Note | 03/28/2025 | The Note is Present. | 03/31/2025 | D | B | D | A | D | B | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||
| 1000250214991 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/27/2025 | Acknowledged | FCRE1200 | Credit | XXX Loan Amount is less than Guideline Minimum Loan Amount | XXX Loan Amount of $XXX is less than the Guideline Minimum Loan Amount of $XXX Loan amount of $XXX is less than the guideline minimum loan amount of $XXX. Guideline UW exception form was provided for the minimum loan amount. | Document Uploaded. Please see attached exception | 03/28/2025 | Lender exception approved: Due to minimum loan amount of $XXX (guides required $XXX). Compensating Factor: Borrower has substantial post close reserves above and beyond required XXX months (XXX additional months) | 03/31/2025 | D | B | C | B | D | B | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||
| 1000250214991 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/28/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | D | B | A | A | D | B | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||||||
| 1000250214991 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/27/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | D | B | A | A | D | B | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||||||
| 1000250215173 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/28/2025 | Resolved | FCRE1480 | Credit | Asset XXX Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements Please provide evidence of the electronic transfer of XXX of $XXX from the XXX account to the borrower's account or to the closing agent. | Document Uploaded. Please see attached XXX receipt; We provided a XXX letter and XXX to show they have sufficient funds to give the XXX. Can you advise if this is enough to clear this condition? | 03/31/2025 | Asset Record XXX Meets G/L Requirements Or XXX;.; No, the XXX bank Statements to show they have sufficient funds to give the XXX is not sufficient. Evidence of the electronic transfer of XXX of $XXX from the XXX account to the XXX account or to the closing agent is also required per guidelines (per FNMA requirements). Please provide.;. | 04/01/2025 | C | A | C | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250215173 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/28/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | C | A | A | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 1000250215173 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/27/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | C | A | A | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 1000250215201 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/01/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215201 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/01/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215201 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/01/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214859 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/02/2025 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Missing evidence of XXX of $XXX; must be verified per XXX guidelines. | The bank Statement provided shows the XXX EMD on page XXX. ; Document Uploaded. Please see attached XXX.; Document Uploaded. EMD Receipt | 04/10/2025 | Asset Qualification Meets Guideline Requirements; The bank Statement provided does Not reflect the EMD check being cleared (up to and including the date the check was cleared. Please provide Bank Statement on XXX acct# XXX for which the EMD check was written from and cleared.; Lender provided copy of check for receipt of EMD; however guidelines also require Bank Statements covering at least XXX days (up to and including the date the check was cleared). The Statements must evidence a sufficient average balance to support the amount of the XXX. Please provide Bank Statement on XXX acct# XXX for which the EMD check was written from. ; Asset Qualification Does Not Meet Guideline Requirements Missing evidence of earnest money deposit of $XXX; must be verified per XXX guidelines. | 04/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | C | B | C | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |
| 1000250214859 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/02/2025 | Resolved | FCRE5123 | Credit | Missing Business Entity Formation Document | The loan file is missing verification of the business entity. Please provide the XXX dated within XXX days of the Note Date, as required per guidelines. | Document Uploaded. Please see all documents attached. The previous uploaded document did not contain all required documents. ; Document Uploaded. Please see attached documents | 04/07/2025 | Required Entity documents provided.; Only pages XXX and XXX of the Operating Agreement was provided. Still missing complete copy of XXX (pages XXX thru XXX) , Articles of Incorporation, XXX dated within XXX days of the Note Date, as required per guidelines. | 04/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | C | B | B | B | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |
| 1000250214859 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/02/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | C | B | A | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |||||
| 1000250214859 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/03/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | C | B | A | A | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |||||
| 1000250214859 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/02/2025 | Acknowledged | FCRE1200 | Credit | XXX Loan Amount is less than Guideline Minimum Loan Amount | XXX Loan Amount of $XXXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Loan amount of $XXXXXX is less than the guideline minimum loan amount of $XXXXXX. UW guideline exception for minimum loan amount in file. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | C | B | B | B | C | B | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |||||
| 1000250215545 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/03/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Initial loan documents eSigned XX/XX/XXXX. Provide eConsent dated on or before XX/XX/XXXX. | Document Uploaded. Please see attached econsent | 04/04/2025 | Evidence of eConsent is provided. | 04/08/2025 | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | B | B | B | A | B | B | A | A | B | A | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |
| 1000250215545 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/03/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | HPML compliant- Appraisal requirement met This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | Compliance | 04/04/2025 | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | B | B | A | A | B | B | A | A | B | A | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |||
| 1000250215545 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/03/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | B | B | A | A | B | B | A | A | B | A | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |||||
| 1000250215545 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/03/2025 | Acknowledged | FCRE0376 | Credit | Tradelines do not meet Guideline Requirements | The lender’s minimum tradeline requirements have not been met per guidelines. The lenders minimum tradeline requirements for the XXX with XXX credit scores does not meet the guidelines standards. Underwriter exception in file for the minimum tradeline requirement. | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | B | B | B | B | B | B | A | A | B | A | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |||||
| 1000250215545 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/03/2025 | Acknowledged | FCRE1195 | Credit | XXX CLTV Exceeds Guideline CLTV | XXX CLTV of XXX% exceeds Guideline CLTV of XXX% CLTV of XXX% exceeds guideline max CLTV of XXX% due to the minimum tradeline requirements not being met. Underwriter exception in file for XXX% CLTV. | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | B | B | B | B | B | B | A | A | B | A | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |||||
| 1000250215545 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/03/2025 | Acknowledged | FCRE1196 | Credit | XXX HCLTV Exceeds Guideline HCLTV | XXX HLTV of XXX% exceeds Guideline HCLTV of XXX% HLTV of XXX% exceeds guideline max HCLTV of XXX% due to the minimum tradeline requirements not being met. Underwriter exception in file for XXX% HLTV. | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | B | B | B | B | B | B | A | A | B | A | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |||||
| 1000250215545 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/03/2025 | Acknowledged | FCRE1194 | Credit | XXX LTV Exceeds Guideline LTV | XXX LTV of XXX% exceeds Guideline LTV of XXX% LTV of XXX% exceeds guideline max LTV of XXX% due to the minimum tradeline requirements not being met. Underwriter exception in file for XXX% LTV. | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | B | B | B | B | B | B | A | A | B | A | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | B | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |||||
| 1000250215197 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/03/2025 | Resolved | FCRE1316 | Credit | Borrower XXX Party VOE Prior to Close Missing | Borrower XXX VOE Prior to Close Missing Guidelines State a verbal verification with the XXX is required within XXX calendar days of the note date to validate the business existence and that the business is fully operational. CPA letter in file is dated XX/XX/XXXX which falls outside the required XXX calendar days of the note dated XX/XX/XXXX. | Document Uploaded. Please see attached VVOE | 04/07/2025 | Borrower XXX Party VOE Prior to Close Was Provided | 04/08/2025 | Borrower has stable job time - Borrower has XXX years on job. | D | A | D | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250215197 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/03/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Borrower has stable job time - Borrower has XXX years on job. | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215197 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/03/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Borrower has stable job time - Borrower has XXX years on job. | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315593 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/04/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | Document Uploaded. Please see attached correct econsent | 04/09/2025 | Evidence of eConsent is provided. | 04/09/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | B | A | B | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250315593 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/04/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315593 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/04/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315722 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/07/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | B | B | A | A | A | A | B | B | A | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | |||||
| 1000250315722 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/04/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | B | B | A | A | A | A | B | B | A | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | |||||
| 1000250315722 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/07/2025 | Acknowledged | FVAL9739 | Property | Property/Appraisal General | Property/Appraisal guideline violation: Lender exception approval for: Appraisal XXX does not reflect current XXX info for subject - UW qualifying using lower XXX market rents per guidance. No need to have appraisal updated. Compensating Factors: More than XXX months reserves above required amount & FICO greater than XXX points above cap. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | B | B | B | B | A | A | B | B | A | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | |||||
| 1000250315561 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/07/2025 | Resolved | FCRE9995 | Credit | XXX Reserves are less than Guideline Required Reserves (Dollar Amount) | XXX Reserves of $XXX are less than Guideline Required Reserves of $XXX. Reserves are short $XXX. Qualifying Assets total $XXX minus Required XXX $XXX = $XXX left for reserves. Required Reserves of XXX months PITI = $XXX. Qualifying Assets for Reserves $XXX (not including $XXX) Please provide additional assets to cover reserve shortage of $XXX. | Document Uploaded. Please see attached matrix that indicates only XXX month of reserves is required for this loan program.; This loan program requires XXX months of reserves. Can you advise why you are requesting for XXX months? | 04/11/2025 | XXX Reserves of $XXX are equal to or greater than AUS Required Reserves of $XXX.;.; Per the Contender Guidelines on pg XXX Reserves section- LTV > XXX%: XXX months PITIA required for XXX- & XXXr P&L + Bank Stmts, XXX- & XXX P&L Only, and WVOE. This is a Bank Statement loan with a XXX%. | 04/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | D | A | C | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250315561 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/09/2025 | Resolved | FCRE1193 | Credit | XXX DTI Exceeds Guideline DTI | XXX DTI of XXX% exceeds Guideline DTI of XXX% Increased DTI is the result of adding departing residence PITI amount of $XXX that lender did not include. Per guideline DTI Max of XXX% up to XXX% LTV, which this loan exceeds with DTI of XXX% | Per UW: The mortgage is not in the borrowers name. There are XXX Statements in the file to support that the borrower is not on the mortgage along with the XXX history of another person making the payments. Therefore this debt was not included nor was any rental income used. ; Document Uploaded. Please see attached matrix that shows only XXX month of reserves is required for this loan program. | 04/11/2025 | XXX DTI of XXX% is less than or equal to Guideline DTI of XXX%; XXX DTI of XXX% exceeds Guideline DTI of XXX% | 04/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | D | A | C | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250315561 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/07/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing PITI docs for departing XXX. Added Property tax amount in XXX per amount found on fraud report pg XXX. Please provide PITI documents to confirm negative net income for REO at XXX. Please also provide updated XXX with revised DTI calculation. | Per UW: The mortgage is not in the borrowers name. There are XXX Statements in the file to support that the borrower is not on the mortgage along with the XXX history of another person making the payments. Therefore this debt was not included nor was any rental income used. ; Document Uploaded. Please see attached matrix that shows only XXX month of reserves is required for this loan program. | 04/11/2025 | Departing primary mtg not in borrower's name.; Increased DTI is the result of adding departing residence PITI amount of $XXX that lender did not include. Per guideline DTI Max of XXX% up to XXX% LTV, which this loan exceeds with DTI of XXX%. Please provide evidence as to why this PITI should not be included in the DTI calculation. | 04/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | D | A | D | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250315561 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/07/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure Required. HPML Loan with established escrows and appraisal requirement met. Downgraded | Compliant | 04/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 1000250315561 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/07/2025 | Resolved | finding-2962 | Compliance | XXX Higher-Priced Mortgage Loan Test | This loan failed the XXX higher-priced mortgage loan test. (XXX ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX.While the XXX provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure Required. HPML Loan with established escrows and appraisal requirement met. Downgraded | Compliant | 04/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 1000250315561 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/07/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215064 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/08/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX CFR XXX(a) (XXX) ) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a XXX. XXX. Missing proof the appraisal was provided at least XXX days prior to consummation | Document Uploaded. Please see attached appraisal delivery | 04/09/2025 | Evidence of appraisal delivery provided. | 04/10/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | C | A | B | A | C | A | A | A | C | A | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250215064 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/08/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | Document Uploaded. Please see attached econsent form | 04/09/2025 | Evidence of eConsent is provided. | 04/10/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | C | A | B | A | C | A | A | A | C | A | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250215064 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/08/2025 | Resolved | FCOM3531 | Compliance | Higher-Priced Mortgage Loan Evidence of Appraisal Delivery to the Borrower Not Provided (XX/XX/XXXX.XXX(c) (XXX) ) | Evidence of Appraisal Delivery to the Borrower Not Provided. Unable to downgrade due to missing appraisal delivery | Document Uploaded. Please see attached appraisal delivery | 04/09/2025 | Evidence of Appraisal Delivery to the Borrower Provided. | 04/10/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | C | A | C | A | C | A | A | A | C | A | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250215064 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/08/2025 | Resolved | FCRE9995 | Credit | XXX Reserves are less than Guideline Required Reserves (Dollar Amount) | XXX Reserves of $XXX are less than Guideline Required Reserves of $XXX. Per Non-QM Guidelines pg XXX - ITIN Reserves - NonQM Prime: XXX months of reserves seasoned XXX days is required. Please provide additional assets to cover reserve shortage of $XXX. | Document Uploaded. Please see attached matrix that reflects XXX months of reserve is acceptable for this loan program. | 04/10/2025 | XXX Reserves of $XXX are equal to or greater than AUS Required Reserves of $XXX. | 04/10/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | C | A | C | A | C | A | A | A | C | A | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250215064 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/08/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. | Compliant | 04/08/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | C | A | C | A | C | A | A | A | C | A | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 1000250215064 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/08/2025 | Resolved | finding-2962 | Compliance | XXX Higher-Priced Mortgage Loan Test | This loan failed the XXX higher-priced mortgage loan test. (XXX ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX.While the XXX provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure Required. HPML Loan with established escrows and appraisal requirement met. Downgraded | Compliant | 04/08/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | C | A | C | A | C | A | A | A | C | A | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 1000250215064 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/08/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | C | A | A | A | C | A | A | A | C | A | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | C | C | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315681 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/08/2025 | Resolved | FCOM1233 | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete The Final 1003 REO section does not list all the properties the XXX. Borrower recently XXXd a property at XXX that is not listed on the Final 1003. | Document Uploaded. Please see attached updated XXX | 04/10/2025 | The Final 1003 is Present | 04/10/2025 | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | D | A | D | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250315681 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/08/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315681 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/08/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315928 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/11/2025 | Acknowledged | FCRE1316 | Credit | Borrower XXX Party VOE Prior to Close Missing | Borrower XXX Party VOE Prior to Close Missing The guidelines State the borrower needs to be XXX a minimum of XXX years. Borrower obtained their real eState license in XXX of XXX. An underwriter exception in file for less than XXX months of XXX. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | D | B | D | B | D | B | A | A | C | A | D | D | A | C | D | D | A | C | D | D | A | C | D | D | A | C | D | D | A | C | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |||||
| 1000250315928 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/11/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | D | B | A | A | D | B | A | A | C | A | D | D | A | C | D | D | A | C | D | D | A | C | D | D | A | C | D | D | A | C | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |||||
| 1000250315928 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/11/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. | Compliant | 04/14/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | D | B | C | A | D | B | A | A | C | A | D | D | A | C | D | D | A | C | D | D | A | C | D | D | A | C | D | D | A | C | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | |||
| 1000250214649 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/08/2025 | Resolved | FCRE1481 | Credit | Asset XXX Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements The loan file is missing verification of sufficient funds to cover the XXX. The loan file is missing documentation that the XXX donor gave the closing agent the XXX in the form of an XXX. | Document Uploaded. Please see attached XXX receipt | 04/11/2025 | Asset Record XXX Meets G/L Requirements Or XXX | 04/11/2025 | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | C | A | C | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250214649 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/08/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | C | A | A | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214649 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/09/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | C | A | A | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315671 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/14/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | Document Uploaded. Please see attached correct econsent | 04/18/2025 | Evidence of eConsent is provided.; The eSigned consent disclosure is missing. The eSigned documents consent is missing. | 04/19/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | B | A | B | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250315671 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/14/2025 | Resolved | FCOM1266 | Compliance | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure Is Missing Homeownership Counseling Disclosure Is Missing | Document Uploaded. Please see attached HOCL | 04/18/2025 | Homeownership Counseling Disclosure Is Present or XXX; Homeownership Counseling Disclosure Is Missing Homeownership Counseling Disclosure Is Missing | 04/19/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | B | A | B | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250315671 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315671 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315558 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/15/2025 | Resolved | FCRE2009 | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage The hazard insurance declaration is missing evidence of XXX month rent loss coverage. The Loss of Use coverage on the HO-XXX policy included in the loan file is not sufficient. | Document Uploaded. Please see update HOI. ; Document Uploaded. Please see attached insurance. Please refer to Section I Coverages. ; Per UW, current insurance policy in Section XXX Coverage under "XXX" shows the rent loss coverage of $XXX, which is sufficient to cover the XXX-month requirement. | 05/05/2025 | Rent Loss Coverage Present; To be able to acknowledge the Loss of Use as sufficient for XXX Loss coverage, Please provide at least XXX compensating factors.; Please provide the insurer's policy information to confirm the Coverage D. Loss of Use includes Loss of Rental Income.; Missing rent loss insurance coverage The hazard insurance declaration is missing evidence of XXX month rent loss coverage. The Loss of Use coverage on the XXX policy included in the loan file is not sufficient. | 05/12/2025 | D | B | D | A | D | B | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||
| 1000250315558 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/15/2025 | Acknowledged | FCRE1197 | Credit | XXX FICO is less than Guideline FICO | XXX FICO of XXX is less than Guideline FICO of XXX. The guidelines State the minimum credit score to reach XXX% LTV/CLTV is XXX. Borrowers qualifying score of XXX does not meet the minimum requirement. | Document Uploaded. UW has acknowledged XXX condition; please see attached exceptions with compensating factors. ; Document Uploaded. Per UW: The correct DSCR should by XXX%, market rent = $XXX x XXX% = $XXX; please see attached updated XXX. Additionally, please see guideline snippet that supports UW rebuttal of XXX Gross Rents for two months bank Statements to support rents per XXX agreements (which is allowed). DSCR is now XXX. We can proceed on a XXX with a XXX FICO up to XXX% LTV. ; Per UW: We are using XXX months bank Statements to support rents per lease agreements (which is allowed). DSCR is now XXX. We can proceed on a XXX with a XXX FICO up to XXX% LTV. ; Document Uploaded. Please see attached updated XXX and bank Statement. Per UW: using $XXX as rent amount via proof shown on bank Statements. | 05/09/2025 | Client provided Exception approval for: Deviation from current guidelines. Using XXX% of market XXX as supported by XXX and XXX months bank Statements. Compensating Factors: High DSCR (> XXX DSCR) and Using bank stmnt to support XXX% of market rent.; The guideline provided is Not included in the XXX that was used to qualify this loan. Please advise which guideline (program) the snippet provided is from and provide a full copy of those guidelines.; Per the XXX DSCR guidelines, section XXX Long-Term XXX - • XXX Occupied: Use the lower of the (a) executed XXX agreement, or (b) market rent from appraisal (XXX form XXX). Please provide guidelines that allow the use of higher XXX rent with evidence of receipt of XXX months rent in the DSCR calculation. ; The original exception is for the borrower's FICO score of XXX being less than the XXX FICO minimum required per guidelines. The borrower's FICO score of XXX does not qualify per guidelines.; XXX FICO of XXX is less than Guideline FICO of XXX. The guidelines State the minimum credit score to reach XXX% LTV/CLTV is XXX. Borrowers qualifying score of XXX does not meet the minimum requirement. | 05/12/2025 | D | B | C | B | D | B | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||
| 1000250315558 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | D | B | A | A | D | B | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||||||
| 1000250315558 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | D | B | A | A | D | B | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | ||||||
| 2503150838 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/15/2025 | Resolved | FPRO1500 | Property | HOA Questionnaire is Missing | HOA Questionnaire Missing Missing HOA Questionnaire | Document Uploaded. Hi, the HOA documents are on pages XXX - XXX of our package. | 04/17/2025 | HOA Questionnaire Provided; HOA Questionnaire for the subject property was provided. | 04/18/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | D | A | D | A | A | A | D | A | A | A | D | A | D | A | D | A | D | A | D | A | D | A | D | A | D | A | D | A | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503150838 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | D | A | A | A | A | A | D | A | A | A | D | A | D | A | D | A | D | A | D | A | D | A | D | A | D | A | D | A | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503150838 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | D | A | A | A | A | A | D | A | A | A | D | A | D | A | D | A | D | A | D | A | D | A | D | A | D | A | D | A | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503150594 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/15/2025 | Resolved | FCOM1206 | Credit | The Note is Missing | The Note is Missing. The Note was not provided. Unable to review. | note on page XXX of attached funding pkg. | 04/17/2025 | The Note is Present.; funding package provided | 05/02/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | D | A | D | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503150594 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/15/2025 | Resolved | FCRE1254 | Credit | Property Title Issue | Property Title Issue The Note and Deed of Trust were not provided. The Final CD States the loan amount is $XXX. The amount on the Title Commitment is $XXX. | Document Uploaded. | 05/01/2025 | Property Title Issue Resolved; Property Title Issue Resolved | 05/02/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | D | A | C | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503150594 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/15/2025 | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien $XXX The Note and Deed of Trust were not provided. The Final CD States the loan amount is $XXX. The amount on the Title Commitment is $XXX. | Document Uploaded. ; Document Uploaded. Note and DOT provided, updated title is forthcoming. | 05/01/2025 | Title Coverage Amount of $XXX is equal to or greater than Total Amount of Subject Lien $XXX; Final Title policy provided; Pending receipt of updated commitment or Final Title Policy for loan amount $XXX; Note and DOT provided | 05/02/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | D | A | B | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503150594 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/15/2025 | Resolved | FCRE1146 | Credit | Title Document is Partially Present | Title Document is incomplete or only partially present The Note and Deed of Trust were not provided. The Final CD States the loan amount is $XXX. The amount on the Title Commitment is $XXX. | Document Uploaded. ; Document Uploaded. Note and DOT attached. | 05/01/2025 | Title Document is fully Present; Final Title policy provided; Final Title policy provided; Pending receipt of updated commitment or Final Title Policy for loan amount $XXX; Note and DOT provided, pending title | 05/02/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | D | A | D | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503150594 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/15/2025 | Resolved | FCOM1220 | Credit | The Deed of Trust is Missing | The Deed of Trust is Missing The Deed of Trust was not provided. Unable to review. | Document Uploaded. DOT on page XXX of attached funding pkg | 04/17/2025 | The Deed of Trust is Present; funding package provided | 05/02/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | D | A | D | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503150594 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215534 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215534 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250215534 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503150880 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/17/2025 | Resolved | FCRE1316 | Credit | Borrower XXX Party VOE Prior to Close Missing | Borrower XXX Party VOE Prior to Close Missing Missing VOE in file. CPA letter is dated XX/XX/XXXX and note date is XX/XX/XXXX | Document Uploaded. Hi, both borrowers are XXX. Correct, the XXX documents are on pages XXX - XXX. No VOE is needed for XXX when we have these verified. | 04/18/2025 | Borrower XXX Party VOE Prior to Close Was Provided; Letter from the business tax professional verifying XXX for the borrower was received. | 04/21/2025 | D | A | D | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150880 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/17/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Missing VOE in file. CPA letter is dated XX/XX/XXXX and note date is XX/XX/XXXX | Document Uploaded. Hi, both borrowers are XXX. Correct, the XXX documents are on pages XXX - XXX. No VOE is needed for XXX when we have these verified. | 04/18/2025 | Borrower 2 3rd Party VOE Prior to Close Was Provided or XXX ( equals XXX) ; Letter from the business tax professional verifying XXX years of XXX for the XXX was received. | 04/21/2025 | D | A | D | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150880 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/16/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 2503150880 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 2503149301 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/17/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503149301 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503149301 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151881 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/17/2025 | Resolved | finding-3652 | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. (XXX CFR §XXX(e) (XXX) (i) ) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i). The final sum of specific and non-specific lender credits ($XXX) does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). TILA XXX Cure required: Refund in the amount $XXX, cure package requires a PCCD, LOE, Copy of refund Check and Proof of Delivery or Valid COC. The tolerance is due to Lender Credit decreased from $XXX to $XXX. | Document Uploaded. | 04/21/2025 | Valid COC provided; exception resolved; Valid COC provided; exception resolved | 04/21/2025 | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503151881 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/17/2025 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX CFR §XXX(e) (XXX) (i) ) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i).One or more of the final charges exceed the comparable amount. Your XXX tolerance violation is $XXX. Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). XXX Cure Required Refund in the amount of $XXX Cure Package requires a XXX and proof of delivery to the borrower XXX. The XXX tolerance violation is due to the added Discount Points on the Final CD dated XXX and no XXX was found in the file explaining the reason for the added fee. Please provide a Valid XXX. | Document Uploaded. | 04/21/2025 | Valid COC provided; exception resolved; Valid COC provided; exception resolved | 04/21/2025 | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503151881 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | No Credit Findings. The loan meets all applicable credit guidelines. | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151881 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FPRO8998 | Property | No Property Findings | No Property Findings. Property and valuations related findings were not identified on the loan. | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503149155 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Missing evidence of XXX mortgage payment for XXX. Guidelines require housing history of XXX. Additional conditions may apply. | Document Uploaded. | 04/25/2025 | Housing History Meets Guideline Requirements; Credit supplement received indicates loan was transferred from XXX on XXX with XXX to XXX with last activity date of , XXX months activity at XXX and next due XX/XX/XXXX. | 04/26/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | D | A | C | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503149155 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FCRE1159 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Loan closed XX/XX/XXXX per borrower's signature and notary date, however hazard insurance policy provided is dated XX/XX/XXXX. | Document Uploaded. | 04/23/2025 | Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided.; PCCD and final Clsg Statement provided | 04/26/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | D | A | C | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503149155 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing documentation of PITI for departure residence or evidence property was sold. Additional conditions may apply. | Document Uploaded. | 04/25/2025 | Final closing Statement for departing residence, XXX, indicates property was sold on XX/XX/XXXX. | 04/26/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | D | A | D | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503149155 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503149155 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503149830 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503149830 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503149830 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2502148678 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Missing compete XXX months mortgage history, credit report only reflects XXX months. Guidelines require housing history of XXX. Additional conditions may apply. | Document Uploaded. | 04/23/2025 | Housing History Meets Guideline Requirements; VOM and credit update provided | 04/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2502148678 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Tax preparer letter provided for verification of XXX is not dated. Guidelines require verification of existence of the XXX, within XXX-days of the note date, to ensure the XXX. | Document Uploaded. | 04/23/2025 | Income and Employment Meet Guidelines; CPA letter provided | 04/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2502148678 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2502148678 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/18/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2502147947 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/18/2025 | Resolved | FCRE7496 | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing verification of HOA on the XXX. $XXX monthly. | Document Uploaded. | 05/05/2025 | XXX approval including HOA amount of $XXX in DTI qualification was received. | 05/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | D | A | D | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2502147947 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/18/2025 | Resolved | FPRO8998 | Property | No Property Findings | No Property Findings Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503149965 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/19/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | No Credit Findings. The loan meets all applicable credit guidelines. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503149965 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/19/2025 | Resolved | FPRO8998 | Property | No Property Findings | No Property Findings. Property and valuations related findings were not identified on the loan. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503149965 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/21/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151297 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/19/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151297 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/21/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315720 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/21/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315720 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315720 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/21/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. | Compliant | 04/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 1000250316086 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/21/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250316086 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250316086 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/21/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2502147021 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/22/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2502147021 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/22/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2502147021 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/22/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315935 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/23/2025 | Cured | finding-651 | Compliance | TILA Finance Charge Test | This loan failed the XXX charge test.(XXX CFR §XXX(o) (XXX) ) The finance charge is $XXX. The disclosed finance charge of $XXX is not considered accurate because it is XXX by more than $XXX. Cure required. The lender did not include the Title - Admin/Processing Fee of $XXX as a XXX, which caused the XXX charge underdisclosure. The disclosed finance charge of $XXX is not considered accurate because it is XXX by more than $XXX. | Document Uploaded. Please see attached Revised PCCD, LOE, proof of delivery and payment confirmation, and NORTC. | 05/07/2025 | Cure package provided to the borrower; exception downgraded to a Cure package provided to the borrower; exception downgraded to a | 05/08/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | C | B | C | B | A | A | A | A | C | B | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | |
| 1000250315935 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/24/2025 | Resolved | finding-3719 | Compliance | TILA Post-Consummation Revised Closing Disclosure Finance Charge Test | Cure required: Cure of $XXX required for underdisclosure of XXX charges. The finance charge is $XXX. The disclosed finance charge of $XXX is not considered accurate because it is XXX by more than $XXX. The Title - Admin/Processing fee of $XXX was not included in XXX. Cure requires XXX. This loan failed the XXX.(XXX CFR §XXX(d) (XXX) , transferred from XXX CFR §XXX(d) (XXX) ) The finance charge is $XXX. The disclosed finance charge of $XXX is not considered accurate because it is XXX by more than $XXX. | Document Uploaded. Please see attached revised PCCD, LOE, proof of delivery and payment confirmation, and NORTC. | 05/07/2025 | Cure package provided to the borrower; exception downgraded to a Cure package provided to the borrower; exception downgraded to a | 05/08/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | C | B | C | A | A | A | A | A | C | B | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | |
| 1000250315935 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/23/2025 | Cured | FCOM1852 | Compliance | Incorrect rescission model used - RTC form model H-XXX used for refinance not with Original Lender or Lender Affiliate | Incorrect rescission model used - XXX(Same Creditor) used for XXX not with Original Lender or Lender Affiliate The subject XXX transaction was paying off a prior loan from a lender other than XXX, (pg. XXX) , and therefore, RTC form model XXX (XXX) was required to be used. | Document Uploaded. Please see attached updated/revised and resigned Notice of Right to Cancel | 05/01/2025 | Cure package provided to the borrower; Incorrect XXX model used - RTC form model H9 (XXX) used for XXX not with Original Lender or Lender Affiliate The subject XXX transaction was XXX from a lender other than XXX, Inc. (pg. XXX) , and therefore, RTC form model H8 (XXX) was required to be used. | 05/01/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | C | B | B | B | A | A | A | A | C | B | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | |
| 1000250315935 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/23/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | C | B | A | A | A | A | A | A | C | B | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | |||||
| 1000250315935 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/23/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | C | B | A | A | A | A | A | A | C | B | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | |||||
| 1000250316356 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/23/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250316356 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/23/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250316356 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/23/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503149319 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/23/2025 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX CFR §XXX(e) (XXX) (i) ) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i).One or more of the final charges exceed the comparable amount. Your XXX tolerance violation is $XXX. Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). XXX Cure Required Refund in the amount of $XXX Cure Package requires a XXX and proof of delivery to the borrower XXX. The XXX tolerance violation is due to the added Discount Points on the Final CD dated XXX and no XXX was found in the file explaining the reason for the added fee. Please provide a Valid XXX. | Document Uploaded. | 05/08/2025 | Valid COC provided; Exception resolved; Valid COC provided; Exception resolved | 05/08/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | C | A | C | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503149319 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/24/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | C | A | A | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503149319 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/24/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | C | A | A | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503150646 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/24/2025 | Resolved | FCRE3978 | Credit | Missing Letter of Explanation (Credit) | The subject Credit Report dated XX/XX/XXXX includes XXX credit inquiries on XX/XX/XXXX. The Lender Guideline States: Any credit inquiries on the borrower's credit report in the last XXX days must have documentation signed by the borrower explaining the inquiry and attestation of XXX was established. If new credit was established borrowers must provide documentation on the current balance and payment and qualify accordingly. It is recommended the underwriter do additional diligence as necessary to ensure there is XXX. The required documentation was not found in the loan file. | Document Uploaded. | 05/02/2025 | Borrower’s letter of explanation regarding inquiries on the credit report was received. | 05/05/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | D | A | D | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503150646 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/24/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. | HPML compliant | 04/25/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 2503150646 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/24/2025 | Resolved | FPRO8998 | Property | No Property Findings | No property findings. Property and valuations related findings were not identified on the loan. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | D | A | A | A | D | A | A | A | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151526 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/24/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151526 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/24/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151526 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/24/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151713 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/25/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151713 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/25/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151713 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/25/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503150596 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/25/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503150596 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/25/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503150596 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/28/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151770 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide eConsent dated on or before XX/XX/XXXX. The borrower eSigned the Initial CD. | Document Uploaded. | 05/05/2025 | Evidence of eConsent is provided. | 05/07/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | B | A | B | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503151770 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | No Credit Findings. The loan meets all applicable credit guidelines. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151770 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | No Property Findings. Property and valuations related findings were not identified on the loan. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214769 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide eConsent dated on or before XX/XX/XXXX. | Document Uploaded. Please see attached econsent | 05/01/2025 | Evidence of eConsent is provided. | 05/06/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | B | A | B | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250214769 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214769 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Borrower has stable job time - Borrower has XXX years on job. | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315823 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide eConsent dated on or before XX/XX/XXXX. The eConsent in loan file is not from broker or lender. | Document Uploaded. Please see attached correct econsent | 05/01/2025 | Evidence of eConsent is provided.; The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide eConsent dated on or before XX/XX/XXXX. The eConsent in loan file is not from broker or lender. | 05/01/2025 | Borrower has stable job time - Borrower has XXX years on job. | B | A | B | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250315823 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Borrower has stable job time - Borrower has XXX years on job. | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315823 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Borrower has stable job time - Borrower has XXX years on job. | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250316447 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/29/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | Transaction meets BP guidelines. Transaction is a XXX and is exempt from TRID/QM. According to the BP letter on page XXX, that no part of the XXX of the loan will be used for consumer purpose. The loan is in compliance with all applicable laws and regulations. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 1000250316447 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/29/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 1000250316447 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||||||
| 1000250315562 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/28/2025 | Resolved | FCOM1275 | Compliance | Escrow Waiver is Partially Provided | Escrow Waiver is Partially Provided Documentation Required: Missing page XXX of the Escrow waiver | Document Uploaded. Please see attached full escrow waiver. | 05/01/2025 | Escrow Waiver is Present; Escrow Waiver is Partially Provided Documentation Required: Missing page XXX of the Escrow waiver | 05/01/2025 | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | D | A | D | A | A | A | A | A | D | A | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250315562 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/28/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | D | A | A | A | A | A | A | A | D | A | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250315562 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/28/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | D | A | A | A | A | A | A | A | D | A | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | D | A | A | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250316542 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | finding-3652 | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. (XXX CFR §XXX(e) (XXX) (i) ) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i). The final sum of specific and non-specific lender credits ($XXX) does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). TILA XXX Cure required: Refund in the amount $XXX, cure package requires a PCCD, LOE, Copy of refund Check and Proof of Delivery or Valid COC. The tolerance is due to Lender Credit decreased from $XXX to $XXX. | Document Uploaded. It was determined that there was a clerical error/shipping error on this loan which has been resolved and fixed. Please see attached Locked LE dated on XXX/XXX along with an updated Compliance Report | 05/07/2025 | Valid COC provided; Exception resolved; Valid COC provided; Exception resolved | 05/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250316542 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX CFR §XXX(e) (XXX) (i) ) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i).One or more of the final charges exceed the comparable amount. Your XXX tolerance violation is $XXX. Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). XXX Cure Required Refund in the amount of $XXX Cure Package requires a XXX and proof of delivery to the borrower XXX. The XXX tolerance violation is due to the added Discount Points on the Final CD dated XXX and no XXX was found in the file explaining the reason for the added fee. Please provide a Valid XXX. | Document Uploaded. It was determined that there was a clerical error/shipping error on this loan which has been resolved and fixed. Please see attached Locked LE dated on XXX/XXX along with an updated Compliance Report | 05/07/2025 | Valid COC provided; exception resolved; Valid COC provided; exception resolved | 05/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250316542 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide eConsent dated on or before XX/XX/XXXX. The eConsent in the loan file is neither from broker or lender. | Document Uploaded. Please see attached econsent | 05/01/2025 | Evidence of eConsent is provided.; The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide eConsent dated on or before XX/XX/XXXX. The eConsent in the loan file is neither from broker or lender. | 05/01/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | C | A | B | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250316542 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX CFR XXX(a) (XXX) ) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a XXX. XXX. Missing proof the appraisal was provided at least XXX days prior to consummation | Document Uploaded. Please see attached proof of delivery for the appraisal report | 05/01/2025 | Evidence of appraisal delivery provided.; The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX) ). Documentation required: Please provide evidence borrower(s) received a copy of the appraisal. | 05/01/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | C | A | B | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250316542 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250316542 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214776 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. | Compliant | 04/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 1000250214776 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | finding-2962 | Compliance | XXX Higher-Priced Mortgage Loan Test | This loan failed the XXX higher-priced mortgage loan test. (XXX ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX.While the XXX provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure Required. HPML Loan with established escrows and appraisal requirement met. Downgraded | Compliant | 04/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 1000250214776 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250214776 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250316152 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. | Compliant | 04/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 1000250316152 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | finding-2962 | Compliance | XXX Higher-Priced Mortgage Loan Test | This loan failed the XXX higher-priced mortgage loan test. (XXX ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX.While the XXX provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure Required. HPML Loan with established escrows and appraisal requirement met. Downgraded | Compliant | 04/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 1000250316152 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/30/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250316152 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/30/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250416611 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | Document Uploaded. Please see attached econsent | 05/01/2025 | Evidence of eConsent is provided. | 05/02/2025 | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | C | A | B | A | C | A | A | A | B | A | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250416611 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/30/2025 | Resolved | FCRE0376 | Credit | Tradelines do not meet Guideline Requirements | The lender’s minimum tradeline requirements have not been met per guidelines. Per Tradeline Requirements Guidelines - If the primary income earner has XXX (XXX) credit scores, the minimum tradeline requirements can be waived, subject to a maximum XXX% LTV. This loan's LTV is XXX% and only Authorized user accounts (Unacceptable Tradelines) show a balance on credit report. A satisfactory VOR was provided; however there is not at least XXX Acceptable tradeline reporting on the credit report with activity in the most recent XXX days. Tradeline Requirement is Not Met. | Document Uploaded. Per VP of Underwriting, guidelines were updated to have LTV at XXX% regarding the requirement for tradelines. Please see attached confirmation. | 05/01/2025 | Tradelines meet Guideline Requirements | 05/02/2025 | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | C | A | C | A | C | A | A | A | B | A | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250416611 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | C | A | A | A | C | A | A | A | B | A | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250316355 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/29/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Missing e consent for disclosures dated XX/XX/XXXX | Document Uploaded. please see attached econsent | 05/01/2025 | Evidence of eConsent is provided. | 05/01/2025 | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | B | A | B | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250316355 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/30/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250316355 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 04/30/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 1000250316328 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 05/02/2025 | Resolved | FCRE1193 | Credit | XXX DTI Exceeds Guideline DTI | XXX DTI of XXX% exceeds Guideline DTI of XXX% DTI of XXX% exceeds guideline DTI of XXX%. The loan closed using a total XXX income of $XXX. XXX base of $XXX, XXX bonus $XXX and XXX rental income of $XXX. The loan file is missing evidence of the $XXX a XXX rental income. | Document Uploaded. Please see attached updated XXX and UW approval. Per UW: The ADU income was removed along with the XXX payment that I was hitting the borrower with as worse case. The borrower paid out the XXX at closing therefore the payment does not need to be counted against the borrowers DTI. | 05/05/2025 | XXX DTI of XXX% is less than or equal to Guideline DTI of XXX% | 05/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | C | A | A | A | B | A | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250316328 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 05/02/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines The loan closed using rental income of $XXX a month from the subject property. Rental income must be verified via federal income tax returns for the prior XXX years, including Schedule E, to verify history of property management or a current signed lease or rental agreement with a copy of the tenant's check for security deposit as well as proof of deposit into the borrowers account. The loan file is missing evidence of the rental income. | Document Uploaded. Please see attached updated XXX and UW approval. Per UW: The ADU income was removed along with the XXX payment that I was hitting the borrower with as worse case. The borrower paid out the XXX at closing therefore the payment does not need to be counted against the borrowers DTI. | 05/05/2025 | Income and Employment Meet Guidelines | 05/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | C | A | A | A | B | A | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250316328 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 05/02/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX CFR XXX(a) (XXX) ) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a XXX. XXX. Missing proof the appraisal was provided at least XXX days prior to consummation | Document Uploaded. Please see attached proof of delivery. | 05/05/2025 | Evidence of appraisal delivery provided. | 05/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | B | A | C | A | A | A | B | A | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250316328 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 05/02/2025 | Resolved | FCRE1438 | Credit | ATR Risk | ATR Risk DTI of XXX% exceeds guideline DTI of XXX%. The loan closed using a total XXX income of $XXX. XXX base of $XXX, XXX bonus $XXX and XXX rental income of $XXX. The loan file is missing evidence of the $XXX a XXX rental income. | Document Uploaded. Please see attached updated XXX and UW approval. Per UW: The ADU income was removed along with the XXX payment that I was hitting the borrower with as worse case. The borrower paid out the XXX at closing therefore the payment does not need to be counted against the borrowers DTI. | 05/05/2025 | ATR Risk Resolved | 05/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | C | A | A | A | B | A | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250316328 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 05/02/2025 | Resolved | FCRE1497 | Credit | ATR: XXX Income or Assets Not Considered | ATR: XXX Income or Assets Not Considered | Document Uploaded. Please see attached updated XXX and UW approval. Per UW: The ADU income was removed along with the XXX payment that I was hitting the borrower with as worse case. The borrower paid out the XXX at closing therefore the payment does not need to be counted against the borrowers DTI. | 05/05/2025 | ATR: XXX Income or Assets Was Considered | 05/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | C | A | A | A | B | A | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 1000250316328 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 05/02/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | C | A | A | A | B | A | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | C | C | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151348 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/08/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151348 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/08/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151348 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/08/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503151848 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/12/2025 | Resolved | FCRE9488 | Credit | Potential Occupancy/Current Address Issues identified in the file | The intent and/or status of the XXX is not supported in the file. Transaction submitted as a XXX of an XXX, however file contains a XXX disclosure. Additionally, the hazard insurance application/binder receipt reflects borrower's mailing address as "XXX" which property belongs to XXX. | Document Uploaded. A copy of the signed occupancy disclosure showing home is borrowers XXX is attached. The HOI is being updated. The Business purpose and occupancy affidavit is an error, and should not have been included. | 05/13/2025 | Intent of borrower's occupancy supported; Occupancy cert received from lender. | 05/14/2025 | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | C | A | C | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503151848 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/12/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Tax preparer letter provided for verification of XXX does not reflect how long XXX have been operating for. Additional conditions may apply. | Document Uploaded. Per the attached business search showing the corporation is active since XX/XX/XXXX | 05/13/2025 | Income and Employment Meet Guidelines; SOS/Business search provided business opened XX/XX/XXXX and still active. | 05/14/2025 | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | C | A | C | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2503151848 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/12/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. | HPML compliant | 05/12/2025 | Borrower has stable job time - Borrower has XXX years on job. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | C | A | A | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 2504154744 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/19/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2504154744 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/19/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | No credit findings. The loan meets all applicable credit guidelines. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2504154744 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/19/2025 | Resolved | FPRO8998 | Property | No Property Findings | No property findings. Property and valuations related findings were not identified on the loan. | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503150875 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/20/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. | HPML compliant | 05/20/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 2503150875 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/20/2025 | Resolved | FPRO8998 | Property | No Property Findings | No property findings. Property and valuations related findings were not identified on the loan. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2503150875 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | No credit findings. The loan meets all applicable credit guidelines. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2505156209 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/22/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. | HPML compliant | 05/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 2505156209 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/22/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2505156209 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/22/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2505156277 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/23/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2505156277 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/23/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2505156277 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/23/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2504155445 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/27/2025 | Resolved | FCRE1159 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. The Hazard Insurance inception date is XX/XX/XXXX, the Note date is XX/XX/XXXX. | Document Uploaded. | 05/29/2025 | Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided.; An updated hazard insurance with an effective date of XX/XX/XXXX was received. ; HOI provided | 05/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | C | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 2504155445 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/27/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | HPML compliant | 05/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 2504155445 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/27/2025 | Resolved | FPRO8998 | Property | No Property Findings | No property findings. Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | C | A | A | A | C | A | A | A | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2504153855 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/28/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2504153855 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/29/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2504153855 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2504155644 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/29/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (XXX CFR § XXX(a) (XXX) ) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XXX CFR §XXX, some lenders and XXX may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. | HPML compliant | 06/01/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 2504155644 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/29/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2504155644 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 05/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| 2412142617 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 02/12/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2502148514 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 03/25/2025 | Resolved | 8777693407 | Credit | Hazard Insurance Missing or Defective | XXX master policy does not include XXX language in coverage description on page XXX. In order to use master policy in XXX of subject's individual hazard policy, XXX coverage is required. | Uploaded Does this not suffice? | 05/22/2025 | Received XXX: Document has not been uploaded XXX: Coverage must include "XXX" specific language in order to meet requirements for using master policy. | 06/02/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503151363 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/10/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150485 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/05/2025 | Resolved | 9073037355 | Credit | Hazard Insurance Missing or Defective | Hazard insurance effective date of XX/XX/XXXX is after loan disbursement date of XX/XX/XXXX. Please provide updated hazard insurance with an effective date of at least XX/XX/XXXX | here is both the previous policy covering XX/XX/XXXX-XX/XX/XXXX and the current one dated XX/XX/XXXX-XX/XX/XXXX | 05/15/2025 | XXX: Received | 05/15/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503151717 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/05/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151726 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/07/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504153818 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/07/2025 | Resolved | 9094189356 | Credit | Insufficient Assets for Reserves | XXX Reserves of -XXX month(s) are less than Guideline Required reserves of XXX month(s). Please provide additional assets to XXX requirement. | Please review. Can you also clarify how you got the required reserve amount of $XXX? | 05/09/2025 | XXX: Received proceeds from sale | 05/09/2025 | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503149652 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/07/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151158 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/08/2025 | Resolved | 9100253948 | Credit | Title Insurance Missing or Defective | $XXX Title Insurance Coverage < $XXX Minimum Required. Please provide updated title policy | XXX/XXX: updated title attached. TY | 05/13/2025 | XXX: Received Updated Title | 05/13/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2504155903 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/09/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504153808 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/12/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503152500 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/12/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149074 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/13/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504154556 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/13/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504155368 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/14/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504153856 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/14/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151342 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/15/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149633 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/15/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504154794 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/15/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150837 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/15/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504153159 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/16/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504155396 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/16/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151293 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/16/2025 | Resolved | 9170361715 | Credit | Title Insurance Missing or Defective | Title commitment needs is vested in XXX but needs to be vested in XXX, please provide updated Title | Hi, please see attached. | 05/21/2025 | XXX: Received | 05/27/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2504155628 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/19/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504154674 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/19/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504154960 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/19/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504154047 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/19/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149399 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/19/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150983 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/19/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151325 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/20/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149929 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/21/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149116 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/22/2025 | Resolved | 9213096040 | Credit | Appraisal Missing or Defective | Missing XXX in appraisal review for XXX. Please provide updated appraisal | XX/XX/XXXX - doc uploaded | 05/23/2025 | XXX: updated appraisal with XXX | 05/23/2025 | D | A | D | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2504156075 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/22/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | PITIA - $XXX x XXX months = $XXX plus | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | |||||
| 2505156238 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/22/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | XXX requirement = $XXX | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | |||||
| 2505157574 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/22/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150728 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/23/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | XXX Statement ending XXX-XXX balance $XXX | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | |||||
| 2504155037 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/23/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149484 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/25/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504153598 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/25/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504155597 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/25/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2505156436 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/27/2025 | Resolved | 9243762184 | Credit | Hazard Insurance Missing or Defective | $XXX Hazard Insurance Coverage < $XXX Minimum Required. | Our HOI guidelines State if the insurable value on the dec page is less than the loan amount, the insurable value is what we go with. Please review and clear. guides attached. | 05/28/2025 | XXX: Rescind | 05/29/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2505156682 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/27/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504154313 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/27/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151131 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/28/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149419 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/28/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2504156090 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/30/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149641 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/30/2025 | Resolved | 9260352547 | Credit | Hazard Insurance Missing or Defective | Missing Hazard Insurance For Property Located at: XXX | XXX/XXX-Hi, it's on pages XXX - XXX of our package. | 05/30/2025 | XXX: Rescind | 05/30/2025 | D | A | D | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503149641 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/30/2025 | Resolved | 9259714588 | Credit | Title Insurance Missing or Defective | Title commitment lender is different from lender on the note. Please provided updated title with correct lender | XXX/XXX-Document uploaded. | 05/30/2025 | XXX: Received | 05/30/2025 | D | A | C | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2502148013 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 03/17/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2502147206 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 03/18/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149339 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 03/19/2025 | Resolved | 8737296115 | Property | Appraisal Review - Missing | Missing Appraisal Review for Property: XXX | Please review uploaded docs. | 04/21/2025 | XXX: Received XXX: Provided document is an appraisal. Please provide appraisal review for subject property. | 04/22/2025 | D | A | D | A | D | A | D | A | N/A | N/A | D | D | D | N/A | D | D | D | N/A | D | D | D | N/A | D | D | D | N/A | D | D | D | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503149339 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 03/19/2025 | Resolved | 8736433670 | Credit | Entity Documentation - Missing or Defective | Missing Operating Agreement for XXX | Please review uploaded docs. | 04/10/2025 | XXX: Received operating agreement. | 04/10/2025 | D | A | D | A | D | A | D | A | N/A | N/A | D | D | D | N/A | D | D | D | N/A | D | D | D | N/A | D | D | D | N/A | D | D | D | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503149339 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 03/19/2025 | Resolved | 8736435486 | Credit | Entity Documentation - Missing or Defective | Missing EIN for XXX | Please review uploaded docs. | 04/10/2025 | XXX: Received EIN. | 04/10/2025 | D | A | D | A | D | A | D | A | N/A | N/A | D | D | D | N/A | D | D | D | N/A | D | D | D | N/A | D | D | D | N/A | D | D | D | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2502146908 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 03/20/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149591 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/03/2025 | Resolved | 8852826561 | Credit | Title Insurance Missing or Defective | Lender's name on provided Title Commitment, "XXX", does not match lender's name per Note, "XXX". Please provide updated title insurance with the correct lender as XXX. | Uploaded requested doc | 04/09/2025 | XXX: Received XXX: Provided document is for XXX. Please provide updated title insurance for XXX. | 04/10/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2502148899 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/03/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151768 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/07/2025 | Resolved | 8878818826 | Credit | Sales Contract Missing or Defective | Missing addendum to XXX contract changing XXX name from XXX to XXX | Uploaded | 04/10/2025 | XXX: Received XXX contract addendum. | 04/10/2025 | D | A | D | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503149452 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/08/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151260 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/08/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151763 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/10/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150510 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/10/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149156 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/11/2025 | Resolved | 8915792545 | Credit | Title Insurance Missing or Defective | Lender's name on Schedule A Item XXX on Title Commitment "XXX" does not match lender's name per security instrument, "XXX". Please provide updated Title Commitment with corrected lender's name. | uploaded | 04/16/2025 | XXX: Title insurance with correct lenders name uploaded | 04/18/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503150040 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/11/2025 | Resolved | 8916023219 | Credit | Deed Missing or Defective | MISSING CONVEYANCE DEED from XXX | Hi, please see attached Grant Deed. | 04/14/2025 | XXX: Received conveyance deed. | 04/15/2025 | D | A | A | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503150040 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/11/2025 | Resolved | 8916900750 | Credit | Insufficient Assets for Reserves | $XXX assets < $XXX minimum assets required for closing costs and reserves. Please provide additional assets. | Hi, please see attached. | 04/18/2025 | XXX: Received bank Statement | 04/22/2025 | D | A | C | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503150104 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/11/2025 | Acknowledged | 8916182696 | Credit | Guaranty Missing or Defective | Missing personal guaranty for XXX. Per section XXX of UWG, all members of the entity must provide personal guarantees. Personal guarantor requirement may be waived for members representing aggregate ownership of XXX% or less. XXX each have an ownershp percentage of XXX%. | uploaded XXX | 04/15/2025 | XXX: Waiver received | 04/22/2025 | Fico XXX- XXX points above XXX, DSCR at least XXX, Experienced investor | D | B | D | B | D | B | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | B | B | A | N/A | B | B | A | N/A | B | B | A | N/A | B | B | A | N/A | B | B | A | N/A | |
| 2503151857 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/11/2025 | Resolved | 8916598855 | Credit | Closing Disclosure/Settlement Statement Missing or Defective | Missing Settlement Statement Document | Please review attached closing docs. | 04/16/2025 | XXX: Closing document provided | 04/16/2025 | D | A | D | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503150699 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/14/2025 | Resolved | 8929568965 | Credit | Hazard Insurance Missing or Defective | Hazard insurance effective date of XX/XX/XXXX is after loan disbursement date of XX/XX/XXXX. Please provide updated hazard insurance with an effective date of at least XX/XX/XXXX | XX/XX/XXXX - Requested doc uploaded | 04/15/2025 | XXX: Updated insurance with correct effective date. | 04/16/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2502148776 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/14/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149688 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/14/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149701 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/14/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151189 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/14/2025 | Resolved | 8928630069 | Credit | Deed Missing or Defective | MISSING CONVEYANCE DEED from XXX | attached. TY | 04/14/2025 | XXX: Received conveyance deed. | 04/15/2025 | D | A | D | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503151045 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/15/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149626 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/15/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151062 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/15/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150512 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/15/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149762 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/15/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151336 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/15/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151392 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/15/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150708 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/16/2025 | Resolved | 8946954500 | Credit | Deed Missing or Defective | MISSING CONVEYANCE DEED from XXX to XXX showing sufficient chain of title for subject property. | Hi please see attached. | 04/17/2025 | XXX: Received | 04/22/2025 | D | A | D | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503149801 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/16/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150344 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/16/2025 | Resolved | 8946996542 | Credit | Insufficient Assets for Reserves | $XXX assets < $XXX minimum assets required for closing costs and reserves. Please provide additional assets. | XX/XX/XXXX-----Attached is printed HUD Statement with bottom line showing as $XXX to the borrower and $XXX from the borrower. All assets in file from account are for XXX. Borrower has $XXX in account, and only needs XXX months reserves that XXX = XXX. Please clear. Here is the final hud showing that the borrowers didn’t need to bring in any funds. With that the borrower has plenty of reserves for the loan. XXX = XXX. should be good to go Here is the final hud showing that the borrowers didn’t need to bring in any funds. | 04/22/2025 | XXX: Received updated settlement Statement. XXX: Final Hud does not reflect XXX. Please provide bank Statements or additional proof of assets. | 04/30/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503150986 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/17/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150212 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/17/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151520 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/17/2025 | Resolved | 8957014225 | Credit | Hazard Insurance Missing or Defective | $XXX Hazard Insurance Coverage < $XXX Minimum Required. | Per the u/w, there is extended coverage on this policy, which gives an additional XXX% on top of the $XXX listed. This is in the XXX | 04/21/2025 | XXX: Received | 04/22/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2502147565 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/17/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151371 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/17/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150430 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/17/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151484 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/17/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149630 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/17/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151191 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/18/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151198 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/18/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151225 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/18/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151453 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/18/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150878 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/18/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150933 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/18/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151176 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/18/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150465 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/18/2025 | Acknowledged | 8961510015 | Credit | Insufficient Assets for Reserves | $XXX assets < $XXX minimum liquidity required. Please provide additional assets. | Please see exception approval. | 04/28/2025 | XXX: Exception approval received, XXX months reserves sufficient. | 04/30/2025 | XXX. FICO XXX - XXX points above XXX. XXX. Mortgages reflected on credit report XXX, XXX | C | B | C | B | C | B | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | B | B | A | N/A | B | B | A | N/A | B | B | A | N/A | B | B | A | N/A | B | B | A | N/A | |
| 2503151584 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/21/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | C | A | A | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151622 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/21/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151927 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/21/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150931 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/21/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150697 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/21/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150937 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/21/2025 | Resolved | 8971315298 | Credit | Title Insurance Coverage - Inadequate Coverage | $XXX Title Insurance Coverage < $XXX Minimum Required. | XX/XX/XXXX - doc uploaded | 04/23/2025 | XXX: Received | 04/25/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503149694 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/21/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149721 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/21/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151021 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/21/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151044 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/21/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2501144119 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/22/2025 | Resolved | 8979430482 | Credit | Entity Documentation - Missing or Defective | Missing Operating Agreement for XXX | operating agreement attached. | 05/06/2025 | XXX: Received | 05/06/2025 | D | A | D | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2501144119 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/22/2025 | Resolved | 8979740548 | Credit | Title Insurance Coverage - Inadequate Coverage | $XXX Title Insurance Coverage < $XXX Minimum Required. | attached updated title. please review. TY | 04/23/2025 | XXX: Received | 04/25/2025 | D | A | C | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2502147618 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/22/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2502148636 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/22/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150235 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/22/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149497 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/23/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2501144125 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/23/2025 | Resolved | 8988794350 | Credit | Entity Documentation - Missing or Defective | Missing Operating Agreement for XXX | XXX/XXX: operating agreement attached. | 05/07/2025 | XXX: Received | 05/07/2025 | D | A | D | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2501144125 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/23/2025 | Resolved | 8988798912 | Credit | Title Insurance Coverage - Inadequate Coverage | $XXX Title Insurance Coverage < $XXX Minimum Required. | updated title, please review | 04/25/2025 | XXX: Received | 04/25/2025 | D | A | C | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503151859 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/25/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151925 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/25/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151469 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/25/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149108 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/25/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149287 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/25/2025 | Resolved | 9007763241 | Credit | Hazard Insurance Missing or Defective | Mortgage clause on the hazard insurance does not reflect the same as the lender on the note. Please update hazard insurance with correct mortgage clause of XXX | uploaded | 04/30/2025 | XXX: Updated hazard insurance received. | 04/30/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503151783 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/25/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151854 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/25/2025 | Resolved | 9009255867 | Credit | Closing Disclosure/Settlement Statement Missing or Defective | Missing final settlement Statement/closing disclosure. | uploaded | 04/30/2025 | XXX: Settlement Statement received. | 04/30/2025 | D | A | D | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503151256 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/28/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | Comp Factor #XXX: DSCR above XXX | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | |||||
| 2503151652 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/29/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151963 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/29/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151467 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/29/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151877 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/30/2025 | Resolved | 9042549674 | Credit | Deed Missing or Defective | MISSING CONVEYANCE DEED from XXX | Uploaded | 05/01/2025 | XXX: Received | 05/02/2025 | D | A | D | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503150276 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 04/29/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151415 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/01/2025 | Resolved | 9048656544 | Credit | Title Insurance Coverage - Inadequate Coverage | Provided title insurance is a preliminary policy with lender's name and insured amount missing. Please provide a title supplement or updated title insurance to meet guideline requirements. | Hi, please see attached. | 05/02/2025 | XXX: Received | 05/02/2025 | C | A | C | A | C | A | A | A | N/A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | C | C | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2502148742 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/02/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150652 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/02/2025 | Resolved | 9059022686 | Credit | Insufficient Assets for Reserves | $XXX assets < $XXX minimum liquidity required for XXX months' reserves. Please provide additional assets. | XXX/XXX: Hi, please see attached VOD for account #XXX with a balance of $XXX | 05/05/2025 | XXX: Received Verification of Deposit | 05/06/2025 | A | A | C | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503151051 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/02/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503150702 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/02/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151707 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/05/2025 | Resolved | 9073832428 | Credit | Sales Contract Missing or Defective | Missing XXX agreement | XXX/XXX: in loan package as well | 05/05/2025 | XXX: Received XXX Agreement | 05/06/2025 | D | A | D | A | D | A | A | A | N/A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | D | D | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||
| 2503150839 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/05/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2502147814 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/06/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151698 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/06/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151314 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/06/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151794 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/07/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503149196 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/07/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151873 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/07/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 2503151680 | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/08/2025 | Resolved | XXXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A |
| Loan Number | ULI | Settlement Date | QM Type | Guideline Name | UW Guideline Author | UW Guideline Version Date | UW Guideline Matrix Name | UW Guideline Matrix Date | QM Regulation Failures | Bedroom Count | Approval Status | Correspondent Name | Pool | Application Date | Note Date | Maturity Date | Loan Status | Loan Type | Product Type | Agency ID | TRID | ARM Hybrid Period | Number of Borrowers | Borrower 1 First Name | Borrower 1 Middle Name | Borrower 1 Last Name | Borrower 2 First Name | Borrower 2 Middle Name | Borrower 2 Last Name | Borrower 3 First Name | Borrower 3 Middle Name | Borrower 3 Last Name | Borrower 4 First Name | Borrower 4 Middle Name | Borrower 4 Last Name | Borrower Employment Indicator | Co Borrower Employment Indicator | Borrower 1 Job | Job Yrs Borrower 1 | Borrower 2 Job | Job Yrs Borrower 2 | Borrower 3 Job | Job Yrs Borrower 3 | Borrower 4 Job | Job Yrs Borrower 4 | Borrower 1 Occupation | Borrower 1 Years In Field | Borrower 2 Occupation | Borrower 2 Years In Field | Borrower 3 Occupation | Borrower 3 Years In Field | Borrower 4 Occupation | Borrower 4 Years In Field | Borrower 3 Income Verification Level | Borrower 4 Income Verification Level | Borrower 3 Employment Verification Level | Borrower 4 Employment Verification level | Borrower 1 First Time Buyer | Borrower 2 First Time Buyer | Borrower 3 First Time Buyer | Borrower 4 First Time Buyer | Representative Decision FICO Score | Borrower 3 Original FICO Equifax | Borrower 3 Original FICO Experian | Borrower 3 Original FICO Transunion | Borrower 4 Original FICO Equifax | Borrower 4 Original FICO Experian | Borrower 4 Original FICO Transunion | Borrower 1 Citizenship | Borrower 2 Citizenship | Borrower 3 Citizenship | Borrower 4 Citizenship | Documentation Type | Delayed Financing Flag | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Business & Personal Bank Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Months of Profit and Loss Statements | CPA Letter Flag | Expense letter Flag | Number of Months CPA Verified Income | WVOE Flag | Number of Months WVOE | Borrower Years of W2s | CoBorrower Years of W2s | 1- year Tax Return Flag | Years of Tax Transcripts | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Front HTI Ratio | Back DTI Ratio | Borrower 3 Asset Verification Level | Borrower 4 Asset Verification Level | Liquid Assets | Total Assets | Reserves | Property Street Address | City | State | County | Zip | MI Company Name | Mortgage Insurance | MI Coverage Amount | MI Certificate Number | Flood Insurance Provided | Flood Policy Amount | Flood Expiration Date | Name of Flood Insurer | Flood Policy Number | Monthly Flood Payment | Flood Coverage Amount | Flood Policy Active | Flood Coverage Adeq | Flood Map Panel | Flood Mapped Date | Flood Certificate Number | Flood Certificate Date | Flood Vendor Name | Flood Zone | Flood Community | Flood Contract Type | Flood Program Type | Hazard Policy Amount | Hazard Expiration Date | Hazard Insurer Name | Hazard Policy Number | Hazard Coverage Amount | Hazard Coverage Active | Hazard Coverage Adeq | Times 30 Days DQ on Prior Mortgage | Times 60 Days DQ on Prior Mortgage | Times 90 Days DQ on Prior Mortgage | Prior Bankruptcy Flag | Bankruptcy Filing Date | Prior Bankruptcy Chapter | Prior bankruptcy Discharge Date | Ever In Foreclosure | Most Recent Foreclosure Date | Number of Foreclosure Events | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Origination Lender | Late Charge Type | Late Charges Percent | APR | Temporary Buydown Flag | T4506 Income Supported | Total Subject Housing Fully Indexed | Qualifying Fully Indexed P&I | Total Subject Housing | Original P&I | PITI | T&I | HOA | Primary Housing Payment | Second Mortgage Payment | Months Reserves | Other Liens Payment | Silent Second Lien Flag | Second Lien Amount | Lease in Place 1007/Lease in file | Market Rents | Subject Rental Income | Approved DSCR | Investment/No Ratio DSCR | LLC Flag | LLC Name | Short Term Rental | Declining Market | Guarantor | Units | Borrower SSN | Co Borrower SSN | Tax Payment | Residual Income | Times 30 Days DQ on 12 Prior Months of Current Mortgage History | Times 60 Days DQ on 12 Prior Months of Current Mortgage History | Times 90 Days DQ on 12 Prior Months of Current Mortgage History | Condo Project Classification | Default Note Rate Provision | MERS Number |
| 2406122084 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 36 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2407126021 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Yes | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2406122948 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 84 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 3.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000241212608 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Yes | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214756 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Yes | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214779 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | No | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250113465 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Yes | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215306 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 40 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215127 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 40 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Basic | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Yes | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215300 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Asset Depletion | No | Yes | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000241110403 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Yes | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215319 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | No | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000241211831 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Yes | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250113556 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | No | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000241211832 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Yes | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000241211912 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | No | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214850 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | Asset Depletion | No | Yes | Yes | 23 | Personal | 100.00 | 23 | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214408 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | No | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214991 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Yes | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215173 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | No | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214859 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | No | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215545 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 1 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215197 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 1YR Business P&L | No | No | No | XXX | Third-Party Prepared (Unaudited) | 25 | Yes | No | 302 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315593 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 60 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315722 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Yes | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315561 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | No | XXX | Yes | No | 60 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215064 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315681 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 1YR Business P&L | No | No | No | XXX | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315928 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Personal | 100.00 | 12 | XXX | Yes | No | 12 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315671 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 96 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315558 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Yes | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150838 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Personal | 100.00 | 12 | XXX | XXX | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150594 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 1YR Full Doc | No | No | No | XXX | XXX | Audited | 12 | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 3 | 2 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215534 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | No | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150880 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | XXX | Yes | No | 48 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149301 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 72 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151881 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 39 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149155 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149830 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | XXX | Yes | No | 480 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148678 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 216 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502147947 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Asset Depletion | No | Yes | No | No | No | 0 | Yes | 303 | 2 | 0 | No | 0 | 3 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149965 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Personal | 100.00 | 12 | XXX | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151297 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 1YR Business P&L | No | No | No | XXX | Borrower Prepared | 15 | Yes | No | 1 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315720 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Asset Depletion | No | Yes | Yes | 3 | Personal | 100.00 | 3 | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316086 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | No | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502147021 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315935 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 1YR Business P&L | No | No | No | XXX | XXX | Third-Party Prepared (Unaudited) | 12 | Yes | No | 48 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316356 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | No | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149319 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 1YR Full Doc | No | No | No | No | No | 0 | Yes | 19 | 1 | 2 | No | 0 | 2 | 0 | 2 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150646 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151526 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 36 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151713 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 96 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150596 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Business P&L | No | No | Yes | 3 | Business | 100.00 | 3 | XXX | Third-Party Prepared (Unaudited) | 12 | Yes | No | 60 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151770 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | XXX | Yes | No | 168 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Community does not Participate | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214769 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 1YR Business P&L | No | No | No | XXX | Third-Party Prepared (Unaudited) | 12 | Yes | No | 26 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315823 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 1YR Business P&L | No | No | No | XXX | Audited | 12 | Yes | No | 60 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316447 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Yes | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315562 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 12 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316542 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 29 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 4.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214776 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Personal | 100.00 | 12 | Yes | No | 180 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316152 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250416611 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 12 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316355 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 12 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151348 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151848 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154744 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150875 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 13 | Business | 100.00 | 12 | XXX | Yes | No | 92 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2505156209 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2505156277 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Personal | 100.00 | 12 | XXX | Yes | No | 40 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155445 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | XXX | Yes | No | 92 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504153855 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 4.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155644 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | 12 | XXX | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2412142617 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | STR | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148514 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151363 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150485 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151717 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149652 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151726 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504153818 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151158 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151342 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155903 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503152500 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504153808 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149074 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 40 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504153856 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155368 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149633 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150837 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154794 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151293 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504153159 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155396 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149399 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150983 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154047 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154674 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154960 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151325 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149929 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149116 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504156075 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2505156238 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2505157574 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 4.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150728 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155037 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149484 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 15 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504153598 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154313 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155597 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2505156436 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2505156682 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149419 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151131 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149641 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504156090 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148013 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502147206 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149339 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | STR | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502146908 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148899 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149591 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151768 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149452 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151260 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150510 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 4.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151763 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | XXX | 60.00 | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149156 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150040 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150104 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151857 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148776 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149688 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149701 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150699 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151189 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149626 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 3.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149762 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 40 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150512 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151045 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 3.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151062 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 3.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151336 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151392 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149801 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150344 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150708 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502147565 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149630 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150212 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150430 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150986 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151484 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 4.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151520 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150465 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150878 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150933 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151176 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151191 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151198 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151225 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151453 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149721 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150697 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150931 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150937 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151021 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151044 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151584 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151622 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151927 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2501144119 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502147618 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148636 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 5/6 ARM | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150235 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2501144125 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149497 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149108 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149287 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151469 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151783 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151854 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151859 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151925 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 3.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151256 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151467 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 3.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151652 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151963 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150276 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151877 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151415 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148742 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150652 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150702 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151051 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150839 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151707 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502147814 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151314 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151698 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 3.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149196 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151794 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151873 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 15 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151680 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154556 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 0.05 | XXX | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155628 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 0.05 | XXX | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | Present | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151371 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | XXX | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 0.05 | XXX | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149694 | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | DSCR | No | No | No | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 0.05 | XXX | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | N/A | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214638 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | XXX | Yes | No | 24 | No | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214643 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | No | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 2YR Full Doc | No | No | No | No | No | 0 | Yes | 1 | 2 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 00 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215431 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Asset Depletion – Debt Ratio Calculation | No | No | Yes | 3 | Personal | 100.00 | No | No | 0 | No | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | 0 | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250113048 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 2YR Full Doc | No | No | No | No | No | 0 | No | 2 | 2 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215196 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | No | XXX | XXX | XXXXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 2YR Full Doc | No | No | No | XXX | Borrower Prepared | 12 | No | No | 0 | Yes | 12 | 2 | 2 | No | 0 | 2 | 2 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215201 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 | XXX | Yes | No | 108 | No | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214649 | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 2YR Full Doc | No | No | No | No | No | 0 | Yes | 2 | 0 | 0 | No | 0 | 0 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316328 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | XXX | Approved | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed | Yes | XXX | XXX | XXXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 2YR Full Doc | No | No | No | No | No | 0 | Yes | 12 | 2 | 0 | No | 0 | 2 | 0 | 3 | XXX | XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Basic | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | XXX | 0 | XXX | XXX | XXX | 0 | 0 | 0 | XXX | Percent | 5.00 | XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | 0 | XXX | No | XXX |
| Loan ID | Seller Loan ID | Investor Loan ID | Original Loan Amount | Initial Credit Loan Grades DBRS | Initial Credit Loan Grades Fitch | Initial Credit Loan Grades Kroll | Initial Credit Loan Grades Moody's | Initial Credit Loan Grades S&P | Initial Compliance Loan Grades DBRS | Initial Compliance Loan Grades Fitch | Initial Compliance Loan Grades Kroll | Initial Compliance Loan Grades Moody's | Initial Compliance Loan Grades S&P | Initial Property Loan Grades DBRS | Initial Property Loan Grades Fitch | Initial Property Loan Grades Kroll | Initial Property Loan Grades Moody's | Initial Property Loan Grades S&P | Initial Overall Loan Grades DBRS | Initial Overall Loan Grades Fitch | Initial Overall Loan Grades Kroll | Initial Overall Loan Grades Moody's | Initial Overall Loan Grades S&P | Final Credit Loan Grades DBRS | Final Credit Loan Grades Fitch | Final Credit Loan Grades Kroll | Final Credit Loan Grades Moody's | Final Credit Loan Grades S&P | Final Compliance Loan Grades DBRS | Final Compliance Loan Grades Fitch | Final Compliance Loan Grades Kroll | Final Compliance Loan Grades Moody's | Final Compliance Loan Grades S&P | Final Property Loan Grades DBRS | Final Property Loan Grades Fitch | Final Property Loan Grades Kroll | Final Property Loan Grades Moody's | Final Property Loan Grades S&P | Final Overall Loan Grades DBRS | Final Overall Loan Grades Fitch | Final Overall Loan Grades Kroll | Final Overall Loan Grades Moody's | Final Overall Loan Grades S&P |
| 2406122084 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2407126021 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2406122948 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000241212608 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | ||
| 1000250214638 | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250214756 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250214643 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250214779 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250113465 | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | ||
| 1000250215306 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250215127 | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250215300 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000241110403 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250215319 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000241211831 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250113556 | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000241211832 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000241211912 | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | ||
| 1000250215431 | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250113048 | $XXXXXX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250214850 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250215196 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250214408 | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | ||
| 1000250214991 | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | ||
| 1000250215173 | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250215201 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250214859 | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | ||
| 1000250215545 | $XXXXXX | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | ||
| 1000250215197 | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250315593 | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250315722 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | ||
| 1000250315561 | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250215064 | $XXXXXX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250315681 | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250315928 | $XXXXXX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | ||
| 1000250214649 | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250315671 | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250315558 | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | ||
| 2503150838 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150594 | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250215534 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150880 | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149301 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151881 | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149155 | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149830 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2502148678 | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2502147947 | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149965 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151297 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250315720 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250316086 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2502147021 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250315935 | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | ||
| 1000250316356 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149319 | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150646 | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151526 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151713 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150596 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151770 | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250214769 | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250315823 | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250316447 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250315562 | $XXXXXX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250316542 | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250214776 | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250316152 | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250416611 | $XXXXXX | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250316355 | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 1000250316328 | $XXXXXX | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151348 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151848 | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2504154744 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150875 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2505156209 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2505156277 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2504155445 | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2504153855 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2504155644 | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2412142617 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2502148514 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151363 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150485 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151717 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149652 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151726 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504153818 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151158 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151342 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504155903 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503152500 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504153808 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149074 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504154556 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504153856 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504155368 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149633 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150837 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504154794 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151293 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504153159 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504155396 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149399 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150983 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504154047 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504154674 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504154960 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504155628 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151325 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149929 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149116 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504156075 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2505156238 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2505157574 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150728 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504155037 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149484 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504153598 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504154313 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504155597 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2505156436 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2505156682 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149419 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151131 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149641 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2504156090 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2502148013 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2502147206 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149339 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2502146908 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2502148899 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149591 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151768 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149452 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151260 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150510 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151763 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149156 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150040 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150104 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | B | B | B | B | B | ||
| 2503151857 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2502148776 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149688 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149701 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150699 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151189 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149626 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149762 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150512 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151045 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151062 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151336 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151392 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149801 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150344 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150708 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2502147565 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149630 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150212 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150430 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150986 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151371 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151484 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151520 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150465 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | B | B | B | B | B | ||
| 2503150878 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150933 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151176 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151191 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151198 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151225 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151453 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149694 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149721 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150697 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150931 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150937 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151021 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151044 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151584 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151622 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151927 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2501144119 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2502147618 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2502148636 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150235 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2501144125 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149497 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149108 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149287 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151469 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151783 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151854 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151859 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151925 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151256 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151467 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151652 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151963 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150276 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151877 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151415 | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2502148742 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150652 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150702 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151051 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503150839 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151707 | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2502147814 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151314 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151698 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503149196 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151794 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151873 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | ||
| 2503151680 | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| Loan ID | Seller Loan ID | Investor Loan ID | Note Date | Original Loan Amount | Sales Price | Total Adjusted Prior Purchase Price | Primary Appraised Value | Primary Appraisal Date | Primary Appraisal Type | Value for LTV | LTV | CLTV | Loan Reviewed Property Value | Loan Reviewed Variance Amount | Loan Reviewed Variance Percent | Loan Reviewed Product Type | Loan Post-Close Reviewed Property Value | Loan Post-Close Reviewed Variance Amount | Loan Post-Close Reviewed Variance Percent | Loan Post-Close Reviewed Product Type | Second Appraisal Value | Second Appraisal Variance Amount | Second Appraisal Variance Percent | Second Appraisal Date | Second Appraisal Type | AVM Appraised Value | AVM Variance Amount | AVM Variance Percent | AVM Confidence Score | FSD Score | AVM Company Name | AVM Product Name | AVM Appraisal Date | Desk Review Appraised Value | Desk Review Variance Amount | Desk Review Variance Percent | Desk Review Company | Desk Review Risk Score | Desk Review Appraisal Date | Second Desk Review Variance Amount | Second Desk Review Variance Percent | Second Desk Review Appraisal Date | Second Desk Review Appraised Value | Desk Top Appraised Value | Desk Top Variance Amount | Desk Top Variance Percent | Desk Top Company | Desk Top Appraisal Date | BPO Appraised Value | BPO Variance Amount | BPO Variance Percent | BPO Company | BPO Appraisal Date | Field Review Appraised Value | Field Review Variance Amount | Field Review Variance Percent | Field Review Company | Field Review Appraisal Date | 2055 Appraised Value | 2055 Variance Amount | 2055 Variance Percent | 2055 Company | 2055 Appraisal Date | AVE/CMA Appraised Value | AVE/CMA Variance Amount | AVE/CMA Variance Percent | AVE/CMA Company | AVE/CMA Appraisal Date | Other Appraised Value | Other Variance Amount | Other Variance Percent | Other Appraisal Date | Updated Appraised Value | Updated Variance Amount | Updated Variance Percent | Updated Company | Updated Appraisal Date | Updated Appraisal Type | Loan Collateral Advisor Risk Score | Loan Collateral Advisor Risk Score Date | Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor? | Collateral Underwriter Risk Score | Collateral Underwriter Risk Score Date |
| 2406122084 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 85.0 | 85.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2407126021 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2406122948 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000241212608 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 50.0 | 50.0 | $XXX | $XXX | .0300 | XX/XX/XXXX | 1073 Individual Condo Report | Not Eligible | 2.1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214638 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 90.0 | 90.0 | $XXX | $XXX | .0286 | Desk Review | $XXX | $XXX | .0286 | XXX | XXX | XX/XX/XXXX | Not Eligible | 4.4 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214756 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 40.0 | 40.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214643 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214779 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 60.0 | 60.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250113465 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.7 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215306 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.82 | 62.82 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215127 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.05 | 63.05 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.5 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215300 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.1 | 66.1 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.8 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000241110403 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215319 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000241211831 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | Not Eligible | 2.2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250113556 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 39.39 | 39.39 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000241211832 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | Not Eligible | 1.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000241211912 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 68.1 | 68.1 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215431 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250113048 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 4.1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214850 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.81 | 72.81 | $XXX | $XXX | .0000 | XX/XX/XXXX | 1004 URAR | Not Eligible | 3.1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215196 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0158 | 1004 URAR | $XXX | $XXX | .0158 | XX/XX/XXXX | 1004 URAR | Not Eligible | 3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214408 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 68.0 | 68.0 | Not Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214991 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.9 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215173 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215201 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214859 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 | Not Eligible | 1.3 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215545 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 90.0 | 90.0 | Not Eligible | 1.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215197 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | Eligible | 1.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315593 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 90.0 | 90.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.4 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315722 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.39 | 63.39 | Eligible | 1.7 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315561 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 90.0 | 90.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Eligible | 3.3 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215064 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.95 | 65.95 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315681 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 | Not Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315928 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 90.0 | 90.0 | Eligible | 1.8 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214649 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 52.13 | 52.13 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.6 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315671 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | Eligible | 1.6 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315558 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.0 | 60.0 | Eligible | 1.1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150838 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 | Eligible | 2.1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150594 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | Eligible | 2.1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250215534 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150880 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149301 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151881 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.0 | 78.0 | Not Eligible | 2.4 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149155 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149830 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 53.19 | 53.19 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148678 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502147947 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.76 | 78.76 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 5 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149965 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 49.2 | 49.2 | Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151297 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | Eligible | 2.1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315720 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316086 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Eligible | 2.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502147021 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 4.1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315935 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.71 | 10.71 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316356 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149319 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.51 | 69.51 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150646 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151526 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.47 | 79.47 | Not Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151713 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.61 | 63.61 | Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150596 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.7 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151770 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214769 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 49.24 | 49.24 | $XXX | $XXX | -.0937 | Desk Review | $XXX | $XXX | -.0937 | XXX | XXX | XX/XX/XXXX | Not Eligible | 5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315823 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.9 | 69.9 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316447 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.12 | 79.12 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 4.2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250315562 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | 54.55 | 54.55 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316542 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | 60.0 | 60.0 | $XXX | $XXX | -.0600 | Desk Review | $XXX | $XXX | -.0600 | XXX | XXX | XX/XX/XXXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250214776 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 90.0 | 90.0 | Eligible | 1.7 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316152 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 85.0 | 85.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250416611 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Eligible | 4.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316355 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Eligible | 2.7 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1000250316328 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151348 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 4 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151848 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | Not Eligible | 1.1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154744 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | Not Eligible | 2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150875 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2505156209 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 90.0 | 90.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2505156277 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155445 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 4.4 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504153855 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 41.81 | 41.81 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155644 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 90.0 | 90.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Eligible | 4 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2412142617 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148514 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1073 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151363 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1.2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150485 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151717 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1073 | $XXX | 52.1 | 52.1 | Eligible | 2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149652 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151726 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 69.9 | 69.9 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504153818 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151158 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151342 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 70.0 | 70.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155903 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503152500 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | $XXX | $XXX | 3.03% | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504153808 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1.8 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149074 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | $XXX | $XXX | -3.41% | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154556 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504153856 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155368 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XX/XX/XXXX | Eligible | 2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149633 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 71.1 | 71.1 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150837 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154794 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151293 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504153159 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1073 | $XXX | 68.2 | 68.2 | Eligible | 1.3 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155396 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149399 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 32.4 | 32.4 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150983 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 60.0 | 60.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154047 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | $XXX | $XXX | -4.17% | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.3 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154674 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154960 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 18.7 | 18.7 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155628 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 65.0 | 65.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151325 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 65.1 | 65.1 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149929 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149116 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 39.5 | 39.5 | Eligible | 1.5 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504156075 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 70.0 | 70.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2505156238 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 60.0 | 60.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2505157574 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1073 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150728 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 55.0 | 55.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155037 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 70.0 | 70.0 | $XXX | $XXX | -4.35% | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149484 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 34.3 | 34.3 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504153598 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | Eligible | 1.5 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504154313 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 60.0 | 60.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504155597 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1073 | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2505156436 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2505156682 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 28.3 | 28.3 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149419 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151131 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.7 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149641 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2504156090 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148013 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 69.2 | 69.2 | Eligible | 2.3 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502147206 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149339 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 75.0 | 75.0 | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502146908 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 68.5 | 68.5 | $XXX | $XXX | -7.69% | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148899 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149591 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 70.0 | 70.0 | $XXX | $XXX | -8.93% | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.3 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151768 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 74.9 | 74.9 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149452 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 50.0 | 50.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151260 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 69.8 | 69.8 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150510 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 60.0 | 60.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151763 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149156 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Eligible | 1.2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150040 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150104 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151857 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XX/XX/XXXX | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Eligible | 2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148776 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1073 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 4.3 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149688 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 65.0 | 65.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149701 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 65.0 | 65.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150699 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151189 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1.2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149626 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 56.4 | 56.4 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149762 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 85.0 | 85.0 | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Eligible | 2.4 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150512 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151045 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 67.9 | 67.9 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151062 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 60.0 | 60.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151336 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | XX/XX/XXXX | Eligible | 2.3 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151392 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 70.0 | 70.0 | Eligible | 1.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149801 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Not Eligible | 2.6 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150344 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150708 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | Eligible | 2.2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502147565 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 60.0 | 60.0 | Eligible | 1.1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149630 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 29.6 | 29.6 | Eligible | 1.2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150212 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 19.5 | 19.5 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150430 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 78.9 | 78.9 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Not Eligible | 3.4 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150986 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151371 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 76.0 | 76.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.4 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151484 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 76.7 | 76.7 | Eligible | 1.2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151520 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150465 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1.5 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150878 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 70.0 | 70.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150933 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 70.0 | 70.0 | Eligible | 1.5 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151176 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 60.0 | 60.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.4 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151191 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 70.0 | 70.0 | Eligible | 1.7 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151198 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 80.0 | 80.0 | $XXX | $XXX | -3.01% | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151225 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 68.5 | 68.5 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151453 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149694 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1073 | $XXX | 72.9 | 72.9 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149721 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1073 | $XXX | 54.4 | 54.4 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150697 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 55.6 | 55.6 | Eligible | 1.7 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150931 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 72.8 | 72.8 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 2.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150937 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 74.6 | 74.6 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.5 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151021 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151044 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151584 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 72.6 | 72.6 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151622 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151927 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2501144119 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502147618 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1073 | $XXX | 60.0 | 60.0 | Eligible | 1.5 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148636 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | XX/XX/XXXX | Eligible | 2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150235 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 67.0 | 67.0 | Eligible | 1.8 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2501144125 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149497 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | Eligible | 1.7 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149108 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 59.6 | 59.6 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149287 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151469 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | Eligible | 2.1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151783 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151854 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151859 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151925 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 55.0 | 55.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151256 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 2.3 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151467 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 50.5 | 50.5 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151652 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151963 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150276 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 4.7 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151877 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151415 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 50.9 | 50.9 | Eligible | 1.1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502148742 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 65.0 | 65.0 | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Eligible | 1.2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150652 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150702 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151051 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 70.0 | 70.0 | $XXX | $XXX | 2.22% | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503150839 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 79.2 | 79.2 | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151707 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 78.8 | 78.8 | Eligible | 1.2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2502147814 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 38.1 | 38.1 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 4.5 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151314 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151698 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 68.0 | 68.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 4 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503149196 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1073 | $XXX | 44.3 | 44.3 | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Eligible | 2.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151794 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 71.2 | 71.2 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151873 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 74.7 | 74.7 | Eligible | 1.4 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2503151680 | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XX/XX/XXXX | XXX | Not Eligible |
| Loan ID | Seller Loan ID | Field Name | Verified Value | Bid Tape Value | Comment |
| 2407126021 | Interest Rate | XXX | XXX | per note | |
| 2407126021 | Credit QM/ATR Designation | XXX | XXX | DSCR loan business purpose | |
| 1000241212608 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000241212608 | Seller Name | XXX | XXX | Mapping issue | |
| 1000241212608 | Originator Doc Type | XXX | XXX | Tape data is same as true data | |
| 1000250214638 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250214638 | Originator Doc Type | XXX | XXX | Tape data agrees with True data | |
| 1000250214638 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Final CD signed XX/XX/XXXX | |
| 1000250214756 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250214756 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250214756 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Taken from Settlement Statement | |
| 1000250214643 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250214779 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250214779 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250214779 | Originator Doc Type | XXX | XXX | Tape data agrees with True data | |
| 1000250214779 | Property Type | XXX | XXX | Taken from appraisal | |
| 1000250113465 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250113465 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250113465 | Originator Doc Type | XXX | XXX | Tape data is same as True data | |
| 1000250215306 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250215306 | Originator Doc Type | XXX | XXX | Tape data agrees with True data | |
| 1000250215127 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250215127 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250215127 | Property Type | XXX | XXX | Taken from appraisal | |
| 1000250215300 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250215300 | Originator Doc Type | XXX | XXX | Loan closed using the Asset Depletion program | |
| 1000250215300 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Final CD signed XX/XX/XXXX | |
| 1000241110403 | Loan Type | XXX | XXX | Per | |
| 1000241110403 | Seller Name | XXX | XXX | Per | |
| 1000241110403 | ULI | XXX | XXX | Per 1003 | |
| 1000241110403 | Originator Doc Type | XXX | XXX | Per doc type | |
| 1000250215319 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250215319 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250215319 | Originator Doc Type | XXX | XXX | Tape data agrees with True data | |
| 1000241211831 | Loan Type | XXX | XXX | Per | |
| 1000241211831 | Seller Name | XXX | XXX | Per seller | |
| 1000241211831 | ULI | XXX | XXX | Per 1003 | |
| 1000241211831 | Originator Doc Type | XXX | XXX | Per doc type | |
| 1000241211831 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Per title | |
| 1000250113556 | Loan Type | XXX | XXX | Per | |
| 1000250113556 | Seller Name | XXX | XXX | Per | |
| 1000250113556 | ULI | XXX | XXX | Per 1003 | |
| 1000250113556 | Originator Doc Type | XXX | XXX | Per doc type | |
| 1000250113556 | Property Type | XXX | XXX | Per appraisal | |
| 1000241211832 | Loan Type | XXX | XXX | Per | |
| 1000241211832 | Seller Name | XXX | XXX | Per seller | |
| 1000241211832 | ULI | XXX | XXX | Per 1003 | |
| 1000241211832 | Originator Doc Type | XXX | XXX | Per doc type | |
| 1000241211832 | Sales Price | XXX | XXX | Per purchase contract | |
| 1000241211912 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000241211912 | Seller Name | XXX | XXX | Mapping issue | |
| 1000241211912 | Property Type | XXX | XXX | Per appraisal | |
| 1000250215431 | Seller Name | XXX | XXX | Per | |
| 1000250215431 | ULI | XXX | XXX | Per 1003 | |
| 1000250215431 | Originator Doc Type | XXX | XXX | Per doc type | |
| 1000250113048 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250214850 | Seller Name | XXX | XXX | mapping issue | |
| 1000250214850 | Originator Doc Type | XXX | XXX | Loan closed using the asset depletion loan program | |
| 1000250214850 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Tape data is correct data | |
| 1000250215196 | Seller Name | XXX | XXX | mapping issue | |
| 1000250214408 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250214408 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250214408 | Originator Doc Type | XXX | XXX | Tape data agrees | |
| 1000250214408 | Qualifying FICO | XXX | XXX | Qualified using the lowest score of the XXX provided | |
| 1000250214991 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250214991 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250214991 | Originator Doc Type | XXX | XXX | Tape data agrees with True data | |
| 1000250215173 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250215173 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250215173 | Originator Doc Type | XXX | XXX | True data agrees | |
| 1000250215201 | Seller Name | XXX | XXX | mapping issue | |
| 1000250214859 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250214859 | Seller Name | XXX | XXX | mapping issue | |
| 1000250214859 | Originator Doc Type | XXX | XXX | Tape data agrees with True data | |
| 1000250215545 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250215545 | Originator Doc Type | XXX | XXX | Loan closed using the XXX month bank Statement program | |
| 1000250215197 | Seller Name | XXX | XXX | mapping issue | |
| 1000250315593 | Seller Name | XXX | XXX | mapping issue | |
| 1000250315593 | Originator Doc Type | XXX | XXX | Tape data agrees with True data | |
| 1000250315722 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250315722 | Seller Name | XXX | XXX | mapping issue | |
| 1000250315722 | Originator Doc Type | XXX | XXX | Tape data agrees with True data | |
| 1000250315561 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250315561 | Originator Doc Type | XXX | XXX | XXX month personal bank Statements used to qualify | |
| 1000250315561 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Final CD signed XX/XX/XXXX | |
| 1000250215064 | Seller Name | XXX | XXX | mapping issue | |
| 1000250215064 | ULI | XXX | XXX | n | |
| 1000250215064 | Originator Doc Type | XXX | XXX | Loan closed using XXX month bank Statements | |
| 1000250315681 | Seller Name | XXX | XXX | mapping issue | |
| 1000250315928 | Seller Name | XXX | XXX | mapping issue | |
| 1000250315928 | Originator Doc Type | XXX | XXX | Loan closed using the XXX month bank Statement program | |
| 1000250214649 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250214649 | Property City | XXX | XXX | Taken from note | |
| 1000250214649 | Originator Doc Type | XXX | XXX | YTD XXX year WVOE program | |
| 1000250315671 | Seller Name | XXX | XXX | mapping issue | |
| 1000250315671 | Originator Doc Type | XXX | XXX | Tape data agrees with True data | |
| 1000250315558 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250315558 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250315558 | Originator Doc Type | XXX | XXX | Tape data agrees with True data | |
| 2503150838 | Application Date | XX/XX/XXXX | XX/XX/XXXX | per initial application | |
| 2503150838 | Qualifying Total Debt Income Ratio | XXX | XXX | caclulations | |
| 2503150594 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Verified by the initial XXX. | |
| 2503150594 | Qualifying Total Debt Income Ratio | XXX | XXX | The Note and Deed of Trust were not provided. | |
| 1000250215534 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250215534 | Seller Name | XXX | XXX | mapping issue | |
| 1000250215534 | Originator Doc Type | XXX | XXX | XXX program | |
| 2503150880 | Application Date | XX/XX/XXXX | XX/XX/XXXX | per initial application | |
| 2503150880 | Qualifying Total Debt Income Ratio | XXX | XXX | Calculations per consumer debt | |
| 2503149301 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003. | |
| 2503149301 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit DTI slightly higher due to borrower's income is less. | |
| 2503151881 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Verified by the initial XXX. | |
| 2503151881 | Qualifying Total Debt Income Ratio | XXX | XXX | Verified by the calculations. | |
| 2503149155 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003. | |
| 2503149155 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | DOT was signed and notarized on XX/XX/XXXX. | |
| 2503149155 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit slightly higher due to OREO PITI. | |
| 2503149830 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Confirmed with Initial XXX provided. | |
| 2502148678 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit DTI lower due to installment debt has less than XXX payments. | |
| 2502147947 | Number of Borrowers | XXX | XXX | Verified by the Note. | |
| 2502147947 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Verified by the initial XXX. | |
| 2502147947 | Credit QM/ATR Designation | XXX | XXX | Verified by the guidelines. | |
| 2503149965 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Verified by the initial XXX. | |
| 2503151297 | Application Date | XX/XX/XXXX | XX/XX/XXXX | per initial application | |
| 2503151297 | Qualifying Total Debt Income Ratio | XXX | XXX | rounding | |
| 1000250315720 | Seller Name | XXX | XXX | mapping issue | |
| 1000250315720 | Originator Doc Type | XXX | XXX | Loan closed using the asset depletion program | |
| 1000250316086 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250316086 | Seller Name | XXX | XXX | mapping issue | |
| 1000250316086 | Originator Doc Type | XXX | XXX | Tape data agrees with True data | |
| 2502147021 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Confirmed with the Initial XXX provided. | |
| 1000250315935 | Seller Name | XXX | XXX | mapping issue | |
| 1000250315935 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Final CD signed XX/XX/XXXX | |
| 1000250316356 | Loan Type | XXX | XXX | Loan closed under the DSCR program | |
| 1000250316356 | Seller Name | XXX | XXX | mapping issue | |
| 1000250316356 | Originator Doc Type | XXX | XXX | Tape data agrees with True data | |
| 2503149319 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per initial application | |
| 2503150646 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003 | |
| 2503150646 | Qualifying Total Debt Income Ratio | XXX | XXX | Per income calculation | |
| 2503151526 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003 Loan Originator date. | |
| 2503151526 | Qualifying Total Debt Income Ratio | XXX | XXX | Per audit of debts/income. XXX pmt is $XXX vs Lender used $XXX. | |
| 2503151713 | Application Date | XX/XX/XXXX | XX/XX/XXXX | per initial application | |
| 2503151713 | Qualifying CLTV | XXX | XXX | per appraisal value | |
| 2503151713 | Qualifying LTV | XXX | XXX | per appraisal value | |
| 2503150596 | Application Date | XX/XX/XXXX | XX/XX/XXXX | per initial application | |
| 2503150596 | Qualifying Total Debt Income Ratio | XXX | XXX | .Per debt and income calculations | |
| 2503151770 | Number of Borrowers | XXX | XXX | Verified by the Note. | |
| 2503151770 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Verified by the initial XXX. | |
| 2503151770 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | per Final CD | |
| 1000250214769 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250315823 | Seller Name | XXX | XXX | mapping issue | |
| 1000250316447 | Loan Type | XXX | XXX | Mapping error | |
| 1000250316447 | Seller Name | XXX | XXX | Per note | |
| 1000250316447 | Originator Doc Type | XXX | XXX | Mapping error | |
| 1000250316447 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Per HUD | |
| 1000250315562 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250315562 | Originator Doc Type | XXX | XXX | Loan closed using XXX month bank Statements | |
| 1000250316542 | Seller Name | XXX | XXX | Mapping error | |
| 1000250316542 | ULI | XXX | XXX | Per 1003 | |
| 1000250316542 | Originator Doc Type | XXX | XXX | Per approval | |
| 1000250214776 | Seller Name | XXX | XXX | Mapping issue | |
| 1000250214776 | Originator Doc Type | XXX | XXX | Loan closed using XXX month personal bank Statement | |
| 1000250214776 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Final CD signed on XX/XX/XXXX | |
| 1000250316152 | Seller Name | XXX | XXX | Mapping error | |
| 1000250316152 | Originator Doc Type | XXX | XXX | Mapping error | |
| 1000250416611 | Seller Name | XXX | XXX | Mapping error | |
| 1000250416611 | ULI | XXX | XXX | Per 1003 | |
| 1000250416611 | Originator Doc Type | XXX | XXX | Per approval | |
| 1000250316355 | Seller Name | XXX | XXX | Mappng error | |
| 1000250316355 | Originator Doc Type | XXX | XXX | Mapping error | |
| 1000250316355 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Per final CD | |
| 1000250316328 | Seller Name | XXX | XXX | Mapping issue | |
| 2503151848 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit DTI higher due to borrower's income is less. | |
| 2504154744 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003 | |
| 2503150875 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003 | |
| 2503150875 | Qualifying Total Debt Income Ratio | XXX | XXX | Per income calculation | |
| 2505156209 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per initial application | |
| 2505156209 | Qualifying Total Debt Income Ratio | XXX | XXX | Per debt calculations | |
| 2505156277 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Verified via initial XXX. | |
| 2505156277 | Credit QM/ATR Designation | XXX | XXX | BPL making the loan exempt from QM-ATR. | |
| 2505156277 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit DTI higher due rental income for subject is $XXX per Comparable rent schedule vs. $XXX used by lender. | |
| 2504155445 | Number of Borrowers | XXX | XXX | Per Note | |
| 2504155445 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003 | |
| 2504155445 | Qualifying Total Debt Income Ratio | XXX | XXX | Per debt | |
| 2504153855 | Application Date | XX/XX/XXXX | XX/XX/XXXX | is verified with initial XXX | |
| 2504155644 | Application Date | XX/XX/XXXX | XX/XX/XXXX | loan is supported with initial XXX | |
| 2502148514 | PITIA | XXX | XXX | PITIA is $XXX incluisve of HOA fees | |
| 2503151363 | Interest Rate | XXX | XXX | Blank data tape | |
| 2503151363 | P&I | XXX | XXX | Blank data tape | |
| 2503151363 | PITIA | XXX | XXX | Blank data tape | |
| 2503151363 | Monthly Insurance | XXX | XXX | Blank data tape | |
| 2503151363 | Monthly Taxes | XXX | XXX | Blank data tape | |
| 2503150485 | P&I | XXX | XXX | P&I is $XXX per note in file | |
| 2503151717 | Closing Date | XX/XX/XXXX | XX/XX/XXXX | is XX/XX/XXXX per note in file | |
| 2503151717 | Interest Rate | XXX | XXX | blank data tape | |
| 2503151717 | P&I | XXX | XXX | Blank data tape | |
| 2503151717 | PITIA | XXX | XXX | Blank data tape | |
| 2503151717 | Monthly Insurance | XXX | XXX | Blank data tape | |
| 2503151717 | Monthly Taxes | XXX | XXX | Blank data tape | |
| 2503149652 | Interest Rate | XXX | XXX | Blank data tape | |
| 2503149652 | P&I | XXX | XXX | Blank data tape | |
| 2503149652 | PITIA | XXX | XXX | Blank data tape | |
| 2503149652 | Monthly Insurance | XXX | XXX | Blank data tape | |
| 2503149652 | Monthly Taxes | XXX | XXX | blank data tape | |
| 2504153818 | Interest Rate | XXX | XXX | Blank data tape | |
| 2504153818 | P&I | XXX | XXX | Blank data tape | |
| 2504153818 | PITIA | XXX | XXX | Blank data tape | |
| 2504153818 | Monthly Insurance | XXX | XXX | Blank data tape | |
| 2504153818 | Monthly Taxes | XXX | XXX | Blank data tape | |
| 2503151158 | PITIA | XXX | XXX | PITIA is $XXX inclusive of HOA fees | |
| 2504153808 | PITIA | XXX | XXX | PITIA is $XXX | |
| 2504153808 | Monthly Insurance | XXX | XXX | and taxes must be reported even if there are no escrows present | |
| 2504153808 | Monthly Taxes | XXX | XXX | and taxes must be reported even if there are no escrows present | |
| 2503149074 | PITIA | XXX | XXX | PITIA is $XXX | |
| 2503149074 | Monthly Insurance | XXX | XXX | and taxes must be reported even if there are no escrows present | |
| 2503149074 | Monthly Taxes | XXX | XXX | and taxes must be reported even if there are no escrows present | |
| 2504153856 | PITIA | XXX | XXX | PITIA is $XXX | |
| 2504153856 | Monthly Insurance | XXX | XXX | and taxes must be reported even if there are no escrows present | |
| 2504153856 | Monthly Taxes | XXX | XXX | and taxes must be reported even if there are no escrows present | |
| 2504155368 | Interest Rate | XXX | XXX | Blank data tape | |
| 2504155368 | P&I | XXX | XXX | Blank data tape | |
| 2504155368 | PITIA | XXX | XXX | Blank data tape | |
| 2504155368 | Monthly Insurance | XXX | XXX | blank data tape | |
| 2504155368 | Monthly Taxes | XXX | XXX | Blank data tape | |
| 2503150837 | Interest Rate | XXX | XXX | Blank data tape | |
| 2503150837 | P&I | XXX | XXX | Blank data tape | |
| 2503150837 | PITIA | XXX | XXX | Blank data tape | |
| 2503150837 | Monthly Insurance | XXX | XXX | blank data tape | |
| 2503150837 | Monthly Taxes | XXX | XXX | Blank data tape | |
| 2504153159 | PITIA | XXX | XXX | PITIA is $XXX inclusive of HOA fees | |
| 2504155396 | Interest Rate | XXX | XXX | Blank data tape | |
| 2504155396 | P&I | XXX | XXX | Blank data tape | |
| 2504155396 | PITIA | XXX | XXX | Blank data tape | |
| 2504155396 | Monthly Insurance | XXX | XXX | Blank data tape | |
| 2504155396 | Monthly Taxes | XXX | XXX | Blank data tape | |
| 2503150983 | Interest Rate | XXX | XXX | Blank data tape | |
| 2503150983 | P&I | XXX | XXX | Blank data tape | |
| 2503150983 | PITIA | XXX | XXX | Blank data tape | |
| 2503150983 | Monthly Insurance | XXX | XXX | Blank data tape | |
| 2503150983 | Monthly Taxes | XXX | XXX | Blank data tape | |
| 2504155628 | Interest Rate | XXX | XXX | Blank data tape | |
| 2504155628 | P&I | XXX | XXX | Blank data tape | |
| 2504155628 | PITIA | XXX | XXX | Blank data tape | |
| 2504155628 | Monthly Insurance | XXX | XXX | Blank data tape | |
| 2504155628 | Monthly Taxes | XXX | XXX | Blank data tape | |
| 2503149929 | Interest Rate | XXX | XXX | is XXX% per note in file | |
| 2503149116 | PITIA | XXX | XXX | PITIA is $XXX inclusive of HOA fees | |
| 2504156075 | PITIA | XXX | XXX | PITIA is $XXX inclusive of HOA fees | |
| 2505157574 | PITIA | XXX | XXX | PITIA is $XXX inclusive of HOA fees | |
| 2504155597 | PITIA | XXX | XXX | PITIA is $XXX inclusive of HOA fees | |
| 2505156682 | PITIA | XXX | XXX | PITIA is $XXX | |
| 2505156682 | Monthly Insurance | XXX | XXX | blank data tape | |
| 2505156682 | Monthly Taxes | XXX | XXX | blank data tape | |
| 2503149419 | PITIA | XXX | XXX | PITIA is $XXX inclusive of HOA fees |