Credit risk - Movement in gross exposures and impairment allowance (Details) - GBP (£)
£ in Millions |
6 Months Ended |
Jun. 30, 2025 |
Jun. 30, 2024 |
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| Total income statement charge for the period |
£ 875
|
£ 831
|
| Financial guarantee contracts |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| Recoveries and reimbursements |
(52)
|
(18)
|
| Total loans and advances at amortised cost | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
144,827
|
|
| Write-offs |
(577)
|
(585)
|
| Ending balance |
142,103
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| Post write-off recoveries |
21
|
14
|
| Net write-offs |
556
|
£ 571
|
| Total loans and advances at amortised cost | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
132,198
|
|
| Ending balance |
130,124
|
|
| Total loans and advances at amortised cost | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
10,591
|
|
| Ending balance |
9,824
|
|
| Total loans and advances at amortised cost | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
2,038
|
|
| Ending balance |
2,155
|
|
| Retail mortgages | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
4,956
|
|
| Ending balance |
4,933
|
|
| Retail mortgages | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
4,529
|
|
| Ending balance |
4,600
|
|
| Retail mortgages | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
149
|
|
| Ending balance |
101
|
|
| Retail mortgages | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
278
|
|
| Ending balance |
232
|
|
| Retail credit cards | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
19,749
|
|
| Ending balance |
17,882
|
|
| Retail credit cards | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
17,295
|
|
| Ending balance |
15,678
|
|
| Retail credit cards | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
2,146
|
|
| Ending balance |
1,912
|
|
| Retail credit cards | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
308
|
|
| Ending balance |
292
|
|
| Retail other | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
3,918
|
|
| Ending balance |
4,001
|
|
| Retail other | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
3,324
|
|
| Ending balance |
3,570
|
|
| Retail other | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
403
|
|
| Ending balance |
257
|
|
| Retail other | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
191
|
|
| Ending balance |
174
|
|
| Corporate loans | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
116,204
|
|
| Ending balance |
115,287
|
|
| Corporate loans | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
107,050
|
|
| Ending balance |
106,276
|
|
| Corporate loans | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
7,893
|
|
| Ending balance |
7,554
|
|
| Corporate loans | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
1,261
|
|
| Ending balance |
1,457
|
|
| ECL movement on debt securities at amortised cost | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
50,227
|
|
| Ending balance |
54,605
|
|
| ECL movement on debt securities at amortised cost | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
47,068
|
|
| Ending balance |
53,908
|
|
| ECL movement on debt securities at amortised cost | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
3,159
|
|
| Ending balance |
697
|
|
| ECL movement on debt securities at amortised cost | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
0
|
|
| Ending balance |
0
|
|
| Gross exposure | Total loans and advances at amortised cost | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
148,247
|
|
| Ending balance |
145,354
|
|
| Gross exposure | Total loans and advances at amortised cost | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
132,689
|
|
| Ending balance |
130,588
|
|
| Gross exposure | Total loans and advances at amortised cost | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
11,654
|
|
| Ending balance |
10,839
|
|
| Gross exposure | Total loans and advances at amortised cost | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
3,904
|
|
| Ending balance |
3,927
|
|
| Gross exposure | Retail mortgages |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
4,997
|
|
| Business activity in the period |
297
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
57
|
|
| Final repayments |
(373)
|
|
| Disposals |
(10)
|
|
| Write-offs |
(8)
|
|
| Ending balance |
4,960
|
|
| Gross exposure | Retail mortgages | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
4,537
|
|
| Business activity in the period |
275
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
66
|
|
| Final repayments |
(336)
|
|
| Disposals |
0
|
|
| Write-offs |
0
|
|
| Ending balance |
4,605
|
|
| Gross exposure | Retail mortgages | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
150
|
|
| Business activity in the period |
0
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
2
|
|
| Final repayments |
(8)
|
|
| Disposals |
(1)
|
|
| Write-offs |
0
|
|
| Ending balance |
101
|
|
| Gross exposure | Retail mortgages | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
310
|
|
| Business activity in the period |
22
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(11)
|
|
| Final repayments |
(29)
|
|
| Disposals |
(9)
|
|
| Write-offs |
(8)
|
|
| Ending balance |
254
|
|
| Gross exposure | Retail mortgages | Transfers from Stage 1 to Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail mortgages | Transfers from Stage 1 to Stage 2 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(82)
|
|
| Gross exposure | Retail mortgages | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
82
|
|
| Gross exposure | Retail mortgages | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail mortgages | Transfers from Stage 2 to Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail mortgages | Transfers from Stage 2 to Stage 1 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
117
|
|
| Gross exposure | Retail mortgages | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(117)
|
|
| Gross exposure | Retail mortgages | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail mortgages | Transfers to Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail mortgages | Transfers to Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(19)
|
|
| Gross exposure | Retail mortgages | Transfers to Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(20)
|
|
| Gross exposure | Retail mortgages | Transfers to Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
39
|
|
| Gross exposure | Retail mortgages | Transfers from Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail mortgages | Transfers from Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
47
|
|
| Gross exposure | Retail mortgages | Transfers from Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
13
|
|
| Gross exposure | Retail mortgages | Transfers from Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(60)
|
|
| Gross exposure | Retail mortgages | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
4,997
|
|
| Disposals |
(10)
|
|
| Ending balance |
4,960
|
|
| Gross exposure | Retail mortgages | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
4,537
|
|
| Ending balance |
4,605
|
|
| Gross exposure | Retail mortgages | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
150
|
|
| Ending balance |
101
|
|
| Gross exposure | Retail mortgages | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
310
|
|
| Ending balance |
254
|
|
| Gross exposure | Retail credit cards |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
22,306
|
|
| Business activity in the period |
654
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(2,055)
|
|
| Final repayments |
(38)
|
|
| Disposals |
(173)
|
|
| Write-offs |
(441)
|
|
| Ending balance |
20,253
|
|
| Gross exposure | Retail credit cards | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
17,629
|
|
| Business activity in the period |
625
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(1,760)
|
|
| Final repayments |
(32)
|
|
| Disposals |
0
|
|
| Write-offs |
0
|
|
| Ending balance |
15,975
|
|
| Gross exposure | Retail credit cards | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
2,953
|
|
| Business activity in the period |
29
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(91)
|
|
| Final repayments |
(6)
|
|
| Disposals |
0
|
|
| Write-offs |
0
|
|
| Ending balance |
2,663
|
|
| Gross exposure | Retail credit cards | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
1,724
|
|
| Business activity in the period |
0
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(204)
|
|
| Final repayments |
0
|
|
| Disposals |
(173)
|
|
| Write-offs |
(441)
|
|
| Ending balance |
1,615
|
|
| Gross exposure | Retail credit cards | Transfers from Stage 1 to Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail credit cards | Transfers from Stage 1 to Stage 2 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(1,181)
|
|
| Gross exposure | Retail credit cards | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
1,181
|
|
| Gross exposure | Retail credit cards | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail credit cards | Transfers from Stage 2 to Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail credit cards | Transfers from Stage 2 to Stage 1 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
884
|
|
| Gross exposure | Retail credit cards | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(884)
|
|
| Gross exposure | Retail credit cards | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail credit cards | Transfers to Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail credit cards | Transfers to Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(195)
|
|
| Gross exposure | Retail credit cards | Transfers to Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(524)
|
|
| Gross exposure | Retail credit cards | Transfers to Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
719
|
|
| Gross exposure | Retail credit cards | Transfers from Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail credit cards | Transfers from Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
5
|
|
| Gross exposure | Retail credit cards | Transfers from Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
5
|
|
| Gross exposure | Retail credit cards | Transfers from Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(10)
|
|
| Gross exposure | Retail credit cards | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
22,306
|
|
| Disposals |
(173)
|
|
| Ending balance |
20,253
|
|
| Gross exposure | Retail credit cards | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
17,629
|
|
| Ending balance |
15,975
|
|
| Gross exposure | Retail credit cards | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
2,953
|
|
| Ending balance |
2,663
|
|
| Gross exposure | Retail credit cards | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
1,724
|
|
| Ending balance |
1,615
|
|
| Gross exposure | Retail other |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
3,949
|
|
| Business activity in the period |
900
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
918
|
|
| Final repayments |
(1,728)
|
|
| Disposals |
0
|
|
| Write-offs |
(3)
|
|
| Ending balance |
4,036
|
|
| Gross exposure | Retail other | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
3,329
|
|
| Business activity in the period |
895
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
774
|
|
| Final repayments |
(1,368)
|
|
| Disposals |
0
|
|
| Write-offs |
0
|
|
| Ending balance |
3,582
|
|
| Gross exposure | Retail other | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
404
|
|
| Business activity in the period |
0
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
86
|
|
| Final repayments |
(249)
|
|
| Disposals |
0
|
|
| Write-offs |
0
|
|
| Ending balance |
260
|
|
| Gross exposure | Retail other | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
216
|
|
| Business activity in the period |
5
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
58
|
|
| Final repayments |
(111)
|
|
| Disposals |
0
|
|
| Write-offs |
(3)
|
|
| Ending balance |
194
|
|
| Gross exposure | Retail other | Transfers from Stage 1 to Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail other | Transfers from Stage 1 to Stage 2 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(112)
|
|
| Gross exposure | Retail other | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
112
|
|
| Gross exposure | Retail other | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail other | Transfers from Stage 2 to Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail other | Transfers from Stage 2 to Stage 1 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
63
|
|
| Gross exposure | Retail other | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(63)
|
|
| Gross exposure | Retail other | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail other | Transfers to Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail other | Transfers to Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(22)
|
|
| Gross exposure | Retail other | Transfers to Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(30)
|
|
| Gross exposure | Retail other | Transfers to Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
52
|
|
| Gross exposure | Retail other | Transfers from Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail other | Transfers from Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
23
|
|
| Gross exposure | Retail other | Transfers from Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Retail other | Transfers from Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(23)
|
|
| Gross exposure | Retail other | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
3,949
|
|
| Ending balance |
4,036
|
|
| Gross exposure | Retail other | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
3,329
|
|
| Ending balance |
3,582
|
|
| Gross exposure | Retail other | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
404
|
|
| Ending balance |
260
|
|
| Gross exposure | Retail other | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
216
|
|
| Ending balance |
194
|
|
| Gross exposure | Corporate loans |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
116,995
|
|
| Business activity in the period |
17,788
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(73)
|
|
| Final repayments |
(18,356)
|
|
| Disposals |
(124)
|
|
| Write-offs |
(125)
|
|
| Ending balance |
116,105
|
|
| Gross exposure | Corporate loans | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
107,194
|
|
| Business activity in the period |
16,262
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
267
|
|
| Final repayments |
(16,762)
|
|
| Disposals |
(1)
|
|
| Write-offs |
0
|
|
| Ending balance |
106,426
|
|
| Gross exposure | Corporate loans | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
8,147
|
|
| Business activity in the period |
1,236
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(166)
|
|
| Final repayments |
(1,428)
|
|
| Disposals |
(2)
|
|
| Write-offs |
0
|
|
| Ending balance |
7,815
|
|
| Gross exposure | Corporate loans | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
1,654
|
|
| Business activity in the period |
290
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(174)
|
|
| Final repayments |
(166)
|
|
| Disposals |
(121)
|
|
| Write-offs |
(125)
|
|
| Ending balance |
1,864
|
|
| Gross exposure | Corporate loans | Transfers from Stage 1 to Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Corporate loans | Transfers from Stage 1 to Stage 2 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(1,916)
|
|
| Gross exposure | Corporate loans | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
1,916
|
|
| Gross exposure | Corporate loans | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Corporate loans | Transfers from Stage 2 to Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Corporate loans | Transfers from Stage 2 to Stage 1 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
1,582
|
|
| Gross exposure | Corporate loans | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(1,582)
|
|
| Gross exposure | Corporate loans | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Corporate loans | Transfers to Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Corporate loans | Transfers to Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(263)
|
|
| Gross exposure | Corporate loans | Transfers to Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(317)
|
|
| Gross exposure | Corporate loans | Transfers to Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
580
|
|
| Gross exposure | Corporate loans | Transfers from Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| Gross exposure | Corporate loans | Transfers from Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
63
|
|
| Gross exposure | Corporate loans | Transfers from Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
11
|
|
| Gross exposure | Corporate loans | Transfers from Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(74)
|
|
| Gross exposure | Corporate loans | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
116,995
|
|
| Disposals |
(124)
|
|
| Ending balance |
116,105
|
|
| Gross exposure | Corporate loans | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
107,194
|
|
| Ending balance |
106,426
|
|
| Gross exposure | Corporate loans | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
8,147
|
|
| Ending balance |
7,815
|
|
| Gross exposure | Corporate loans | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
1,654
|
|
| Ending balance |
1,864
|
|
| Gross exposure | ECL movement on other financial assets |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
169,600
|
|
| Ending balance |
201,200
|
|
| Gross exposure | ECL movement on other financial assets | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
168,300
|
|
| Ending balance |
200,200
|
|
| Gross exposure | ECL movement on other financial assets | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
1,100
|
|
| Ending balance |
900
|
|
| Gross exposure | ECL movement on debt securities at amortised cost | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
50,247
|
|
| Ending balance |
54,626
|
|
| Gross exposure | ECL movement on debt securities at amortised cost | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
47,077
|
|
| Ending balance |
53,918
|
|
| Gross exposure | ECL movement on debt securities at amortised cost | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
3,170
|
|
| Ending balance |
708
|
|
| Gross exposure | ECL movement on debt securities at amortised cost | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
0
|
|
| Ending balance |
0
|
|
| ECL |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| Recoveries and reimbursements |
(73)
|
|
| ECL charge on assets held for sale |
105
|
|
| Total exchange and other adjustments |
283
|
|
| ECL | Stage 1 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| Recoveries and reimbursements |
(3)
|
|
| ECL | Lifetime expected credit losses | Stage 2 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| Recoveries and reimbursements |
(16)
|
|
| ECL | Lifetime expected credit losses | Stage 3 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| Recoveries and reimbursements |
(54)
|
|
| ECL | Total loans and advances at amortised cost |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
580
|
|
| ECL | Total loans and advances at amortised cost | Stage 1 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(26)
|
|
| ECL | Total loans and advances at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(45)
|
|
| ECL | Total loans and advances at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
651
|
|
| ECL | Total loans and advances at amortised cost | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(3,420)
|
|
| Ending balance |
(3,251)
|
|
| ECL | Total loans and advances at amortised cost | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(491)
|
|
| Ending balance |
(464)
|
|
| ECL | Total loans and advances at amortised cost | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(1,063)
|
|
| Ending balance |
(1,015)
|
|
| ECL | Total loans and advances at amortised cost | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(1,866)
|
|
| Ending balance |
(1,772)
|
|
| ECL | Retail mortgages |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(41)
|
|
| Business activity in the period |
0
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(1)
|
|
| Final repayments |
1
|
|
| Disposals |
6
|
|
| Write-offs |
8
|
|
| Ending balance |
(27)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
0
|
|
| ECL | Retail mortgages | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(8)
|
|
| Business activity in the period |
0
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
5
|
|
| Final repayments |
0
|
|
| Disposals |
0
|
|
| Write-offs |
0
|
|
| Ending balance |
(5)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(3)
|
|
| ECL | Retail mortgages | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(1)
|
|
| Business activity in the period |
0
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
0
|
|
| Final repayments |
0
|
|
| Disposals |
1
|
|
| Write-offs |
0
|
|
| Ending balance |
0
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
0
|
|
| ECL | Retail mortgages | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(32)
|
|
| Business activity in the period |
0
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(6)
|
|
| Final repayments |
1
|
|
| Disposals |
5
|
|
| Write-offs |
8
|
|
| Ending balance |
(22)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
3
|
|
| ECL | Retail mortgages | Transfers from Stage 1 to Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers from Stage 1 to Stage 2 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers from Stage 2 to Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers from Stage 2 to Stage 1 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers to Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers to Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers to Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers to Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers from Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers from Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(2)
|
|
| ECL | Retail mortgages | Transfers from Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail mortgages | Transfers from Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
2
|
|
| ECL | Retail mortgages | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(41)
|
|
| Ending balance |
(27)
|
|
| ECL | Retail mortgages | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(8)
|
|
| Ending balance |
(5)
|
|
| ECL | Retail mortgages | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(1)
|
|
| Ending balance |
0
|
|
| ECL | Retail mortgages | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(32)
|
|
| Ending balance |
(22)
|
|
| ECL | Retail credit cards |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(2,557)
|
|
| Business activity in the period |
(21)
|
|
| Refinements to models used for calculation |
32
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(411)
|
|
| Final repayments |
3
|
|
| Disposals |
142
|
|
| Write-offs |
441
|
|
| Ending balance |
(2,371)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
397
|
|
| ECL | Retail credit cards | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(334)
|
|
| Business activity in the period |
(12)
|
|
| Refinements to models used for calculation |
(14)
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
214
|
|
| Final repayments |
2
|
|
| Disposals |
0
|
|
| Write-offs |
0
|
|
| Ending balance |
(297)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(37)
|
|
| ECL | Retail credit cards | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(807)
|
|
| Business activity in the period |
(9)
|
|
| Refinements to models used for calculation |
47
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(368)
|
|
| Final repayments |
1
|
|
| Disposals |
0
|
|
| Write-offs |
0
|
|
| Ending balance |
(751)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(56)
|
|
| ECL | Retail credit cards | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(1,416)
|
|
| Business activity in the period |
0
|
|
| Refinements to models used for calculation |
(1)
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(257)
|
|
| Final repayments |
0
|
|
| Disposals |
142
|
|
| Write-offs |
441
|
|
| Ending balance |
(1,323)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
490
|
|
| ECL | Retail credit cards | Transfers from Stage 1 to Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail credit cards | Transfers from Stage 1 to Stage 2 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
40
|
|
| ECL | Retail credit cards | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(40)
|
|
| ECL | Retail credit cards | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail credit cards | Transfers from Stage 2 to Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail credit cards | Transfers from Stage 2 to Stage 1 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(198)
|
|
| ECL | Retail credit cards | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
198
|
|
| ECL | Retail credit cards | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail credit cards | Transfers to Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail credit cards | Transfers to Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
9
|
|
| ECL | Retail credit cards | Transfers to Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
231
|
|
| ECL | Retail credit cards | Transfers to Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(240)
|
|
| ECL | Retail credit cards | Transfers from Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail credit cards | Transfers from Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(4)
|
|
| ECL | Retail credit cards | Transfers from Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(4)
|
|
| ECL | Retail credit cards | Transfers from Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
8
|
|
| ECL | Retail credit cards | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(2,557)
|
|
| Ending balance |
(2,371)
|
|
| ECL | Retail credit cards | Financial assets at amortised cost | US |
|
|
| Loans and advances at amortised cost |
|
|
| Refinements to models used for calculation |
32
|
|
| ECL | Retail credit cards | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(334)
|
|
| Ending balance |
(297)
|
|
| ECL | Retail credit cards | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(807)
|
|
| Ending balance |
(751)
|
|
| ECL | Retail credit cards | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(1,416)
|
|
| Ending balance |
(1,323)
|
|
| ECL | Retail other |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(31)
|
|
| Business activity in the period |
0
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(14)
|
|
| Final repayments |
7
|
|
| Disposals |
0
|
|
| Write-offs |
3
|
|
| Ending balance |
(35)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
7
|
|
| ECL | Retail other | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(5)
|
|
| Business activity in the period |
0
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(8)
|
|
| Final repayments |
2
|
|
| Disposals |
0
|
|
| Write-offs |
0
|
|
| Ending balance |
(12)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
7
|
|
| ECL | Retail other | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(1)
|
|
| Business activity in the period |
0
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(2)
|
|
| Final repayments |
0
|
|
| Disposals |
0
|
|
| Write-offs |
0
|
|
| Ending balance |
(3)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
2
|
|
| ECL | Retail other | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(25)
|
|
| Business activity in the period |
0
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(4)
|
|
| Final repayments |
5
|
|
| Disposals |
0
|
|
| Write-offs |
3
|
|
| Ending balance |
(20)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(2)
|
|
| ECL | Retail other | Transfers from Stage 1 to Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers from Stage 1 to Stage 2 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers from Stage 2 to Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers from Stage 2 to Stage 1 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers to Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers to Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers to Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers to Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers from Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers from Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(1)
|
|
| ECL | Retail other | Transfers from Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Retail other | Transfers from Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
1
|
|
| ECL | Retail other | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(31)
|
|
| Ending balance |
(35)
|
|
| ECL | Retail other | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(5)
|
|
| Ending balance |
(12)
|
|
| ECL | Retail other | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(1)
|
|
| Ending balance |
(3)
|
|
| ECL | Retail other | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(25)
|
|
| Ending balance |
(20)
|
|
| ECL | Corporate loans |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(791)
|
|
| Business activity in the period |
(68)
|
|
| Refinements to models used for calculation |
14
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(208)
|
|
| Final repayments |
86
|
|
| Disposals |
24
|
|
| Write-offs |
125
|
|
| Ending balance |
(818)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
176
|
|
| ECL | Corporate loans | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(144)
|
|
| Business activity in the period |
(22)
|
|
| Refinements to models used for calculation |
8
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
16
|
|
| Final repayments |
13
|
|
| Disposals |
1
|
|
| Write-offs |
0
|
|
| Ending balance |
(150)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
7
|
|
| ECL | Corporate loans | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(254)
|
|
| Business activity in the period |
(26)
|
|
| Refinements to models used for calculation |
6
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(66)
|
|
| Final repayments |
33
|
|
| Disposals |
2
|
|
| Write-offs |
0
|
|
| Ending balance |
(261)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
9
|
|
| ECL | Corporate loans | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(393)
|
|
| Business activity in the period |
(20)
|
|
| Refinements to models used for calculation |
0
|
|
| Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes |
(158)
|
|
| Final repayments |
40
|
|
| Disposals |
21
|
|
| Write-offs |
125
|
|
| Ending balance |
(407)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
160
|
|
| ECL | Corporate loans | Transfers from Stage 1 to Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Corporate loans | Transfers from Stage 1 to Stage 2 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
9
|
|
| ECL | Corporate loans | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(9)
|
|
| ECL | Corporate loans | Transfers from Stage 1 to Stage 2 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Corporate loans | Transfers from Stage 2 to Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Corporate loans | Transfers from Stage 2 to Stage 1 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(32)
|
|
| ECL | Corporate loans | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
32
|
|
| ECL | Corporate loans | Transfers from Stage 2 to Stage 1 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Corporate loans | Transfers to Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Corporate loans | Transfers to Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
2
|
|
| ECL | Corporate loans | Transfers to Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
22
|
|
| ECL | Corporate loans | Transfers to Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(24)
|
|
| ECL | Corporate loans | Transfers from Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
0
|
|
| ECL | Corporate loans | Transfers from Stage 3 | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(1)
|
|
| ECL | Corporate loans | Transfers from Stage 3 | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
(1)
|
|
| ECL | Corporate loans | Transfers from Stage 3 | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Transfers |
2
|
|
| ECL | Corporate loans | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(791)
|
|
| Ending balance |
(818)
|
|
| ECL | Corporate loans | Financial assets at amortised cost | Barclays Investment Bank |
|
|
| Loans and advances at amortised cost |
|
|
| Refinements to models used for calculation |
14
|
|
| ECL | Corporate loans | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(144)
|
|
| Ending balance |
(150)
|
|
| ECL | Corporate loans | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(254)
|
|
| Ending balance |
(261)
|
|
| ECL | Corporate loans | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(393)
|
|
| Ending balance |
(407)
|
|
| ECL | ECL movement on loan commitments and other financial guarantees |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(15)
|
|
| ECL | ECL movement on loan commitments and other financial guarantees | Stage 1 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(4)
|
|
| ECL | ECL movement on loan commitments and other financial guarantees | Lifetime expected credit losses | Stage 2 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(7)
|
|
| ECL | ECL movement on loan commitments and other financial guarantees | Lifetime expected credit losses | Stage 3 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(4)
|
|
| ECL | ECL movement on other financial assets |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(150)
|
|
| Ending balance |
(144)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(6)
|
|
| ECL | ECL movement on other financial assets | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(17)
|
|
| Ending balance |
(21)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
4
|
|
| ECL | ECL movement on other financial assets | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(7)
|
|
| Ending balance |
(4)
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(3)
|
|
| ECL | ECL movement on other financial assets | Lifetime expected credit losses | Stage 3 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
(7)
|
|
| ECL | ECL movement on debt securities at amortised cost |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
1
|
|
| ECL | ECL movement on debt securities at amortised cost | Stage 1 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
1
|
|
| ECL | ECL movement on debt securities at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
0
|
|
| ECL | ECL movement on debt securities at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Reconciliation of ECL movement to impairment charge/(release) for the period |
|
|
| ECL movement |
0
|
|
| ECL | ECL movement on debt securities at amortised cost | Financial assets at amortised cost |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(20)
|
|
| Ending balance |
(21)
|
|
| ECL | ECL movement on debt securities at amortised cost | Financial assets at amortised cost | Stage 1 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(9)
|
|
| Ending balance |
(10)
|
|
| ECL | ECL movement on debt securities at amortised cost | Financial assets at amortised cost | Lifetime expected credit losses | Stage 2 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
(11)
|
|
| Ending balance |
(11)
|
|
| ECL | ECL movement on debt securities at amortised cost | Financial assets at amortised cost | Lifetime expected credit losses | Stage 3 |
|
|
| Loans and advances at amortised cost |
|
|
| Opening balance |
0
|
|
| Ending balance |
£ 0
|
|