v3.25.2
Assets and liabilities included in disposal group classified as held for sale (Tables)
 6 Months Ended
Jun. 30, 2025
Non-current assets or disposal groups classified as held for sale or as held for distribution to owners [abstract]  
Disclosure of non-current assets or disposal groups classified as held for sale
Loans and advances to customers classified as assets held for sale
Stage 1Stage 2Stage 3Total
GrossECLCoverageGrossECLCoverageGrossECLCoverageGrossECLCoverage
As at 30.06.25£m£m%£m£m%£m£m%£m£m%
Retail credit cards - US4,988 55 1.1 613 139 22.7 52 42 80.8 5,653 236 4.2 
Retail credit cards - Germany— — — — — — — — — — — — 
Retail other - Germany— — — — — — — — — — — — 
Corporate loans - US43 1 2.3 7 2 28.6 1 1 100.0 51 4 7.8 
Total
5,031 56 1.1 620 141 22.7 53 43 81.1 5,704 240 4.2 
As at 31.12.24
Retail credit cards - US5,495 64 1.2 689 161 23.4 57 46 80.7 6,241 271 4.3 
Retail credit cards - Germany1,908 18 0.9 307 29 9.4 93 69 74.2 2,308 116 5.0 
Retail other - Germany1,134 16 1.4 220 33 15.0 71 48 67.6 1,425 97 6.8 
Corporate loans - US49 1 2.0 9 3 33.3 1 1 100.0 59 5 8.5 
Total
8,586 99 1.2 1,225 226 18.4 222 164 73.9 10,033 489 4.9 
As at 30.06.25As at 31.12.24
Assets included in disposal groups classified as held for sale£m£m
Loans and advances to customers5,4649,544
Intangible assets1025
Property, plant and equipment—24
Other assets111261
Total assets classified as held for sale5,5859,854
Liabilities included in disposal groups classified as held for sale
Deposits from customers—3,647
Other liabilities—77
Provisions—2
Total liabilities classified as held for sale—3,726
Net assets classified as held for sale5,5856,128