LOANS AND INTEREST RECEIVABLE - Schedule of Allowance for Merchant Loans, Advances, and Interest and Fees Receivable (Details) - Merchant Receivables - USD ($) $ in Millions	6 Months Ended	12 Months Ended
Jun. 30, 2025	Jun. 30, 2024	Dec. 31, 2024
Allowance for loans and interest receivable
Beginning balance	$ 113	$ 160	$ 160
Provisions	77	30
Charge-offs	(59)	(94)	(156)
Recoveries	12	14
Other	4	0
Ending balance	147	110	113
Merchant Loans and Advances
Allowance for loans and interest receivable
Beginning balance	107	148	148
Provisions	69	31
Charge-offs	(55)	(89)
Recoveries	12	14
Other	4	0
Ending balance	137	104	107
Interest and Fees Receivable
Allowance for loans and interest receivable
Beginning balance	6	12	12
Provisions	8	(1)
Charge-offs	(4)	(5)
Recoveries	0	0
Other	0	0
Ending balance	$ 10	$ 6	$ 6

Amount of foreign currency translation gain (loss) which decreases (increases) allowance for credit loss on financing receivable. Excludes net investment in lease.

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Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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Amount of increase in allowance for credit loss on financing receivable from recovery.

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Amount of writeoff of financing receivable, charged against allowance for credit loss.

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Amount of credit loss expense (reversal of expense) for financing receivable.

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