v3.25.2
LOANS AND INTEREST RECEIVABLE - Schedule of Delinquency Status of Consumer Loans and Interest Receivable by Year of Origination (Details) - Consumer Receivables - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Installment Loans Amortized Cost Basis      
Revolving Loans Amortized Cost Basis $ 2,713   $ 2,483
Originated in year one 2,153   2,514
Originated in year two 674   370
Originated in year three 243   46
Originated in year four 18   0
Originated in year five 0   0
Total $ 5,801   $ 5,413
Percent 100.00%   100.00%
Gross charge-offs by origination year [Abstract]      
Gross charge-offs, Revolving Loans Amortized Cost Basis $ 67   $ 138
Year one 1   39
Year two 71   133
Year three 12   14
Year four 1   0
Year five 0   0
Total Gross charge-offs 152 $ 178 324
Current      
Installment Loans Amortized Cost Basis      
Revolving Loans Amortized Cost Basis 2,627   2,404
Originated in year one 2,075   2,427
Originated in year two 630   353
Originated in year three 229   43
Originated in year four 17   0
Originated in year five 0   0
Total $ 5,578   $ 5,227
Percent 96.20%   96.60%
30 - 59 Days      
Installment Loans Amortized Cost Basis      
Revolving Loans Amortized Cost Basis $ 29   $ 25
Originated in year one 38   28
Originated in year two 12   4
Originated in year three 6   0
Originated in year four 0   0
Originated in year five 0   0
Total $ 85   $ 57
Percent 1.40%   1.10%
60 - 89 Days      
Installment Loans Amortized Cost Basis      
Revolving Loans Amortized Cost Basis $ 17   $ 16
Originated in year one 18   19
Originated in year two 7   4
Originated in year three 3   1
Originated in year four 0   0
Originated in year five 0   0
Total $ 45   $ 40
Percent 0.80%   0.70%
90 - 179 Days      
Installment Loans Amortized Cost Basis      
Revolving Loans Amortized Cost Basis $ 40   $ 38
Originated in year one 22   40
Originated in year two 25   9
Originated in year three 5   2
Originated in year four 1   0
Originated in year five 0   0
Total $ 93   $ 89
Percent 1.60%   1.60%