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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Millions
 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Cash flows from operating activities:    
Net income (loss) $ 2,548 $ 2,016
Adjustments to reconcile net income (loss) to net cash provided by operating activities:    
Transaction and credit losses 847 656
Depreciation and amortization 484 528
Stock-based compensation 535 663
Deferred income taxes (89) 29
Net (gains) losses on strategic investments (59) 55
Accretion of discounts on investments, net of amortization of premiums (57) (197)
Adjustments to loans and interest receivable, held for sale 52 64
Other (297) (42)
Originations of loans receivable, held for sale (14,358) (11,065)
Proceeds from repayments and sales of loans receivable, originally classified as held for sale 14,112 11,175
Changes in assets and liabilities:    
Accounts receivable (115) 82
Accounts payable (50) (11)
Other assets and liabilities (1,495) (511)
Net cash provided by operating activities 2,058 3,442
Cash flows from investing activities:    
Purchases of reverse repurchase agreements (201) (151)
Maturities of reverse repurchase agreements 288 151
Purchases of property and equipment (402) (311)
Proceeds from sales of property and equipment 3 0
Purchases and originations of loans receivable (11,490) (9,961)
Proceeds from repayments and sales of loans receivable, originally classified as held for investment 11,210 9,760
Purchases of investments (11,564) (16,004)
Maturities and sales of investments 11,595 14,241
Funds receivable (2,785) (1,367)
Collateral posted related to derivative instruments, net (316) 75
Other (15) 0
Net cash used in investing activities (3,677) (3,567)
Cash flows from financing activities:    
Borrowings from repurchase agreements 405 190
Repayments of repurchase agreements (405) (190)
Proceeds from issuance of common stock 74 55
Purchases of treasury stock (3,051) (3,002)
Tax withholdings related to net share settlements of equity awards (249) (230)
Borrowings under financing arrangements 1,491 1,414
Repayments under financing arrangements (1,207) (411)
Funds payable and amounts due to customers 913 (38)
Collateral received related to derivative instruments and reverse repurchase agreements, net (145) 70
Other (6) (20)
Net cash used in financing activities (2,180) (2,162)
Effect of exchange rate changes on cash, cash equivalents, and restricted cash 289 (89)
Net change in cash, cash equivalents, and restricted cash (3,510) (2,376)
Cash, cash equivalents, and restricted cash at beginning of period 22,490 21,834
Cash, cash equivalents, and restricted cash at end of period 18,980 19,458
Supplemental cash flow disclosures:    
Cash paid for interest 191 166
Cash paid for income taxes, net 837 822
The table below reconciles cash, cash equivalents, and restricted cash as reported in the condensed consolidated balance sheets to the total of the same amounts shown in the condensed consolidated statements of cash flows:    
Cash and cash equivalents 6,688 7,801
Total cash, cash equivalents, and restricted cash shown in the condensed consolidated statements of cash flows 18,980 19,458
Short-term investments    
The table below reconciles cash, cash equivalents, and restricted cash as reported in the condensed consolidated balance sheets to the total of the same amounts shown in the condensed consolidated statements of cash flows:    
Restricted cash and cash equivalents 0 3
Funds receivable and customer accounts    
The table below reconciles cash, cash equivalents, and restricted cash as reported in the condensed consolidated balance sheets to the total of the same amounts shown in the condensed consolidated statements of cash flows:    
Restricted cash and cash equivalents $ 12,292 $ 11,654