The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 268,568 1,309 SH SOLE 0 0 1,309
BITWISE BITCOIN ETF TR SHS BEN INT 09174C104 2,312,079 39,462 SH SOLE 0 0 39,462
EXCHANGE TRADED CONCEPTS TRU BITWISE CRYPTO 301505624 2,589,332 131,305 SH SOLE 0 0 131,305
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 10,459,445 216,821 SH SOLE 0 0 216,821
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543 7,783,912 278,096 SH SOLE 0 0 278,096
FIDELITY COVINGTON TRUST ENHANCED SMALL 31609A206 6,278,421 196,262 SH SOLE 0 0 196,262
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 723,202 21,744 SH SOLE 0 0 21,744
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 1,296,704 37,597 SH SOLE 0 0 37,597
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305 250,751 6,772 SH SOLE 0 0 6,772
FIDELITY MERRIMACK STR TR CORP BOND ETF 316188101 6,430,882 135,931 SH SOLE 0 0 135,931
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200 3,026,934 60,058 SH SOLE 0 0 60,058
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 12,825,707 280,343 SH SOLE 0 0 280,343
ISHARES TR CORE S&P500 ETF 464287200 38,559,632 62,103 SH SOLE 0 0 62,103
ISHARES TR CORE S&P US VLU 464287663 18,657,814 197,166 SH SOLE 0 0 197,166
ISHARES TR MSCI EAFE ETF 464287465 2,918,726 32,652 SH SOLE 0 0 32,652
ISHARES TR EAFE VALUE ETF 464288877 3,019,656 47,569 SH SOLE 0 0 47,569
ISHARES TR MSCI EMG MKT ETF 464287234 1,398,002 28,980 SH SOLE 0 0 28,980
ISHARES TR RUSSELL 2000 ETF 464287655 1,785,339 8,274 SH SOLE 0 0 8,274
ISHARES TR SP SMCP600VL ETF 464287879 3,664,680 36,835 SH SOLE 0 0 36,835
ISHARES TR CORE MSCI EAFE 46432F842 18,140,231 217,300 SH SOLE 0 0 217,300
ISHARES TR CORE 80/20 AGGRE 464289859 255,855 3,068 SH SOLE 0 0 3,068
ISHARES TR RUS 2000 GRW ETF 464287648 216,968 759 SH SOLE 0 0 759
ISHARES TR S&P 500 GRWT ETF 464287309 378,854 3,441 SH SOLE 0 0 3,441
ISHARES TR S&P 500 VAL ETF 464287408 384,000 1,965 SH SOLE 0 0 1,965
MICROSOFT CORP COM 594918104 229,803 462 SH SOLE 0 0 462
VANGUARD INDEX FDS SM CP VAL ETF 922908611 303,436 1,556 SH SOLE 0 0 1,556
VANGUARD INDEX FDS VALUE ETF 922908744 1,695,421 9,593 SH SOLE 0 0 9,593
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 224,372 395 SH SOLE 0 0 395
VANGUARD INDEX FDS GROWTH ETF 922908736 526,080 1,200 SH SOLE 0 0 1,200
VANGUARD STAR FDS VG TL INTL STK F 921909768 429,878 6,222 SH SOLE 0 0 6,222
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 279,631 1,126 SH SOLE 0 0 1,126
VANGUARD WORLD FD ESG US STK ETF 921910733 347,011 3,165 SH SOLE 0 0 3,165
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 1,149,137 18,037 SH SOLE 0 0 18,037