The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101 699,479 1,808 SH SOLE 0 0 0 1,808
ADVANCED MICRO DEVICES INC COM 007903107 204,620 1,442 SH SOLE 0 0 0 1,442
AIR PRODS & CHEMS INC COM 009158106 982,015 3,482 SH SOLE 0 0 0 3,482
AIRBNB INC COM CL A 009066101 676,390 5,111 SH SOLE 0 0 0 5,111
ALPHABET INC CAP STK CL A 02079K305 2,379,469 13,502 SH SOLE 0 0 0 13,502
ALPHABET INC CAP STK CL C 02079K107 2,047,056 11,540 SH SOLE 0 0 0 11,540
AMAZON COM INC COM 023135106 5,043,337 22,988 SH SOLE 0 0 0 22,988
ANALOG DEVICES INC COM 032654105 1,466,339 6,161 SH SOLE 0 0 0 6,161
APPLE INC COM 037833100 2,614,180 12,742 SH SOLE 0 0 0 12,742
APPLIED MATLS INC COM 038222105 1,377,848 7,526 SH SOLE 0 0 0 7,526
ARDELYX INC COM 039697107 107,381 27,393 SH SOLE 0 0 0 27,393
AUTODESK INC COM 052769106 770,829 2,490 SH SOLE 0 0 0 2,490
AUTOMATIC DATA PROCESSING IN COM 053015103 349,277 1,133 SH SOLE 0 0 0 1,133
AUTOZONE INC COM 053332102 259,856 70 SH SOLE 0 0 0 70
BANK AMERICA CORP COM 060505104 889,800 18,804 SH SOLE 0 0 0 18,804
BANK NEW YORK MELLON CORP COM 064058100 1,044,092 11,460 SH SOLE 0 0 0 11,460
BECTON DICKINSON & CO COM 075887109 874,176 5,075 SH SOLE 0 0 0 5,075
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,742,573 9,763 SH SOLE 0 0 0 9,763
BNY MELLON ETF TRUST CONCENTRATED INT 09661T834 3,153,548 61,414 SH SOLE 0 0 0 61,414
BNY MELLON ETF TRUST US MDCP CORE EQT 09661T206 520,566 5,086 SH SOLE 0 0 0 5,086
BNY MELLON ETF TRUST US SMLCP CORE 09661T305 519,306 5,198 SH SOLE 0 0 0 5,198
BNY MELLON ETF TRUST CORE BOND ETF 09661T602 11,981,442 284,055 SH SOLE 0 0 0 284,055
BNY MELLON ETF TRUST EMRG MKT EQUIT 09661T503 889,368 13,257 SH SOLE 0 0 0 13,257
BNY MELLON ETF TRUST HIGH YIELD ETF 09661T800 2,218,979 45,956 SH SOLE 0 0 0 45,956
BNY MELLON ETF TRUST INTERNATIONL EQT 09661T404 1,305,435 15,150 SH SOLE 0 0 0 15,150
BNY MELLON ETF TRUST US LRG CP CORE 09661T107 7,161,799 60,473 SH SOLE 0 0 0 60,473
BNY MELLON ETF TRUST II DYNAMIC VALUE 05613H100 9,732,182 365,734 SH SOLE 0 0 0 365,734
BOOKING HOLDINGS INC COM 09857L108 3,191,998 551 SH SOLE 0 0 0 551
BROADCOM INC COM 11135F101 1,952,029 7,082 SH SOLE 0 0 0 7,082
CARMAX INC COM 143130102 1,573,252 23,408 SH SOLE 0 0 0 23,408
CENCORA INC COM 03073E105 630,128 2,101 SH SOLE 0 0 0 2,101
CHECK POINT SOFTWARE TECH LT ORD M22465104 724,594 3,275 SH SOLE 0 0 0 3,275
CHUBB LIMITED COM H1467J104 495,513 1,710 SH SOLE 0 0 0 1,710
CME GROUP INC COM 12572Q105 433,356 1,572 SH SOLE 0 0 0 1,572
COLUMBIA ETF TR I SHORT DURATION 19761L888 487,159 25,871 SH SOLE 0 0 0 25,871
COMCAST CORP NEW CL A 20030N101 1,318,814 36,952 SH SOLE 0 0 0 36,952
CONOCOPHILLIPS COM 20825C104 1,061,661 11,830 SH SOLE 0 0 0 11,830
COSTCO WHSL CORP NEW COM 22160K105 231,271 234 SH SOLE 0 0 0 234
DARDEN RESTAURANTS INC COM 237194105 335,294 1,538 SH SOLE 0 0 0 1,538
DEERE & CO COM 244199105 328,526 646 SH SOLE 0 0 0 646
DELTA AIR LINES INC DEL COM NEW 247361702 225,084 4,577 SH SOLE 0 0 0 4,577
DIAGEO PLC SPON ADR NEW 25243Q205 723,622 7,176 SH SOLE 0 0 0 7,176
DISNEY WALT CO COM 254687106 1,333,517 10,753 SH SOLE 0 0 0 10,753
EATON CORP PLC SHS G29183103 885,759 2,481 SH SOLE 0 0 0 2,481
EBAY INC. COM 278642103 763,463 10,253 SH SOLE 0 0 0 10,253
ECOLAB INC COM 278865100 340,825 1,265 SH SOLE 0 0 0 1,265
ELEVANCE HEALTH INC COM 036752103 1,590,144 4,088 SH SOLE 0 0 0 4,088
EXXON MOBIL CORP COM 30231G102 1,518,673 14,088 SH SOLE 0 0 0 14,088
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103 614,307 9,268 SH SOLE 0 0 0 9,268
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104 480,909 23,926 SH SOLE 0 0 0 23,926
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 203,809 2,697 SH SOLE 0 0 0 2,697
FIRST TR EXCHANGE-TRADED ALP COM SHS 33735B108 918,350 7,996 SH SOLE 0 0 0 7,996
FIRST TR EXCHANGE-TRADED FD SHS 336917109 286,660 6,846 SH SOLE 0 0 0 6,846
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 596,418 6,562 SH SOLE 0 0 0 6,562
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100 233,925 2,166 SH SOLE 0 0 0 2,166
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 2,076,529 46,455 SH SOLE 0 0 0 46,455
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 426,546 8,659 SH SOLE 0 0 0 8,659
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705 790,580 16,101 SH SOLE 0 0 0 16,101
FIRST TR EXCHNG TRADED FD VI SMITH OPPORT FXD 33740F805 752,517 17,146 SH SOLE 0 0 0 17,146
FISERV INC COM 337738108 728,605 4,226 SH SOLE 0 0 0 4,226
FRANKLIN TEMPLETON ETF TR US LRG CP MLTFCT 35473P801 1,487,683 23,554 SH SOLE 0 0 0 23,554
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 761,503 23,686 SH SOLE 0 0 0 23,686
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 341,482 14,076 SH SOLE 0 0 0 14,076
GENERAL DYNAMICS CORP COM 369550108 1,104,653 3,787 SH SOLE 0 0 0 3,787
GLOBAL X FDS EMERGING MKT GRT 37960A644 676,284 23,065 SH SOLE 0 0 0 23,065
GOLDMAN SACHS GROUP INC COM 38141G104 214,407 303 SH SOLE 0 0 0 303
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 2,810,163 73,411 SH SOLE 0 0 0 73,411
HOME DEPOT INC COM 437076102 658,440 1,796 SH SOLE 0 0 0 1,796
INNOVATOR ETFS TRUST U S EQ 10 BUFFER 45783Y442 354,108 11,497 SH SOLE 0 0 0 11,497
INNOVATOR ETFS TRUST NASDAQ-100 10 BU 45783Y160 559,651 20,314 SH SOLE 0 0 0 20,314
INTERCONTINENTAL EXCHANGE IN COM 45866F104 290,934 1,586 SH SOLE 0 0 0 1,586
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887 483,343 9,640 SH SOLE 0 0 0 9,640
INVESCO QQQ TR UNIT SER 1 46090E103 607,627 1,101 SH SOLE 0 0 0 1,101
IQVIA HLDGS INC COM 46266C105 1,204,618 7,644 SH SOLE 0 0 0 7,644
ISHARES INC ESG AWR MSCI EM 46434G863 2,321,680 59,272 SH SOLE 0 0 0 59,272
ISHARES TR ESG AW MSCI EAFE 46435G516 2,878,543 32,263 SH SOLE 0 0 0 32,263
ISHARES TR ESG AWR US AGRGT 46435U549 3,010,761 63,331 SH SOLE 0 0 0 63,331
ISHARES TR CORE MSCI EAFE 46432F842 241,715 2,895 SH SOLE 0 0 0 2,895
ISHARES TR MSCI USA MIN VOL 46429B697 259,809 2,768 SH SOLE 0 0 0 2,768
ISHARES TR NATIONAL MUN ETF 464288414 580,612 5,557 SH SOLE 0 0 0 5,557
ISHARES TR ISHS 5-10YR INVT 464288638 1,770,099 33,216 SH SOLE 0 0 0 33,216
ISHARES TR ESG OPTIMIZED 464288802 783,464 6,181 SH SOLE 0 0 0 6,181
ISHARES TR CORE S&P SCP ETF 464287804 398,658 3,648 SH SOLE 0 0 0 3,648
ISHARES TR CORE S&P500 ETF 464287200 1,144,216 1,843 SH SOLE 0 0 0 1,843
ISHARES TR S&P 500 GRWT ETF 464287309 572,132 5,196 SH SOLE 0 0 0 5,196
ISHARES TR CORE S&P US GWT 464287671 302,769 2,013 SH SOLE 0 0 0 2,013
ISHARES TR RUS MD CP GR ETF 464287481 233,091 1,681 SH SOLE 0 0 0 1,681
ISHARES TR CORE US AGGBD ET 464287226 1,678,124 16,917 SH SOLE 0 0 0 16,917
ISHARES TR ESG SELECT SCRE 46436E551 201,898 4,865 SH SOLE 0 0 0 4,865
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 320,446 5,637 SH SOLE 0 0 0 5,637
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 483,386 9,538 SH SOLE 0 0 0 9,538
JOHNSON & JOHNSON COM 478160104 297,202 1,946 SH SOLE 0 0 0 1,946
JOHNSON CTLS INTL PLC SHS G51502105 266,880 2,527 SH SOLE 0 0 0 2,527
JPMORGAN CHASE & CO. COM 46625H100 3,226,746 11,130 SH SOLE 0 0 0 11,130
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 2,021,251 59,274 SH SOLE 0 0 0 59,274
MARATHON PETE CORP COM 56585A102 503,262 3,030 SH SOLE 0 0 0 3,030
MASTERCARD INCORPORATED CL A 57636Q104 1,322,447 2,353 SH SOLE 0 0 0 2,353
MCDONALDS CORP COM 580135101 432,228 1,479 SH SOLE 0 0 0 1,479
MCKESSON CORP COM 58155Q103 958,095 1,307 SH SOLE 0 0 0 1,307
MEDTRONIC PLC SHS G5960L103 1,312,626 15,058 SH SOLE 0 0 0 15,058
MERCK & CO INC COM 58933Y105 353,394 4,464 SH SOLE 0 0 0 4,464
META PLATFORMS INC CL A 30303M102 5,405,877 7,324 SH SOLE 0 0 0 7,324
MICROSOFT CORP COM 594918104 7,338,355 14,753 SH SOLE 0 0 0 14,753
MICROSTRATEGY INC CL A NEW 594972408 225,560 558 SH SOLE 0 0 0 558
MOTOROLA SOLUTIONS INC COM NEW 620076307 662,676 1,576 SH SOLE 0 0 0 1,576
NETFLIX INC COM 64110L106 238,365 178 SH SOLE 0 0 0 178
NOVARTIS AG SPONSORED ADR 66987V109 1,227,814 10,146 SH SOLE 0 0 0 10,146
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 3,236,578 34,450 SH SOLE 0 0 0 34,450
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 3,787,188 90,354 SH SOLE 0 0 0 90,354
NUSHARES ETF TR ESG HI TLD CRP 67092P854 626,610 28,864 SH SOLE 0 0 0 28,864
NVIDIA CORPORATION COM 67066G104 7,116,528 45,044 SH SOLE 0 0 0 45,044
NXP SEMICONDUCTORS N V COM N6596X109 211,312 967 SH SOLE 0 0 0 967
OMNICOM GROUP INC COM 681919106 446,052 6,200 SH SOLE 0 0 0 6,200
ORACLE CORP COM 68389X105 2,310,504 10,568 SH SOLE 0 0 0 10,568
PEPSICO INC COM 713448108 396,354 3,002 SH SOLE 0 0 0 3,002
PHILIP MORRIS INTL INC COM 718172109 2,657,065 14,589 SH SOLE 0 0 0 14,589
QUALCOMM INC COM 747525103 779,594 4,895 SH SOLE 0 0 0 4,895
RTX CORPORATION COM 75513E101 451,779 3,094 SH SOLE 0 0 0 3,094
SALESFORCE INC COM 79466L302 1,213,211 4,449 SH SOLE 0 0 0 4,449
SANOFI SPONSORED ADR 80105N105 861,082 17,824 SH SOLE 0 0 0 17,824
SCHWAB CHARLES CORP COM 808513105 2,866,904 31,422 SH SOLE 0 0 0 31,422
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 817,756 33,460 SH SOLE 0 0 0 33,460
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,715,811 92,975 SH SOLE 0 0 0 92,975
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 227,304 4,340 SH SOLE 0 0 0 4,340
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 328,554 1,297 SH SOLE 0 0 0 1,297
SERVICENOW INC COM 81762P102 205,616 200 SH SOLE 0 0 0 200
SPDR GOLD TR GOLD SHS 78463V107 670,626 2,200 SH SOLE 0 0 0 2,200
SPDR SERIES TRUST SPDR S&P 500 ETF 78468R796 4,334,530 85,108 SH SOLE 0 0 0 85,108
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 8,812,285 92,449 SH SOLE 0 0 0 92,449
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 601,163 14,988 SH SOLE 0 0 0 14,988
STARBUCKS CORP COM 855244109 1,003,713 10,954 SH SOLE 0 0 0 10,954
STARWOOD PPTY TR INC COM 85571B105 501,491 24,987 SH SOLE 0 0 0 24,987
STRYKER CORPORATION COM 863667101 1,325,361 3,350 SH SOLE 0 0 0 3,350
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,901,608 8,396 SH SOLE 0 0 0 8,396
TESLA INC COM 88160R101 1,225,532 3,858 SH SOLE 0 0 0 3,858
TJX COS INC NEW COM 872540109 329,588 2,669 SH SOLE 0 0 0 2,669
TRANE TECHNOLOGIES PLC SHS G8994E103 521,994 1,193 SH SOLE 0 0 0 1,193
UNILEVER PLC SPON ADR NEW 904767704 1,193,695 19,514 SH SOLE 0 0 0 19,514
UNION PAC CORP COM 907818108 249,507 1,084 SH SOLE 0 0 0 1,084
UNITEDHEALTH GROUP INC COM 91324P102 624,642 2,002 SH SOLE 0 0 0 2,002
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 1,915,430 20,423 SH SOLE 0 0 0 20,423
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 284,667 9,722 SH SOLE 0 0 0 9,722
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 209,964 2,852 SH SOLE 0 0 0 2,852
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 672,977 4,092 SH SOLE 0 0 0 4,092
VANGUARD INDEX FDS VALUE ETF 922908744 212,069 1,200 SH SOLE 0 0 0 1,200
VANGUARD INDEX FDS MID CAP ETF 922908629 1,809,119 6,465 SH SOLE 0 0 0 6,465
VANGUARD INDEX FDS GROWTH ETF 922908736 1,723,594 3,932 SH SOLE 0 0 0 3,932
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,294,032 7,560 SH SOLE 0 0 0 7,560
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,073,362 10,112 SH SOLE 0 0 0 10,112
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,636,898 8,494 SH SOLE 0 0 0 8,494
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 339,036 6,855 SH SOLE 0 0 0 6,855
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,345,987 6,576 SH SOLE 0 0 0 6,576
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 888,880 15,592 SH SOLE 0 0 0 15,592
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 1,119,645 12,424 SH SOLE 0 0 0 12,424
VANGUARD WORLD FD MEGA CAP INDEX 921910873 314,994 1,400 SH SOLE 0 0 0 1,400
VANGUARD WORLD FD ESG US CORP BD 921910691 358,838 5,660 SH SOLE 0 0 0 5,660
VEEVA SYS INC CL A COM 922475108 467,392 1,623 SH SOLE 0 0 0 1,623
VERIZON COMMUNICATIONS INC COM 92343V104 304,629 7,040 SH SOLE 0 0 0 7,040
VISA INC COM CL A 92826C839 2,432,361 6,851 SH SOLE 0 0 0 6,851
WALMART INC COM 931142103 601,445 6,151 SH SOLE 0 0 0 6,151
WELLS FARGO CO NEW COM 949746101 1,817,996 22,691 SH SOLE 0 0 0 22,691
WISDOMTREE TR US SMALLCAP FUND 97717W562 254,207 4,988 SH SOLE 0 0 0 4,988
WISDOMTREE TR US MIDCAP FUND 97717W570 1,896,379 30,701 SH SOLE 0 0 0 30,701
WISDOMTREE TR US MIDCAP DIVID 97717W505 225,416 4,498 SH SOLE 0 0 0 4,498
WISDOMTREE TR US QTLY DIV GRT 97717X669 4,731,124 56,498 SH SOLE 0 0 0 56,498
WISDOMTREE TR DYNAMIC INTL EQT 97717X263 557,322 14,052 SH SOLE 0 0 0 14,052