Loans Held for Investment and the Allowance for Credit Losses - Schedule of Activity in Allowance for Credit Losses for Loans Held for Investment (Details) - USD ($) $ in Thousands |
Jun. 30, 2025 |
Dec. 31, 2024 |
Jun. 30, 2024 |
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Allowance for credit losses: | |||||
Loans held for investment | [1] | $ 66,957 | $ 61,558 | ||
Unfunded loan commitments | 1,819 | 2,415 | |||
Total allowance for credit losses | 68,776 | 63,973 | $ 69,590 | ||
Total unpaid principal balance | 3,783,609 | 3,284,510 | |||
Allowance for credit losses excluded | 600 | 200 | |||
General reserve | |||||
Allowance for credit losses: | |||||
Loans held for investment | 66,957 | 61,558 | |||
Unfunded loan commitments | 1,819 | 2,415 | |||
Total allowance for credit losses | 68,776 | 63,973 | |||
Total unpaid principal balance | 3,783,609 | 3,284,510 | |||
Specific reserve | |||||
Allowance for credit losses: | |||||
Loans held for investment | 0 | 0 | |||
Unfunded loan commitments | 0 | 0 | |||
Total allowance for credit losses | 0 | 0 | |||
Total unpaid principal balance | $ 0 | $ 0 | |||
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