The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 614,217 3,309 SH SOLE 0 0 3,309
ADOBE INC COM 00724F101 634,096 1,639 SH SOLE 0 0 1,639
ALPHABET INC CAP STK CL A 02079K305 2,168,975 12,308 SH SOLE 0 0 12,308
ALPHABET INC CAP STK CL C 02079K107 737,383 4,157 SH SOLE 0 0 4,157
ALPS ETF TR SMITH CORE PLUS 00162Q346 3,987,533 154,257 SH SOLE 0 0 154,257
ALTRIA GROUP INC COM 02209S103 367,533 6,269 SH SOLE 0 0 6,269
AMAZON COM INC COM 023135106 2,703,764 12,324 SH SOLE 0 0 12,324
AMERICAN AXLE & MFG HLDGS IN COM 024061103 42,061 10,309 SH SOLE 0 0 10,309
AMERICAN EXPRESS CO COM 025816109 1,334,996 4,185 SH SOLE 0 0 4,185
AMGEN INC COM 031162100 589,527 2,111 SH SOLE 0 0 2,111
ANALOG DEVICES INC COM 032654105 289,431 1,216 SH SOLE 0 0 1,216
ANYWHERE REAL ESTATE INC COM 75605Y106 98,789 27,290 SH SOLE 0 0 27,290
APPLE INC COM 037833100 4,700,538 22,910 SH SOLE 0 0 22,910
BANK AMERICA CORP COM 060505104 1,152,318 24,352 SH SOLE 0 0 24,352
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,948,342 6,069 SH SOLE 0 0 6,069
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 465,510 8,548 SH SOLE 0 0 8,548
BLACKROCK INC COM 09290D101 649,499 619 SH SOLE 0 0 619
BOOKING HOLDINGS INC COM 09857L108 1,168,772 202 SH SOLE 0 0 202
BRISTOL-MYERS SQUIBB CO COM 110122108 371,745 8,031 SH SOLE 0 0 8,031
BROADCOM INC COM 11135F101 3,154,025 11,442 SH SOLE 0 0 11,442
CATERPILLAR INC COM 149123101 309,557 797 SH SOLE 0 0 797
CENTERPOINT ENERGY INC COM 15189T107 211,525 5,757 SH SOLE 0 0 5,757
CHENIERE ENERGY INC COM NEW 16411R208 534,526 2,195 SH SOLE 0 0 2,195
CHEVRON CORP NEW COM 166764100 551,612 3,852 SH SOLE 0 0 3,852
CISCO SYS INC COM 17275R102 438,593 6,322 SH SOLE 0 0 6,322
CITIGROUP INC COM NEW 172967424 1,288,576 15,138 SH SOLE 0 0 15,138
COCA COLA CO COM 191216100 554,351 7,835 SH SOLE 0 0 7,835
COLUMBIA ETF TR I RESH ENHNC COR 19761L706 544,587 14,803 SH SOLE 0 0 14,803
COMCAST CORP NEW CL A 20030N101 200,625 5,621 SH SOLE 0 0 5,621
CONSOLIDATED EDISON INC COM 209115104 201,428 2,007 SH SOLE 0 0 2,007
CONSTELLATION ENERGY CORP COM 21037T109 785,446 2,434 SH SOLE 0 0 2,434
COSTCO WHSL CORP NEW COM 22160K105 294,718 298 SH SOLE 0 0 298
CRH PLC ORD G25508105 622,588 6,782 SH SOLE 0 0 6,782
DELL TECHNOLOGIES INC CL C 24703L202 680,158 5,548 SH SOLE 0 0 5,548
DIGITAL RLTY TR INC COM 253868103 356,184 2,043 SH SOLE 0 0 2,043
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 590,129 13,964 SH SOLE 0 0 13,964
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 985,103 27,486 SH SOLE 0 0 27,486
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 811,507 12,098 SH SOLE 0 0 12,098
DIREXION SHS ETF TR AUSPCE CMD STG 25460E307 589,367 21,308 SH SOLE 0 0 21,308
DUKE ENERGY CORP NEW COM NEW 26441C204 228,362 1,935 SH SOLE 0 0 1,935
ELEVANCE HEALTH INC COM 036752103 268,760 691 SH SOLE 0 0 691
ELI LILLY & CO COM 532457108 1,294,088 1,660 SH SOLE 0 0 1,660
EQT CORP COM 26884L109 835,976 14,334 SH SOLE 0 0 14,334
EXELON CORP COM 30161N101 201,134 4,632 SH SOLE 0 0 4,632
EXXON MOBIL CORP COM 30231G102 699,246 6,487 SH SOLE 0 0 6,487
FAIR ISAAC CORP COM 303250104 206,559 113 SH SOLE 0 0 113
FIDELITY COVINGTON TRUST SML MID MLTFCT 316092527 1,122,102 27,058 SH SOLE 0 0 27,058
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,712,093 37,423 SH SOLE 0 0 37,423
FIFTH THIRD BANCORP COM 316773100 582,771 14,169 SH SOLE 0 0 14,169
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 1,304,005 41,006 SH SOLE 0 0 41,006
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884 1,723,477 31,734 SH SOLE 0 0 31,734
FREEPORT-MCMORAN INC CL B 35671D857 372,678 8,597 SH SOLE 0 0 8,597
GENERAL DYNAMICS CORP COM 369550108 557,510 1,912 SH SOLE 0 0 1,912
HARTFORD INSURANCE GROUP INC COM 416515104 276,277 2,178 SH SOLE 0 0 2,178
HOME DEPOT INC COM 437076102 752,048 2,051 SH SOLE 0 0 2,051
HONEYWELL INTL INC COM 438516106 264,242 1,135 SH SOLE 0 0 1,135
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,229,725 12,269 SH SOLE 0 0 12,269
INVESCO QQQ TR UNIT SER 1 46090E103 4,771,895 8,650 SH SOLE 0 0 8,650
ISHARES GOLD TR ISHARES NEW 464285204 456,974 7,328 SH SOLE 0 0 7,328
ISHARES TR 0-5 YR TIPS ETF 46429B747 620,840 6,033 SH SOLE 0 0 6,033
ISHARES TR CORE DIV GRWTH 46434V621 3,298,141 51,582 SH SOLE 0 0 51,582
ISHARES TR CORE INTL AGGR 46435G672 296,154 5,797 SH SOLE 0 0 5,797
ISHARES TR CORE MSCI INTL 46435G326 261,322 3,437 SH SOLE 0 0 3,437
ISHARES TR CORE MSCI TOTAL 46432F834 321,573 4,160 SH SOLE 0 0 4,160
ISHARES TR CORE S&P SCP ETF 464287804 295,042 2,700 SH SOLE 0 0 2,700
ISHARES TR CORE S&P TTL STK 464287150 1,406,373 10,414 SH SOLE 0 0 10,414
ISHARES TR CORE S&P500 ETF 464287200 7,819,336 12,594 SH SOLE 0 0 12,594
ISHARES TR CORE TOTAL USD 46434V613 233,293 5,046 SH SOLE 0 0 5,046
ISHARES TR CORE US AGGBD ET 464287226 317,111 3,197 SH SOLE 0 0 3,197
ISHARES TR DOW JONES US ETF 464287846 814,720 5,400 SH SOLE 0 0 5,400
ISHARES TR EAFE VALUE ETF 464288877 1,069,930 16,855 SH SOLE 0 0 16,855
ISHARES TR ESG OPTIMIZED 464288802 633,750 5,000 SH SOLE 0 0 5,000
ISHARES TR IBOXX INV CP ETF 464287242 285,543 2,605 SH SOLE 0 0 2,605
ISHARES TR INVESTMENT GRADE 46435G219 299,329 6,587 SH SOLE 0 0 6,587
ISHARES TR ISHARES SEMICDTR 464287523 263,747 1,105 SH SOLE 0 0 1,105
ISHARES TR MSCI USA QLT FCT 46432F339 460,429 2,518 SH SOLE 0 0 2,518
ISHARES TR NATIONAL MUN ETF 464288414 299,372 2,865 SH SOLE 0 0 2,865
ISHARES TR RUS 1000 GRW ETF 464287614 407,283 959 SH SOLE 0 0 959
ISHARES TR RUS 1000 VAL ETF 464287598 334,222 1,721 SH SOLE 0 0 1,721
ISHARES TR RUS 2000 VAL ETF 464287630 473,280 3,000 SH SOLE 0 0 3,000
ISHARES TR S&P 500 GRWT ETF 464287309 204,812 1,860 SH SOLE 0 0 1,860
ISHARES TR S&P 500 VAL ETF 464287408 633,161 3,240 SH SOLE 0 0 3,240
ISHARES TR S&P MC 400VL ETF 464287705 494,320 4,000 SH SOLE 0 0 4,000
ISHARES TR SHRT NAT MUN ETF 464288158 349,351 3,285 SH SOLE 0 0 3,285
ISHARES TR US INFRASTRUC 46435U713 550,707 11,196 SH SOLE 0 0 11,196
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,320,169 40,812 SH SOLE 0 0 40,812
JOHNSON & JOHNSON COM 478160104 734,127 4,806 SH SOLE 0 0 4,806
JPMORGAN CHASE & CO. COM 46625H100 2,051,406 7,076 SH SOLE 0 0 7,076
L3HARRIS TECHNOLOGIES INC COM 502431109 257,696 1,027 SH SOLE 0 0 1,027
LOCKHEED MARTIN CORP COM 539830109 336,720 727 SH SOLE 0 0 727
LOWES COS INC COM 548661107 342,504 1,544 SH SOLE 0 0 1,544
LULULEMON ATHLETICA INC COM 550021109 334,750 1,409 SH SOLE 0 0 1,409
MASTERCARD INCORPORATED CL A 57636Q104 861,783 1,534 SH SOLE 0 0 1,534
MEDTRONIC PLC SHS G5960L103 294,639 3,380 SH SOLE 0 0 3,380
MERCADOLIBRE INC COM 58733R102 261,363 100 SH SOLE 0 0 100
MERCK & CO INC COM 58933Y105 1,144,324 14,456 SH SOLE 0 0 14,456
META PLATFORMS INC CL A 30303M102 1,962,525 2,659 SH SOLE 0 0 2,659
MICROSOFT CORP COM 594918104 4,034,479 8,111 SH SOLE 0 0 8,111
MORGAN STANLEY COM NEW 617446448 240,037 1,704 SH SOLE 0 0 1,704
NETFLIX INC COM 64110L106 1,632,399 1,219 SH SOLE 0 0 1,219
NOVO-NORDISK A S ADR 670100205 583,283 8,451 SH SOLE 0 0 8,451
NVIDIA CORPORATION COM 67066G104 3,549,710 22,468 SH SOLE 0 0 22,468
PEPSICO INC COM 713448108 611,268 4,629 SH SOLE 0 0 4,629
PHILLIPS 66 COM 718546104 405,018 3,395 SH SOLE 0 0 3,395
PIMCO EQUITY SER RAFI DYN MULTI 72202L371 309,045 8,600 SH SOLE 0 0 8,600
PIMCO ETF TR MULTISECTOR BD 72201R585 1,803,751 67,964 SH SOLE 0 0 67,964
PROCTER AND GAMBLE CO COM 742718109 738,915 4,638 SH SOLE 0 0 4,638
PROSHARES TR S&P 500 DV ARIST 74348A467 505,615 5,021 SH SOLE 0 0 5,021
RTX CORPORATION COM 75513E101 545,210 3,734 SH SOLE 0 0 3,734
SALESFORCE INC COM 79466L302 747,722 2,742 SH SOLE 0 0 2,742
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 564,900 1,282 SH SOLE 0 0 1,282
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,414,457 2,289 SH SOLE 0 0 2,289
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 482,850 18,861 SH SOLE 0 0 18,861
TEXAS INSTRS INC COM 882508104 386,734 1,863 SH SOLE 0 0 1,863
THERMO FISHER SCIENTIFIC INC COM 883556102 292,430 721 SH SOLE 0 0 721
T-MOBILE US INC COM 872590104 210,782 885 SH SOLE 0 0 885
TRUIST FINL CORP COM 89832Q109 643,105 14,959 SH SOLE 0 0 14,959
UBER TECHNOLOGIES INC COM 90353T100 1,087,132 11,652 SH SOLE 0 0 11,652
UNITED BANKSHARES INC WEST V COM 909907107 297,938 8,178 SH SOLE 0 0 8,178
UNITEDHEALTH GROUP INC COM 91324P102 549,533 1,761 SH SOLE 0 0 1,761
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,065,453 13,538 SH SOLE 0 0 13,538
VANGUARD INDEX FDS GROWTH ETF 922908736 442,784 1,010 SH SOLE 0 0 1,010
VANGUARD INDEX FDS MID CAP ETF 922908629 1,561,039 5,579 SH SOLE 0 0 5,579
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 321,328 566 SH SOLE 0 0 566
VANGUARD INDEX FDS TOTAL STK MKT 922908769 413,673 1,361 SH SOLE 0 0 1,361
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 340,059 5,059 SH SOLE 0 0 5,059
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 202,207 4,088 SH SOLE 0 0 4,088
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 204,884 4,076 SH SOLE 0 0 4,076
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,482,440 17,878 SH SOLE 0 0 17,878
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 672,124 3,284 SH SOLE 0 0 3,284
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,477,876 18,587 SH SOLE 0 0 18,587
VANGUARD WORLD FD INF TECH ETF 92204A702 1,373,030 2,070 SH SOLE 0 0 2,070
WALMART INC COM 931142103 1,215,429 12,430 SH SOLE 0 0 12,430
WELLS FARGO CO NEW COM 949746101 287,160 3,584 SH SOLE 0 0 3,584
WISDOMTREE TR US QTLY DIV GRT 97717X669 6,464,696 77,200 SH SOLE 0 0 77,200