The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 11,065 60 SH SOLE 0 0 0 60
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 26,400,954 88,330 SH SOLE 0 0 0 88,330
ADVANSIX INC COM 00773T101 24 1 SH SOLE 0 0 0 1
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 577 5 SH SOLE 0 0 0 5
ALPHABET INC CAP STK CL A 02079K305 243,816 1,384 SH SOLE 0 0 0 1,384
ALPHABET INC CAP STK CL C 02079K107 31,418 177 SH SOLE 0 0 0 177
ALTRIA GROUP INC COM 02209S103 31,071 521 SH SOLE 0 0 0 521
AMAZON COM INC COM 023135106 842,896 3,842 SH SOLE 0 0 0 3,842
AMBEV SA SPONSORED ADR 02319V103 569 234 SH SOLE 0 0 0 234
ETF OPPORTUNITIES TRUST AMERICAN CONSER 26923N108 234,003 4,962 SH SOLE 0 0 0 4,962
AMERICAN EXPRESS CO COM 025816109 70,176 220 SH SOLE 0 0 0 220
AMERIPRISE FINL INC COM 03076C106 6,405 12 SH SOLE 0 0 0 12
AON PLC SHS CL A G0403H108 5,708 16 SH SOLE 0 0 0 16
APPLE INC COM 037833100 599,934 2,924 SH SOLE 0 0 0 2,924
APPLIED MATLS INC COM 038222105 5,126 28 SH SOLE 0 0 0 28
ARCH CAP GROUP LTD ORD G0450A105 144,041 1,582 SH SOLE 0 0 0 1,582
ARCHER AVIATION INC COM CL A 03945R102 10,850 1,000 SH SOLE 0 0 0 1,000
ARCOSA INC COM 039653100 2,254 26 SH SOLE 0 0 0 26
ARK ETF TR INNOVATION ETF 00214Q104 10,630 151 SH SOLE 0 0 0 151
AT&T INC COM 00206R102 28,506 985 SH SOLE 0 0 0 985
AUTOZONE INC COM 053332102 7,424 2 SH SOLE 0 0 0 2
BANK AMERICA CORP COM 060505104 10,174 215 SH SOLE 0 0 0 215
BARRICK MNG CORP COM SHS 06849F108 3,873 186 SH SOLE 0 0 0 186
BAXTER INTL INC COM 071813109 914 30 SH SOLE 0 0 0 30
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,426,706 2,937 SH SOLE 0 0 0 2,937
BIOGEN INC COM 09062X103 754 6 SH SOLE 0 0 0 6
BLACKROCK INC COM 09290D101 41,970 40 SH SOLE 0 0 0 40
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102 45,736 1,451 SH SOLE 0 0 0 1,451
NEUEHEALTH INC COM NEW 10920V404 173 25 SH SOLE 0 0 0 25
BRISTOL-MYERS SQUIBB CO COM 110122108 33,236 718 SH SOLE 0 0 0 718
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 1,058 22 SH SOLE 0 0 0 22
CALAMOS STRATEGIC TOTAL RETU COM SH BEN INT 128125101 602,850 33,051 SH SOLE 0 0 0 33,051
THE CAMPBELLS COMPANY COM 134429109 3,845 125 SH SOLE 0 0 0 125
CANADIAN NATL RY CO COM 136375102 2,497 24 SH SOLE 0 0 0 24
CARRIER GLOBAL CORPORATION COM 14448C104 1,244 17 SH SOLE 0 0 0 17
CF INDS HLDGS INC COM 125269100 2,300 25 SH SOLE 0 0 0 25
SCHWAB CHARLES CORP COM 808513105 4,197 46 SH SOLE 0 0 0 46
CHARTER COMMUNICATIONS INC N CL A 16119P108 4,906 12 SH SOLE 0 0 0 12
CHECK POINT SOFTWARE TECH LT ORD M22465104 6,859 31 SH SOLE 0 0 0 31
CHEVRON CORP NEW COM 166764100 13,746 96 SH SOLE 0 0 0 96
THE CIGNA GROUP COM 125523100 11,570 35 SH SOLE 0 0 0 35
CISCO SYS INC COM 17275R102 2,914 42 SH SOLE 0 0 0 42
CITIGROUP INC COM NEW 172967424 17,194 202 SH SOLE 0 0 0 202
COCA COLA CO COM 191216100 18,029 253 SH SOLE 0 0 0 253
COCA-COLA EUROPACIFIC PARTNE SHS G25839104 2,782 30 SH SOLE 0 0 0 30
COINBASE GLOBAL INC COM CL A 19260Q107 175,245 500 SH SOLE 0 0 0 500
COMCAST CORP NEW CL A 20030N101 6,603 185 SH SOLE 0 0 0 185
COMERICA INC COM 200340107 664 11 SH SOLE 0 0 0 11
COMMERCE BANCSHARES INC COM 200525103 1,119 18 SH SOLE 0 0 0 18
CONSTELLATION ENERGY CORP COM 21037T109 36,795 114 SH SOLE 0 0 0 114
CROWN HLDGS INC COM 228368106 2,472 24 SH SOLE 0 0 0 24
CVS HEALTH CORP COM 126650100 345 5 SH SOLE 0 0 0 5
DXC TECHNOLOGY CO COM 23355L106 107 7 SH SOLE 0 0 0 7
DIAGEO PLC SPON ADR NEW 25243Q205 1,613 16 SH SOLE 0 0 0 16
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 92,171 3,089 SH SOLE 0 0 0 3,089
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 379,665 10,593 SH SOLE 0 0 0 10,593
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 99,349 1,559 SH SOLE 0 0 0 1,559
DRAFTKINGS INC NEW COM CL A 26142V105 81,534 1,901 SH SOLE 0 0 0 1,901
EATON CORP PLC SHS G29183103 7,854 22 SH SOLE 0 0 0 22
EATON VANCE ENHANCED EQUITY COM 278277108 506,812 20,934 SH SOLE 0 0 0 20,934
EATON VANCE TX ADV GLBL DIV COM 27828S101 597,984 28,557 SH SOLE 0 0 0 28,557
EBAY INC. COM 278642103 1,638 22 SH SOLE 0 0 0 22
EDWARDS LIFESCIENCES CORP COM 28176E108 2,816 36 SH SOLE 0 0 0 36
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 165,890 9,150 SH SOLE 0 0 0 9,150
ENTERPRISE PRODS PARTNERS L COM 293792107 469,957 15,155 SH SOLE 0 0 0 15,155
ESSENT GROUP LTD COM G3198U102 7,411,489 122,040 SH SOLE 0 0 0 122,040
EXELON CORP COM 30161N101 14,850 342 SH SOLE 0 0 0 342
EXXON MOBIL CORP COM 30231G102 96,658 897 SH SOLE 0 0 0 897
FIDELITY NATL INFORMATION SV COM 31620M106 3,256 40 SH SOLE 0 0 0 40
FIVE BELOW INC COM 33829M101 2,624 20 SH SOLE 0 0 0 20
FLUTTER ENTMT PLC SHS G3643J108 6,858 24 SH SOLE 0 0 0 24
FORD MTR CO COM 345370860 28,138 2,593 SH SOLE 0 0 0 2,593
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 2,154 67 SH SOLE 0 0 0 67
FS KKR CAP CORP COM 302635206 21,214 989 SH SOLE 0 0 0 989
FIRST TR EXCHNG TRADED FD VI FT VEST INT JUNE 33740U869 26,708 1,091 SH SOLE 0 0 0 1,091
FIRST TR EXCHNG TRADED FD VI FT ENERGY INCOME 33740F276 309,778 15,709 SH SOLE 0 0 0 15,709
FUBOTV INC COM 35953D104 7,720 2,000 SH SOLE 0 0 0 2,000
FULTON FINL CORP PA COM 360271100 162 9 SH SOLE 0 0 0 9
GARRETT MOTION INC COM 366505105 21 2 SH SOLE 0 0 0 2
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 148 2 SH SOLE 0 0 0 2
GE VERNOVA INC COM 36828A101 1,058 2 SH SOLE 0 0 0 2
GE AEROSPACE COM NEW 369604301 2,059 8 SH SOLE 0 0 0 8
GSK PLC SPONSORED ADR 37733W204 777 20 SH SOLE 0 0 0 20
GOLDMAN SACHS GROUP INC COM 38141G104 222,941 315 SH SOLE 0 0 0 315
HALEON PLC SPON ADS 405552100 259 25 SH SOLE 0 0 0 25
HDFC BANK LTD SPONSORED ADS 40415F101 2,453 32 SH SOLE 0 0 0 32
HEALTHPEAK PROPERTIES INC COM 42250P103 893 51 SH SOLE 0 0 0 51
HESS CORP COM 42809H107 5,819 42 SH SOLE 0 0 0 42
HOME DEPOT INC COM 437076102 91,660 250 SH SOLE 0 0 0 250
HONEYWELL INTL INC COM 438516106 5,123 22 SH SOLE 0 0 0 22
INTERNATIONAL BUSINESS MACHS COM 459200101 14,246 48 SH SOLE 0 0 0 48
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 1,931,775 75,079 SH SOLE 0 0 0 75,079
IMMERSION CORP COM 452521107 150 19 SH SOLE 0 0 0 19
NORTHERN LTS FD TR IV INSPIRE SML/ MID 66538H641 237,509 6,663 SH SOLE 0 0 0 6,663
INTERCONTINENTAL EXCHANGE IN COM 45866F104 6,972 38 SH SOLE 0 0 0 38
INTERNATIONAL PAPER CO COM 460146103 10,338 221 SH SOLE 0 0 0 221
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 1,367,240 32,345 SH SOLE 0 0 0 32,345
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 13,083 641 SH SOLE 0 0 0 641
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 17,966 79 SH SOLE 0 0 0 79
INVESCO QQQ TR UNIT SER 1 46090E103 1,420,338 2,572 SH SOLE 0 0 0 2,572
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 41,698 229 SH SOLE 0 0 0 229
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 1,273 18 SH SOLE 0 0 0 18
IQVIA HLDGS INC COM 46266C105 3,467 22 SH SOLE 0 0 0 22
ISHARES TR CORE MSCI EAFE 46432F842 442,612 5,302 SH SOLE 0 0 0 5,302
ISHARES INC CORE MSCI EMKT 46434G103 66,568 1,109 SH SOLE 0 0 0 1,109
ISHARES TR CORE MSCI INTL 46435G326 247,757 3,258 SH SOLE 0 0 0 3,258
ISHARES TR CORE S&P500 ETF 464287200 23,670,694 38,123 SH SOLE 0 0 0 38,123
ISHARES TR CORE S&P MCP ETF 464287507 2,741,552 44,204 SH SOLE 0 0 0 44,204
ISHARES TR CORE S&P SCP ETF 464287804 195,590 1,790 SH SOLE 0 0 0 1,790
BLACKROCK ETF TRUST II ISHARES HIGH YIE 092528843 2,807,250 57,727 SH SOLE 0 0 0 57,727
ISHARES TR MSCI EAFE ETF 464287465 1,891,027 21,155 SH SOLE 0 0 0 21,155
ISHARES TR EAFE VALUE ETF 464288877 18,194 287 SH SOLE 0 0 0 287
ISHARES TR MSCI EMG MKT ETF 464287234 11,433 237 SH SOLE 0 0 0 237
ISHARES TR MSCI USA MIN VOL 46429B697 24,876 265 SH SOLE 0 0 0 265
ISHARES TR MSCI USA QLT FCT 46432F339 3,474 19 SH SOLE 0 0 0 19
ISHARES TR RUS 1000 GRW ETF 464287614 66,757 157 SH SOLE 0 0 0 157
ISHARES TR RUS 1000 VAL ETF 464287598 3,108 16 SH SOLE 0 0 0 16
ISHARES TR RUSSELL 2000 ETF 464287655 242,230 1,123 SH SOLE 0 0 0 1,123
ISHARES TR RUS 2000 VAL ETF 464287630 11,248 71 SH SOLE 0 0 0 71
ISHARES TR RUSEL 2500 ETF 46435G268 110,981 1,637 SH SOLE 0 0 0 1,637
ISHARES TR RUS MID CAP ETF 464287499 257,352 2,798 SH SOLE 0 0 0 2,798
ISHARES TR RUS MDCP VAL ETF 464287473 44,954 340 SH SOLE 0 0 0 340
ISHARES TR S&P MC 400GR ETF 464287606 2,002 22 SH SOLE 0 0 0 22
ISHARES TR SP SMCP600VL ETF 464287879 25,071 252 SH SOLE 0 0 0 252
ISHARES TR SELECT DIVID ETF 464287168 50,140 378 SH SOLE 0 0 0 378
ISHARES TR CORE S&P TTL STK 464287150 60,149 445 SH SOLE 0 0 0 445
JACKSON FINANCIAL INC COM CL A 46817M107 178 2 SH SOLE 0 0 0 2
JD.COM INC SPON ADS CL A 47215P106 4,896 150 SH SOLE 0 0 0 150
JOHNSON & JOHNSON COM 478160104 15,886 104 SH SOLE 0 0 0 104
JOHNSON CTLS INTL PLC SHS G51502105 4,558 43 SH SOLE 0 0 0 43
JPMORGAN CHASE & CO. COM 46625H100 22,470 78 SH SOLE 0 0 0 78
KELLANOVA COM 487836108 477 6 SH SOLE 0 0 0 6
KEYCORP COM 493267108 15,678 900 SH SOLE 0 0 0 900
MATTEL INC COM 577081102 197 10 SH SOLE 0 0 0 10
MEDTRONIC PLC SHS G5960L103 1,758 20 SH SOLE 0 0 0 20
MERCK & CO INC COM 58933Y105 63,159 790 SH SOLE 0 0 0 790
META PLATFORMS INC CL A 30303M102 619,566 839 SH SOLE 0 0 0 839
MICROSOFT CORP COM 594918104 881,813 1,773 SH SOLE 0 0 0 1,773
MICROSTRATEGY INC CL A NEW 594972408 80,846 200 SH SOLE 0 0 0 200
MOLSON COORS BEVERAGE CO CL B 60871R209 962 20 SH SOLE 0 0 0 20
MOTOROLA SOLUTIONS INC COM NEW 620076307 6,745 16 SH SOLE 0 0 0 16
NORFOLK SOUTHN CORP COM 655844108 97,525 381 SH SOLE 0 0 0 381
NVIDIA CORPORATION COM 67066G104 764,595 4,839 SH SOLE 0 0 0 4,839
ONESTREAM INC CL A 68278B107 962 34 SH SOLE 0 0 0 34
ORACLE CORP COM 68389X105 15,304 70 SH SOLE 0 0 0 70
ORGANON & CO COMMON STOCK 68622V106 146 15 SH SOLE 0 0 0 15
OTIS WORLDWIDE CORP COM 68902V107 792 8 SH SOLE 0 0 0 8
PARKER-HANNIFIN CORP COM 701094104 798,351 1,143 SH SOLE 0 0 0 1,143
PENN ENTERTAINMENT INC COM 707569109 268 15 SH SOLE 0 0 0 15
PEPSICO INC COM 713448108 7,658 58 SH SOLE 0 0 0 58
PFIZER INC COM 717081103 78,402 3,234 SH SOLE 0 0 0 3,234
PNC FINL SVCS GROUP INC COM 693475105 57,417 308 SH SOLE 0 0 0 308
PPG INDS INC COM 693506107 1,365 12 SH SOLE 0 0 0 12
PPL CORP COM 69351T106 16,092 471 SH SOLE 0 0 0 471
PRIME MEDICINE INC COM 74168J101 1,235 500 SH SOLE 0 0 0 500
PROCEPT BIOROBOTICS CORP COM 74276L105 115,200 2,000 SH SOLE 0 0 0 2,000
PROSHARES TR ULTRAPRO QQQ 74347X831 32,950 396 SH SOLE 0 0 0 396
PRUDENTIAL FINL INC COM 744320102 42,088 392 SH SOLE 0 0 0 392
PRUDENTIAL PLC ADR 74435K204 550 22 SH SOLE 0 0 0 22
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 26,769 318 SH SOLE 0 0 0 318
QUAKER HOUGHTON COM 747316107 56,977 509 SH SOLE 0 0 0 509
RTX CORPORATION COM 75513E101 2,482 17 SH SOLE 0 0 0 17
RELX PLC SPONSORED ADR 759530108 5,814 107 SH SOLE 0 0 0 107
RESEARCH FRONTIERS INC COM 760911107 203 125 SH SOLE 0 0 0 125
RESIDEO TECHNOLOGIES INC COM 76118Y104 44 2 SH SOLE 0 0 0 2
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 30,613 2,228 SH SOLE 0 0 0 2,228
ROCKWELL AUTOMATION INC COM 773903109 3,986 12 SH SOLE 0 0 0 12
SEI INVTS CO COM 784117103 76 1 SH SOLE 0 0 0 1
S&P GLOBAL INC COM 78409V104 7,382 14 SH SOLE 0 0 0 14
SCHLUMBERGER LTD COM STK 806857108 477 14 SH SOLE 0 0 0 14
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 102,067 4,618 SH SOLE 0 0 0 4,618
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 301,093 12,350 SH SOLE 0 0 0 12,350
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 573 22 SH SOLE 0 0 0 22
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 517,769 21,185 SH SOLE 0 0 0 21,185
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 471,926 16,156 SH SOLE 0 0 0 16,156
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 137,941 4,918 SH SOLE 0 0 0 4,918
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 75,556 2,986 SH SOLE 0 0 0 2,986
SHELL PLC SPON ADS 780259305 48,512 689 SH SOLE 0 0 0 689
SHOPIFY INC CL A SUB VTG SHS 82509L107 317,213 2,750 SH SOLE 0 0 0 2,750
SNAP ON INC COM 833034101 2,489 8 SH SOLE 0 0 0 8
SNOWFLAKE INC CL A 833445109 22,377 100 SH SOLE 0 0 0 100
SSGA ACTIVE TR SPDR BLACKSTONE 78470P846 150,812 5,275 SH SOLE 0 0 0 5,275
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 75,832 1,873 SH SOLE 0 0 0 1,873
SPDR SERIES TRUST PORTFLI HIGH YLD 78468R606 507,773 21,335 SH SOLE 0 0 0 21,335
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,373,364 2,217 SH SOLE 0 0 0 2,217
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 119,150 1,250 SH SOLE 0 0 0 1,250
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 154,594 272 SH SOLE 0 0 0 272
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 16,272 539 SH SOLE 0 0 0 539
BLOCK INC CL A 852234103 186,808 2,750 SH SOLE 0 0 0 2,750
STANLEY BLACK & DECKER INC COM 854502101 30,013 443 SH SOLE 0 0 0 443
STARBUCKS CORP COM 855244109 7,618 83 SH SOLE 0 0 0 83
EA SERIES TRUST STRIVE 500 ETF 02072L680 4,280,091 106,842 SH SOLE 0 0 0 106,842
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 11,818 52 SH SOLE 0 0 0 52
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 711 45 SH SOLE 0 0 0 45
TCW ETF TRUST TRANSFRM 500 ETF 29287L106 167,884 2,308 SH SOLE 0 0 0 2,308
TENET HEALTHCARE CORP COM NEW 88033G407 528 3 SH SOLE 0 0 0 3
TESLA INC COM 88160R101 289,299 911 SH SOLE 0 0 0 911
THERMO FISHER SCIENTIFIC INC COM 883556102 4,871 12 SH SOLE 0 0 0 12
TRINITY INDS INC COM 896522109 2,161 80 SH SOLE 0 0 0 80
TRUECAR INC COM 89785L107 40,084 21,097 SH SOLE 0 0 0 21,097
TRUIST FINL CORP COM 89832Q109 16,313 379 SH SOLE 0 0 0 379
UGI CORP NEW COM 902681105 65,679 1,785 SH SOLE 0 0 0 1,785
UMB FINL CORP COM 902788108 23,857 226 SH SOLE 0 0 0 226
US BANCORP DEL COM NEW 902973304 16,109 352 SH SOLE 0 0 0 352
UBER TECHNOLOGIES INC COM 90353T100 93,300 1,000 SH SOLE 0 0 0 1,000
UBIQUITI INC COM 90353W103 154,369 375 SH SOLE 0 0 0 375
UNILEVER PLC SPON ADR NEW 904767704 1,590 26 SH SOLE 0 0 0 26
UNITEDHEALTH GROUP INC COM 91324P102 10,295 33 SH SOLE 0 0 0 33
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 44,550 475 SH SOLE 0 0 0 475
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 359,585 1,749 SH SOLE 0 0 0 1,749
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 105,147 546 SH SOLE 0 0 0 546
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 49,645 739 SH SOLE 0 0 0 739
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 6,577,731 115,379 SH SOLE 0 0 0 115,379
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 261,297 5,283 SH SOLE 0 0 0 5,283
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 48,018 1,040 SH SOLE 0 0 0 1,040
VANGUARD INDEX FDS GROWTH ETF 922908736 240,493 548 SH SOLE 0 0 0 548
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 25,718 430 SH SOLE 0 0 0 430
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,871,572 6,541 SH SOLE 0 0 0 6,541
VANGUARD INDEX FDS MID CAP ETF 922908629 294,774 1,049 SH SOLE 0 0 0 1,049
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 45,083 158 SH SOLE 0 0 0 158
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 46,534 281 SH SOLE 0 0 0 281
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 72,478 814 SH SOLE 0 0 0 814
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 10,507 96 SH SOLE 0 0 0 96
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 845,351 9,692 SH SOLE 0 0 0 9,692
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,252,665 2,199 SH SOLE 0 0 0 2,199
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 19,439 247 SH SOLE 0 0 0 247
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 113,876 2,265 SH SOLE 0 0 0 2,265
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 78,177 1,330 SH SOLE 0 0 0 1,330
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,994 34 SH SOLE 0 0 0 34
VANGUARD INDEX FDS SML CP GRW ETF 922908595 122,607 442 SH SOLE 0 0 0 442
VANGUARD INDEX FDS SM CP VAL ETF 922908611 21,479 110 SH SOLE 0 0 0 110
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 7,872 159 SH SOLE 0 0 0 159
VANGUARD STAR FDS VG TL INTL STK F 921909768 205,143 2,969 SH SOLE 0 0 0 2,969
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,810,448 9,219 SH SOLE 0 0 0 9,219
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 90,955 708 SH SOLE 0 0 0 708
VANGUARD INDEX FDS VALUE ETF 922908744 1,198,157 6,742 SH SOLE 0 0 0 6,742
VEEVA SYS INC CL A COM 922475108 6,044,412 20,989 SH SOLE 0 0 0 20,989
VERIZON COMMUNICATIONS INC COM 92343V104 13,861 320 SH SOLE 0 0 0 320
VERTEX INC CL A 92538J106 216,568 6,129 SH SOLE 0 0 0 6,129
PARAMOUNT GLOBAL CLASS B COM 92556H206 6,475 500 SH SOLE 0 0 0 500
VIATRIS INC COM 92556V106 2,715 304 SH SOLE 0 0 0 304
VIRTUS INVT PARTNERS INC COM 92828Q109 1,088 6 SH SOLE 0 0 0 6
VISA INC COM CL A 92826C839 29,845 84 SH SOLE 0 0 0 84
VISTAGEN THERAPEUTICS INC COM 92840H400 58 29 SH SOLE 0 0 0 29
BERKLEY W R CORP COM 084423102 3,900,302 53,087 SH SOLE 0 0 0 53,087
WALMART INC COM 931142103 176,591 1,806 SH SOLE 0 0 0 1,806
DISNEY WALT CO COM 254687106 82,431 662 SH SOLE 0 0 0 662
WARNER BROS DISCOVERY INC COM SER A 934423104 275 24 SH SOLE 0 0 0 24
WILLIAMS COS INC COM 969457100 45,537 725 SH SOLE 0 0 0 725
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 56,378 1,560 SH SOLE 0 0 0 1,560
WISDOMTREE TR EMG MKTS SMCAP 97717W281 271,845 4,921 SH SOLE 0 0 0 4,921
WISDOMTREE TR INTL SMCAP DIV 97717W760 134,028 1,784 SH SOLE 0 0 0 1,784
WISDOMTREE TR US QTLY DIV GRT 97717X669 41,870 500 SH SOLE 0 0 0 500
WISDOMTREE TR US SMALLCAP DIVD 97717W604 48,212 1,518 SH SOLE 0 0 0 1,518
WISDOMTREE TR US TOTAL DIVIDND 97717W109 72,544 912 SH SOLE 0 0 0 912
WK KELLOGG CO COM SHS 92942W107 32 2 SH SOLE 0 0 0 2
ZOETIS INC CL A 98978V103 6,862 44 SH SOLE 0 0 0 44