The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101 181,318 1,191 SH DFND 1,191 0 0
3M CO Equities 88579Y101 202,631 1,331 SH SOLE 1,331 0 0
ABBOTT LABORATORIES Equities 002824100 110,168 810 SH DFND 810 0 0
ABBOTT LABORATORIES Equities 002824100 6,935,014 50,989 SH SOLE 50,989 0 0
ABBVIE INC COM Equities 00287Y109 164,274 885 SH DFND 885 0 0
ABBVIE INC COM Equities 00287Y109 7,184,422 38,705 SH SOLE 38,705 0 0
ACCENTURE PLC IRELAND CL A Equities G1151C101 57,387 192 SH DFND 192 0 0
ACCENTURE PLC IRELAND CL A Equities G1151C101 579,249 1,938 SH SOLE 1,881 0 57
ALLIANCE BERNSTEIN HOLDING LP U Equities 01881G106 285,810 7,000 SH SOLE 7,000 0 0
ALPHABET INC CAP STK CL A Equities 02079K305 52,869 300 SH DFND 300 0 0
ALPHABET INC CAP STK CL A Equities 02079K305 1,381,819 7,841 SH SOLE 7,841 0 0
ALPHABET INC CAP STK CL C Equities 02079K107 95,791 540 SH DFND 540 0 0
ALPHABET INC CAP STK CL C Equities 02079K107 2,041,936 11,511 SH SOLE 11,511 0 0
ALTRIA GROUP INC Equities 02209S103 710,478 12,118 SH SOLE 12,118 0 0
AMAZON.COM INC Equities 023135106 43,878 200 SH DFND 200 0 0
AMAZON.COM INC Equities 023135106 1,463,331 6,670 SH SOLE 6,670 0 0
AMERICAN EXPRESS CO Equities 025816109 43,062 135 SH DFND 135 0 0
AMERICAN EXPRESS CO Equities 025816109 581,820 1,824 SH SOLE 1,824 0 0
AMGEN INC Equities 031162100 76,783 275 SH DFND 275 0 0
AMGEN INC Equities 031162100 331,143 1,186 SH SOLE 1,186 0 0
ANALOG DEVICES INC Equities 032654105 38,083 160 SH DFND 160 0 0
ANALOG DEVICES INC Equities 032654105 258,014 1,084 SH SOLE 1,084 0 0
APPLE INC Equities 037833100 362,741 1,768 SH DFND 1,768 0 0
APPLE INC Equities 037833100 11,779,220 57,412 SH SOLE 57,412 0 0
AT&T INC Equities 00206R102 97,615 3,373 SH DFND 3,373 0 0
AT&T INC Equities 00206R102 895,317 30,937 SH SOLE 30,937 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103 452,114 1,466 SH DFND 1,466 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103 2,449,930 7,944 SH SOLE 7,735 0 209
BANK OF AMERICA CORP Equities 060505104 21,720 459 SH DFND 459 0 0
BANK OF AMERICA CORP Equities 060505104 234,234 4,950 SH SOLE 4,950 0 0
BECTON DICKINSON & CO Equities 075887109 94,738 550 SH DFND 550 0 0
BECTON DICKINSON & CO Equities 075887109 376,883 2,188 SH SOLE 2,188 0 0
BERKSHIRE HATHAWAY INC B Equities 084670702 3,280,891 6,754 SH SOLE 5,215 0 1,539
BLACKROCK FDG INC Equities 09290D101 239,229 228 SH SOLE 228 0 0
BOEING CO Equities 097023105 586,894 2,801 SH SOLE 2,801 0 0
BP PLC SPONS ADR Equities 055622104 348,625 11,648 SH SOLE 11,648 0 0
BRISTOL-MYERS SQUIBB CO Equities 110122108 25,691 555 SH DFND 555 0 0
BRISTOL-MYERS SQUIBB CO Equities 110122108 549,971 11,881 SH SOLE 11,881 0 0
BROADCOM INC Equities 11135F101 86,278 313 SH DFND 313 0 0
BROADCOM INC Equities 11135F101 1,873,042 6,795 SH SOLE 6,135 0 660
CAMDEN PROPERTY TRUST (REIT) Equities 133131102 33,807 300 SH DFND 300 0 0
CAMDEN PROPERTY TRUST (REIT) Equities 133131102 254,341 2,257 SH SOLE 2,257 0 0
CANADIAN PACIFIC KANSAS CITY LT Equities 13646K108 357,983 4,516 SH SOLE 4,516 0 0
CARRIER GLOBAL CORP Equities 14448C104 31,545 431 SH DFND 431 0 0
CARRIER GLOBAL CORP Equities 14448C104 246,504 3,368 SH SOLE 3,368 0 0
CATERPILLAR INC Equities 149123101 36,880 95 SH DFND 95 0 0
CATERPILLAR INC Equities 149123101 453,041 1,167 SH SOLE 1,167 0 0
CHENIERE ENERGY PARTNERS LP UNI Equities 16411Q101 224,200 4,000 SH SOLE 4,000 0 0
CHEVRON CORP Equities 166764100 55,701 389 SH DFND 389 0 0
CHEVRON CORP Equities 166764100 3,505,148 24,479 SH SOLE 24,479 0 0
CHUBB LIMITED Equities H1467J104 97,346 336 SH DFND 336 0 0
CHUBB LIMITED Equities H1467J104 2,134,657 7,368 SH SOLE 7,117 0 251
CINCINNATI FINANCIAL CORP Equities 172062101 223,976 1,504 SH SOLE 1,504 0 0
CISCO SYSTEMS INC Equities 17275R102 225,485 3,250 SH DFND 3,250 0 0
CISCO SYSTEMS INC Equities 17275R102 773,656 11,151 SH SOLE 11,151 0 0
COCA COLA CO Equities 191216100 37,498 530 SH DFND 530 0 0
COCA COLA CO Equities 191216100 1,346,231 19,028 SH SOLE 18,843 0 185
COLGATE-PALMOLIVE CO Equities 194162103 24,089 265 SH DFND 265 0 0
COLGATE-PALMOLIVE CO Equities 194162103 233,704 2,571 SH SOLE 2,571 0 0
COMCAST CORP CLASS A Equities 20030N101 14,240 399 SH DFND 399 0 0
COMCAST CORP CLASS A Equities 20030N101 287,768 8,063 SH SOLE 8,063 0 0
COSTCO WHOLESALE CORP Equities 22160K105 294,012 297 SH DFND 297 0 0
COSTCO WHOLESALE CORP Equities 22160K105 4,991,277 5,042 SH SOLE 5,003 0 39
CSX CORP Equities 126408103 728,954 22,340 SH SOLE 22,340 0 0
CUMMINS INC Equities 231021106 68,448 209 SH DFND 209 0 0
CUMMINS INC Equities 231021106 807,615 2,466 SH SOLE 2,233 0 233
CVS HEALTH CORPORATION Equities 126650100 331,587 4,807 SH SOLE 4,807 0 0
DEERE & COMPANY Equities 244199105 995,623 1,958 SH SOLE 1,958 0 0
DELEK LOGISTICS PARTNERS LP Equities 24664T103 261,995 6,100 SH SOLE 6,100 0 0
DISNEY WALT CO Equities 254687106 1,837,828 14,820 SH SOLE 14,820 0 0
ECOLAB INC Equities 278865100 63,318 235 SH DFND 235 0 0
ECOLAB INC Equities 278865100 643,962 2,390 SH SOLE 2,225 0 165
ELI LILLY & CO Equities 532457108 502,017 644 SH SOLE 644 0 0
EXPEDITORS INTERNATIONAL Equities 302130109 408,444 3,575 SH SOLE 3,575 0 0
EXXON MOBIL CORP Equities 30231G102 236,513 2,194 SH DFND 2,194 0 0
EXXON MOBIL CORP Equities 30231G102 3,756,291 34,845 SH SOLE 34,845 0 0
FEDEX CORP Equities 31428X106 28,414 125 SH DFND 125 0 0
FEDEX CORP Equities 31428X106 322,326 1,418 SH SOLE 1,418 0 0
FIRST TRUST ETF VI HIGH INC ETF Fixed Income 33738R308 375,858 16,449 SH DFND 16,449 0 0
FIRST TRUST ETF VI HIGH INC ETF Fixed Income 33738R308 1,646,017 72,035 SH SOLE 72,035 0 0
GE VERNOVA LLC Equities 36828A101 12,700 24 SH DFND 24 0 0
GE VERNOVA LLC Equities 36828A101 378,342 715 SH SOLE 715 0 0
GENERAL ELECTRIC CO Equities 369604301 8,751 34 SH DFND 34 0 0
GENERAL ELECTRIC CO Equities 369604301 702,675 2,730 SH SOLE 2,730 0 0
GENERAL MILLS INC Equities 370334104 88,077 1,700 SH DFND 1,700 0 0
GENERAL MILLS INC Equities 370334104 118,023 2,278 SH SOLE 2,278 0 0
HEALTH CARE SELECT SECTOR SPDRR Equities 81369Y209 236,691 1,756 SH SOLE 1,756 0 0
HOME DEPOT INC Equities 437076102 273,147 745 SH SOLE 745 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106 1,501,843 6,449 SH SOLE 6,449 0 0
ILLINOIS TOOL WORKS Equities 452308109 308,815 1,249 SH SOLE 1,249 0 0
INTEL CORP Equities 458140100 896 40 SH DFND 40 0 0
INTEL CORP Equities 458140100 308,381 13,767 SH SOLE 13,767 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101 193,376 656 SH DFND 656 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101 621,691 2,109 SH SOLE 2,109 0 0
INVESCO FTSE RAFI US 1000 ETF Equities 46137V613 470,111 11,123 SH SOLE 8,097 0 3,026
INVESCO SENIOR LOAN ETF Fixed Income 46138G508 205,759 9,836 SH SOLE 9,836 0 0
ISHARES BROAD USD HIGH YIELD CO Fixed Income 46435U853 316,798 8,445 SH SOLE 8,445 0 0
ISHARES BROAD USD INVT GRADE CO Fixed Income 464288620 741,134 14,407 SH SOLE 14,407 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842 1,054,065 12,627 SH SOLE 12,604 0 23
ISHARES CORE MSCI EMERGING MKTS Equities 46434G103 728,789 12,140 SH SOLE 11,962 0 178
ISHARES CORE MSCI TOT INTL STOC Equities 46432F834 101,397 1,312 SH DFND 1,312 0 0
ISHARES CORE MSCI TOT INTL STOC Equities 46432F834 3,000,366 38,810 SH SOLE 35,113 0 3,697
ISHARES CORE S&P 500 (MKT) ETF Equities 464287200 4,658,566 7,503 SH SOLE 7,436 0 67
ISHARES CORE US AGGREGATE BOND Fixed Income 464287226 2,675,136 26,968 SH SOLE 24,070 0 2,898
ISHARES MSCI EAFE (MKT) Equities 464287465 97,882 1,095 SH DFND 1,095 0 0
ISHARES MSCI EAFE (MKT) Equities 464287465 1,728,624 19,338 SH SOLE 19,208 0 130
ISHARES MSCI EAFE VALUE ETF Equities 464288877 206,691 3,256 SH SOLE 3,089 0 167
ISHARES MSCI EMG MKT ETF Equities 464287234 653,598 13,549 SH SOLE 13,549 0 0
ISHARES MSCI USA QUALITY FACTOR Equities 46432F339 563,776 3,086 SH SOLE 2,532 0 554
ISHARES NATIONAL AMT-FREE MUNI Fixed Income 464288414 522,400 5,000 SH SOLE 5,000 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614 79,093 186 SH DFND 186 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614 1,377,940 3,245 SH SOLE 3,245 0 0
ISHARES RUSSELL 2000 (MKT) Equities 464287655 2,896,333 13,422 SH SOLE 13,375 0 47
ISHARES RUSSELL 2000 GROWTH Equities 464287648 100,202 351 SH DFND 351 0 0
ISHARES RUSSELL 2000 GROWTH Equities 464287648 846,395 2,961 SH SOLE 2,774 0 187
ISHARES RUSSELL 2000 VALUE Equities 464287630 83,434 529 SH DFND 529 0 0
ISHARES RUSSELL 2000 VALUE Equities 464287630 468,152 2,968 SH SOLE 2,512 0 456
ISHARES RUSSELL MID-CAP (MKT) Equities 464287499 168,489 1,832 SH DFND 1,832 0 0
ISHARES RUSSELL MID-CAP (MKT) Equities 464287499 3,731,957 40,578 SH SOLE 40,429 0 149
ISHARES RUSSELL MID-CAP VALUE Equities 464287473 371,313 2,810 SH SOLE 2,740 0 70
ISHARES S&P 500 GROWTH ETF Equities 464287309 296,059 2,689 SH SOLE 2,556 0 133
ISHARES S&P MID-CAP 400 VALUE Equities 464287705 25,787 209 SH DFND 209 0 0
ISHARES S&P MID-CAP 400 VALUE Equities 464287705 754,941 6,108 SH SOLE 5,226 0 882
ISHARES S&P MIDCAP 400 GROWTH E Equities 464287606 26,033 286 SH DFND 286 0 0
ISHARES S&P MIDCAP 400 GROWTH E Equities 464287606 583,446 6,414 SH SOLE 5,621 0 793
ISHARES SELECT DIVIDEND (MKT) Equities 464287168 33,203 250 SH DFND 250 0 0
ISHARES SELECT DIVIDEND (MKT) Equities 464287168 1,066,597 8,031 SH SOLE 8,031 0 0
ISHARES TIPS BOND (MKT) Fixed Income 464287176 244,179 2,219 SH SOLE 2,219 0 0
JOHNSON AND JOHNSON Equities 478160104 201,630 1,320 SH DFND 1,320 0 0
JOHNSON AND JOHNSON Equities 478160104 3,087,078 20,210 SH SOLE 19,910 0 300
JPMORGAN CHASE & CO COM Equities 46625H100 334,266 1,153 SH DFND 1,153 0 0
JPMORGAN CHASE & CO COM Equities 46625H100 3,314,831 11,434 SH SOLE 11,434 0 0
KNOT OFFSHORE PARTNERS LP Equities Y48125101 86,388 13,800 SH SOLE 13,800 0 0
LINDE PLC Equities G54950103 258,049 550 SH DFND 550 0 0
LINDE PLC Equities G54950103 629,170 1,341 SH SOLE 1,341 0 0
LOWES COMPANIES INC Equities 548661107 59,683 269 SH DFND 269 0 0
LOWES COMPANIES INC Equities 548661107 1,013,946 4,570 SH SOLE 4,486 0 84
MASTERCARD INC CLASS A Equities 57636Q104 588,351 1,047 SH SOLE 1,047 0 0
MCCORMICK & CO INC Equities 579780206 227,460 3,000 SH SOLE 3,000 0 0
MCDONALDS CORP Equities 580135101 210,947 722 SH DFND 722 0 0
MCDONALDS CORP Equities 580135101 5,669,559 19,405 SH SOLE 19,405 0 0
MCKESSON CORP Equities 58155Q103 640,450 874 SH SOLE 874 0 0
MERCK & CO INC Equities 58933Y105 7,916 100 SH DFND 100 0 0
MERCK & CO INC Equities 58933Y105 559,661 7,070 SH SOLE 7,070 0 0
META PLATFORMS INC Equities 30303M102 926,303 1,255 SH SOLE 1,255 0 0
MICROSOFT CORP Equities 594918104 1,594,199 3,205 SH DFND 3,205 0 0
MICROSOFT CORP Equities 594918104 18,278,823 36,748 SH SOLE 36,588 0 160
MONDELEZ INTL INC CL A Equities 609207105 232,601 3,449 SH SOLE 3,449 0 0
MOODYS CORP Equities 615369105 823,109 1,641 SH SOLE 1,641 0 0
NEXTERA ENERGY INC Equities 65339F101 155,431 2,239 SH DFND 2,239 0 0
NEXTERA ENERGY INC Equities 65339F101 1,210,685 17,440 SH SOLE 17,202 0 238
NIKE INC CL B Equities 654106103 1,355,585 19,082 SH SOLE 19,082 0 0
NORFOLK SOUTHERN CORP Equities 655844108 255,970 1,000 SH SOLE 1,000 0 0
NOVARTIS AG ADR Equities 66987V109 108,667 898 SH DFND 898 0 0
NOVARTIS AG ADR Equities 66987V109 439,750 3,634 SH SOLE 3,634 0 0
NUVEEN CALIFORNIA QUALITY MUNI Fixed Income 67066Y105 1,654,255 148,098 SH SOLE 148,098 0 0
ORACLE CORP Equities 68389X105 174,904 800 SH DFND 800 0 0
ORACLE CORP Equities 68389X105 1,065,821 4,875 SH SOLE 4,875 0 0
PEPSICO INC Equities 713448108 164,522 1,246 SH DFND 1,246 0 0
PEPSICO INC Equities 713448108 1,617,490 12,250 SH SOLE 12,250 0 0
PFIZER INC Equities 717081103 97,711 4,031 SH DFND 4,031 0 0
PFIZER INC Equities 717081103 882,360 36,401 SH SOLE 36,401 0 0
PHILIP MORRIS INTL INC Equities 718172109 17,484 96 SH DFND 96 0 0
PHILIP MORRIS INTL INC Equities 718172109 536,009 2,943 SH SOLE 2,943 0 0
PHILLIPS 66 Equities 718546104 57,264 480 SH DFND 480 0 0
PHILLIPS 66 Equities 718546104 274,509 2,301 SH SOLE 2,301 0 0
PIMCO CALIFORNIA MUNI INCOME FU Fixed Income 72200N106 224,543 26,140 SH SOLE 26,140 0 0
PROCTER & GAMBLE CO Equities 742718109 146,574 920 SH DFND 920 0 0
PROCTER & GAMBLE CO Equities 742718109 2,657,458 16,680 SH SOLE 16,593 0 87
PROLOGIS INC Equities 74340W103 28,277 269 SH DFND 269 0 0
PROLOGIS INC Equities 74340W103 506,258 4,816 SH SOLE 4,261 0 555
QUALCOMM INC Equities 747525103 2,389 15 SH DFND 15 0 0
QUALCOMM INC Equities 747525103 812,067 5,099 SH SOLE 5,099 0 0
RAYTHEON TECHS CORP Equities 75513E101 164,273 1,125 SH DFND 1,125 0 0
RAYTHEON TECHS CORP Equities 75513E101 2,152,043 14,738 SH SOLE 14,518 0 220
S&P GLOBAL INC Equities 78409V104 139,205 264 SH DFND 264 0 0
S&P GLOBAL INC Equities 78409V104 763,516 1,448 SH SOLE 1,403 0 45
SARATOGA INVESTMENT CORP NEW Equities 80349A208 272,800 11,000 SH SOLE 11,000 0 0
SCHLUMBERGER LIMITED Equities 806857108 17,001 503 SH DFND 503 0 0
SCHLUMBERGER LIMITED Equities 806857108 220,883 6,535 SH SOLE 6,535 0 0
SCHWAB U S LARGE CAP ETF Equities 808524201 2,092,260 85,608 SH SOLE 85,608 0 0
SCHWAB US SMALL CAP ETF Equities 808524607 647,376 25,588 SH SOLE 25,588 0 0
SECTOR TECHNOLOGY SELECT SPDR E Equities 81369Y803 211,700 836 SH SOLE 836 0 0
SEMPRA ENERGY Equities 816851109 291,184 3,843 SH SOLE 3,843 0 0
SHELL PLC SPON ADR REPSTG ORD S Equities 780259305 293,962 4,175 SH SOLE 4,175 0 0
SOUTHERN COMPANY Equities 842587107 611,771 6,662 SH SOLE 6,662 0 0
SPDR PORT INTERMEDIATE TERM COR Fixed Income 78464A375 917,687 27,328 SH SOLE 22,710 0 4,618
SPDR S&P 500 (MKT) Equities 78462F103 247,140 400 SH DFND 400 0 0
SPDR S&P 500 (MKT) Equities 78462F103 2,280,484 3,691 SH SOLE 3,597 0 94
SPDR S&P MIDCAP 400 (MKT) Equities 78467Y107 2,508,373 4,428 SH SOLE 4,428 0 0
SPDR SERIES TRUST SPDR DOW JONE Equities 78464A607 130,001 1,348 SH DFND 1,348 0 0
SPDR SERIES TRUST SPDR DOW JONE Equities 78464A607 1,027,182 10,651 SH SOLE 10,651 0 0
SPDR SERIES TRUST SPDR S&P Equities 78464A763 40,719 300 SH DFND 300 0 0
SPDR SERIES TRUST SPDR S&P Equities 78464A763 176,042 1,297 SH SOLE 731 0 566
SPDR SSGA MULTI ASSET REAL RTN Equities 78467V103 244,799 8,414 SH SOLE 6,036 0 2,378
STARBUCKS CORP Equities 855244109 352,776 3,850 SH SOLE 3,850 0 0
STATE STREET CORPORATION Equities 857477103 51,256 482 SH DFND 482 0 0
STATE STREET CORPORATION Equities 857477103 209,064 1,966 SH SOLE 1,966 0 0
SUN LIFE FINANCIAL INC Equities 866796105 424,150 6,383 SH SOLE 6,383 0 0
SUNOCO LTD PARTNERSHIP Equities 86765K109 482,310 9,000 SH SOLE 9,000 0 0
TARGET CORP Equities 87612E106 19,730 200 SH DFND 200 0 0
TARGET CORP Equities 87612E106 316,075 3,204 SH SOLE 3,204 0 0
TESLA INC Equities 88160R101 1,019,689 3,210 SH SOLE 3,210 0 0
THERMO FISHER SCIENTIFIC INC Equities 883556102 422,489 1,042 SH SOLE 1,042 0 0
TORTOISE ENERGY FUND ETF Equities 890930209 212,679 23,182 SH DFND 23,182 0 0
TORTOISE ENERGY FUND ETF Equities 890930209 941,261 102,600 SH SOLE 102,600 0 0
UNITED PARCEL SERVICE CL B Equities 911312106 15,040 149 SH DFND 149 0 0
UNITED PARCEL SERVICE CL B Equities 911312106 193,199 1,914 SH SOLE 1,914 0 0
US BANCORP Equities 902973304 774,363 17,113 SH SOLE 17,113 0 0
VANGUARD DIVIDEND APPREC IDX ET Equities 921908844 424,076 2,072 SH SOLE 1,698 0 374
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858 1,862,986 32,677 SH SOLE 31,594 0 1,083
VANGUARD FTSE EMERGING MKTS ETF Equities 922042858 39,123 791 SH DFND 791 0 0
VANGUARD FTSE EMERGING MKTS ETF Equities 922042858 1,597,598 32,302 SH SOLE 30,174 0 2,128
VANGUARD GROWTH ETF (MKT) Equities 922908736 4,329,060 9,877 SH SOLE 8,884 0 993
VANGUARD HIGH DIVIDEND YIELD ET Equities 921946406 602,288 4,518 SH DFND 4,518 0 0
VANGUARD HIGH DIVIDEND YIELD ET Equities 921946406 2,781,681 20,867 SH SOLE 20,307 0 560
VANGUARD LARGE CAP ETF Equities 922908637 1,784,837 6,256 SH SOLE 6,256 0 0
VANGUARD MEGA CAP GROWTH ETF Equities 921910816 285,613 780 SH SOLE 780 0 0
VANGUARD MEGA CAP INDEX ETF Equities 921910873 221,771 986 SH SOLE 986 0 0
VANGUARD MID CAP ETF Equities 922908629 723,464 2,586 SH SOLE 2,586 0 0
VANGUARD REIT ETF (MKT) Equities 922908553 410,210 4,606 SH SOLE 4,606 0 0
VANGUARD RUSSELL 1000 GROWTH IN Equities 92206C680 1,405,533 12,870 SH SOLE 12,870 0 0
VANGUARD RUSSELL 1000 VALUE IND Equities 92206C714 1,226,877 14,399 SH SOLE 14,399 0 0
VANGUARD RUSSELL 2000 INDEX FD Equities 92206C664 398,834 4,573 SH SOLE 4,573 0 0
VANGUARD S&P 500 INDEX ETF Equities 922908363 545,663 961 SH SOLE 961 0 0
VANGUARD SHORT-TERM BOND ETF Fixed Income 921937827 629,042 7,992 SH SOLE 7,785 0 207
VANGUARD TOTAL INTL BD IDX ETF Fixed Income 92203J407 212,374 4,290 SH SOLE 4,290 0 0
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769 1,752,764 5,767 SH SOLE 5,767 0 0
VANGUARD VALUE ETF Equities 922908744 103,107 583 SH DFND 583 0 0
VANGUARD VALUE ETF Equities 922908744 4,312,674 24,403 SH SOLE 21,281 0 3,122
VERIZON COMMUNICATIONS INC Equities 92343V104 68,843 1,591 SH DFND 1,591 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104 1,072,014 24,775 SH SOLE 24,775 0 0
VISA INC CL A Equities 92826C839 1,427,301 4,020 SH SOLE 4,020 0 0
WALMART INC Equities 931142103 111,567 1,141 SH DFND 1,141 0 0
WALMART INC Equities 931142103 657,766 6,727 SH SOLE 6,727 0 0
WELLS FARGO & COMPANY Equities 949746101 296,444 3,700 SH DFND 3,700 0 0
WELLS FARGO & COMPANY Equities 949746101 1,451,855 18,121 SH SOLE 18,121 0 0
YUM! BRANDS INC Equities 988498101 400,531 2,703 SH SOLE 2,703 0 0
ZOETIS INC Equities 98978V103 29,631 190 SH DFND 190 0 0
ZOETIS INC Equities 98978V103 322,505 2,068 SH SOLE 2,068 0 0