The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 3,674,174 27,014 SH SOLE 0 0 0
ABBOTT LABS COM 002824100 472,635 3,475 SH DFND 05 0 3,475 0
ABBOTT LABS COM 002824100 98,607 725 SH DFND 01 0 725 0
ABBOTT LABS COM 002824100 574,506 4,224 SH DFND 14 0 4,224 0
ABBOTT LABS COM 002824100 448,833 3,300 SH DFND 06 0 3,300 0
ABBVIE COM 00287Y109 238,522 1,285 SH SOLE 1,285 0 0
ABBVIE COM 00287Y109 10,209 55 SH DFND 05 0 55 0
ABBVIE COM 00287Y109 74,248 400 SH DFND 14 0 400 0
ABBVIE COM 00287Y109 324,835 1,750 SH DFND 06 0 1,750 0
ADOBE SYS COM 00724F101 240,252 621 SH SOLE 621 0 0
ADOBE SYS COM 00724F101 40,622 105 SH DFND 05 0 105 0
ADOBE SYS COM 00724F101 3,869 10 SH DFND 01 0 10 0
ADOBE SYS COM 00724F101 30,950 80 SH DFND 14 0 80 0
ADVANCED MICRO DEVICES COM 007903107 2,669,565 18,813 SH SOLE 0 0 0
ADVANCED MICRO DEVICES COM 007903107 400,158 2,820 SH DFND 05 0 2,820 0
ADVANCED MICRO DEVICES COM 007903107 17,737 125 SH DFND 01 0 125 0
ADVANCED MICRO DEVICES COM 007903107 360,000 2,537 SH DFND 14 0 2,537 0
ADVANCED MICRO DEVICES COM 007903107 283,800 2,000 SH DFND 06 0 2,000 0
ALPHABET INC CL A COM 02079K305 4,139,466 23,489 SH SOLE 0 0 0
ALPHABET INC CL A COM 02079K305 647,645 3,675 SH DFND 05 0 3,675 0
ALPHABET INC CL A COM 02079K305 99,570 565 SH DFND 01 0 565 0
ALPHABET INC CL A COM 02079K305 640,949 3,637 SH DFND 14 0 3,637 0
ALPHABET INC CL A COM 02079K305 581,559 3,300 SH DFND 06 0 3,300 0
ALPHABET INC CL C COM 02079K107 170,293 960 SH SOLE 960 0 0
ALPHABET INC CL C COM 02079K107 70,957 400 SH DFND 05 0 400 0
ALPHABET INC CL C COM 02079K107 7,094 40 SH DFND 01 0 40 0
AMAZON.COM COM 023135106 3,772,411 17,195 SH SOLE 0 0 0
AMAZON.COM COM 023135106 545,184 2,485 SH DFND 05 0 2,485 0
AMAZON.COM COM 023135106 88,853 405 SH DFND 01 0 405 0
AMAZON.COM COM 023135106 468,398 2,135 SH DFND 14 0 2,135 0
AMAZON.COM COM 023135106 427,810 1,950 SH DFND 06 0 1,950 0
AMERICAN EXPRESS COM 025816109 461,245 1,446 SH SOLE 0 0 0
AMERICAN EXPRESS COM 025816109 229,985 721 SH DFND 05 0 721 0
AMERICAN EXPRESS COM 025816109 77,193 242 SH DFND 14 0 242 0
AMERICAN EXPRESS COM 025816109 63,796 200 SH DFND 06 0 200 0
AMPHENOL COM 032095101 677,919 6,865 SH SOLE 6,865 0 0
ANALOG DEVICES COM 032654105 3,507,463 14,736 SH SOLE 0 0 0
ANALOG DEVICES COM 032654105 637,418 2,678 SH DFND 05 0 2,678 0
ANALOG DEVICES COM 032654105 92,828 390 SH DFND 01 0 390 0
ANALOG DEVICES COM 032654105 516,027 2,168 SH DFND 14 0 2,168 0
ANALOG DEVICES COM 032654105 404,634 1,700 SH DFND 06 0 1,700 0
APPLE COM 037833100 4,156,334 20,258 SH SOLE 0 0 0
APPLE COM 037833100 685,268 3,340 SH DFND 05 0 3,340 0
APPLE COM 037833100 97,456 475 SH DFND 01 0 475 0
APPLE COM 037833100 663,930 3,236 SH DFND 14 0 3,236 0
APPLE COM 037833100 615,510 3,000 SH DFND 06 0 3,000 0
APPLIED MATERIAL COM 038222105 197,716 1,080 SH SOLE 0 0 0
APPLIED MATERIAL COM 038222105 106,181 580 SH DFND 05 0 580 0
APPLIED MATERIAL COM 038222105 6,407 35 SH DFND 01 0 35 0
APPLIED MATERIAL COM 038222105 60,413 330 SH DFND 06 0 330 0
APTARGROUP COM 038336103 2,933,219 18,751 SH SOLE 0 0 0
APTARGROUP COM 038336103 408,282 2,610 SH DFND 05 0 2,610 0
APTARGROUP COM 038336103 46,929 300 SH DFND 01 0 300 0
APTARGROUP COM 038336103 440,350 2,815 SH DFND 14 0 2,815 0
APTARGROUP COM 038336103 391,075 2,500 SH DFND 06 0 2,500 0
AUTOMATIC DATA PROCESSING COM 053015103 3,614,448 11,720 SH SOLE 0 0 0
AUTOMATIC DATA PROCESSING COM 053015103 585,960 1,900 SH DFND 05 0 1,900 0
AUTOMATIC DATA PROCESSING COM 053015103 89,436 290 SH DFND 01 0 290 0
AUTOMATIC DATA PROCESSING COM 053015103 624,510 2,025 SH DFND 14 0 2,025 0
AUTOMATIC DATA PROCESSING COM 053015103 400,920 1,300 SH DFND 06 0 1,300 0
BALL CORP COM 058498106 498,640 8,890 SH SOLE 0 0 0
BALL CORP COM 058498106 18,790 335 SH DFND 01 0 335 0
BALL CORP COM 058498106 7,853 140 SH DFND 14 0 140 0
BERKSHIRE HATHAWAY CL B COM 084670702 287,576 592 SH DFND 05 0 592 0
CANADIAN NATL RAILWAY COM 136375102 1,816,851 17,463 SH SOLE 0 0 0
CANADIAN NATL RAILWAY COM 136375102 293,393 2,820 SH DFND 05 0 2,820 0
CANADIAN NATL RAILWAY COM 136375102 62,424 600 SH DFND 01 0 600 0
CANADIAN NATL RAILWAY COM 136375102 359,978 3,460 SH DFND 14 0 3,460 0
CANADIAN NATL RAILWAY COM 136375102 270,504 2,600 SH DFND 06 0 2,600 0
CANADIAN PACIFIC KANSAS CITY L COM 13646K108 491,870 6,205 SH SOLE 0 0 0
CANADIAN PACIFIC KANSAS CITY L COM 13646K108 11,890 150 SH DFND 05 0 150 0
CANADIAN PACIFIC KANSAS CITY L COM 13646K108 13,476 170 SH DFND 14 0 170 0
CARRIER GLOBAL COM 14448C104 2,340,616 31,980 SH SOLE 0 0 0
CARRIER GLOBAL COM 14448C104 313,985 4,290 SH DFND 05 0 4,290 0
CARRIER GLOBAL COM 14448C104 56,356 770 SH DFND 01 0 770 0
CARRIER GLOBAL COM 14448C104 300,445 4,105 SH DFND 14 0 4,105 0
CARRIER GLOBAL COM 14448C104 219,570 3,000 SH DFND 06 0 3,000 0
CHARLES SCHWAB COM 808513105 395,982 4,340 SH SOLE 0 0 0
CHARLES SCHWAB COM 808513105 79,379 870 SH DFND 05 0 870 0
CHARLES SCHWAB COM 808513105 75,729 830 SH DFND 14 0 830 0
CHARLES SCHWAB COM 808513105 82,116 900 SH DFND 06 0 900 0
CHEVRON COM 166764100 2,162,169 15,100 SH SOLE 0 0 0
CHEVRON COM 166764100 470,379 3,285 SH DFND 05 0 3,285 0
CHEVRON COM 166764100 10,739 75 SH DFND 01 0 75 0
CHEVRON COM 166764100 178,701 1,248 SH DFND 14 0 1,248 0
COSTCO WHOLESALE COM 22160K105 185,119 187 SH SOLE 187 0 0
COSTCO WHOLESALE COM 22160K105 371,227 375 SH DFND 05 0 375 0
COSTCO WHOLESALE COM 22160K105 59,396 60 SH DFND 01 0 60 0
COSTCO WHOLESALE COM 22160K105 25,738 26 SH DFND 14 0 26 0
CROWDSTRIKE HOLDINGS INC COM 22788C105 75,378 148 SH SOLE 148 0 0
CROWDSTRIKE HOLDINGS INC COM 22788C105 174,693 343 SH DFND 14 0 343 0
DANAHER CORP COM 235851102 2,636,171 13,345 SH SOLE 0 0 0
DANAHER CORP COM 235851102 382,240 1,935 SH DFND 05 0 1,935 0
DANAHER CORP COM 235851102 59,262 300 SH DFND 01 0 300 0
DANAHER CORP COM 235851102 440,909 2,232 SH DFND 14 0 2,232 0
DANAHER CORP COM 235851102 256,802 1,300 SH DFND 06 0 1,300 0
DEERE & CO COM 244199105 203,396 400 SH SOLE 400 0 0
ECOLAB INC COM 278865100 269,440 1,000 SH SOLE 1,000 0 0
ELI LILLY & CO COM 532457108 680,530 873 SH SOLE 0 0 0
ELI LILLY & CO COM 532457108 155,906 200 SH DFND 05 0 200 0
ELI LILLY & CO COM 532457108 15,591 20 SH DFND 01 0 20 0
ELI LILLY & CO COM 532457108 73,276 94 SH DFND 14 0 94 0
ELI LILLY & CO COM 532457108 101,339 130 SH DFND 06 0 130 0
EXXON MOBIL COM 30231G102 361,130 3,350 SH SOLE 3,350 0 0
EXXON MOBIL COM 30231G102 32,340 300 SH DFND 01 0 300 0
EXXON MOBIL COM 30231G102 323,400 3,000 SH DFND 06 0 3,000 0
FISERV COM 337738108 3,249,584 18,848 SH SOLE 0 0 0
FISERV COM 337738108 499,127 2,895 SH DFND 05 0 2,895 0
FISERV COM 337738108 73,274 425 SH DFND 01 0 425 0
FISERV COM 337738108 513,437 2,978 SH DFND 14 0 2,978 0
FISERV COM 337738108 362,061 2,100 SH DFND 06 0 2,100 0
HOME DEPOT COM 437076102 2,457,955 6,704 SH SOLE 0 0 0
HOME DEPOT COM 437076102 443,634 1,210 SH DFND 05 0 1,210 0
HOME DEPOT COM 437076102 75,161 205 SH DFND 01 0 205 0
HOME DEPOT COM 437076102 343,542 937 SH DFND 14 0 937 0
HOME DEPOT COM 437076102 366,640 1,000 SH DFND 06 0 1,000 0
HONEYWELL INTL COM 438516106 102,467 440 SH SOLE 0 0 0
HONEYWELL INTL COM 438516106 47,740 205 SH DFND 05 0 205 0
HONEYWELL INTL COM 438516106 51,234 220 SH DFND 01 0 220 0
HONEYWELL INTL COM 438516106 283,881 1,219 SH DFND 14 0 1,219 0
JOHNSON AND JOHNSON COM 478160104 2,101,840 13,760 SH SOLE 0 0 0
JOHNSON AND JOHNSON COM 478160104 251,274 1,645 SH DFND 05 0 1,645 0
JOHNSON AND JOHNSON COM 478160104 61,864 405 SH DFND 01 0 405 0
JOHNSON AND JOHNSON COM 478160104 412,730 2,702 SH DFND 14 0 2,702 0
JOHNSON AND JOHNSON COM 478160104 305,500 2,000 SH DFND 06 0 2,000 0
JPMORGAN CHASE COM 46625H100 173,076 597 SH SOLE 597 0 0
JPMORGAN CHASE COM 46625H100 57,982 200 SH DFND 05 0 200 0
MASTERCARD COM 57636Q104 4,423,592 7,872 SH SOLE 0 0 0
MASTERCARD COM 57636Q104 561,940 1,000 SH DFND 05 0 1,000 0
MASTERCARD COM 57636Q104 101,149 180 SH DFND 01 0 180 0
MASTERCARD COM 57636Q104 686,691 1,222 SH DFND 14 0 1,222 0
MASTERCARD COM 57636Q104 533,843 950 SH DFND 06 0 950 0
MCCORMICK & CO COM 579780206 1,595,632 21,045 SH SOLE 0 0 0
MCCORMICK & CO COM 579780206 204,335 2,695 SH DFND 05 0 2,695 0
MCCORMICK & CO COM 579780206 44,734 590 SH DFND 01 0 590 0
MCCORMICK & CO COM 579780206 228,597 3,015 SH DFND 14 0 3,015 0
MCCORMICK & CO COM 579780206 189,550 2,500 SH DFND 06 0 2,500 0
MERCK COM 58933Y105 248,800 3,143 SH SOLE 3,143 0 0
MERCK COM 58933Y105 27,706 350 SH DFND 01 0 350 0
MERCK COM 58933Y105 118,740 1,500 SH DFND 06 0 1,500 0
MICROSOFT COM 594918104 4,781,602 9,613 SH SOLE 0 0 0
MICROSOFT COM 594918104 887,877 1,785 SH DFND 05 0 1,785 0
MICROSOFT COM 594918104 149,223 300 SH DFND 01 0 300 0
MICROSOFT COM 594918104 717,265 1,442 SH DFND 14 0 1,442 0
MICROSOFT COM 594918104 174,093 350 SH DFND 06 0 350 0
NESTLE SA ADR COM 641069406 655,015 6,595 SH SOLE 6,595 0 0
NESTLE SA ADR COM 641069406 72,007 725 SH DFND 14 0 725 0
NESTLE SA ADR COM 641069406 19,864 200 SH DFND 05 0 200 0
NESTLE SA ADR COM 641069406 158,912 1,600 SH DFND 06 0 1,600 0
NEXTERA ENERGY COM 65339F101 488,092 7,031 SH SOLE 0 0 0
NEXTERA ENERGY COM 65339F101 289,481 4,170 SH DFND 05 0 4,170 0
NEXTERA ENERGY COM 65339F101 246,441 3,550 SH DFND 14 0 3,550 0
NOVO NORDISK A S ADR COM 670100205 849,498 12,308 SH SOLE 0 0 0
NOVO NORDISK A S ADR COM 670100205 135,969 1,970 SH DFND 05 0 1,970 0
NOVO NORDISK A S ADR COM 670100205 17,255 250 SH DFND 01 0 250 0
NOVO NORDISK A S ADR COM 670100205 69,020 1,000 SH DFND 14 0 1,000 0
NOVO NORDISK A S ADR COM 670100205 69,020 1,000 SH DFND 06 0 1,000 0
NVIDIA CORP COM 67066G104 5,078,589 32,145 SH SOLE 0 0 0
NVIDIA CORP COM 67066G104 725,174 4,590 SH DFND 05 0 4,590 0
NVIDIA CORP COM 67066G104 142,191 900 SH DFND 01 0 900 0
NVIDIA CORP COM 67066G104 628,800 3,980 SH DFND 14 0 3,980 0
NVIDIA CORP COM 67066G104 1,026,935 6,500 SH DFND 06 0 6,500 0
PEPSICO COM 713448108 300,391 2,275 SH SOLE 2,275 0 0
PEPSICO COM 713448108 18,486 140 SH DFND 05 0 140 0
PEPSICO COM 713448108 11,884 90 SH DFND 01 0 90 0
PEPSICO COM 713448108 26,408 200 SH DFND 14 0 200 0
PEPSICO COM 713448108 99,030 750 SH DFND 06 0 750 0
PROCTER & GAMBLE COM 742718109 2,947,420 18,500 SH SOLE 0 0 0
PROCTER & GAMBLE COM 742718109 401,964 2,523 SH DFND 05 0 2,523 0
PROCTER & GAMBLE COM 742718109 83,643 525 SH DFND 01 0 525 0
PROCTER & GAMBLE COM 742718109 498,672 3,130 SH DFND 14 0 3,130 0
PROCTER & GAMBLE COM 742718109 318,640 2,000 SH DFND 06 0 2,000 0
ROCKWELL AUTOMATION COM 773903109 2,873,270 8,650 SH SOLE 0 0 0
ROCKWELL AUTOMATION COM 773903109 466,699 1,405 SH DFND 05 0 1,405 0
ROCKWELL AUTOMATION COM 773903109 61,451 185 SH DFND 01 0 185 0
ROCKWELL AUTOMATION COM 773903109 450,090 1,355 SH DFND 14 0 1,355 0
RTX CORPORATION COM 75513E101 3,101,903 21,243 SH SOLE 0 0 0
RTX CORPORATION COM 75513E101 650,519 4,455 SH DFND 05 0 4,455 0
RTX CORPORATION COM 75513E101 65,709 450 SH DFND 01 0 450 0
RTX CORPORATION COM 75513E101 39,425 270 SH DFND 14 0 270 0
RTX CORPORATION COM 75513E101 292,040 2,000 SH DFND 06 0 2,000 0
SALESFORCE.COM COM 79466L302 816,707 2,995 SH SOLE 0 0 0
SALESFORCE.COM COM 79466L302 139,072 510 SH DFND 05 0 510 0
SALESFORCE.COM COM 79466L302 23,179 85 SH DFND 01 0 85 0
SALESFORCE.COM COM 79466L302 146,980 539 SH DFND 14 0 539 0
SALESFORCE.COM COM 79466L302 76,353 280 SH DFND 06 0 280 0
SCHNEIDER ELEC SA ADR COM 80687P106 2,419,288 45,322 SH SOLE 0 0 0
SCHNEIDER ELEC SA ADR COM 80687P106 397,948 7,455 SH DFND 05 0 7,455 0
SCHNEIDER ELEC SA ADR COM 80687P106 62,988 1,180 SH DFND 01 0 1,180 0
SCHNEIDER ELEC SA ADR COM 80687P106 305,600 5,725 SH DFND 14 0 5,725 0
SCHNEIDER ELEC SA ADR COM 80687P106 176,154 3,300 SH DFND 06 0 3,300 0
STRYKER CORP COM 863667101 302,657 765 SH DFND 05 0 765 0
STRYKER CORP COM 863667101 49,454 125 SH DFND 01 0 125 0
TJX COS COM 872540109 2,828,538 22,905 SH SOLE 0 0 0
TJX COS COM 872540109 549,530 4,450 SH DFND 05 0 4,450 0
TJX COS COM 872540109 69,154 560 SH DFND 01 0 560 0
TJX COS COM 872540109 448,886 3,635 SH DFND 14 0 3,635 0
TJX COS COM 872540109 271,678 2,200 SH DFND 06 0 2,200 0
UBER TECHNOLOGIES INC COM 90353T100 842,499 9,030 SH SOLE 0 0 0
UBER TECHNOLOGIES INC COM 90353T100 150,679 1,615 SH DFND 05 0 1,615 0
UBER TECHNOLOGIES INC COM 90353T100 22,392 240 SH DFND 01 0 240 0
UBER TECHNOLOGIES INC COM 90353T100 80,238 860 SH DFND 14 0 860 0
UBER TECHNOLOGIES INC COM 90353T100 88,635 950 SH DFND 06 0 950 0
UNION PACIFIC COM 907818108 23,008 100 SH SOLE 100 0 0
UNION PACIFIC COM 907818108 322,112 1,400 SH DFND 06 0 1,400 0
UNITEDHEALTH GROUP COM 91324P102 1,252,248 4,014 SH SOLE 0 0 0
UNITEDHEALTH GROUP COM 91324P102 280,773 900 SH DFND 05 0 900 0
UNITEDHEALTH GROUP COM 91324P102 23,398 75 SH DFND 01 0 75 0
UNITEDHEALTH GROUP COM 91324P102 203,404 652 SH DFND 14 0 652 0
UNITEDHEALTH GROUP COM 91324P102 249,576 800 SH DFND 06 0 800 0
VERTEX PHARMACEUTICALS COM 92532F100 1,824,430 4,098 SH SOLE 0 0 0
VERTEX PHARMACEUTICALS COM 92532F100 271,572 610 SH DFND 05 0 610 0
VERTEX PHARMACEUTICALS COM 92532F100 37,842 85 SH DFND 01 0 85 0
VERTEX PHARMACEUTICALS COM 92532F100 239,963 539 SH DFND 14 0 539 0
VERTEX PHARMACEUTICALS COM 92532F100 222,600 500 SH DFND 06 0 500 0
VISA COM 92826C839 701,224 1,975 SH SOLE 1,975 0 0
XYLEM INC COM 98419M100 2,349,954 18,166 SH SOLE 0 0 0
XYLEM INC COM 98419M100 384,199 2,970 SH DFND 05 0 2,970 0
XYLEM INC COM 98419M100 55,625 430 SH DFND 01 0 430 0
XYLEM INC COM 98419M100 381,353 2,948 SH DFND 14 0 2,948 0
AMG RIVER ROAD SMALL-MID CAP V Equity Mutual Fu 00171A878 251,399 24,940 SH SOLE 0 0 0
AMG RIVER ROAD SMALL-MID CAP V Equity Mutual Fu 00171A878 54,444 5,401 SH DFND 05 0 5,401 0
GQG PARTNERS EMERGING MARKETS Equity Mutual Fu 00771X419 283,103 16,289 SH SOLE 16,289 0 0
GQG PARTNERS EMERGING MARKETS Equity Mutual Fu 00771X419 43,188 2,485 SH DFND 05 0 2,485 0