The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 316,767 2,329 SH SOLE 0 0 2,329
ABBVIE INC COM 00287Y109 490,965 2,645 SH SOLE 0 0 2,645
ALPHABET INC CAP STK CL C 02079K107 100,225 565 SH SOLE 0 0 565
ALPHABET INC CAP STK CL A 02079K305 458,903 2,604 SH SOLE 0 0 2,604
ALTRIA GROUP INC COM 02209S103 204,628 3,490 SH SOLE 0 0 3,490
AMAZON COM INC COM 023135106 350,585 1,598 SH SOLE 0 0 1,598
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299 2,499 37 SH SOLE 0 0 37
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 34,037 499 SH SOLE 0 0 499
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 37,536 850 SH SOLE 0 0 850
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 218,875 5,259 SH SOLE 0 0 5,259
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 617,589 9,011 SH SOLE 0 0 9,011
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 421,958 8,972 SH SOLE 0 0 8,972
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,546,273 20,893 SH SOLE 0 0 20,893
AMERICAN CENTY ETF TR US SML CP VALU 025072877 23,777 261 SH SOLE 0 0 261
AMERICAN CENTY ETF TR US EQT ETF 025072885 2,557,937 25,371 SH SOLE 0 0 25,371
APPLE INC COM 037833100 1,586,515 7,733 SH SOLE 0 0 7,733
AUTODESK INC COM 052769106 301,521 974 SH SOLE 0 0 974
AUTONATION INC COM 05329W102 280,692 1,413 SH SOLE 0 0 1,413
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 598,954 1,233 SH SOLE 0 0 1,233
BJS WHSL CLUB HLDGS INC COM 05550J101 247,470 2,295 SH SOLE 0 0 2,295
BROADCOM INC COM 11135F101 394,731 1,432 SH SOLE 0 0 1,432
COCA COLA CO COM 191216100 362,444 5,123 SH SOLE 0 0 5,123
COMFORT SYS USA INC COM 199908104 230,570 430 SH SOLE 0 0 430
COMMERCIAL METALS CO COM 201723103 209,873 4,291 SH SOLE 0 0 4,291
COSTCO WHSL CORP NEW COM 22160K105 514,643 520 SH SOLE 0 0 520
CUMMINS INC COM 231021106 303,593 927 SH SOLE 0 0 927
DEERE & CO COM 244199105 367,638 723 SH SOLE 0 0 723
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 565,252 13,344 SH SOLE 0 0 13,344
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 590,421 17,079 SH SOLE 0 0 17,079
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,297,250 44,810 SH SOLE 0 0 44,810
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,174,040 34,124 SH SOLE 0 0 34,124
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,335,281 43,278 SH SOLE 0 0 43,278
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 27,236 406 SH SOLE 0 0 406
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 1,498,080 55,836 SH SOLE 0 0 55,836
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 2,067,545 66,652 SH SOLE 0 0 66,652
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 217,780 5,526 SH SOLE 0 0 5,526
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 7,316,198 204,135 SH SOLE 0 0 204,135
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 456,360 11,627 SH SOLE 0 0 11,627
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 1,140,098 38,413 SH SOLE 0 0 38,413
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 3,719,735 124,656 SH SOLE 0 0 124,656
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 2,618,023 79,551 SH SOLE 0 0 79,551
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,064,454 24,853 SH SOLE 0 0 24,853
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 51,032 1,734 SH SOLE 0 0 1,734
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 1,430,698 29,800 SH SOLE 0 0 29,800
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 1,635,404 38,699 SH SOLE 0 0 38,699
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,222,791 41,634 SH SOLE 0 0 41,634
DOORDASH INC CL A 25809K105 300,003 1,217 SH SOLE 0 0 1,217
ELI LILLY & CO COM 532457108 1,744,596 2,238 SH SOLE 0 0 2,238
EXXON MOBIL CORP COM 30231G102 679,206 6,301 SH SOLE 0 0 6,301
GE AEROSPACE COM NEW 369604301 446,314 1,734 SH SOLE 0 0 1,734
GE VERNOVA INC COM 36828A101 238,118 450 SH SOLE 0 0 450
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 270,759 6,827 SH SOLE 0 0 6,827
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 427,357 11,485 SH SOLE 0 0 11,485
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 654,724 5,394 SH SOLE 0 0 5,394
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602 243,222 3,545 SH SOLE 0 0 3,545
GOLDMAN SACHS GROUP INC COM 38141G104 383,601 542 SH SOLE 0 0 542
HOME DEPOT INC COM 437076102 338,019 922 SH SOLE 0 0 922
INTERNATIONAL BUSINESS MACHS COM 459200101 849,549 2,882 SH SOLE 0 0 2,882
INTUITIVE SURGICAL INC COM NEW 46120E602 258,120 475 SH SOLE 0 0 475
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 198,314 10,605 SH SOLE 0 0 10,605
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 198,917 9,708 SH SOLE 0 0 9,708
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 198,897 10,122 SH SOLE 0 0 10,122
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 199,377 10,214 SH SOLE 0 0 10,214
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 200,369 9,689 SH SOLE 0 0 9,689
ISHARES INC CORE MSCI EMKT 46434G103 1,313,697 21,884 SH SOLE 0 0 21,884
ISHARES INC ESG AWR MSCI EM 46434G863 55,856 1,426 SH SOLE 0 0 1,426
ISHARES TR MORNINGSTR US EQ 464287127 25,734 300 SH SOLE 0 0 300
ISHARES TR SELECT DIVID ETF 464287168 52,726 397 SH SOLE 0 0 397
ISHARES TR CORE S&P500 ETF 464287200 37,380,299 60,203 SH SOLE 0 0 60,203
ISHARES TR CORE US AGGBD ET 464287226 238,477 2,404 SH SOLE 0 0 2,404
ISHARES TR MSCI EMG MKT ETF 464287234 1,067,993 22,139 SH SOLE 0 0 22,139
ISHARES TR IBOXX INV CP ETF 464287242 12,934 118 SH SOLE 0 0 118
ISHARES TR GLOBAL TECH ETF 464287291 34,628 375 SH SOLE 0 0 375
ISHARES TR S&P 500 GRWT ETF 464287309 4,673,084 42,444 SH SOLE 0 0 42,444
ISHARES TR GLOB HLTHCRE ETF 464287325 2,152 25 SH SOLE 0 0 25
ISHARES TR S&P 500 VAL ETF 464287408 3,881,558 19,863 SH SOLE 0 0 19,863
ISHARES TR 20 YR TR BD ETF 464287432 3,530 40 SH SOLE 0 0 40
ISHARES TR 7-10 YR TRSY BD 464287440 3,831 40 SH SOLE 0 0 40
ISHARES TR 1 3 YR TREAS BD 464287457 8,813,901 106,371 SH SOLE 0 0 106,371
ISHARES TR MSCI EAFE ETF 464287465 2,371,825 26,533 SH SOLE 0 0 26,533
ISHARES TR RUS MDCP VAL ETF 464287473 5,933 45 SH SOLE 0 0 45
ISHARES TR RUS MID CAP ETF 464287499 125,447 1,364 SH SOLE 0 0 1,364
ISHARES TR CORE S&P MCP ETF 464287507 672,111 10,837 SH SOLE 0 0 10,837
ISHARES TR ISHARES BIOTECH 464287556 3,416 27 SH SOLE 0 0 27
ISHARES TR RUS 1000 VAL ETF 464287598 671,647 3,458 SH SOLE 0 0 3,458
ISHARES TR RUS 1000 GRW ETF 464287614 33,117 78 SH SOLE 0 0 78
ISHARES TR RUS 1000 ETF 464287622 1,495,127 4,403 SH SOLE 0 0 4,403
ISHARES TR RUS 2000 VAL ETF 464287630 1,183,820 7,504 SH SOLE 0 0 7,504
ISHARES TR RUS 2000 GRW ETF 464287648 559,428 1,957 SH SOLE 0 0 1,957
ISHARES TR RUSSELL 2000 ETF 464287655 1,282,440 5,943 SH SOLE 0 0 5,943
ISHARES TR CORE S&P US GWT 464287671 1,469,869 9,773 SH SOLE 0 0 9,773
ISHARES TR RUSSELL 3000 ETF 464287689 3,510 10 SH SOLE 0 0 10
ISHARES TR CORE S&P SCP ETF 464287804 12,755,688 116,714 SH SOLE 0 0 116,714
ISHARES TR SP SMCP600VL ETF 464287879 942,568 9,474 SH SOLE 0 0 9,474
ISHARES TR SHRT NAT MUN ETF 464288158 282,120 2,653 SH SOLE 0 0 2,653
ISHARES TR GL CLEAN ENE ETF 464288224 118 9 SH SOLE 0 0 9
ISHARES TR MSCI ACWI ETF 464288257 34,722 270 SH SOLE 0 0 270
ISHARES TR EAFE SML CP ETF 464288273 1,739,934 23,940 SH SOLE 0 0 23,940
ISHARES TR NATIONAL MUN ETF 464288414 45,553 436 SH SOLE 0 0 436
ISHARES TR INTL SEL DIV ETF 464288448 76,302 2,211 SH SOLE 0 0 2,211
ISHARES TR SHORT TREAS BD 464288679 7,979,391 72,264 SH SOLE 0 0 72,264
ISHARES TR ESG OPTIMIZED 464288802 704,096 5,555 SH SOLE 0 0 5,555
ISHARES TR U.S. MED DVC ETF 464288810 6,828 109 SH SOLE 0 0 109
ISHARES TR EAFE VALUE ETF 464288877 3,174 50 SH SOLE 0 0 50
ISHARES TR EAFE GRWTH ETF 464288885 961,520 8,585 SH SOLE 0 0 8,585
ISHARES TR MSCI USA QLT FCT 46432F339 3,839 21 SH SOLE 0 0 21
ISHARES TR MSCI USA VALUE 46432F388 7,997 71 SH SOLE 0 0 71
ISHARES TR MSCI USA MMENTM 46432F396 1,202 5 SH SOLE 0 0 5
ISHARES TR CORE MSCI TOTAL 46432F834 46,386 600 SH SOLE 0 0 600
ISHARES TR CORE MSCI EAFE 46432F842 16,032,584 192,053 SH SOLE 0 0 192,053
ISHARES TR CORE 1 5 YR USD 46432F859 8,134,475 167,204 SH SOLE 0 0 167,204
ISHARES TR INTERNATIONAL SL 46434V266 96,382 2,486 SH SOLE 0 0 2,486
ISHARES TR EXPONENTIAL TECH 46434V381 16,769 257 SH SOLE 0 0 257
ISHARES TR MSCI INTL QUALTY 46434V456 2,593 60 SH SOLE 0 0 60
ISHARES TR CORE TOTAL USD 46434V613 957,470 20,711 SH SOLE 0 0 20,711
ISHARES TR GLOBAL REIT ETF 46434V647 1,246,962 50,484 SH SOLE 0 0 50,484
ISHARES TR ESG AWR MSCI USA 46435G425 12,989 96 SH SOLE 0 0 96
ISHARES TR ESG AW MSCI EAFE 46435G516 310,040 3,475 SH SOLE 0 0 3,475
ISHARES TR IBONDS DEC2026 46435GAA0 26,020 1,073 SH SOLE 0 0 1,073
ISHARES TR SELF DRIVNG EV 46435U366 16,483 539 SH SOLE 0 0 539
ISHARES TR ESG AWR US AGRGT 46435U549 356,027 7,489 SH SOLE 0 0 7,489
ISHARES TR ESG AWARE MSCI 46435U663 505,053 12,220 SH SOLE 0 0 12,220
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 4,016 65 SH SOLE 0 0 65
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225 7,344 91 SH SOLE 0 0 91
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 253,957 5,011 SH SOLE 0 0 5,011
JOHNSON & JOHNSON COM 478160104 364,309 2,385 SH SOLE 0 0 2,385
JPMORGAN CHASE & CO. COM 46625H100 2,865,418 9,884 SH SOLE 0 0 9,884
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695 173,573 16,594 SH SOLE 0 0 16,594
MASTERCARD INCORPORATED CL A 57636Q104 752,518 1,339 SH SOLE 0 0 1,339
MCDONALDS CORP COM 580135101 203,350 696 SH SOLE 0 0 696
MERCADOLIBRE INC COM 58733R102 224,772 86 SH SOLE 0 0 86
MERCK & CO INC COM 58933Y105 241,359 3,049 SH SOLE 0 0 3,049
META PLATFORMS INC CL A 30303M102 798,613 1,082 SH SOLE 0 0 1,082
MICROSOFT CORP COM 594918104 1,559,380 3,135 SH SOLE 0 0 3,135
MONDELEZ INTL INC CL A 609207105 381,083 5,651 SH SOLE 0 0 5,651
MOODYS CORP COM 615369105 303,462 605 SH SOLE 0 0 605
NETFLIX INC COM 64110L106 660,191 493 SH SOLE 0 0 493
NVIDIA CORPORATION COM 67066G104 582,983 3,690 SH SOLE 0 0 3,690
PEPSICO INC COM 713448108 359,017 2,719 SH SOLE 0 0 2,719
PHILIP MORRIS INTL INC COM 718172109 279,813 1,536 SH SOLE 0 0 1,536
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 23,478 245 SH SOLE 0 0 245
PIMCO ETF TR ACTIVE BD ETF 72201R775 13,915 151 SH SOLE 0 0 151
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 21,414 213 SH SOLE 0 0 213
PIMCO ETF TR INTER MUN BD ACT 72201R866 299,891 5,839 SH SOLE 0 0 5,839
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 100,240 1,998 SH SOLE 0 0 1,998
PROCTER AND GAMBLE CO COM 742718109 432,260 2,713 SH SOLE 0 0 2,713
RTX CORPORATION COM 75513E101 303,722 2,080 SH SOLE 0 0 2,080
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 472,556 19,830 SH SOLE 0 0 19,830
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 32,437,770 1,327,241 SH SOLE 0 0 1,327,241
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 235,900 8,076 SH SOLE 0 0 8,076
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 259,849 9,391 SH SOLE 0 0 9,391
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 67,320 2,400 SH SOLE 0 0 2,400
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7,372,622 291,408 SH SOLE 0 0 291,408
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 254,085 8,430 SH SOLE 0 0 8,430
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 93,451 2,831 SH SOLE 0 0 2,831
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 330,387 7,857 SH SOLE 0 0 7,857
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 254,967 6,371 SH SOLE 0 0 6,371
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 183,561 6,407 SH SOLE 0 0 6,407
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 360,493 14,690 SH SOLE 0 0 14,690
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 279,443 10,545 SH SOLE 0 0 10,545
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 234,310 10,602 SH SOLE 0 0 10,602
SCHWAB STRATEGIC TR US REIT ETF 808524847 32,503 1,536 SH SOLE 0 0 1,536
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1,452 58 SH SOLE 0 0 58
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 452,987 10,636 SH SOLE 0 0 10,636
SEA LTD SPONSORD ADS 81141R100 223,756 1,399 SH SOLE 0 0 1,399
SOUTHERN CO COM 842587107 320,028 3,485 SH SOLE 0 0 3,485
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,343,362 8,648 SH SOLE 0 0 8,648
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 351,739 1,553 SH SOLE 0 0 1,553
TESLA INC COM 88160R101 2,465,042 7,760 SH SOLE 0 0 7,760
TEXAS INSTRS INC COM 882508104 258,902 1,247 SH SOLE 0 0 1,247
THE CIGNA GROUP COM 125523100 215,538 652 SH SOLE 0 0 652
TRUIST FINL CORP COM 89832Q109 330,507 7,688 SH SOLE 0 0 7,688
VANGUARD BD INDEX FDS INTERMED TERM 921937819 7,115 92 SH SOLE 0 0 92
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,317,093 80,268 SH SOLE 0 0 80,268
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 385,303 5,233 SH SOLE 0 0 5,233
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 281,845 5,693 SH SOLE 0 0 5,693
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,731,126 3,048 SH SOLE 0 0 3,048
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 9,669 34 SH SOLE 0 0 34
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 226,301 2,541 SH SOLE 0 0 2,541
VANGUARD INDEX FDS SM CP VAL ETF 922908611 16,771 86 SH SOLE 0 0 86
VANGUARD INDEX FDS MID CAP ETF 922908629 70,797 253 SH SOLE 0 0 253
VANGUARD INDEX FDS GROWTH ETF 922908736 68,390 156 SH SOLE 0 0 156
VANGUARD INDEX FDS VALUE ETF 922908744 128,313 726 SH SOLE 0 0 726
VANGUARD INDEX FDS SMALL CP ETF 922908751 15,404 65 SH SOLE 0 0 65
VANGUARD INDEX FDS TOTAL STK MKT 922908769 267 1 SH SOLE 0 0 1
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 71,006 1,208 SH SOLE 0 0 1,208
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,406 68 SH SOLE 0 0 68
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 973 21 SH SOLE 0 0 21
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,922,625 23,187 SH SOLE 0 0 23,187
VANGUARD STAR FDS VG TL INTL STK F 921909768 456,616 6,609 SH SOLE 0 0 6,609
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 375,567 2,817 SH SOLE 0 0 2,817
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 908,528 11,341 SH SOLE 0 0 11,341
VANGUARD WORLD FD FINANCIALS ETF 92204A405 764,564 6,006 SH SOLE 0 0 6,006
VERIZON COMMUNICATIONS INC COM 92343V104 204,191 4,719 SH SOLE 0 0 4,719
VERTEX PHARMACEUTICALS INC COM 92532F100 224,381 504 SH SOLE 0 0 504
WALMART INC COM 931142103 402,854 4,120 SH SOLE 0 0 4,120
WELLS FARGO CO NEW COM 949746101 492,337 6,145 SH SOLE 0 0 6,145