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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Cash flow from operating activities:    
Net income $ 143,396 $ 110,441
Adjustments to reconcile net income to net cash flow provided by operating activities:    
Depreciation of leased merchandise 167,091 230,441
Provision for lease losses 60,105 90,663
Provision for loan losses 78,121 61,534
Share-based compensation expense 9,050 8,203
Depreciation and amortization expense 51,366 52,574
Amortization of debt issuance costs 1,971 1,763
Net amortization of premiums, discounts and unearned origination fees on finance receivables (29,161) (15,471)
Impairments and dispositions of certain other assets 0 1,461
Deferred income taxes, net (3,282) (6,668)
Changes in operating assets and liabilities, net of business combinations:    
Accounts receivable, net (1,410) (965)
Inventories purchased directly from customers, wholesalers or manufacturers (4,125) (777)
Leased merchandise, net (199,448) (292,848)
Prepaid expenses and other assets (7,201) (1,654)
Accounts payable, accrued liabilities and other liabilities (21,963) (16,185)
Income taxes (1,016) 6,207
Net cash flow provided by operating activities 243,494 228,719
Cash flow from investing activities:    
Pawn loans, net [1] (30,592) (20,887)
Finance receivables, net (55,977) (37,563)
Purchases of furniture, fixtures, equipment and improvements (25,866) (42,664)
Purchases of store real property (28,126) (21,100)
Acquisitions of pawn stores, net of cash acquired (33,649) (65,650)
Net cash flow used in investing activities (174,210) (187,864)
Cash flow from financing activities:    
Borrowings from unsecured credit facilities 172,000 300,000
Repayments of unsecured credit facilities (218,000) (718,000)
Issuance of senior unsecured notes 0 500,000
Debt issuance costs paid 0 (9,094)
Purchases of treasury stock (60,459) (85,000)
Payment of withholding taxes on net share settlements of restricted stock unit awards (5,764) (7,007)
Dividends paid (33,802) (31,749)
Net cash flow used in financing activities (146,025) (50,850)
Effect of exchange rates on cash 3,113 (3,330)
Change in cash and cash equivalents (73,628) (13,325)
Cash and cash equivalents at beginning of the period 175,095 127,018
Cash and cash equivalents at end of the period $ 101,467 $ 113,693
[1] Includes the funding of new pawn loans net of cash repayments and recovery of principal through the sale of inventories acquired from forfeiture of pawn collateral.