v3.25.2
Segment Information (Details)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
USD ($)
Jun. 30, 2024
USD ($)
Jun. 30, 2025
USD ($)
segment
Jun. 30, 2024
USD ($)
Dec. 31, 2024
USD ($)
Schedule of Revenues from External Customers [Line Items]          
Number of reportable segments | segment     3    
Revenue:          
Retail merchandise sales $ 385,125 $ 363,463 $ 756,181 $ 730,284  
Pawn loan fees 190,822 181,046 382,693 360,581  
Leased merchandise income 139,784 194,570 296,702 400,241  
Interest and fees on finance receivables 76,075 56,799 149,488 114,186  
Wholesale scrap jewelry sales 38,816 35,134 81,981 62,090  
Total revenue 830,622 831,012 1,667,045 1,667,382  
Cost of revenue:          
Cost of retail merchandise sold 230,326 218,147 454,450 441,676  
Depreciation of leased merchandise 78,272 110,157 167,091 230,441  
Provision for lease losses 32,543 47,653 60,105 90,663  
Provision for loan losses 41,761 31,116 78,121 61,534  
Cost of wholesale scrap jewelry sold 34,904 28,542 70,259 51,831  
Total cost of revenue 417,806 435,615 830,026 876,145  
Net revenue 412,816 395,397 837,019 791,237  
Expenses and other income:          
Operating expenses 222,493 228,369 437,079 449,505  
Administrative expenses 59,263 46,602 107,786 90,620  
Depreciation and amortization 25,864 26,547 51,366 52,574  
Interest expense 26,337 25,187 53,808 50,605  
Interest income (527) (261) (1,756) (1,004)  
(Gain) loss on foreign exchange (1,271) 1,437 (1,285) 1,251  
Merger and acquisition expenses 2,777 1,364 3,239 1,961  
Other income, net (3,199) (26) (5,514) (2,338)  
Total expenses and other income 331,737 329,219 644,723 643,174  
Income (loss) before income taxes 81,079 66,178 192,296 148,063  
Pawn loans 550,718 491,731 550,718 491,731 $ 517,867
Finance receivables, net 154,518 105,401 154,518 105,401 147,501
Inventories 355,733 315,424 355,733 315,424 334,580
Leased merchandise, net 100,689 142,935 100,689 142,935 128,437
Goodwill 1,826,184 1,794,957 1,826,184 1,794,957 1,787,172
Assets 4,514,249 4,322,408 4,514,249 4,322,408 $ 4,476,986
Corporate/ Eliminations          
Revenue:          
Retail merchandise sales (749) (1,075) (1,450) (2,093)  
Pawn loan fees 0 0 0 0  
Leased merchandise income 0 0 0 0  
Interest and fees on finance receivables 0 0 0 0  
Wholesale scrap jewelry sales 0 0 0 0  
Total revenue (749) (1,075) (1,450) (2,093)  
Cost of revenue:          
Cost of retail merchandise sold (402) (578) (775) (1,146)  
Depreciation of leased merchandise (257) (410) (581) (900)  
Provision for lease losses (124) (171) (166) (341)  
Provision for loan losses 0 0 0 0  
Cost of wholesale scrap jewelry sold 0 0 0 0  
Total cost of revenue (783) (1,159) (1,522) (2,387)  
Net revenue 34 84 72 294  
Expenses and other income:          
Operating expenses 0 0 0 0  
Administrative expenses 59,263 46,602 107,786 90,620  
Depreciation and amortization 12,780 13,220 25,541 26,408  
Interest expense 26,337 25,187 53,808 50,605  
Interest income (527) (261) (1,756) (1,004)  
(Gain) loss on foreign exchange (1,271) 1,437 (1,285) 1,251  
Merger and acquisition expenses 2,777 1,364 3,239 1,961  
Other income, net (3,199) (26) (5,514) (2,338)  
Total expenses and other income 96,160 87,523 181,819 167,503  
Income (loss) before income taxes (96,126) (87,439) (181,747) (167,209)  
Pawn loans 0 0 0 0  
Finance receivables, net 0 0 0 0  
Inventories 0 0 0 0  
Leased merchandise, net (163) (221) (163) (221)  
Goodwill 0 0 0 0  
Assets 143,971 137,983 143,971 137,983  
Operating Segments | UNITED STATES | Retail POS Payment Solutions          
Revenue:          
Retail merchandise sales 0 0 0 0  
Pawn loan fees 0 0 0 0  
Leased merchandise income 139,784 194,570 296,702 400,241  
Interest and fees on finance receivables 76,075 56,799 149,488 114,186  
Wholesale scrap jewelry sales 0 0 0 0  
Total revenue 215,859 251,369 446,190 514,427  
Cost of revenue:          
Cost of retail merchandise sold 0 0 0 0  
Depreciation of leased merchandise 78,529 110,567 167,672 231,341  
Provision for lease losses 32,667 47,824 60,271 91,004  
Provision for loan losses 41,761 31,116 78,121 61,534  
Cost of wholesale scrap jewelry sold 0 0 0 0  
Total cost of revenue 152,957 189,507 306,064 383,879  
Net revenue 62,902 61,862 140,126 130,548  
Expenses and other income:          
Operating expenses 24,264 35,275 48,482 70,091  
Administrative expenses 0 0 0 0  
Depreciation and amortization 699 678 1,404 1,399  
Interest expense 0 0 0 0  
Interest income 0 0 0 0  
(Gain) loss on foreign exchange 0 0 0 0  
Merger and acquisition expenses 0 0 0 0  
Other income, net 0 0 0 0  
Total expenses and other income 24,963 35,953 49,886 71,490  
Income (loss) before income taxes 37,939 25,909 90,240 59,058  
Pawn loans 0 0 0 0  
Finance receivables, net 154,518 105,401 154,518 105,401  
Inventories 0 0 0 0  
Leased merchandise, net 100,852 143,156 100,852 143,156  
Goodwill 486,205 486,205 486,205 486,205  
Assets 901,034 957,028 901,034 957,028  
Operating Segments | UNITED STATES | Pawn Segment          
Revenue:          
Retail merchandise sales 249,918 230,093 501,143 467,083  
Pawn loan fees 130,948 120,332 268,896 243,306  
Leased merchandise income 0 0 0 0  
Interest and fees on finance receivables 0 0 0 0  
Wholesale scrap jewelry sales 28,740 26,311 62,232 44,037  
Total revenue 409,606 376,736 832,271 754,426  
Cost of revenue:          
Cost of retail merchandise sold 143,149 132,449 288,907 272,363  
Depreciation of leased merchandise 0 0 0 0  
Provision for lease losses 0 0 0 0  
Provision for loan losses 0 0 0 0  
Cost of wholesale scrap jewelry sold 26,265 21,269 53,489 36,535  
Total cost of revenue 169,414 153,718 342,396 308,898  
Net revenue 240,192 223,018 489,875 445,528  
Expenses and other income:          
Operating expenses 133,815 125,192 262,766 244,087  
Administrative expenses 0 0 0 0  
Depreciation and amortization 8,091 7,231 15,691 14,244  
Interest expense 0 0 0 0  
Interest income 0 0 0 0  
(Gain) loss on foreign exchange 0 0 0 0  
Merger and acquisition expenses 0 0 0 0  
Other income, net 0 0 0 0  
Total expenses and other income 141,906 132,423 278,457 258,331  
Income (loss) before income taxes 98,286 90,595 211,418 187,197  
Pawn loans 400,143 356,342 400,143 356,342  
Finance receivables, net 0 0 0 0  
Inventories 252,885 223,428 252,885 223,428  
Leased merchandise, net 0 0 0 0  
Goodwill 1,154,790 1,122,465 1,154,790 1,122,465  
Assets 2,746,362 2,550,290 2,746,362 2,550,290  
Operating Segments | Latin America | Latin America Pawn Segment          
Revenue:          
Retail merchandise sales 135,956 134,445 256,488 265,294  
Pawn loan fees 59,874 60,714 113,797 117,275  
Leased merchandise income 0 0 0 0  
Interest and fees on finance receivables 0 0 0 0  
Wholesale scrap jewelry sales 10,076 8,823 19,749 18,053  
Total revenue 205,906 203,982 390,034 400,622  
Cost of revenue:          
Cost of retail merchandise sold 87,579 86,276 166,318 170,459  
Depreciation of leased merchandise 0 0 0 0  
Provision for lease losses 0 0 0 0  
Provision for loan losses 0 0 0 0  
Cost of wholesale scrap jewelry sold 8,639 7,273 16,770 15,296  
Total cost of revenue 96,218 93,549 183,088 185,755  
Net revenue 109,688 110,433 206,946 214,867  
Expenses and other income:          
Operating expenses 64,414 67,902 125,831 135,327  
Administrative expenses 0 0 0 0  
Depreciation and amortization 4,294 5,418 8,730 10,523  
Interest expense 0 0 0 0  
Interest income 0 0 0 0  
(Gain) loss on foreign exchange 0 0 0 0  
Merger and acquisition expenses 0 0 0 0  
Other income, net 0 0 0 0  
Total expenses and other income 68,708 73,320 134,561 145,850  
Income (loss) before income taxes 40,980 37,113 72,385 69,017  
Pawn loans 150,575 135,389 150,575 135,389  
Finance receivables, net 0 0 0 0  
Inventories 102,848 91,996 102,848 91,996  
Leased merchandise, net 0 0 0 0  
Goodwill 185,189 186,287 185,189 186,287  
Assets $ 722,882 $ 677,107 $ 722,882 $ 677,107