| Schedule of Fair Value by Balance Sheet Grouping |
The Company’s financial assets and liabilities as of June 30, 2025, June 30, 2024 and December 31, 2024 that are not measured at fair value in the consolidated balance sheets are as follows (in thousands):
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Carrying Value | | Estimated Fair Value | | | June 30, | | June 30, | | Fair Value Measurements Using | | | 2025 | | 2025 | | Level 1 | | Level 2 | | Level 3 | Financial assets: | | | | | | | | | | | | Cash and cash equivalents | | $ | 101,467 | | | $ | 101,467 | | | $ | 101,467 | | | $ | — | | | $ | — | | | Accounts receivable, net | | 76,062 | | | 76,062 | | | — | | | — | | | 76,062 | | | Pawn loans | | 550,718 | | | 550,718 | | | — | | | — | | | 550,718 | | Finance receivables, net (1) | | 154,518 | | | 313,281 | | | — | | | — | | | 313,281 | | | | $ | 882,765 | | | $ | 1,041,528 | | | $ | 101,467 | | | $ | — | | | $ | 940,061 | | | | | | | | | | | | | Financial liabilities: | | | | | | | | | | | Revolving unsecured credit facilities | | $ | 152,000 | | | $ | 152,000 | | | $ | — | | | $ | 152,000 | | | $ | — | | | Senior unsecured notes (outstanding principal) | | 1,550,000 | | | 1,548,000 | | | — | | | 1,548,000 | | | — | | | | $ | 1,702,000 | | | $ | 1,700,000 | | | $ | — | | | $ | 1,700,000 | | | $ | — | |
(1)Finance receivables, gross as of June 30, 2025 was $311.4 million. See Note 6. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Carrying Value | | Estimated Fair Value | | | June 30, | | June 30, | | Fair Value Measurements Using | | | 2024 | | 2024 | | Level 1 | | Level 2 | | Level 3 | Financial assets: | | | | | | | | | | | | Cash and cash equivalents | | $ | 113,693 | | | $ | 113,693 | | | $ | 113,693 | | | $ | — | | | $ | — | | | Accounts receivable, net | | 72,158 | | | 72,158 | | | — | | | — | | | 72,158 | | | Pawn loans | | 491,731 | | | 491,731 | | | — | | | — | | | 491,731 | | Finance receivables, net (1) | | 105,401 | | | 231,587 | | | — | | | — | | | 231,587 | | | | $ | 782,983 | | | $ | 909,169 | | | $ | 113,693 | | | $ | — | | | $ | 795,476 | | | | | | | | | | | | | Financial liabilities: | | | | | | | | | | | | Revolving unsecured credit facilities | | $ | 150,000 | | | $ | 150,000 | | | $ | — | | | $ | 150,000 | | | $ | — | | | Senior unsecured notes (outstanding principal) | | 1,550,000 | | | 1,484,000 | | | — | | | 1,484,000 | | | — | | | | $ | 1,700,000 | | | $ | 1,634,000 | | | $ | — | | | $ | 1,634,000 | | | $ | — | |
(1)Finance receivables, gross as of June 30, 2024 was $227.7 million. See Note 6.
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Carrying Value | | Estimated Fair Value | | | December 31, | | December 31, | | Fair Value Measurements Using | | | 2024 | | 2024 | | Level 1 | | Level 2 | | Level 3 | Financial assets: | | | | | | | | | | | | Cash and cash equivalents | | $ | 175,095 | | | $ | 175,095 | | | $ | 175,095 | | | $ | — | | | $ | — | | | Accounts receivable, net | | 73,325 | | | 73,325 | | | — | | | — | | | 73,325 | | | Pawn loans | | 517,867 | | | 517,867 | | | — | | | — | | | 517,867 | | Finance receivables, net (1) | | 147,501 | | | 296,526 | | | — | | | — | | | 296,526 | | | | $ | 913,788 | | | $ | 1,062,813 | | | $ | 175,095 | | | $ | — | | | $ | 887,718 | | | | | | | | | | | | | Financial liabilities: | | | | | | | | | | | | Revolving unsecured credit facilities | | $ | 198,000 | | | $ | 198,000 | | | $ | — | | | $ | 198,000 | | | $ | — | | | Senior unsecured notes (outstanding principal) | | 1,550,000 | | | 1,503,000 | | | — | | | 1,503,000 | | | — | | | | $ | 1,748,000 | | | $ | 1,701,000 | | | $ | — | | | $ | 1,701,000 | | | $ | — | |
(1)Finance receivables, gross as of December 31, 2024 were $294.2 million. See Note 6.
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