The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 257,133 1,689 SH SOLE 0 0 0 1,689
AMAZON COM INC COM 023135106 743,732 3,390 SH SOLE 0 0 0 3,390
APPLE INC COM 037833100 1,013,129 4,938 SH SOLE 0 0 0 4,938
AUTODESK INC COM 052769106 245,179 792 SH SOLE 0 0 0 792
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 211,865 6,235 SH SOLE 0 0 0 6,235
BROADCOM INC COM 11135F101 668,451 2,425 SH SOLE 0 0 0 2,425
CISCO SYS INC COM 17275R102 316,234 4,558 SH SOLE 0 0 0 4,558
COSTCO WHSL CORP NEW COM 22160K105 244,515 247 SH SOLE 0 0 0 247
CROWDSTRIKE HLDGS INC CL A 22788C105 252,618 496 SH SOLE 0 0 0 496
DIGITAL RLTY TR INC COM 253868103 2,483,680 14,247 SH SOLE 0 0 0 14,247
EXXON MOBIL CORP COM 30231G102 361,669 3,355 SH SOLE 0 0 0 3,355
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 3,195,444 35,438 SH SOLE 0 0 0 35,438
GE AEROSPACE COM NEW 369604301 249,668 970 SH SOLE 0 0 0 970
GE VERNOVA INC COM 36828A101 229,651 434 SH SOLE 0 0 0 434
INTUITIVE SURGICAL INC COM NEW 46120E602 257,033 473 SH SOLE 0 0 0 473
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 2,153,691 30,223 SH SOLE 0 0 0 30,223
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,182,977 34,021 SH SOLE 0 0 0 34,021
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 3,475,633 35,379 SH SOLE 0 0 0 35,379
INVESCO QQQ TR UNIT SER 1 46090E103 2,155,257 3,907 SH SOLE 0 0 0 3,907
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 2,199,337 35,931 SH SOLE 0 0 0 35,931
ISHARES GOLD TR ISHARES NEW 464285204 2,184,097 35,024 SH SOLE 0 0 0 35,024
ISHARES TR EAFE VALUE ETF 464288877 1,638,736 25,815 SH SOLE 0 0 0 25,815
ISHARES TR EAFE GRWTH ETF 464288885 4,469,584 39,907 SH SOLE 0 0 0 39,907
ISHARES TR S&P 500 VAL ETF 464287408 262,058 1,341 SH SOLE 0 0 0 1,341
ISHARES TR S&P 500 GRWT ETF 464287309 329,750 2,995 SH SOLE 0 0 0 2,995
ISHARES TR MSCI INTL QUALTY 46434V456 4,731,553 109,476 SH SOLE 0 0 0 109,476
ISHARES TR IBOXX HI YD ETF 464288513 4,104,924 50,898 SH SOLE 0 0 0 50,898
ISHARES TR PFD AND INCM SEC 464288687 3,612,355 117,743 SH SOLE 0 0 0 117,743
JOHNSON & JOHNSON COM 478160104 472,303 3,092 SH SOLE 0 0 0 3,092
KLA CORP COM NEW 482480100 327,841 366 SH SOLE 0 0 0 366
MASTERCARD INCORPORATED CL A 57636Q104 424,265 755 SH SOLE 0 0 0 755
META PLATFORMS INC CL A 30303M102 662,067 897 SH SOLE 0 0 0 897
MICROSOFT CORP COM 594918104 510,343 1,026 SH SOLE 0 0 0 1,026
NETFLIX INC COM 64110L106 670,904 501 SH SOLE 0 0 0 501
PROCTER AND GAMBLE CO COM 742718109 412,320 2,588 SH SOLE 0 0 0 2,588
SALESFORCE INC COM 79466L302 223,606 820 SH SOLE 0 0 0 820
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,442,245 115,418 SH SOLE 0 0 0 115,418
SCHWAB STRATEGIC TR US TIPS ETF 808524870 824,972 30,921 SH SOLE 0 0 0 30,921
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 2,091,051 63,346 SH SOLE 0 0 0 63,346
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 6,073,762 146,039 SH SOLE 0 0 0 146,039
UBER TECHNOLOGIES INC COM 90353T100 278,594 2,986 SH SOLE 0 0 0 2,986
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,161,971 52,884 SH SOLE 0 0 0 52,884
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,256,323 42,104 SH SOLE 0 0 0 42,104
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 993,866 14,292 SH SOLE 0 0 0 14,292
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,042,101 7,116 SH SOLE 0 0 0 7,116
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 5,254,674 18,477 SH SOLE 0 0 0 18,477
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,989,144 12,095 SH SOLE 0 0 0 12,095
VANGUARD INDEX FDS VALUE ETF 922908744 1,883,165 10,655 SH SOLE 0 0 0 10,655
VANGUARD INDEX FDS MID CAP ETF 922908629 8,302,556 29,670 SH SOLE 0 0 0 29,670
VANGUARD INDEX FDS SM CP VAL ETF 922908611 632,027 3,241 SH SOLE 0 0 0 3,241
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,585,981 15,132 SH SOLE 0 0 0 15,132
VANGUARD INDEX FDS GROWTH ETF 922908736 3,148,150 7,181 SH SOLE 0 0 0 7,181
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,644,193 5,937 SH SOLE 0 0 0 5,937
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,154,577 43,562 SH SOLE 0 0 0 43,562
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 932,559 18,551 SH SOLE 0 0 0 18,551
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,298,596 66,649 SH SOLE 0 0 0 66,649
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 3,261,651 42,973 SH SOLE 0 0 0 42,973
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 10,412,679 125,575 SH SOLE 0 0 0 125,575
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,865,567 9,115 SH SOLE 0 0 0 9,115
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,864,948 85,335 SH SOLE 0 0 0 85,335
VANGUARD WORLD FD MATERIALS ETF 92204A801 1,997,008 10,250 SH SOLE 0 0 0 10,250
VISA INC COM CL A 92826C839 463,340 1,305 SH SOLE 0 0 0 1,305