Exhibit 99.21

Client Name:
Client Project Name:	MFA 2025-NQM3
Start - End Dates:	12/9/2021 - 5/23/2025
Deal Loan Count:	270


ATR QM Upload

Loans in Report:	270

Loan Number

Deal

Seller Loan Number

Original Principal Balance

State

Loan Level ATR/QM Status

Lender Provided ATR/QM Worksheet

Initial Lender ATR/QM Status

Application Date

Borrowers Qualified Through a Non-Resident Alien Program

Occupancy

Property Type

Number of Units

Loan Type

Exempt Loan Product Type

Exempt Loan Housing Agency

Community Housing Development

Credit Under Economic Stabilization Act Of 2008

Refinance Of Non-Standard Mortgage

Higher Priced Covered Transaction

State Prepay Exceptions

Loan Purpose

Loan Term Exceeds 30 Years

Interest Only Feature

Negative Amortization

Balloon Payment

Prepay Penalty Flag

Prepayment Penalty Type

Prohibited Prepayment Penalty

Exceeds Points And Fees

Exceeds DTI Limit

Lien Position

APR

QM Calculated DTI Adherence

QM Lenders DTI Adherence

QM Fee Adherence - Total Charges %

QM Fee Adherence - Lenders Fee %

Fannie Mae Eligible

Freddie Mac Eligible

VA Guaranty Eligible

FHA Insured Eligible

USDA Guarantee Eligible

Rural Housing Service Insured Eligible

QM - Expected Income Or Assets For DTI

QM - Current Employment Status For DTI

QM - Monthly Payment On Subject Loan For DTI

QM - Monthly Payment On Additional Loan For DTI

QM - Monthly Payment Mortgage Related Obligations

QM - Current Debt Obligations Alimony and Child Support for DTI

QM - Monthly DTI Ratio Or Residual Income

ATR - Guidelines Provided to Document Approach

ATR - Current And Expected Income And Assets

ATR - Current Employment Status

ATR - Mortgage Payment Obligation

ATR - Mortgage Payment on Simultaneous Transaction

ATR - Payment For Mortgage Related Obligations

ATR - Debt Obligations Including Alimony and Child Support

ATR - Monthly DTI Ratio or Residual Income

ATR - Consumer Credit History

ATR Lenders - DTI (Back)

ATR Calculated DTI (Back)

QM Lender Value DTI (Back)

QM Calculated DTI (Back)

Initial DTI (Back)

DTI Qualifying (Back)

Residual Income Analysis in File

Residual Income Guidelines

Did Loan Meet Guidelines

Residual Income Amount

Short Sale

Short Sale Date

Deed In Lieu

Deed In Lieu Date

QRM Flag

Borrower 2 Guarantor Flag

Borrower 3 Guarantor Flag

Borrower 4 Guarantor Flag

Borrower 1 Paystub Flag

Borrower 1 Paystub Number of Months

Borrower 2 Paystub Flag

Borrower 2 Paystub Number of Months

Borrower 3 Paystub Flag

Borrower 3 Paystub Number of Months

Borrower 4 Paystub Flag

Borrower 4 Paystub Number of Months

Borrower 1 W2 Flag

Borrower 1 W2 Number of Months

Borrower 2 W2 Flag

Borrower 2 W2 Number of Months

Borrower 3 W2 Flag

Borrower 3 W2 Number of Months

Borrower 4 W2 Flag

Borrower 4 W2 Number of Months

Borrower 1 Personal Tax Return Flag

Borrower 1 Personal Tax Return Number of Months

Borrower 2 Personal Tax Return Flag

Borrower 2 Personal Tax Return Number of Months

Borrower 3 Personal Tax Return Flag

Borrower 3 Personal Tax Return Number of Months

Borrower 4 Personal Tax Return Flag

Borrower 4 Personal Tax Return Number of Months

Borrower 1 Business Tax Return Flag

Borrower 1 Business Tax Return Number of Months

Borrower 2 Business Tax Return Flag

Borrower 2 Business Tax Return Number of Months

Borrower 3 Business Tax Return Flag

Borrower 3 Business Tax Return Number of Months

Borrower 4 Business Tax Return Flag

Borrower 4 Business Tax Return Number of Months

Borrower 1 Verbal VOE Flag

Borrower 1 Verbal VOE Number of Months

Borrower 2 Verbal VOE Flag

Borrower 2 Verbal VOE Number of Months

Borrower 3 Verbal VOE Flag

Borrower 3 Verbal VOE Number of Months

Borrower 4 Verbal VOE Flag

Borrower 4 Verbal VOE Number of Months

Borrower 1 Written VOE Flag

Borrower 1 Written VOE Number of Months

Borrower 2 Written VOE Flag

Borrower 2 Written VOE Number of Months

Borrower 3 Written VOE Flag

Borrower 3 Written VOE Number of Months

Borrower 4 Written VOE Flag

Borrower 4 Written VOE Number of Months

Borrower 1 P&L Flag

Borrower 1 P&L Number of Months

Borrower 2 P&L Flag

Borrower 2 P&L Number of Months

Borrower 3 P&L Flag

Borrower 3 P&L Number of Months

Borrower 4 P&L Flag

Borrower 4 P&L Number of Months

Borrower 1 Lease Agreement Flag

Borrower 1 Lease Agreement Number of Months

Borrower 2 Lease Agreement Flag

Borrower 2 Lease Agreement Number of Months

Borrower 3 Lease Agreement Flag

Borrower 3 Lease Agreement Number of Months

Borrower 4 Lease Agreement Flag

Borrower 4 Lease Agreement Number of Months

Is the Loan a Short-Term Rental?

Equity Income Flag

Equity Income Amount

Equity Income Number of Months

DSCR with Rent Schedule Flag

DSCR with Rent Schedule Income Amount

DSCR with Lease Agreement Flag

DSCR with Lease Agreement Income Amount

DSCR %

Borrower 1 CPA Letter with Income Flag

Borrower 1 CPA Letter with Income Number of Months

Borrower 1 CPA Letter without Income Flag

Borrower 1 CPA Letter without Income Number of Months

Borrower 2 CPA Letter with Income Flag

Borrower 2 CPA Letter with Income Number of Months

Borrower 2 CPA Letter without Income Flag

Borrower 2 CPA Letter without Income Number of Months

Borrower 3 CPA Letter with Income Flag

Borrower 3 CPA Letter with Income Number of Months

Borrower 3 CPA Letter without Income Flag

Borrower 3 CPA Letter without Income Number of Months

Borrower 4 CPA Letter with Income Flag

Borrower 4 CPA Letter with Income Number of Months

Borrower 4 CPA Letter without Income Flag

Borrower 4 CPA Letter without Income Number of Months

Borrower 1 Personal Bank Statements Flag

Borrower 1 Personal Bank Statements Number of Months

Borrower 2 Personal Bank Statements Flag

Borrower 2 Personal Bank Statements Number of Months

Borrower 3 Personal Bank Statements Flag

Borrower 3 Personal Bank Statements Number of Months

Borrower 4 Personal Bank Statements Flag

Borrower 4 Personal Bank Statements Number of Months

Borrower 1 Business Bank Statements Flag

Borrower 1 Business Bank Statements Number of Months

Borrower 2 Business Bank Statements Flag

Borrower 2 Business Bank Statements Number of Months

Borrower 3 Business Bank Statements Flag

Borrower 3 Business Bank Statements Number of Months

Borrower 4 Business Bank Statements Flag

Borrower 4 Business Bank Statements Number of Months

Borrower 1 Award Letter Flag

Borrower 1 Award Letter Number of Months

Borrower 2 Award Letter Flag

Borrower 2 Award Letter Number of Months

Borrower 3 Award Letter Flag

Borrower 3 Award Letter Number of Months

Borrower 4 Award Letter Flag

Borrower 4 Award Letter Number of Months

Borrower 1 Offer Letter Flag

Borrower 1 Offer Letter Number of Months

Borrower 2 Offer Letter Flag

Borrower 2 Offer Letter Number of Months

Borrower 3 Offer Letter Flag

Borrower 3 Offer Letter Number of Months

Borrower 4 Offer Letter Flag

Borrower 4 Offer Letter Number of Months

Borrower 1 IRS Transcripts - Tax Returns Flag

Borrower 1 IRS Transcripts - Tax Returns Number of Months

Borrower 1 IRS Transcripts - W2s Flag

Borrower 1 IRS Transcripts - W2s Number of Months

Borrower 2 IRS Transcripts - Tax Returns Flag

Borrower 2 IRS Transcripts - Tax Returns Number of Months

Borrower 2 IRS Transcripts - W2s Flag

Borrower 2 IRS Transcripts - W2s Number of Months

Borrower 3 IRS Transcripts - Tax Returns Flag

Borrower 3 IRS Transcripts - Tax Returns Number of Months

Borrower 3 IRS Transcripts - W2s Flag

Borrower 3 IRS Transcripts - W2s Number of Months

Borrower 4 IRS Transcripts - Tax Returns Flag

Borrower 4 IRS Transcripts - Tax Returns Number of Months

Borrower 4 IRS Transcripts - W2s Flag

Borrower 4 IRS Transcripts - W2s Number of Months

Borrower 1 Income Doc Type Summary

Borrower 2 Income Doc Type Summary

Borrower 3 Income Doc Type Summary

Borrower 4 Income Doc Type Summary

82869

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Attached PUD

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5

(No Data)

Yes

6.8750

(No Data)

-2055.05

(No Data)

Yes

2225.00

(No Data)

1.0827

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83047

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Rate and Term Refi

(No Data)

7.7436

Yes

1.785

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

37.13

(No Data)

12762.33

(No Data)

Yes

(No Data)

CPA Letter - 36 months;
P & L - 12 months;

(No Data)

82870

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.5000

(No Data)

-8038.34

(No Data)

Yes

(No Data)

Yes

9200.00

(No Data)

1.1445

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83048

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd

(No Data)

Yes

7.5000

(No Data)

-1295.92

(No Data)

Yes

(No Data)

Yes

1385.00

(No Data)

1.0687

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82871

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.2499

(No Data)

-2116.36

(No Data)

Yes

2500.00

1.1813

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

82872

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd

(No Data)

Yes

7.5000

(No Data)

-2265.67

(No Data)

Yes

(No Data)

Yes

2800.00

(No Data)

1.2358

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82873

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd

(No Data)

Yes

7.3750

(No Data)

-1700.77

(No Data)

Yes

(No Data)

Yes

3200.00

(No Data)

1.8815

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82874

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.6250

(No Data)

-7590.57

(No Data)

Yes

7712.00

(No Data)

1.0160

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82875

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.7501

(No Data)

-2529.58

(No Data)

Yes

3000.00

(No Data)

1.1860

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82877

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

6.8750

(No Data)

-4442.6

(No Data)

Yes

(No Data)

Yes

5900.00

(No Data)

1.3281

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82879

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.7501

(No Data)

-7353.9

(No Data)

Yes

7400.00

(No Data)

1.0063

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82881

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.7642

Yes

4.477

0.000

(No Data)

Yes

Documented

Not Applicable

Documented

39.5

39.77

39.5

39.77

(No Data)

3205.34

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Award Letter - 12 months;
Business Bank Statements - 12 months;
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 12 months;

(No Data)

82882

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.5000

(No Data)

-1935.81

(No Data)

Yes

2000.00

(No Data)

1.0332

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82884

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.1251

(No Data)

-1174.14

(No Data)

Yes

2200.00

(No Data)

1.8737

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83065

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

3 Family

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd

(No Data)

Yes

8.1250

(No Data)

-1936.34

(No Data)

Yes

2900.00

(No Data)

1.4977

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83049

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.3750

(No Data)

-1329.23

(No Data)

Yes

(No Data)

Yes

1500.00

(No Data)

1.1285

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82889

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Yes

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

8.2418

(No Data)

-3022.81

(No Data)

Yes

(No Data)

Yes

2300.00

(No Data)

0.7609

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82890

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Attached PUD

Conventional

(No Data)

Yes

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5

(No Data)

Yes

8.5000

(No Data)

-5741.97

Not Applicable

(No Data)

Not Applicable

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

4366.00

(No Data)

0.7604

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82891

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

8.1250

(No Data)

-4244.35

(No Data)

Yes

(No Data)

Yes

4600.00

(No Data)

1.0838

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82892

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd

(No Data)

Yes

7.8750

(No Data)

-6495.96

(No Data)

Yes

(No Data)

Yes

7500.00

1.1546

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

82893

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.7500

(No Data)

-10522.7

(No Data)

Yes

(No Data)

Yes

7900.00

(No Data)

0.7508

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82895

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd

(No Data)

Yes

7.5000

(No Data)

-1513.56

(No Data)

Yes

(No Data)

Yes

2100.00

(No Data)

1.3875

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82896

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5

(No Data)

Yes

7.3750

(No Data)

-2134.79

(No Data)

Yes

2500.00

(No Data)

1.1711

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83063

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.2500

(No Data)

-3045.66

(No Data)

Yes

4400.00

(No Data)

1.4447

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83069

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.8751

(No Data)

-1404.63

(No Data)

Yes

(No Data)

Yes

2000.00

(No Data)

1.4239

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82897

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.6250

(No Data)

-1350.02

(No Data)

Yes

(No Data)

Yes

1800.00

(No Data)

1.3330

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82898

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.5000

(No Data)

-8408.27

(No Data)

Yes

8550.00

(No Data)

1.0169

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82900

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

6.7500

(No Data)

-1775.82

(No Data)

Yes

(No Data)

Yes

3300.00

(No Data)

1.8583

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82901

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

(No Data)

Yes

8.3750

(No Data)

-1196.65

(No Data)

Yes

(No Data)

Yes

1200.00

(No Data)

1.0028

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82902

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.2500

(No Data)

-3617.35

(No Data)

Yes

3100.00

(No Data)

0.8570

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82903

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.5000

(No Data)

-1622.58

(No Data)

Yes

(No Data)

Yes

1700.00

(No Data)

1.0477

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83050

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.5000

(No Data)

-5049.68

(No Data)

Yes

(No Data)

Yes

6500.00

(No Data)

1.2872

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82904

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

8.3764

(No Data)

-5665.48

(No Data)

Yes

(No Data)

Yes

5962.00

(No Data)

1.0523

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82905

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

High Rise Condo (9+)

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.8751

(No Data)

-9092.76

(No Data)

Yes

10500.00

(No Data)

1.1548

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82907

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR-Attached

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5

(No Data)

Yes

7.2500

(No Data)

-11603.88

(No Data)

Yes

12000.00

(No Data)

1.0341

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83059

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Yes

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5

(No Data)

Yes

8.5000

(No Data)

-1572.53

(No Data)

Yes

(No Data)

Yes

1700.00

(No Data)

1.0811

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82908

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5

(No Data)

Yes

7.5000

(No Data)

-2699.18

(No Data)

Yes

(No Data)

Yes

2500.00

(No Data)

0.9262

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82910

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

8.1250

(No Data)

-3124.09

(No Data)

Yes

5000.00

(No Data)

1.6005

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82911

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Purchase

(No Data)

Yes

7.3750

(No Data)

-1803.64

(No Data)

Yes

(No Data)

Yes

2400.00

(No Data)

1.3306

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82912

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% on amt prepd in yr 1,2,3

(No Data)

Yes

7.3750

(No Data)

-2261.59

(No Data)

Yes

(No Data)

Yes

2750.00

(No Data)

1.2160

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82915

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.4900

(No Data)

-15805.48

(No Data)

Yes

12000.00

(No Data)

0.7592

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82916

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5

(No Data)

Yes

7.3750

(No Data)

-1602.34

(No Data)

Yes

1900.00

(No Data)

1.1858

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82917

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5

(No Data)

Yes

7.2500

(No Data)

-1360.12

(No Data)

Yes

(No Data)

Yes

1950.00

(No Data)

1.4337

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82918

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.2500

(No Data)

-1584.48

(No Data)

Yes

1600.00

(No Data)

1.0098

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82919

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.8751

(No Data)

-9491.83

(No Data)

Yes

9988.00

1.0523

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

82920

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.3750

(No Data)

-2822.6

(No Data)

Yes

(No Data)

Yes

3800.00

(No Data)

1.3463

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83052

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

6.8750

(No Data)

-2191.37

(No Data)

Yes

(No Data)

Yes

3000.00

(No Data)

1.3690

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83053

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.7501

(No Data)

-1168.92

(No Data)

Yes

(No Data)

Yes

1700.00

(No Data)

1.4543

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82921

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Purchase

(No Data)

Yes

7.3750

(No Data)

-1932.71

(No Data)

Yes

(No Data)

Yes

2034.00

(No Data)

1.0524

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82922

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.7500

(No Data)

-3333.65

(No Data)

Yes

3200.00

(No Data)

0.9599

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82923

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Rate and Term Refi

Yes

5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5

(No Data)

Yes

7.6250

(No Data)

-1987.53

(No Data)

Yes

(No Data)

Yes

1990.00

1.0012

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83054

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.3750

(No Data)

-2797.61

(No Data)

Yes

(No Data)

Yes

2500.00

(No Data)

0.8936

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83045

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.3750

(No Data)

-2616.7

(No Data)

Yes

(No Data)

Yes

2500.00

(No Data)

0.9554

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82924

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

High Rise Condo (9+)

Conventional

(No Data)

Purchase

(No Data)

Yes

7.8498

3.08

Unavailable

(No Data)

Yes

Documented

Not Applicable

Documented

45.75

44.32

45.75

44.32

(No Data)

13647.07

(No Data)

Yes

(No Data)

Yes

(No Data)

Paystub - 26 months;
W2 - 24 months;

(No Data)

82925

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Mid Rise Condo (5-8)

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.7501

(No Data)

-5403.12

(No Data)

Yes

4500.00

(No Data)

0.8329

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82926

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.1251

(No Data)

-1457.06

(No Data)

Yes

(No Data)

Yes

1500.00

(No Data)

1.0295

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82927

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

8.2500

(No Data)

-4262.05

Not Applicable

(No Data)

Not Applicable

(No Data)

Yes

3200.00

(No Data)

0.7508

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82929

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Purchase

(No Data)

7.2597

Yes

2.005

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

18.8

17.45

18.8

17.45

(No Data)

50351.57

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 13 months;
CPA Letter without Income - 24 months;

(No Data)

82930

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Attached PUD

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.3750

(No Data)

-2144.58

(No Data)

Yes

2550.00

(No Data)

1.1890

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82931

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

8.2500

(No Data)

-1486.89

(No Data)

Yes

(No Data)

Yes

4792.00

(No Data)

3.2228

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82932

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

6.7500

(No Data)

-3479.15

(No Data)

Yes

4750.00

(No Data)

1.3653

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82934

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

6.8750

(No Data)

-2388.24

(No Data)

Yes

2800.00

(No Data)

1.1724

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83061

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Yes

(No Data)

Purchase

(No Data)

Yes

8.2500

(No Data)

-1436.88

(No Data)

Yes

1750.00

(No Data)

1.2179

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82936

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

High Rise Condo (9+)

Conventional

(No Data)

Yes

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

8.2500

(No Data)

-3312.13

(No Data)

Yes

(No Data)

Yes

2500.00

(No Data)

0.7548

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82937

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.8751

(No Data)

-1381.34

(No Data)

Yes

1560.00

(No Data)

1.1293

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82938

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Yes

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

8.7500

(No Data)

-3276.74

(No Data)

Yes

2750.00

(No Data)

0.8392

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82939

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.5000

(No Data)

-1216.16

(No Data)

Yes

1300.00

(No Data)

1.0689

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82941

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

4 Family

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.3750

(No Data)

-4870.35

(No Data)

Yes

5200.00

(No Data)

1.0677

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82944

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.5000

(No Data)

-1397.08

(No Data)

Yes

1800.00

(No Data)

1.2884

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82945

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.3750

(No Data)

-4616.53

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

6700.00

(No Data)

1.4513

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82947

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Yes

(No Data)

Purchase

(No Data)

Yes

8.2500

(No Data)

-1561.67

(No Data)

Yes

1650.00

(No Data)

1.0566

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82948

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

4 Family

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.6251

(No Data)

-4186.19

(No Data)

Yes

(No Data)

Yes

4700.00

(No Data)

1.1227

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82949

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

3 Family

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.8751

(No Data)

-5687.04

(No Data)

Yes

5700.00

(No Data)

1.0023

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82951

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.1251

(No Data)

-4480.01

(No Data)

Yes

5900.00

(No Data)

1.3170

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82952

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Purchase

(No Data)

Yes

8.2500

(No Data)

-2869.88

(No Data)

Yes

3800.00

(No Data)

1.3241

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82954

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR-Attached

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.6250

(No Data)

-1059.88

(No Data)

Yes

(No Data)

Yes

1375.00

(No Data)

1.2973

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82955

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.3750

(No Data)

-3825.54

(No Data)

Yes

3900.00

(No Data)

1.0195

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83514

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Cashout Refi

(No Data)

Yes

9.2837

4.425

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

43.37

43.81

43.37

43.81

(No Data)

16645.76

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter - 24 months;

(No Data)

82958

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5

(No Data)

Yes

6.8750

(No Data)

-1734.57

(No Data)

Yes

2000.00

(No Data)

1.1530

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82960

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.7501

(No Data)

-2227.11

Not Applicable

(No Data)

Not Applicable

(No Data)

Yes

(No Data)

Yes

2300.00

(No Data)

1.0327

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82961

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR-Attached

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.1251

(No Data)

-3369.35

(No Data)

Yes

4000.00

(No Data)

1.1872

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82962

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

6.8750

(No Data)

-1834.74

(No Data)

Yes

1850.00

(No Data)

1.0083

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82964

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.3750

(No Data)

-2871.78

(No Data)

Yes

(No Data)

Yes

2900.00

(No Data)

1.0098

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82965

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.2500

(No Data)

-2599.8

(No Data)

Yes

4280.00

(No Data)

1.6463

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83060

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

6.8750

(No Data)

-2348.43

(No Data)

Yes

3350.00

(No Data)

1.4265

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82966

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.1251

(No Data)

-1455.55

(No Data)

Yes

1700.00

(No Data)

1.1679

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82967

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

8.8750

(No Data)

-3960.05

Not Applicable

(No Data)

Not Applicable

(No Data)

Yes

3250.00

(No Data)

0.8207

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83062

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

6 mos interest if amt prepd in 12 mos that is >20% of OPB

(No Data)

Yes

6.8750

Yes

3.438

(No Data)

42.7

(No Data)

8603.83

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter without Income - 72 months;

(No Data)

83068

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

8.2396

(No Data)

-5942.37

(No Data)

Yes

(No Data)

Yes

5950.00

(No Data)

1.0013

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82973

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of amt prepd

(No Data)

Yes

7.0000

(No Data)

-4570.39

(No Data)

Yes

(No Data)

Yes

4800.00

(No Data)

1.0502

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82974

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

4 Family

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.3750

(No Data)

-5142.06

(No Data)

Yes

(No Data)

Yes

11800.00

(No Data)

2.2948

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

82976

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

6.8750

(No Data)

-8337.35

(No Data)

Yes

10000.00

(No Data)

1.1994

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83213

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.9991

(No Data)

-2891.4

(No Data)

Yes

(No Data)

Yes

3500.00

1.2104

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83214

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.9991

(No Data)

-2087.5

(No Data)

Yes

(No Data)

Yes

2850.00

1.3652

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83215

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.9991

(No Data)

-2003.84

(No Data)

Yes

(No Data)

Yes

3000.00

(No Data)

1.4971

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83216

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.9991

(No Data)

-2044.6

(No Data)

Yes

(No Data)

Yes

3000.00

(No Data)

1.4672

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83218

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Manufactured (Dbl)

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

10.1250

(No Data)

-1479.47

(No Data)

Yes

(No Data)

Yes

1900.00

(No Data)

1.2842

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83220

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

8.8750

(No Data)

-2283.29

(No Data)

Yes

2000.00

(No Data)

0.8759

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83221

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

9.1250

(No Data)

-1017.28

(No Data)

Yes

(No Data)

Yes

1800.00

(No Data)

1.7694

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83222

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

9.1250

(No Data)

-1077.29

(No Data)

Yes

(No Data)

Yes

2200.00

(No Data)

1.9516

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83223

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

(No Data)

Yes

8.6250

(No Data)

-2234.74

(No Data)

Yes

(No Data)

Yes

2600.00

1.1634

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83224

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Purchase

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

7.2500

(No Data)

-1210.05

(No Data)

Yes

(No Data)

Yes

2000.00

(No Data)

1.6528

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83225

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.9991

(No Data)

-10955.2

(No Data)

Yes

(No Data)

Yes

9450.00

(No Data)

0.8626

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83229

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.7501

(No Data)

-3173.04

Not Applicable

(No Data)

Not Applicable

(No Data)

Yes

(No Data)

Yes

2800.00

0.8824

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83230

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Yes

(No Data)

Rate and Term Refi

(No Data)

Yes

11.1250

(No Data)

-1837.77

(No Data)

Yes

(No Data)

Yes

1500.00

(No Data)

0.8162

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83233

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt prepd >20% of OPB

(No Data)

Yes

8.1250

2.4

(No Data)

-2310.28

(No Data)

Yes

2550.00

(No Data)

1.1037

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83234

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.7501

(No Data)

-4994.22

Not Applicable

(No Data)

Not Applicable

(No Data)

Yes

(No Data)

Yes

3750.00

(No Data)

0.7508

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83235

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

8.5000

(No Data)

-3138.48

(No Data)

Yes

3750.00

(No Data)

1.1948

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83236

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

8.3750

(No Data)

-2016.66

(No Data)

Yes

2200.00

(No Data)

1.0910

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83238

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

4 Family

Conventional

(No Data)

Purchase

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.8751

(No Data)

-6918.56

(No Data)

Yes

(No Data)

Yes

7400.00

(No Data)

1.0696

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83240

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Purchase

Yes

3% of UPB if amt prepd >20% of OPB

(No Data)

Yes

8.8750

2.4

(No Data)

48.89

(No Data)

9189.92

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter without Income - 96 months;

(No Data)

83242

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.2500

(No Data)

-5639.28

(No Data)

Yes

5750.00

1.0196

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83244

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Rate and Term Refi

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

7.5000

(No Data)

51.16

(No Data)

40265.93

(No Data)

Yes

288

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter without Income - 288 months;

(No Data)

83245

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Rate and Term Refi

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

7.5000

(No Data)

47.21

(No Data)

4195.79

(No Data)

Yes

(No Data)

CPA Letter - 336 months;
Personal Bank Statements - 12 months;

(No Data)

83249

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

7.2500

(No Data)

44.33

(No Data)

28551.51

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter - 12 months;

(No Data)

83250

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.7501

(No Data)

-5180.6

(No Data)

Yes

5200.00

(No Data)

1.0040

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83254

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.9990

(No Data)

-4076.55

(No Data)

Yes

(No Data)

Yes

4175.00

(No Data)

1.0240

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83256

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

4 Family

Conventional

(No Data)

Cashout Refi

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

7.8750

(No Data)

-13629.79

(No Data)

Yes

(No Data)

Yes

14593.75

1.0707

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83257

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

High Rise Condo (9+)

Conventional

(No Data)

Cashout Refi

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

8.3750

(No Data)

-1838.34

(No Data)

83259

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

9.7500

(No Data)

-1434.36

(No Data)

Yes

1475.00

(No Data)

1.0283

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83261

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.8751

(No Data)

-2333.77

(No Data)

Yes

3150.00

1.3497

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83262

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Manufactured (Dbl)

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

9.7500

(No Data)

47.49

(No Data)

9941.69

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Tax Return - 24 months;
Personal Tax Return - 24 months;
W2 - 24 months;

(No Data)

83263

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

11.6250

(No Data)

46.42

(No Data)

95683.75

(No Data)

Yes

(No Data)

Yes

110

(No Data)

Yes

(No Data)

CPA Letter without Income - 110 months;
Personal Bank Statements - 12 months;

(No Data)

83265

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.9991

(No Data)

-3057.52

(No Data)

Yes

(No Data)

Yes

3200.00

(No Data)

1.0465

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83269

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.7500

(No Data)

-2090.22

(No Data)

Yes

(No Data)

Yes

2100.00

1.0046

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83270

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.7500

(No Data)

-2099.77

(No Data)

Yes

(No Data)

Yes

2100.00

1.0001

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83271

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Mid Rise Condo (5-8)

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt prepd >20% of OPB

(No Data)

Yes

7.2500

Yes

2.4

(No Data)

20.59

(No Data)

62224.45

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Paystub - 1 months;
W2 - 24 months;
Written VOE - 25 months;

(No Data)

83273

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

7.2500

(No Data)

-1667.32

(No Data)

Yes

(No Data)

Yes

2600.00

(No Data)

1.5593

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83274

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

High Rise Condo (9+)

Conventional

(No Data)

Purchase

Yes

(No Data)

Yes

7.7500

(No Data)

46.93

48.07

(No Data)

60113.48

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

CPA Letter without Income - 36 months;
P & L - 12 months;

(No Data)

83275

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

6.9990

(No Data)

-3899.53

(No Data)

Yes

4000.00

(No Data)

1.0257

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83276

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Cashout Refi

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

8.2500

(No Data)

-2321.61

(No Data)

Yes

2350.00

(No Data)

1.0122

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83277

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

8.1250

(No Data)

-2162.76

(No Data)

Yes

(No Data)

Yes

2500.00

1.1559

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83278

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

10.2500

(No Data)

-1441.51

(No Data)

Yes

1400.00

(No Data)

0.9712

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83279

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Attached PUD

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.1251

(No Data)

-3051.9

(No Data)

Yes

3100.00

(No Data)

1.0158

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83280

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.7501

(No Data)

-5231.87

(No Data)

Yes

(No Data)

Yes

5400.00

1.0321

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83283

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Purchase

(No Data)

Yes

9.3750

Yes

(No Data)

27.82

(No Data)

10478.22

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Tax Return - 12 months;
P & L - 12 months;
Personal Tax Return - 12 months;
W2 - 24 months;

(No Data)

83284

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Cashout Refi

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.1251

(No Data)

-1996.98

(No Data)

Yes

2000.00

(No Data)

1.0015

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83285

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

6.8750

(No Data)

-2161.72

(No Data)

Yes

2500.00

(No Data)

1.1564

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83286

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Yes

(No Data)

Purchase

(No Data)

Yes

11.3750

(No Data)

-3527.2

(No Data)

Yes

4000.00

(No Data)

1.1340

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83287

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

7.9991

(No Data)

-5646.09

(No Data)

Yes

5645.00

1.0000

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83288

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.7501

(No Data)

-4295.6

(No Data)

Yes

4300.00

(No Data)

1.0010

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83290

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

10.2500

(No Data)

-1587.64

(No Data)

Yes

1800.00

(No Data)

1.1340

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83291

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Attached PUD

Conventional

(No Data)

Yes

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

9.1250

(No Data)

-2113.07

(No Data)

Yes

2100.00

(No Data)

0.9938

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83294

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.5000

(No Data)

-6768.96

(No Data)

Yes

(No Data)

Yes

6100.00

(No Data)

0.9012

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83295

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt prepd >20% of OPB

(No Data)

Yes

7.2500

2.4

(No Data)

-3198.49

(No Data)

Yes

(No Data)

Yes

3200.00

(No Data)

1.0005

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83296

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

3 Family

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.3750

(No Data)

-6018.94

(No Data)

Yes

9300.00

(No Data)

1.5451

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83297

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt prepd >20% of OPB

(No Data)

Yes

7.3750

2.4

(No Data)

-1963.85

(No Data)

Yes

2000.00

(No Data)

1.0184

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83299

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

7.6250

(No Data)

-3073.37

Not Applicable

(No Data)

Not Applicable

(No Data)

Yes

2875.00

(No Data)

0.9354

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83300

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.2500

(No Data)

-11700.01

(No Data)

Yes

9990.00

(No Data)

0.8538

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83301

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Attached PUD

Conventional

(No Data)

Purchase

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.3750

(No Data)

-3473.25

Not Applicable

(No Data)

Not Applicable

(No Data)

Yes

(No Data)

Yes

3650.00

(No Data)

1.0508

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83303

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

8.1250

(No Data)

-3248.68

(No Data)

Yes

(No Data)

Yes

3300.00

(No Data)

1.0160

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83304

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

7.9991

Yes

(No Data)

18.76

(No Data)

214917.41

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;

(No Data)

83305

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Mid Rise Condo (5-8)

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.3750

(No Data)

-3096.99

(No Data)

Yes

3100.00

(No Data)

1.0009

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83307

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.6250

(No Data)

-9640.61

(No Data)

Yes

(No Data)

Yes

12018.00

(No Data)

1.2466

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83310

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.7501

(No Data)

-1662.05

(No Data)

Yes

(No Data)

Yes

2100.00

(No Data)

1.2634

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83311

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

4 Family

Conventional

(No Data)

Cashout Refi

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

7.3750

(No Data)

-19611.9

(No Data)

Yes

(No Data)

Yes

21500.00

(No Data)

1.0963

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83312

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

7.6250

(No Data)

-3173.69

(No Data)

Yes

(No Data)

Yes

4010.00

1.2635

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83313

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.9990

(No Data)

-5979.88

(No Data)

Yes

(No Data)

Yes

7000.00

(No Data)

1.1705

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83315

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

7.1251

(No Data)

-1813.26

(No Data)

Yes

2000.00

(No Data)

1.1029

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83317

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

(No Data)

Yes

9.6250

Yes

(No Data)

34.44

(No Data)

15209.5

(No Data)

Yes

XXXX

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 13 months;

(No Data)

83318

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

6.9990

(No Data)

-8502.64

(No Data)

Yes

8500.00

(No Data)

0.9996

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83319

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

8.1250

(No Data)

-1291.45

(No Data)

Yes

1450.00

(No Data)

1.1227

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83320

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.6250

(No Data)

-3613.28

(No Data)

Yes

(No Data)

Yes

4000.00

(No Data)

1.1070

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83321

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

3 Family

Conventional

(No Data)

Rate and Term Refi

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

7.2500

Yes

(No Data)

26.29

(No Data)

57743.76

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;

(No Data)

83322

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.2500

(No Data)

-3380.78

(No Data)

Yes

3650.00

(No Data)

1.0796

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83323

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Rate and Term Refi

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.7501

(No Data)

-1919.85

(No Data)

Yes

1950.00

(No Data)

1.0157

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83325

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Condotel

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

8.1250

(No Data)

-2639.8

(No Data)

Yes

(No Data)

Yes

6448.00

(No Data)

2.4426

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83326

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.6250

(No Data)

-2624.6

(No Data)

83328

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.9991

(No Data)

-4570.38

(No Data)

Yes

5150.00

(No Data)

1.1268

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83331

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Condotel

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

8.9990

(No Data)

-5185.56

(No Data)

Yes

6000.00

(No Data)

1.1570

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83332

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Purchase

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

9.7500

(No Data)

-3973.41

(No Data)

Yes

(No Data)

Yes

3300.00

(No Data)

0.8305

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83333

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

7.1251

(No Data)

-3403.5

(No Data)

Yes

(No Data)

Yes

4000.00

(No Data)

1.1752

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83334

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

6.7500

Yes

(No Data)

40.99

(No Data)

9450.98

(No Data)

Yes

(No Data)

Yes

(No Data)

Paystub - 1 months;
W2 - 36 months;

(No Data)

83335

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Cashout Refi

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.8751

Yes

(No Data)

31.17

(No Data)

41114.43

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;

(No Data)

83336

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

7.9991

(No Data)

-2298.9

(No Data)

Yes

2300.00

(No Data)

1.0004

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83338

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.7501

(No Data)

-1682.93

(No Data)

Yes

1700.00

(No Data)

1.0101

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83339

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Yes

(No Data)

Purchase

(No Data)

Yes

9.8750

Yes

(No Data)

6.01

(No Data)

211723.26

(No Data)

Yes

(No Data)

Business Bank Statements - 13 months;

(No Data)

83341

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

7.5000

Yes

(No Data)

8.29

(No Data)

199505.68

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;

(No Data)

83344

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Cashout Refi

Yes

3% of UPB if amt prepd >20% of OPB

(No Data)

Yes

7.6250

2.4

(No Data)

-3176.75

(No Data)

Yes

(No Data)

Yes

3746.66

1.1794

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83345

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

(No Data)

Yes

6.8750

(No Data)

-1643.48

(No Data)

Yes

1650.00

(No Data)

1.0039

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83346

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

High Rise Condo (9+)

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

(No Data)

Yes

9.2500

(No Data)

-3622.38

(No Data)

83347

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

High Rise Condo (9+)

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

8.1250

(No Data)

-5816.55

(No Data)

Yes

(No Data)

Yes

6023.00

(No Data)

1.0354

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83348

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

7.2500

(No Data)

-4475.79

(No Data)

Yes

4000.00

(No Data)

1.0701

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83349

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Condotel

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

7.6250

(No Data)

-4891.4

(No Data)

Yes

(No Data)

Yes

7145.00

(No Data)

1.4607

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83350

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.7501

(No Data)

-4139.83

(No Data)

83358

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

3% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

8.1250

(No Data)

-6508.47

(No Data)

Yes

(No Data)

Yes

10000.00

(No Data)

1.5364

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83360

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Manufactured (Dbl)

Conventional

(No Data)

Cashout Refi

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

7.8751

(No Data)

-1277.57

(No Data)

Yes

1600.00

1.2523

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83361

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Attached PUD

Conventional

(No Data)

Cashout Refi

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.8751

(No Data)

-1390.69

(No Data)

Yes

1750.00

(No Data)

1.2583

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83363

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

(No Data)

Yes

9.9990

(No Data)

-5190.91

(No Data)

Yes

4300.00

(No Data)

0.8283

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83366

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Detached PUD

Conventional

(No Data)

Rate and Term Refi

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

7.8751

(No Data)

-4438.58

(No Data)

Yes

3850.00

(No Data)

0.8673

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83367

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

8.9990

(No Data)

-4072.12

(No Data)

83368

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Low Rise Condo (1-4)

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd in 12 mos is >20% of OPB

(No Data)

Yes

7.8751

(No Data)

-2041.82

(No Data)

Yes

1890.00

(No Data)

0.9256

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

84093

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

Attached PUD

Conventional

(No Data)

Purchase

Yes

5% of UPB if amt prepd >20% of OPB

(No Data)

Yes

7.5001

(No Data)

-3436.24

(No Data)

Yes

3500.00

(No Data)

1.0185

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

84188

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

3% of UPB if amt ppd in 12 mos > 20% OPB

(No Data)

Yes

8.1250

(No Data)

-8452.53

(No Data)

82977

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd

(No Data)

Yes

7.6250

(No Data)

-9791.77

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

16000.00

(No Data)

1.6340

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83369

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Yes

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

8.6250

(No Data)

-2079.82

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

2100.00

1.0990

(No Data)

DSCR - w/lease agreement - 0 months;

(No Data)

83375

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

2 Family

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

8.1250

Yes

(No Data)

32.9

(No Data)

40408.24

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;

(No Data)

60508

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

4.3961

Yes

3.29

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

40.53

36.9

40.53

36.9

Yes

7163.38

(No Data)

Yes

180

(No Data)

Yes

(No Data)

CPA Letter without Income - 180 months;
Personal Bank Statements - 14 months;

(No Data)

60539

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Cashout Refi

(No Data)

Yes

4.9617

2.027

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

48.96

46.92

48.96

46.92

(No Data)

5095.98

(No Data)

Yes

(No Data)

Yes

(No Data)

CPA Letter with Income - 1 months;
Personal Bank Statements - 12 months;

(No Data)

60595

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Low Rise Condo (1-4)

Conventional

(No Data)

Yes

Rate and Term Refi

(No Data)

Yes

4.6478

Yes

3.145

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

39.68

Yes

1626.3

(No Data)

Yes

(No Data)

Yes

(No Data)

CPA Letter without Income - 36 months;
Personal Tax Return - 13 months;

(No Data)

60613

XXXX

ATR/QM: Exempt

(No Data)

XXXX

(No Data)

Investor

SFR

Conventional

(No Data)

Purchase

Yes

3%, 2%, 1% of UPB in year 1,2,3

(No Data)

Yes

4.3750

(No Data)

-2392.71

(No Data)

Yes

2050.00

(No Data)

0.8568

(No Data)

DSCR - w/rent schedule - 0 months;

(No Data)

83376

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.4901

1.11

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

(No Data)

-16871.64

(No Data)

Yes

(No Data)

Personal Bank Statements - 2 months;

(No Data)

83379

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

6.9879

1.064

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

43.44

Yes

17420.79

(No Data)

Yes

(No Data)

CPA Letter - 60 months;
P & L - 12 months;

(No Data)

83380

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Rate and Term Refi

(No Data)

6.9961

Yes

1.13

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

19.93

Yes

70587.92

(No Data)

Yes

192

(No Data)

Yes

(No Data)

Business Bank Statements - 14 months;
CPA Letter with Income - 192 months;

(No Data)

83381

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

High Rise Condo (9+)

Conventional

(No Data)

Purchase

(No Data)

Yes

7.4087

3.663

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

(No Data)

-7395.08

(No Data)

83383

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Cashout Refi

(No Data)

Yes

10.5253

4.348

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

50.23

Yes

5041.99

(No Data)

Yes

(No Data)

CPA Letter - 132 months;
P & L - 24 months;

(No Data)

83384

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Cashout Refi

(No Data)

Yes

10.8704

Yes

3.276

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

7.44

Yes

62018.47

(No Data)

Yes

(No Data)

Business Bank Statements - 15 months;
CPA Letter - 96 months;

(No Data)

83387

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Cashout Refi

(No Data)

Yes

10.2874

3.352

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

49.46

49.35

49.46

49.35

Yes

4016.86

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter - 240 months;

(No Data)

83389

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.8617

Yes

4.182

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

34.93

33.28

34.93

33.28

Yes

4237.09

(No Data)

Yes

(No Data)

Verbal VOE with Income - 26 months;

(No Data)

83392

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Rate and Term Refi

(No Data)

Yes

7.6596

3.08

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

47.09

47.49

Yes

7253.45

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

CPA Letter without Income - 24 months;
Paystub - 1 months;
Personal Bank Statements - 12 months;

(No Data)

84197

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Cashout Refi

(No Data)

9.2826

Yes

1.282

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

16.54

16.64

16.54

16.64

Yes

45462.58

(No Data)

Yes

120

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter without Income - 120 months;

(No Data)

83396

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Purchase

Yes

(No Data)

Yes

7.6781

1.11

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

50.3

50.73

50.3

48.07

49.24

Yes

24145.18

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter - 25 months;

Paystub - 1 months;
W2 - 24 months;

(No Data)

83397

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Low Rise Condo (1-4)

Conventional

(No Data)

Purchase

(No Data)

7.2630

Yes

2.919

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

38.79

37.83

38.79

37.83

Yes

6106.45

(No Data)

Yes

(No Data)

CPA Letter - 120 months;
Personal Bank Statements - 12 months;

(No Data)

83398

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Yes

Purchase

(No Data)

Yes

9.6290

2.181

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

48.67

49.68

48.67

49.68

Yes

18927.27

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;

(No Data)

83399

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.6167

Yes

2.146

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

28.89

40.74

Yes

4413.55

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

CPA Letter without Income - 24 months;
Paystub - 1 months;
Personal Bank Statements - 12 months;
Verbal VOE with Income - 18 months;
W2 - 12 months;

(No Data)

83401

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.5782

2.966

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

43.67

Yes

13643.22

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;

(No Data)

83403

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.6951

3.577

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

49.76

50.09

Yes

2407.35

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Written VOE - 25 months;

Paystub - 2 months;
W2 - 24 months;

(No Data)

83405

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Yes

Purchase

(No Data)

9.8671

Yes

1.896

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

6.75

9.11

6.75

9.11

Yes

72539.83

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter - 24 months;

(No Data)

83406

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.4847

Yes

1.583

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

45.24

37.2

45.24

40.74

35.36

Yes

13036.75

(No Data)

CPA Letter - 179 months;
P & L Only - 23 months;

(No Data)

83407

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Purchase

(No Data)

Yes

9.4285

2.124

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

49.62

47.56

Yes

13237.61

(No Data)

Yes

(No Data)

Yes

(No Data)

CPA Letter without Income - 24 months;
Personal Bank Statements - 12 months;

(No Data)

83409

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

8.0974

2.037

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

45.71

Yes

6778.7

(No Data)

Yes

(No Data)

CPA Letter - 84 months;
P & L - 12 months;

(No Data)

83411

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Purchase

(No Data)

8.2469

Yes

2.336

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

29.83

Yes

20180.51

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter - 60 months;

(No Data)

83412

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Purchase

(No Data)

8.3909

Yes

2.338

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

41.78

41.36

41.78

41.36

Yes

13324.59

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;

Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months;

(No Data)

83414

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Purchase

(No Data)

Yes

8.5263

Yes

3.155

Not Applicable

(No Data)

Yes

(No Data)

Yes

Documented

Not Applicable

Documented

29.8

Yes

4547.92

(No Data)

Yes

(No Data)

CPA Letter - 24 months;
Personal Bank Statements - 13 months;

(No Data)

83419

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Purchase

(No Data)

9.6695

Yes

2.468

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

39.69

33.04

39.69

33.04

Yes

9765.16

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;

(No Data)

83420

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.7030

Yes

3.388

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

43.38

27.38

43.38

27.38

Yes

10060.29

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter - 36 months;

(No Data)

83422

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

3 Family

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.5936

3.235

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

79.34

46.2

79.34

46.2

Yes

6092.45

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter - 24 months;

(No Data)

83423

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Cashout Refi

(No Data)

Yes

8.4470

Yes

2.706

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

41.41

Yes

9440.03

(No Data)

Yes

(No Data)

Yes

(No Data)

CPA Letter without Income - 24 months;
P & L - 12 months;

(No Data)

83428

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Purchase

(No Data)

Yes

7.5588

Yes

3.209

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

9.54

Yes

61896.89

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter with Income - 36 months;

(No Data)

83429

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Cashout Refi

(No Data)

Yes

12.1774

Yes

0.959

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

39.12

38.41

Yes

5646.08

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;

(No Data)

83430

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Rate and Term Refi

(No Data)

Yes

8.1982

Yes

4.276

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

24.36

Yes

28604.82

(No Data)

Yes

(No Data)

Business Bank Statements - 14 months;
CPA Letter - 36 months;

(No Data)

83431

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Cashout Refi

(No Data)

Yes

11.6061

Yes

3.26

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

21.81

21.66

21.81

21.66

Yes

28433.69

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter - 84 months;

(No Data)

83432

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Cashout Refi

(No Data)

8.3724

Yes

2.29

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

32.57

32.5

32.57

32.5

Yes

21106.87

(No Data)

Yes

(No Data)

CPA Letter - 36 months;
Personal Bank Statements - 12 months;

(No Data)

83433

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Mid Rise Condo (5-8)

Conventional

(No Data)

Purchase

(No Data)

Yes

8.2485

2.208

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

(No Data)

-11639.36

(No Data)

83434

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Purchase

(No Data)

Yes

7.0955

2.224

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

(No Data)

-2694.27

(No Data)

83435

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Purchase

(No Data)

8.1465

Yes

2.509

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

29.61

29.6

29.61

29.6

Yes

23465.05

(No Data)

Yes

(No Data)

Yes

(No Data)

W2 - 24 months;
Written VOE - 14 months;

(No Data)

83436

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.0409

Yes

0.322

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

41.16

39.17

Yes

27590.56

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter without Income - 48 months;

(No Data)

83437

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Rate and Term Refi

(No Data)

Yes

6.9469

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

(No Data)

-4209.18

(No Data)

83439

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Purchase

(No Data)

8.1474

Yes

2.498

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

10.83

7.54

10.83

7.54

Yes

46294.21

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;

(No Data)

83441

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Purchase

(No Data)

Yes

9.7835

Yes

3.547

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

38.08

Yes

8324.86

(No Data)

Yes

(No Data)

Business Bank Statements - 15 months;

(No Data)

83442

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Purchase

(No Data)

Yes

7.2038

Yes

2.341

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

3.31

Yes

1692140.51

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Personal Tax Return - 24 months;
W2 - 36 months;
Written VOE - 1 months;

(No Data)

83443

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Cashout Refi

(No Data)

7.9285

Yes

3.866

0.000

(No Data)

Yes

Documented

Not Applicable

Documented

9.54

Yes

11714.13

(No Data)

Yes

134

(No Data)

Yes

(No Data)

CPA Letter without Income - 134 months;
Personal Bank Statements - 12 months;

(No Data)

83444

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Purchase

(No Data)

Yes

7.8706

2.202

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

46.8

45.5

Yes

29022.2

(No Data)

Yes

108

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter without Income - 108 months;

(No Data)

83445

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Cashout Refi

(No Data)

7.7886

Yes

2.005

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

29.48

29.2

29.48

29.2

Yes

39629.05

(No Data)

Yes

(No Data)

Business Bank Statements - 13 months;

(No Data)

83446

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Manufactured (Dbl)

Conventional

(No Data)

Yes

Purchase

(No Data)

Yes

10.5978

Yes

2.598

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

35.68

35.5

Yes

13417.93

(No Data)

Yes

240

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter without Income - 240 months;

(No Data)

83447

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Low Rise Condo (1-4)

Conventional

(No Data)

Purchase

(No Data)

Yes

8.1708

3.275

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

47.04

47.05

47.04

47.05

Yes

2911.99

(No Data)

Yes

(No Data)

Written VOE - 32 months;

(No Data)

83449

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Purchase

(No Data)

Yes

7.5521

Yes

2.128

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

4.52

Yes

511900.88

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter without Income - 48 months;

(No Data)

83452

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Low Rise Condo (1-4)

Conventional

(No Data)

Purchase

(No Data)

Yes

7.9471

3.221

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

50.46

50.21

50.46

50.21

Yes

1454.59

(No Data)

Yes

(No Data)

Yes

(No Data)

Paystub - 12 months;
W2 - 12 months;

(No Data)

83453

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Rate and Term Refi

(No Data)

Yes

7.4957

Yes

3.457

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

39.18

39.15

39.18

39.15

Yes

5413.72

(No Data)

Yes

(No Data)

Business Bank Statements - 13 months;
CPA Letter - 120 months;

(No Data)

83454

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Attached PUD

Conventional

(No Data)

Yes

Purchase

(No Data)

Yes

9.7378

Yes

3.914

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

34.05

Yes

5703.86

(No Data)

Yes

(No Data)

Yes

(No Data)

CPA Letter without Income - 24 months;
W2 - 12 months;

(No Data)

83456

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Rate and Term Refi

(No Data)

7.2981

Yes

2.491

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

37.02

33.1

37.02

33.1

Yes

8740.22

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter - 24 months;

(No Data)

83457

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Purchase

(No Data)

Yes

7.2381

Yes

2.899

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

27.27

26.77

Yes

6785.43

(No Data)

Yes

(No Data)

CPA Letter without Income - 60 months;
P & L Only - 12 months;

(No Data)

83462

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Purchase

(No Data)

Yes

7.1226

1.084

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

44.32

44.73

Yes

31054.83

(No Data)

Yes

(No Data)

Personal Bank Statements - 12 months;

(No Data)

83463

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Purchase

(No Data)

Yes

10.7537

Yes

3.933

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

33.6

32.73

Yes

16074.39

(No Data)

Yes

120

(No Data)

Yes

(No Data)

CPA Letter without Income - 120 months;
Personal Bank Statements - 12 months;

(No Data)

83464

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

Second Home

Condotel

Conventional

(No Data)

Purchase

(No Data)

8.0760

Yes

2.885

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

17.16

Yes

20659.89

(No Data)

Yes

(No Data)

Yes

(No Data)

Paystub - 1 months;
W2 - 24 months;

(No Data)

83465

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Low Rise Condo (1-4)

Conventional

(No Data)

Purchase

(No Data)

Yes

7.4721

1.838

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

47.07

46.82

47.07

46.82

Yes

8500.13

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter - 48 months;

(No Data)

83466

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Purchase

(No Data)

Yes

7.9264

Yes

4.286

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

30.53

29.99

Yes

17694.19

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter without Income - 24 months;

(No Data)

83467

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Purchase

(No Data)

Yes

8.5668

3.921

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

47.03

47.04

47.03

47.04

Yes

3146.47

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months;

1099 - 12 months;
CPA Letter - 60 months;

(No Data)

83468

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Purchase

(No Data)

Yes

7.1410

Yes

2.692

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

(No Data)

-3608.32

(No Data)

Yes

(No Data)

Personal Bank Statements - 2 months;

(No Data)

83469

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Purchase

(No Data)

Yes

8.3606

Yes

3.281

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

40.67

39.77

40.67

39.77

Yes

6308.19

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 36 months;

(No Data)

83470

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Purchase

(No Data)

Yes

7.3357

Yes

0.825

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

18.4

18.56

Yes

282317.32

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter without Income - 24 months;

(No Data)

83471

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Purchase

(No Data)

Yes

7.2829

3.879

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

50.51

50.77

Yes

4292.48

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;

(No Data)

83472

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Purchase

(No Data)

Yes

7.9127

Yes

2.283

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

19.56

19.47

Yes

37199.06

(No Data)

Yes

132

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter without Income - 132 months;

(No Data)

83474

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Purchase

(No Data)

Yes

7.9542

Yes

2.241

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

26.31

25.48

27.86

25.48

Yes

31895.49

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

156

(No Data)

Yes

(No Data)

CPA Letter without Income - 156 months;
Personal Bank Statements - 12 months;

Paystub - 1 months;
W2 - 24 months;

(No Data)

83475

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Purchase

(No Data)

Yes

8.0355

Yes

3.72

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

37.37

Yes

3721.99

(No Data)

Yes

(No Data)

CPA Letter - 60 months;
Personal Bank Statements - 12 months;

(No Data)

84213

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Rate and Term Refi

(No Data)

7.3015

Yes

2.921

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

39.21

37.86

39.21

37.86

Yes

5327.25

(No Data)

Yes

(No Data)

CPA Letter - 60 months;
P & L - 14 months;

(No Data)

84216

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

Detached PUD

Conventional

(No Data)

Purchase

(No Data)

Yes

7.4198

Yes

4.384

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

38.16

30.15

38.16

30.15

Yes

3255.35

(No Data)

Yes

(No Data)

P & L - 12 months;

(No Data)

84217

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

3 Family

Conventional

(No Data)

Purchase

(No Data)

7.5830

Yes

2.937

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

24.26

23.75

24.26

23.75

Yes

29005.51

(No Data)

Yes

(No Data)

Business Bank Statements - 12 months;
CPA Letter - 108 months;

(No Data)

84275

XXXX

Non-QM: Lender documented all ATR UW factors

Present

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Purchase

(No Data)

Yes

8.5820

Yes

3.338

Not Applicable

(No Data)

Yes

Documented

Not Applicable

Documented

41.13

44.07

41.13

44.07

Yes

7737.74

(No Data)

Yes

(No Data)

CPA Letter - 96 months;
P & L - 13 months;

(No Data)

84281

XXXX

Non-QM: Lender documented all ATR UW factors

Not Provided

Non-QM: Lender documented all ATR UW factors

XXXX

(No Data)

Primary

SFR

Conventional

(No Data)

Yes

Purchase

(No Data)

8.8739

Yes

2.214

0.000

(No Data)

Yes

Documented

Not Applicable

Documented

39.32

39.31

39.32

39.31

Yes

6415.67

(No Data)

Yes

(No Data)

Yes

(No Data)

Yes

(No Data)

P & L - 12 months;
Personal Bank Statements - 3 months;
Written VOE - 27 months;

(No Data)

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