MFA 2025-NQM3 Trust ABS-15G

Exhibit 99.20

 

Client Name:  
Client Project Name: MFA 2025-NQM3
Start - End Dates: 12/9/2021 - 5/23/2025
Deal Loan Count: 270
   
       
Loan Level Tape Compare Upload  
       
Loans in Report 270

 

Loan Number Borrower Last Name Field Name Tape Data Reviewer Data
82869 XXXX Cash Reserves 166399.20 33444.56
82869 XXXX Months Reserves 16.00 16.27
82869 XXXX Property Type Detached PUD Attached PUD
82869 XXXX Total Cash Out XXXX XXXX
83048 XXXX Loan Purpose Cashout Refi Rate and Term Refi
83048 XXXX Total Cash Out XXXX XXXX
82871 XXXX Disbursement Date XXXX XXXX
82871 XXXX Total Cash Out XXXX XXXX
82872 XXXX Total Cash Out XXXX XXXX
82873 XXXX Borrower DSCR Percent 1.6757 1.8815
82873 XXXX Original Appraisal Date XXXX XXXX
82873 XXXX Total Cash Out XXXX XXXX
82874 XXXX Cash Reserves 48996.69 427588.84
82874 XXXX Disbursement Date XXXX XXXX
82874 XXXX Months Reserves 4.00 56.33
82875 XXXX Cash Reserves 86930.55 12886.48
82875 XXXX Combined LTV 77.17 80.00
82875 XXXX Months Reserves 3.00 5.09
82875 XXXX Total Cash Out XXXX XXXX
82877 XXXX Original Appraisal Date XXXX XXXX
82881 XXXX Borrower 1 Total Income 5358.44 5321.66
82881 XXXX Total Cash Out XXXX XXXX
82881 XXXX Total Monthly Income 5358.44 5321.66
82884 XXXX Original Appraisal Date XXXX XXXX
82889 XXXX Cash Reserves 1143975.39 1005056.25
82889 XXXX Months Reserves 332.00 332.49
82889 XXXX Next Payment Change Date XXXX XXXX
82889 XXXX Product Type 7/1 ARM 7/6 ARM
82889 XXXX Total Cash Out XXXX XXXX
82890 XXXX Cash Reserves 573838.00 294171.63
82890 XXXX Months Reserves 52.00 51.23
82890 XXXX Property Type Detached PUD Attached PUD
82890 XXXX Total Cash Out XXXX XXXX
82891 XXXX Original Appraised Value XXXX XXXX
82891 XXXX Product Type 30 Yr Fixed 30 yr Fixed - 10 yr IO
82893 XXXX Cash Reserves 791885.98 107548.69
82893 XXXX Months Reserves 15.00 10.22
82893 XXXX Total Cash Out XXXX XXXX
82895 XXXX Total Cash Out XXXX XXXX
83063 XXXX Total Cash Out XXXX XXXX
82898 XXXX Total Cash Out XXXX XXXX
82900 XXXX Borrower DSCR Percent 1.5767 1.8583
82900 XXXX Cash Reserves 161753.00 15315.76
82900 XXXX Months Reserves 9.00 8.62
82900 XXXX Total Cash Out XXXX XXXX
82901 XXXX Total Cash Out XXXX XXXX
82902 XXXX Cash Reserves 512507.08 299300.28
82902 XXXX Months Reserves 95.00 82.74
82902 XXXX Total Cash Out XXXX XXXX
82903 XXXX Cash Reserves 11470.66 145377.57
83050 XXXX Credit Report Date XXXX XXXX
83050 XXXX Representative Credit Score for Grading 723 736
83050 XXXX Total Cash Out XXXX XXXX
82904 XXXX Borrower DSCR Percent 1.5031 1.0523
82904 XXXX Disbursement Date XXXX XXXX
82904 XXXX Next Payment Change Date XXXX XXXX
82904 XXXX Product Type 7/1 ARM 7/6 ARM
82904 XXXX Total Cash Out XXXX XXXX
82905 XXXX Cash Reserves 549754.86 29721.86
82905 XXXX Months Reserves 12.00 3.27
82905 XXXX Original Appraisal Date XXXX XXXX
82905 XXXX Property Type Low Rise Condo (1-4) High Rise Condo (9+)
82905 XXXX Total Cash Out XXXX XXXX
82907 XXXX Property Type SFR SFR-Attached
83059 XXXX Cash Reserves 54331.80 4809.07
83059 XXXX Months Reserves 3.00 3.06
83059 XXXX Total Cash Out XXXX XXXX
82908 XXXX Cash Reserves 368932.02 58522.98
82908 XXXX Months Reserves 89.00 21.68
82908 XXXX Total Cash Out XXXX XXXX
82910 XXXX Cash Reserves 98207.17 20814.61
82910 XXXX Combined LTV 75.51 80.00
82910 XXXX Months Reserves 6.00 6.66
82910 XXXX Total Cash Out XXXX XXXX
82911 XXXX Cash Reserves 120000.00 62470.84
82911 XXXX Months Reserves 34.00 34.64
82911 XXXX Original Appraisal Date XXXX XXXX
82911 XXXX Original Appraised Value XXXX XXXX
82911 XXXX Property Type SFR Detached PUD
82911 XXXX Total Cash Out XXXX XXXX
82912 XXXX Cash Reserves 146948.00 41439.47
82912 XXXX Combined LTV 63.05 73.00
82912 XXXX Months Reserves 18.00 18.32
82912 XXXX Total Cash Out XXXX XXXX
82915 XXXX Cash Reserves 2800222.63 2140949.37
82915 XXXX Months Reserves 128.00 135.46
82915 XXXX Original Appraisal Date XXXX XXXX
82915 XXXX Total Cash Out XXXX XXXX
82916 XXXX Cash Reserves 107082.53 162453.30
82916 XXXX Combined LTV 76.52 80.00
82916 XXXX Months Reserves 33.00 101.38
82916 XXXX Total Cash Out XXXX XXXX
82917 XXXX Cash Reserves 6905.29 162669.42
82917 XXXX Original Appraisal Date XXXX XXXX
82918 XXXX Cash Reserves 55026.49 22229.36
82918 XXXX Original Appraisal Date XXXX XXXX
82918 XXXX Total Cash Out XXXX XXXX
82920 XXXX Original Appraisal Date XXXX XXXX
82920 XXXX Original Appraised Value XXXX XXXX
83053 XXXX Borrower 2 First Name XXXX XXXX
83053 XXXX Cash Reserves 48675.47 4242.24
83053 XXXX Combined LTV 63.68 80.00
83053 XXXX Months Reserves 5.00 3.63
83053 XXXX Representative Credit Score for Grading 777 800
83053 XXXX Total Cash Out XXXX XXXX
82921 XXXX Cash Reserves 75187.98 3435.73
82921 XXXX Months Reserves 1.00 1.78
82921 XXXX Total Cash Out XXXX XXXX
82923 XXXX Total Cash Out XXXX XXXX
83054 XXXX Cash Reserves 18437.00 118044.29
83054 XXXX Months Reserves '-40.00 42.19
83054 XXXX Total Cash Out XXXX XXXX
82924 XXXX Borrower 1 Total Income 23812.26 24511.77
82924 XXXX Cash Reserves 254357.06 35924.77
82924 XXXX Months Reserves 8.00 10.14
82924 XXXX Property Type Low Rise Condo (1-4) High Rise Condo (9+)
82924 XXXX Total Cash Out XXXX XXXX
82924 XXXX Total Monthly Income 23812.26 24511.77
82925 XXXX Property Type Low Rise Condo (1-4) Mid Rise Condo  (5-8)
82926 XXXX Original Appraisal Date XXXX XXXX
82926 XXXX Product Type 30 Yr Fixed 30 yr Fixed - 10 yr IO
82927 XXXX Cash Reserves 200764.87 26316.00
82927 XXXX Months Reserves 6.00 6.17
82927 XXXX Total Cash Out XXXX XXXX
82929 XXXX Borrower 1 Total Income 60628.48 60993.09
82929 XXXX Cash Reserves 514176.51 253153.74
82929 XXXX Combined LTV 71.77 75.00
82929 XXXX Disbursement Date XXXX XXXX
82929 XXXX Months Reserves 41.00 41.16
82929 XXXX Total Cash Out XXXX XXXX
82929 XXXX Total Monthly Income 60628.48 60993.09
82930 XXXX Property Type Detached PUD Attached PUD
82931 XXXX Original Appraisal Date XXXX XXXX
82932 XXXX Disbursement Date XXXX XXXX
82932 XXXX Total Cash Out XXXX XXXX
83061 XXXX Cash Reserves 145016.63 111281.41
83061 XXXX Combined LTV 49.34 80.00
83061 XXXX Months Reserves 77.00 77.45
83061 XXXX Total Cash Out XXXX XXXX
82936 XXXX Cash Reserves 195644.89 37457.85
82936 XXXX Months Reserves 21.00 11.31
82936 XXXX Original Appraisal Date XXXX XXXX
82936 XXXX Property Type Low Rise Condo (1-4) High Rise Condo (9+)
82936 XXXX Total Cash Out XXXX XXXX
82938 XXXX Cash Reserves 618006.69 544396.74
82938 XXXX Months Reserves 166.00 166.14
82938 XXXX Total Cash Out XXXX XXXX
82939 XXXX Cash Reserves 5033.27 118295.16
82939 XXXX Months Reserves 6.00 97.27
82941 XXXX Cash Reserves 520300.22 179514.22
82941 XXXX Combined LTV 61.69 65.00
82941 XXXX Months Reserves 37.00 36.86
82941 XXXX Total Cash Out XXXX XXXX
82945 XXXX Cash Reserves 172567.29 82744.44
82945 XXXX Months Reserves 2.00 17.92
82945 XXXX Total Cash Out XXXX XXXX
82947 XXXX Cash Reserves 81085.41 11513.78
82947 XXXX Months Reserves 7.00 7.37
82947 XXXX Total Cash Out XXXX XXXX
82948 XXXX Credit Report Date XXXX XXXX
82949 XXXX Cash Reserves 192477.81 44030.15
82949 XXXX Combined LTV 73.49 80.00
82949 XXXX Months Reserves 7.00 7.74
82949 XXXX Total Cash Out XXXX XXXX
82951 XXXX Disbursement Date XXXX XXXX
82951 XXXX Total Cash Out XXXX XXXX
82952 XXXX Cash Reserves 84231.11 16312.60
82952 XXXX Months Reserves 4.00 5.68
82952 XXXX Total Cash Out XXXX XXXX
82954 XXXX Cash Reserves 30655.72 1640.81
82954 XXXX Combined LTV 72.99 80.00
82954 XXXX Credit Report Date XXXX XXXX
82954 XXXX Months Reserves 2.00 1.55
82954 XXXX Property Type SFR SFR-Attached
82954 XXXX Total Cash Out XXXX XXXX
82955 XXXX Cash Reserves 181936.57 74165.05
82955 XXXX Months Reserves 19.00 19.39
82955 XXXX Total Cash Out XXXX XXXX
83514 XXXX Borrower 1 Total Income 30370.82 29622.23
83514 XXXX Total Monthly Income 30370.82 29622.23
82958 XXXX Borrower 1 Self Employed Flag Yes No
82958 XXXX Cash Reserves 85404.60 6366.91
82958 XXXX Combined LTV 72.32 75.00
82958 XXXX Months Reserves 4.00 3.67
82958 XXXX Total Cash Out XXXX XXXX
82960 XXXX Cash Reserves 111559.00 36623.18
82960 XXXX Months Reserves 16.00 16.44
82960 XXXX Total Cash Out XXXX XXXX
82961 XXXX Cash Reserves 204170.76 4590.58
82961 XXXX Combined LTV 67.15 70.00
82961 XXXX Credit Report Date XXXX XXXX
82961 XXXX Months Reserves 7.00 1.36
82961 XXXX Property Type SFR SFR-Attached
82961 XXXX Total Cash Out XXXX XXXX
82962 XXXX Cash Reserves 60115.99 1807.79
82962 XXXX Months Reserves 1.00 0.99
82962 XXXX Total Cash Out XXXX XXXX
82964 XXXX Cash Reserves 211520.58 92400.00
82964 XXXX Combined LTV 57.81 60.00
82964 XXXX First Payment Date XXXX XXXX
82964 XXXX Maturity Date XXXX XXXX
82964 XXXX Months Reserves 32.00 32.18
82964 XXXX Product Type 30 Yr Fixed 30 yr Fixed - 10 yr IO
82964 XXXX Total Cash Out XXXX XXXX
82965 XXXX Cash Reserves 68015.10 126561.30
82965 XXXX Months Reserves 27.00 48.68
82965 XXXX Original Appraisal Date XXXX XXXX
82965 XXXX Representative Credit Score for Grading 754 808
82965 XXXX Total Cash Out XXXX XXXX
83060 XXXX Disbursement Date XXXX XXXX
83060 XXXX Total Cash Out XXXX XXXX
82966 XXXX Cash Reserves 58192.95 12201.81
82966 XXXX Months Reserves 8.00 8.38
82966 XXXX Total Cash Out XXXX XXXX
82967 XXXX Cash Reserves 249961.05 104775.57
82967 XXXX Months Reserves 25.00 26.46
82967 XXXX Total Cash Out XXXX XXXX
83062 XXXX Cash Reserves 746785.16 584529.99
83062 XXXX Months Reserves 176.00 72.40
83062 XXXX Total Cash Out XXXX XXXX
83068 XXXX Cash Reserves 117569.39 367106.59
83068 XXXX Months Reserves 6.00 61.78
83068 XXXX Next Payment Change Date XXXX XXXX
83068 XXXX Product Type 7/1 ARM 7/6 ARM
82973 XXXX Cash Reserves 370697.00 19447.03
82973 XXXX Months Reserves 4.00 4.26
82973 XXXX Total Cash Out XXXX XXXX
82976 XXXX Disbursement Date XXXX XXXX
82976 XXXX Total Cash Out XXXX XXXX
83213 XXXX Product Type 5/1 I/O ARM 30 Yr Fixed Interest Only
83216 XXXX Product Type 5/1 I/O ARM 30 Yr Fixed Interest Only
83234 XXXX Loan Purpose Cashout Refi Rate and Term Refi
83238 XXXX Debt to Income Ratio (Back) 36.1000 0.0000
83240 XXXX Debt to Income Ratio (Back) 44.9000 48.8940
83244 XXXX Debt to Income Ratio (Back) 43.5000 51.1635
83244 XXXX Representative Credit Score for Grading 700 699
83245 XXXX Debt to Income Ratio (Back) 43.9000 47.2092
83245 XXXX Loan Purpose Cashout Refi Rate and Term Refi
83274 XXXX Debt to Income Ratio (Back) 51.1000 46.9314
83280 XXXX Borrower DSCR Percent 1.1330 1.0321
83287 XXXX Representative Credit Score for Grading 752 757
83310 XXXX Representative Credit Score for Grading 661 670
83313 XXXX Number of Units 2 1
83313 XXXX Representative Credit Score for Grading 794 797
83317 XXXX Debt to Income Ratio (Back) 39.4000 34.4440
83320 XXXX Product Type 5/1 I/O ARM 5 Yr IO, Fixed Rate
83344 XXXX Representative Credit Score for Grading 798 782
83366 XXXX Borrower DSCR Percent 1.0140 0.8673
83366 XXXX Representative Credit Score for Grading 780 784
84093 XXXX Product Type 30 Yr Fixed Interest Only 30 Yr Fixed
83375 XXXX Debt to Income Ratio (Back) 9.1000 32.9001
83375 XXXX First Rate Change Date XXXX XXXX
60508 XXXX Origination Date XXXX XXXX
60508 XXXX Total Monthly Income 11349.31 11351.72
60539 XXXX Origination Date XXXX XXXX
60539 XXXX Total Monthly Income 9200.00 9600.00
60595 XXXX Origination Date XXXX XXXX
83399 XXXX Debt to Income Ratio (Back) 28.9000 40.7366
83406 XXXX Debt to Income Ratio (Back) 45.2000 35.3645
83406 XXXX First Rate Change Date XXXX XXXX
83419 XXXX Debt to Income Ratio (Back) 39.7000 33.0446
83420 XXXX Debt to Income Ratio (Back) 43.4000 27.3847
83422 XXXX Debt to Income Ratio (Back) 79.3000 46.1998
83436 XXXX Combined LTV 72.20 75.00
83436 XXXX Original LTV 72.20 75.00
83436 XXXX Sales Price XXXX XXXX
83439 XXXX Debt to Income Ratio (Back) 10.8000 7.5413
83456 XXXX Debt to Income Ratio (Back) 37.0000 33.0950
83474 XXXX First Rate Change Date XXXX XXXX
84213 XXXX Representative Credit Score for Grading 760 765
84216 XXXX Debt to Income Ratio (Back) 38.2000 30.1539
84275 XXXX Debt to Income Ratio (Back) 40.7000 44.0716

 

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