MFA 2025-NQM3 Trust ABS-15G

Exhibit 99.05

 

 

Supplemental Data
Run Date - 7/21/2025 11:30:57 AM
SitusAMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number TILA Status Loan Designation Exempt QM/ATR Equivalency CDFI Bank Originated Loan Application Date TRID Tested GSE HOEPA Fees TILA Fees Rate Lock Date Calculated APR Original P&I Qualifying P&I Qualifying Rate Is Borrower Non Occupant Is Co Borrower Non Occupant Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower2 Length of Employment Co Borrower3 Length of Employment Borrower Foreign National Indicator Co Borrower Foreign National Indicator Co Borrower 2 Foreign National Indicator Co Borrower 3 Foreign National Indicator Borrower Country Name Co Borrower Country Name Co Borrower2 Country Name Co Borrower3 Country Name Residual Income Num Units Annual Property Tax Annual Insurance Costs Monthly Property Tax Monthly Insurance Costs HOA Name HOA Address State Fee Amount Next Due Date HOA Payment Frequency Investor DTI QM DTI Non QM DTI Original Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Asset Depletion Flag Bank Statements Flag Number of Statements Type of Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % P&L Type Income Doc Detail Tax Return Doc Details Document Level Document Type Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy (7, 11)  Months Bankruptcy (13)  Most Recent Deed-in -Lieu Date Number of Deed-in-Lieu Events Months Deed-in-Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Guideline Name UW Guideline Author ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate HUD 1 Page 1 Credits Total Collateral Underwriter Risk Score AUS Decision System Property Inspection Waiver (PIW) Rating Result Eligible For Rep and Warrant Relief Per Collateral Advisor Is Equity Shared Loan Investor Qualifying Rate Borrower Years of W2s CoBorrower Years of W2s Years of Personal Tax Returns Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Months of Personal Bank Statements Months of Business Bank Statements Months of Profit and Loss Statements Expense Letter DSCR Inverse DSCR Subordinate Lien Type Is Shared Appreciation Mortgage Duration of Payout Months Seller VSH Indicator Seller Indicated VSH Guideline Validated VSH IO Remaining Amortization Term at Recast Maturity Date Borrower Own Funds Cash Amount Borrower Own Funds Percent Is the Note an eNote Borrower WVOE - # of Months of Income provided Co Borrower WVOE - # of Months of Income provided Co Borrower2 WVOE - # of Months of Income provided Co Borrower3 WVOE - # of Months of Income provided Were the origination guidelines utilized for this diligence review? Title Evidence Ownership Type Borrower Type Borrower Designation Co Borrower Type Co Borrower Designation Co Borrower2 Type Co Borrower2 Designation Co Borrower3 Type Co Borrower3 Designation Senior Lien Position Senior Lien Original Loan Amount Senior Lien Original Interest Rate Senior Lien Note Projected Closing Date Senior Lien Current Balance Senior Lien Current P&I Loan Closed in the Name of an Entity Note Executed by Assumable Mortgage Flag Leasehold Flag Buydown Flag Borrower Experian FICO Model Used Borrower Equifax FICO Model Used Borrower TransUnion FICO Model Used Co Borrower Experian FICO Model Used Co Borrower Equifax FICO Model Used Co Borrower TransUnion FICO Model Used Co Borrower2 Experian FICO Model Used Co Borrower2 Equifax FICO Model Used Co Borrower2 TransUnion FICO Model Used Co Borrower3 Experian FICO Model Used Co Borrower3 Equifax FICO Model Used Co Borrower3 TransUnion FICO Model Used Borrower Documentation Used to Determine Legal Residency Co Borrower Documentation Used to Determine Legal Residency Co Borrower2 Documentation Used to Determine Legal Residency Co Borrower3 Documentation Used to Determine Legal Residency Delayed Financing? Months Reserves Correspondent Type Departure Residence Rate Increase on Default MERS Min Number Co Borrower Other Income Co Borrower Wage Income Primary Housing Lates 0 6 Months 30 Primary Housing Lates 0 6 Months 60 Primary Housing Lates 0 6 Months 90 Primary Housing Lates 7 12 Months 30 Primary Housing Lates 7 12 Months 60 Primary Housing Lates 7 12 Months 90 Primary Housing Lates 13 24 Months 30 Primary Housing Lates 13 24 Months 60 Primary Housing Lates 13 24 Months 90 Primary Housing Lates 25 36 Months 30 Primary Housing Lates 25 36 Months 60 Primary Housing Lates 25 36 Months 90 Borrower 1 ITIN Flag Borrower 2 ITIN Flag Borrower 3 ITIN Flag Borrower 4 ITIN Flag
214928285 XXX XXX   N/A     XX/XX/XXXX No No         $XXX.XX     No No             US Citizen US Citizen               XX $XXX.XX $XXX.XX $XXX.XX $XXX.XX           0.000% 0.000% 0.000% XX/XX/XXXX 767                                                       No No                   DSCR                               0 0 0 Yes           $XXX.XX               0 0 0 0 0 0     0.00 No 0.72 1.39               XX/XX/XXXX $XXX.XX XX.XX%             XXX XXX XXX XXX XXX XXX                     XXX XXX Yes                                               XXX $0.00 $0.00 0 0 0 0 0 0 0 0 0 0 0 0 No No No No
214928294 XXX XXX   N/A     XX/XX/XXXX No No         $XXX.XX     No No             US Citizen                 XX $XXX.XX $XXX.XX $XXX.XX $XXX.XX           0.000% 0.000% 0.000% XX/XX/XXXX 696                                                       No No                   DSCR                               0 0 0 No           $XXX.XX           No   0   0 0 0 0     0.00 No 1.3 0.77               XX/XX/XXXX $XXX.XX XX.XX%             XXX XXX XXX XXX XXX XXX                     XXX XXX Yes                                               XXX $0.00 $0.00 0 0 0 0 0 0 0 0 0 0 0 0 No No No No
214928298 XXX XXX   N/A     XX/XX/XXXX No No         $XXX.XX     No No             US Citizen                 XX $XXX.XX $XXX.XX $XXX.XX $XXX.XX           0.000% 0.000% 0.000% XX/XX/XXXX 703                                                       No No                   DSCR                               0 0 0 No           $XXX.XX           No   0   0 0 0 0     0.00 No 1.37 0.73               XX/XX/XXXX $XXX.XX XX.XX%             XXX XXX XXX XXX XXX XXX                     XXX XXX Yes                                               XXX $0.00 $0.00                         No No No No