The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MCDONALDS CORP COM 580135101 644,203 2,205 SH SOLE 0 0 2,205
MONDELEZ INTL INC CL A 609207105 349,808 5,187 SH SOLE 0 0 5,187
ISHARES TR MBS ETF 464288588 693,794 7,389 SH SOLE 0 0 7,389
GOLDMAN SACHS GROUP INC COM 38141G104 307,495 434 SH SOLE 0 0 434
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 642,362 7,866 SH SOLE 0 0 7,866
ISHARES TR S&P 500 VAL ETF 464287408 1,576,827 8,069 SH SOLE 0 0 8,069
ISHARES TR MSCI EMG MKT ETF 464287234 1,114,392 23,101 SH SOLE 0 0 23,101
GENERAL MTRS CO COM 37045V100 239,073 4,858 SH SOLE 0 0 4,858
WP CAREY INC COM 92936U109 249,021 3,992 SH SOLE 0 0 3,992
ACUSHNET HLDGS CORP COM 005098108 201,630 2,769 SH SOLE 0 0 2,769
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 899,294 21,275 SH SOLE 0 0 21,275
NEXPOINT DIVERSIFIED REL ET COM NEW 65340G205 96,003 22,912 SH SOLE 0 0 22,912
ISHARES TR RUS TP200 GR ETF 464289438 1,892,950 7,679 SH SOLE 0 0 7,679
BRISTOL-MYERS SQUIBB CO COM 110122108 605,017 13,070 SH SOLE 0 0 13,070
INVESCO EXCH TRADED FD TR II SHORT TERM TREAS 46138G888 970,018 9,191 SH SOLE 0 0 9,191
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 7,936,954 126,505 SH SOLE 0 0 126,505
CISCO SYS INC COM 17275R102 670,824 9,669 SH SOLE 0 0 9,669
ALPHABET INC CAP STK CL C 02079K107 10,384,741 58,542 SH SOLE 0 0 58,542
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 4,617,434 99,643 SH SOLE 0 0 99,643
ISHARES TR ISHS 1-5YR INVS 464288646 1,939,774 36,766 SH SOLE 0 0 36,766
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 231,683 12,779 SH SOLE 0 0 12,779
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,546,994 41,610 SH SOLE 0 0 41,610
MICROSOFT CORP COM 594918104 7,520,417 15,119 SH SOLE 0 0 15,119
COMMUNITY FINANCIAL SYSTEM I COM 203607106 414,810 7,294 SH SOLE 0 0 7,294
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 433,339 16,352 SH SOLE 0 0 16,352
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 720,851 2,847 SH SOLE 0 0 2,847
CONCENTRA GROUP HOLDINGS PAR COMMON STOCK 20603L102 418,168 20,329 SH SOLE 0 0 20,329
HOME DEPOT INC COM 437076102 1,244,430 3,394 SH SOLE 0 0 3,394
BROADCOM INC COM 11135F101 1,741,119 6,316 SH SOLE 0 0 6,316
KKR & CO INC COM 48251W104 424,366 3,190 SH SOLE 0 0 3,190
ISHARES TR RESIDENTIAL MULT 464288562 4,052,440 49,216 SH SOLE 0 0 49,216
ISHARES TR CORE S&P500 ETF 464287200 18,020,618 29,023 SH SOLE 0 0 29,023
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,692,013 195,957 SH SOLE 0 0 195,957
VANGUARD INDEX FDS TOTAL STK MKT 922908769 899,272 2,959 SH SOLE 0 0 2,959
SPDR SERIES TRUST S&P BK ETF 78464A797 205,437 3,684 SH SOLE 0 0 3,684
ISHARES TR CORE HIGH DV ETF 46429B663 649,356 5,542 SH SOLE 0 0 5,542
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,358,699 2,797 SH SOLE 0 0 2,797
VANGUARD WORLD FD UTILITIES ETF 92204A876 1,457,652 8,258 SH SOLE 0 0 8,258
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 360,045 8,657 SH SOLE 0 0 8,657
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 10,430,046 210,665 SH SOLE 0 0 210,665
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 271,528 5,538 SH SOLE 0 0 5,538
ISHARES TR IBONDS 25 TRM TS 46436E866 651,370 27,884 SH SOLE 0 0 27,884
ISHARES TR ISHARES BIOTECH 464287556 597,127 4,720 SH SOLE 0 0 4,720
ISHARES TR CORE S&P TTL STK 464287150 1,372,624 10,165 SH SOLE 0 0 10,165
ARISTA NETWORKS INC COM SHS 040413205 463,362 4,529 SH SOLE 0 0 4,529
KIMBERLY-CLARK CORP COM 494368103 1,302,464 10,103 SH SOLE 0 0 10,103
CSX CORP COM 126408103 1,080,897 33,126 SH SOLE 0 0 33,126
WALMART INC COM 931142103 739,492 7,563 SH SOLE 0 0 7,563
OPKO HEALTH INC COM 68375N103 26,503 20,078 SH SOLE 0 0 20,078
ISHARES TR CORE US AGGBD ET 464287226 1,012,534 10,207 SH SOLE 0 0 10,207
MP MATERIALS CORP COM CL A 553368101 338,722 10,181 SH SOLE 0 0 10,181
CHEVRON CORP NEW COM 166764100 371,550 2,595 SH SOLE 0 0 2,595
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 208,785 2,694 SH SOLE 0 0 2,694
IONQ INC COM 46222L108 433,181 10,081 SH SOLE 0 0 10,081
MERCK & CO INC COM 58933Y105 367,258 4,639 SH SOLE 0 0 4,639
ALTRIA GROUP INC COM 02209S103 273,853 4,671 SH SOLE 0 0 4,671
WORLD GOLD TR SPDR GLD MINIS 98149E303 626,961 9,569 SH SOLE 0 0 9,569
HESAI GROUP SPONSORED ADS 428050108 426,379 19,425 SH SOLE 0 0 19,425
ISHARES TR CORE TOTAL USD 46434V613 3,257,138 70,455 SH SOLE 0 0 70,455
ISHARES TR ESG AWR MSCI USA 46435G425 543,635 4,018 SH SOLE 0 0 4,018
ISHARES GOLD TR ISHARES NEW 464285204 887,133 14,226 SH SOLE 0 0 14,226
OMEGA HEALTHCARE INVS INC COM 681936100 348,374 9,505 SH SOLE 0 0 9,505
AMAZON COM INC COM 023135106 3,624,323 16,520 SH SOLE 0 0 16,520
AMGEN INC COM 031162100 440,314 1,577 SH SOLE 0 0 1,577
ISHARES TR 7-10 YR TRSY BD 464287440 283,353 2,959 SH SOLE 0 0 2,959
INVESCO TR INVT GRADE MUNS COM 46131M106 288,783 30,430 SH SOLE 0 0 30,430
EMERSON ELEC CO COM 291011104 227,921 1,709 SH SOLE 0 0 1,709
CALIFORNIA WTR SVC GROUP COM 130788102 442,053 9,720 SH SOLE 0 0 9,720
AMERICAN EXPRESS CO COM 025816109 562,718 1,764 SH SOLE 0 0 1,764
ISHARES TR 1 3 YR TREAS BD 464287457 287,534 3,470 SH SOLE 0 0 3,470
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 1,986,177 36,470 SH SOLE 0 0 36,470
TESLA INC COM 88160R101 644,850 2,030 SH SOLE 0 0 2,030
TRAVELERS COMPANIES INC COM 89417E109 259,246 969 SH SOLE 0 0 969
COREWEAVE INC COM CL A 21873S108 915,419 5,614 SH SOLE 0 0 5,614
GOLDMAN SACHS ETF TR ACCESS HIG YLD 381430453 391,962 8,639 SH SOLE 0 0 8,639
PROSHARES TR ULTRAPRO QQQ 74347X831 517,505 6,235 SH SOLE 0 0 6,235
RAYMOND JAMES FINL INC COM 754730109 207,212 1,351 SH SOLE 0 0 1,351
CONSOLIDATED EDISON INC COM 209115104 2,025,274 20,182 SH SOLE 0 0 20,182
COSTCO WHSL CORP NEW COM 22160K105 1,726,046 1,744 SH SOLE 0 0 1,744
NVIDIA CORPORATION COM 67066G104 5,494,101 34,775 SH SOLE 0 0 34,775
COLGATE PALMOLIVE CO COM 194162103 375,581 4,132 SH SOLE 0 0 4,132
KROGER CO COM 501044101 313,373 4,369 SH SOLE 0 0 4,369
CUMMINS INC COM 231021106 297,370 908 SH SOLE 0 0 908
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 812,128 8,659 SH SOLE 0 0 8,659
HYATT HOTELS CORP COM CL A 448579102 391,836 2,806 SH SOLE 0 0 2,806
KELLANOVA COM 487836108 634,331 7,976 SH SOLE 0 0 7,976
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 553,241 6,212 SH SOLE 0 0 6,212
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 1,070,747 17,493 SH SOLE 0 0 17,493
ENTERPRISE PRODS PARTNERS L COM 293792107 464,127 14,967 SH SOLE 0 0 14,967
VISA INC COM CL A 92826C839 2,051,336 5,778 SH SOLE 0 0 5,778
ISHARES TR INTL TREA BD ETF 464288117 671,393 15,578 SH SOLE 0 0 15,578
I-80 GOLD CORP COM 44955L106 9,950 16,627 SH SOLE 0 0 16,627
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,791,007 31,504 SH SOLE 0 0 31,504
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 508,908 5,647 SH SOLE 0 0 5,647
VANGUARD WELLINGTON FD US VALUE FACTR 921935805 1,602,610 13,547 SH SOLE 0 0 13,547
ISHARES TR 20 YR TR BD ETF 464287432 208,720 2,365 SH SOLE 0 0 2,365
ALPS ETF TR OSHARES US QUALT 00162Q387 1,256,763 23,286 SH SOLE 0 0 23,286
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 868,405 35,387 SH SOLE 0 0 35,387
MARATHON PETE CORP COM 56585A102 223,252 1,344 SH SOLE 0 0 1,344
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 215,969 3,970 SH SOLE 0 0 3,970
SALESFORCE INC COM 79466L302 300,966 1,104 SH SOLE 0 0 1,104
ISHARES TR CORE S&P US VLU 464287663 1,401,103 14,806 SH SOLE 0 0 14,806
VICTORY PORTFOLIOS II VICTORYSHS US 92647N691 1,384,538 28,093 SH SOLE 0 0 28,093
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 527,543 1,855 SH SOLE 0 0 1,855
VISTRA CORP COM 92840M102 228,890 1,181 SH SOLE 0 0 1,181
ABBVIE INC COM 00287Y109 661,036 3,561 SH SOLE 0 0 3,561
OCEAN PWR TECHNOLOGIES INC COM NEW 674870506 8,073 17,000 SH SOLE 0 0 17,000
DTE ENERGY CO COM 233331107 442,416 3,340 SH SOLE 0 0 3,340
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 531,726 24,060 SH SOLE 0 0 24,060
PIMCO ETF TR MULTISECTOR BD 72201R585 1,352,850 50,974 SH SOLE 0 0 50,974
GRANITESHARES PLATINUM TR SHS BEN INT 38748T103 273,000 21,000 SH SOLE 0 0 21,000
HORMEL FOODS CORP COM 440452100 466,398 15,418 SH SOLE 0 0 15,418
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,212,217 28,303 SH SOLE 0 0 28,303
VANGUARD WORLD FD INF TECH ETF 92204A702 1,601,646 2,415 SH SOLE 0 0 2,415
INVESCO EXCH TRD SLF IDX FD RAFI STRATGIC US 46138J742 1,922,518 37,330 SH SOLE 0 0 37,330
CONOCOPHILLIPS COM 20825C104 211,697 2,359 SH SOLE 0 0 2,359
UNITED PARCEL SERVICE INC CL B 911312106 2,217,551 21,969 SH SOLE 0 0 21,969
MIDCAP FINANCIAL INVSTMNT CO COM NEW 03761U502 152,866 12,113 SH SOLE 0 0 12,113
KRANESHARES TRUST CSI CHI INTERNET 500767306 327,440 9,538 SH SOLE 0 0 9,538
ISHARES TR EAFE GRWTH ETF 464288885 1,069,510 9,549 SH SOLE 0 0 9,549
SPDR GOLD TR GOLD SHS 78463V107 1,967,982 6,456 SH SOLE 0 0 6,456
OTIS WORLDWIDE CORP COM 68902V107 416,677 4,208 SH SOLE 0 0 4,208
ISHARES TR MSCI USA MIN VOL 46429B697 698,391 7,440 SH SOLE 0 0 7,440
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 577,113 20,857 SH SOLE 0 0 20,857
ALLSTATE CORP COM 020002101 1,004,903 4,992 SH SOLE 0 0 4,992
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 209,695 8,580 SH SOLE 0 0 8,580
BLACKROCK ETF TRUST US CARBON TRANS 09290C509 293,777 4,367 SH SOLE 0 0 4,367
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 240,183 1,782 SH SOLE 0 0 1,782
ALPHABET INC CAP STK CL A 02079K305 6,608,118 37,497 SH SOLE 0 0 37,497
ASML HOLDING N V N Y REGISTRY SHS N07059210 447,736 559 SH SOLE 0 0 559
META PLATFORMS INC CL A 30303M102 2,372,436 3,214 SH SOLE 0 0 3,214
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 203,900 5,000 SH SOLE 0 0 5,000
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 408,182 11,389 SH SOLE 0 0 11,389
OKLO INC COM CL A 02156V109 373,733 6,675 SH SOLE 0 0 6,675
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 1,795,622 35,431 SH SOLE 0 0 35,431
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 28,624,654 502,099 SH SOLE 0 0 502,099
QUANTUM COMPUTING INC COM 74766W108 224,596 11,716 SH SOLE 0 0 11,716
ADVANCED MICRO DEVICES INC COM 007903107 317,714 2,239 SH SOLE 0 0 2,239
NEXTERA ENERGY INC COM 65339F101 673,761 9,706 SH SOLE 0 0 9,706
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887 1,988,803 39,665 SH SOLE 0 0 39,665
UBER TECHNOLOGIES INC COM 90353T100 310,316 3,326 SH SOLE 0 0 3,326
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 296,481 3,495 SH SOLE 0 0 3,495
VALERO ENERGY CORP COM 91913Y100 409,712 3,048 SH SOLE 0 0 3,048
QUALCOMM INC COM 747525103 737,055 4,628 SH SOLE 0 0 4,628
FORD MTR CO COM 345370860 370,781 34,173 SH SOLE 0 0 34,173
AMERICAN ELEC PWR CO INC COM 025537101 735,267 7,086 SH SOLE 0 0 7,086
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 285,550 1,150 SH SOLE 0 0 1,150
AT&T INC COM 00206R102 1,168,757 40,386 SH SOLE 0 0 40,386
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,902,214 5,195 SH SOLE 0 0 5,195
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F771 569,441 12,755 SH SOLE 0 0 12,755
LOWES COS INC COM 548661107 215,231 970 SH SOLE 0 0 970
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 10,455,840 132,857 SH SOLE 0 0 132,857
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,294,627 9,321 SH SOLE 0 0 9,321
ISHARES TR 10-20 YR TRS ETF 464288653 707,011 6,959 SH SOLE 0 0 6,959
ARK ETF TR INNOVATION ETF 00214Q104 470,620 6,695 SH SOLE 0 0 6,695
BLACKSTONE INC COM 09260D107 564,545 3,774 SH SOLE 0 0 3,774
ISHARES TR MSCI EAFE ETF 464287465 1,229,828 13,758 SH SOLE 0 0 13,758
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 132,819 10,617 SH SOLE 0 0 10,617
ISHARES TR RUS 1000 GRW ETF 464287614 849,585 2,001 SH SOLE 0 0 2,001
ELI LILLY & CO COM 532457108 618,312 793 SH SOLE 0 0 793
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 318,146 5,850 SH SOLE 0 0 5,850
ISHARES TR TIPS BD ETF 464287176 1,169,103 10,624 SH SOLE 0 0 10,624
SELECT MED HLDGS CORP COM 81619Q105 382,840 25,220 SH SOLE 0 0 25,220
VANGUARD STAR FDS VG TL INTL STK F 921909768 360,719 5,221 SH SOLE 0 0 5,221
WASTE MGMT INC DEL COM 94106L109 212,345 928 SH SOLE 0 0 928
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 643,709 7,763 SH SOLE 0 0 7,763
INTEL CORP COM 458140100 278,723 12,443 SH SOLE 0 0 12,443
DOMINION ENERGY INC COM 25746U109 789,525 13,969 SH SOLE 0 0 13,969
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 255,534 7,186 SH SOLE 0 0 7,186
ISHARES TR CORE 80/20 AGGRE 464289859 451,288 5,411 SH SOLE 0 0 5,411
ANALOG DEVICES INC COM 032654105 436,049 1,832 SH SOLE 0 0 1,832
PACER FDS TR TRENDP US LAR CP 69374H105 313,138 6,169 SH SOLE 0 0 6,169
RBB FD INC US TREAS 3 MNTH 74933W452 5,577,978 111,571 SH SOLE 0 0 111,571
ISHARES TR CORE S&P US GWT 464287671 2,569,754 17,086 SH SOLE 0 0 17,086
SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788 428,786 10,103 SH SOLE 0 0 10,103
ISHARES TR TRS FLT RT BD 46434V860 1,773,987 35,024 SH SOLE 0 0 35,024
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 1,055,478 11,073 SH SOLE 0 0 11,073
ISHARES TR CORE 30/70 CONSE 464289883 560,966 14,358 SH SOLE 0 0 14,358
FS KKR CAP CORP COM 302635206 444,683 21,430 SH SOLE 0 0 21,430
EXXON MOBIL CORP COM 30231G102 2,474,349 22,953 SH SOLE 0 0 22,953
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102 233,270 7,586 SH SOLE 0 0 7,586
ISHARES TR MSCI USA MMENTM 46432F396 1,396,767 5,812 SH SOLE 0 0 5,812
MORGAN STANLEY COM NEW 617446448 637,387 4,525 SH SOLE 0 0 4,525
ISHARES TR CORE MSCI TOTAL 46432F834 342,947 4,436 SH SOLE 0 0 4,436
ISHARES TR IBOXX HI YD ETF 464288513 261,882 3,247 SH SOLE 0 0 3,247
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F763 566,561 10,810 SH SOLE 0 0 10,810
HONEYWELL INTL INC COM 438516106 410,313 1,762 SH SOLE 0 0 1,762
PROSHARES TR S&P 500 DV ARIST 74348A467 432,294 4,293 SH SOLE 0 0 4,293
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 476,823 11,193 SH SOLE 0 0 11,193
ISHARES TR MSCI EAFE MIN VL 46429B689 221,078 2,630 SH SOLE 0 0 2,630
VANGUARD BD INDEX FDS INTERMED TERM 921937819 5,493,959 71,036 SH SOLE 0 0 71,036
DIREXION SHS ETF TR DL FTSE BULL 3X 25460G195 412,546 10,067 SH SOLE 0 0 10,067
INVESCO EXCHANGE TRADED FD T DORSEY WRIGHT MO 46137V837 1,820,324 16,763 SH SOLE 0 0 16,763
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 523,764 5,174 SH SOLE 0 0 5,174
BLACKROCK INC COM 09290D101 451,845 431 SH SOLE 0 0 431
PHILIP MORRIS INTL INC COM 718172109 562,782 3,090 SH SOLE 0 0 3,090
NIKE INC CL B 654106103 207,792 2,925 SH SOLE 0 0 2,925
VERIZON COMMUNICATIONS INC COM 92343V104 487,588 11,269 SH SOLE 0 0 11,269
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,758,243 28,518 SH SOLE 0 0 28,518
DNP SELECT INCOME FD INC COM 23325P104 281,120 28,715 SH SOLE 0 0 28,715
D-WAVE QUANTUM INC COM 26740W109 223,992 15,300 SH SOLE 0 0 15,300
PALANTIR TECHNOLOGIES INC CL A 69608A108 839,595 6,159 SH SOLE 0 0 6,159
NETFLIX INC COM 64110L106 1,996,643 1,491 SH SOLE 0 0 1,491
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,022,163 1,804 SH SOLE 0 0 1,804
VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527 561,028 11,919 SH SOLE 0 0 11,919
ISHARES TR MSCI USA QLT FCT 46432F339 2,415,843 13,214 SH SOLE 0 0 13,214
ISHARES INC MSCI EMRG CHN 46434G764 777,414 12,313 SH SOLE 0 0 12,313
GRANITESHARES ETF TR 2X LONG NVDA DAI 38747R827 515,474 7,320 SH SOLE 0 0 7,320
RTX CORPORATION COM 75513E101 870,279 5,960 SH SOLE 0 0 5,960
BIGBEAR AI HLDGS INC COM 08975B109 380,525 56,042 SH SOLE 0 0 56,042
ISHARES TR CORE S&P SCP ETF 464287804 1,212,981 11,099 SH SOLE 0 0 11,099
RINGCENTRAL INC CL A 76680R206 245,851 8,672 SH SOLE 0 0 8,672
INVESCO QQQ TR UNIT SER 1 46090E103 19,599,997 35,530 SH SOLE 0 0 35,530
SOUTHERN CO COM 842587107 3,351,407 36,496 SH SOLE 0 0 36,496
UNITEDHEALTH GROUP INC COM 91324P102 701,621 2,249 SH SOLE 0 0 2,249
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 204,713 6,180 SH SOLE 0 0 6,180
CARRIER GLOBAL CORPORATION COM 14448C104 288,881 3,947 SH SOLE 0 0 3,947
COCA COLA CO COM 191216100 842,508 11,908 SH SOLE 0 0 11,908
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,010,796 12,714 SH SOLE 0 0 12,714
SERVICENOW INC COM 81762P102 370,109 360 SH SOLE 0 0 360
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 538,419 6,721 SH SOLE 0 0 6,721
HANOVER INS GROUP INC COM 410867105 214,036 1,260 SH SOLE 0 0 1,260
ISHARES TR S&P 100 ETF 464287101 1,025,777 3,370 SH SOLE 0 0 3,370
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824 317,602 5,057 SH SOLE 0 0 5,057
VANGUARD INDEX FDS GROWTH ETF 922908736 26,612,749 60,704 SH SOLE 0 0 60,704
ORACLE CORP COM 68389X105 767,634 3,511 SH SOLE 0 0 3,511
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,234,899 6,034 SH SOLE 0 0 6,034
TEXAS INSTRS INC COM 882508104 430,812 2,075 SH SOLE 0 0 2,075
HIGHLAND GLOBAL ALLOCATION F COM 43010T104 1,017,697 116,923 SH SOLE 0 0 116,923
PFIZER INC COM 717081103 344,146 14,197 SH SOLE 0 0 14,197
VANGUARD INDEX FDS VALUE ETF 922908744 19,353,903 109,505 SH SOLE 0 0 109,505
MASTERCARD INCORPORATED CL A 57636Q104 3,031,750 5,395 SH SOLE 0 0 5,395
APPLIED OPTOELECTRONICS INC COM 03823U102 286,777 11,163 SH SOLE 0 0 11,163
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 4,311,380 61,999 SH SOLE 0 0 61,999
EATON CORP PLC SHS G29183103 296,306 830 SH SOLE 0 0 830
GE VERNOVA INC COM 36828A101 994,055 1,879 SH SOLE 0 0 1,879
ISHARES TR CORE 40/60 MODER 464289875 954,621 20,735 SH SOLE 0 0 20,735
ISHARES TR 0-5 YR TIPS ETF 46429B747 288,457 2,803 SH SOLE 0 0 2,803
CHURCH & DWIGHT CO INC COM 171340102 1,704,949 17,740 SH SOLE 0 0 17,740
ISHARES TR U.S. TECH ETF 464287721 973,547 5,619 SH SOLE 0 0 5,619
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 845,137 10,040 SH SOLE 0 0 10,040
MICRON TECHNOLOGY INC COM 595112103 1,113,131 9,031 SH SOLE 0 0 9,031
DISNEY WALT CO COM 254687106 583,808 4,708 SH SOLE 0 0 4,708
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 535,042 21,148 SH SOLE 0 0 21,148
WISDOMTREE TR EUROPE SMCP DV 97717W869 462,666 6,598 SH SOLE 0 0 6,598
CORTEVA INC COM 22052L104 208,416 2,796 SH SOLE 0 0 2,796
COMMERCIAL METALS CO COM 201723103 563,101 11,513 SH SOLE 0 0 11,513
ISHARES SILVER TR ISHARES 46428Q109 558,361 17,018 SH SOLE 0 0 17,018
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 452,221 14,338 SH SOLE 0 0 14,338
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 420,161 20,586 SH SOLE 0 0 20,586
AMC ENTMT HLDGS INC CL A NEW 00165C302 32,401 10,452 SH SOLE 0 0 10,452
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 251,085 5,700 SH SOLE 0 0 5,700
IDEXX LABS INC COM 45168D104 214,000 399 SH SOLE 0 0 399
HUBBELL INC COM 443510607 408,410 1,000 SH SOLE 0 0 1,000
BANK AMERICA CORP COM 060505104 1,764,644 37,292 SH SOLE 0 0 37,292
ISHARES TR US INFRASTRUC 46435U713 290,024 5,896 SH SOLE 0 0 5,896
JOHNSON & JOHNSON COM 478160104 617,822 4,045 SH SOLE 0 0 4,045
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 292,789 6,925 SH SOLE 0 0 6,925
GE AEROSPACE COM NEW 369604301 629,834 2,447 SH SOLE 0 0 2,447
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 930,806 31,866 SH SOLE 0 0 31,866
PUBLIC STORAGE OPER CO COM 74460D109 318,361 1,085 SH SOLE 0 0 1,085
PEPSICO INC COM 713448108 601,343 4,554 SH SOLE 0 0 4,554
VANGUARD INDEX FDS MID CAP ETF 922908629 865,399 3,093 SH SOLE 0 0 3,093
JPMORGAN CHASE & CO. COM 46625H100 1,974,885 6,812 SH SOLE 0 0 6,812
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 1,994,604 18,520 SH SOLE 0 0 18,520
ISHARES INC CORE MSCI EMKT 46434G103 1,256,144 20,925 SH SOLE 0 0 20,925
APPLIED DIGITAL CORP COM NEW 038169207 193,968 19,262 SH SOLE 0 0 19,262
PROCTER AND GAMBLE CO COM 742718109 927,692 5,823 SH SOLE 0 0 5,823
ISHARES TR RUS 1000 VAL ETF 464287598 509,077 2,621 SH SOLE 0 0 2,621
DEERE & CO COM 244199105 521,691 1,026 SH SOLE 0 0 1,026
ISHARES TR RUSSELL 2000 ETF 464287655 439,586 2,037 SH SOLE 0 0 2,037
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 852,006 11,571 SH SOLE 0 0 11,571
ISHARES TR 10+ YR INVST GRD 464289511 408,408 8,134 SH SOLE 0 0 8,134
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 511,450 21,462 SH SOLE 0 0 21,462
ISHARES U S ETF TR SHORT DURATION B 46431W507 3,115,121 60,961 SH SOLE 0 0 60,961
ISHARES TR ESG MSCI USA ETF 46436E767 287,393 5,329 SH SOLE 0 0 5,329
ISHARES TR SHORT TREAS BD 464288679 856,859 7,760 SH SOLE 0 0 7,760
PURECYCLE TECHNOLOGIES INC COM 74623V103 327,252 23,887 SH SOLE 0 0 23,887
NORFOLK SOUTHN CORP COM 655844108 268,257 1,048 SH SOLE 0 0 1,048
APPLIED MATLS INC COM 038222105 254,467 1,390 SH SOLE 0 0 1,390
GENERAL MLS INC COM 370334104 996,024 19,225 SH SOLE 0 0 19,225
NEW JERSEY RES CORP COM 646025106 214,912 4,795 SH SOLE 0 0 4,795
ISHARES TR ESG MSCI KLD 400 464288570 366,369 3,154 SH SOLE 0 0 3,154
ISHARES TR HDG MSCI EAFE 46434V803 342,209 9,015 SH SOLE 0 0 9,015
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 601,803 8,279 SH SOLE 0 0 8,279
NUVEEN AMT FREE QLTY MUN INC COM 670657105 174,510 15,981 SH SOLE 0 0 15,981
MCCORMICK & CO INC COM NON VTG 579780206 352,411 4,648 SH SOLE 0 0 4,648
ISHARES TR CORE 60/40 BALAN 464289867 295,155 4,794 SH SOLE 0 0 4,794
SELECT SECTOR SPDR TR ENERGY 81369Y506 591,464 6,974 SH SOLE 0 0 6,974
WISDOMTREE TR EMG MKTS SMCAP 97717W281 531,133 9,615 SH SOLE 0 0 9,615
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,126,674 2,557 SH SOLE 0 0 2,557
ISHARES TR DOW JONES US ETF 464287846 568,191 3,766 SH SOLE 0 0 3,766
RIGETTI COMPUTING INC COMMON STOCK 76655K103 128,088 10,800 SH SOLE 0 0 10,800
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 761,124 6,970 SH SOLE 0 0 6,970
ISHARES TR EAFE VALUE ETF 464288877 1,651,469 26,016 SH SOLE 0 0 26,016
NYLI CBRE GBL INFR MEGTRNDS COM 56064Q107 219,251 15,429 SH SOLE 0 0 15,429
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1,104,103 3,959 SH SOLE 0 0 3,959
WELLS FARGO CO NEW COM 949746101 237,155 2,960 SH SOLE 0 0 2,960
ISHARES TR S&P 500 GRWT ETF 464287309 2,643,260 24,008 SH SOLE 0 0 24,008
SPDR S&P 500 ETF TR TR UNIT 78462F103 25,369,654 41,061 SH SOLE 0 0 41,061
PROSHARES TR PSHS ULT S&P 500 74347R107 1,761,501 18,026 SH SOLE 0 0 18,026
TOLL BROTHERS INC COM 889478103 429,475 3,763 SH SOLE 0 0 3,763
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 8,317,921 165,465 SH SOLE 0 0 165,465
CAPITAL ONE FINL CORP COM 14040H105 201,696 948 SH SOLE 0 0 948
REALTY INCOME CORP COM 756109104 304,620 5,288 SH SOLE 0 0 5,288
INTERNATIONAL BUSINESS MACHS COM 459200101 1,375,114 4,665 SH SOLE 0 0 4,665
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 824,123 13,481 SH SOLE 0 0 13,481
TRANE TECHNOLOGIES PLC SHS G8994E103 788,213 1,802 SH SOLE 0 0 1,802
ISHARES TR CORE MSCI EAFE 46432F842 1,593,374 19,087 SH SOLE 0 0 19,087
IRON MTN INC DEL COM 46284V101 330,481 3,222 SH SOLE 0 0 3,222
ISHARES TR CORE S&P MCP ETF 464287507 860,069 13,868 SH SOLE 0 0 13,868
APPLE INC COM 037833100 11,874,057 57,874 SH SOLE 0 0 57,874
CATERPILLAR INC COM 149123101 776,709 2,001 SH SOLE 0 0 2,001