The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 543,652 18,785 SH SOLE 0 0 18,785
ABBOTT LABS COM 002824100 522,665 3,843 SH SOLE 0 0 3,843
ABBVIE INC COM 00287Y109 871,401 4,695 SH SOLE 0 0 4,695
ADVANCED MICRO DEVICES INC COM 007903107 290,895 2,050 SH SOLE 0 0 2,050
ALPHABET INC CAP STK CL C 02079K107 1,363,452 7,686 SH SOLE 0 0 7,686
ALPHABET INC CAP STK CL A 02079K305 1,106,483 6,279 SH SOLE 0 0 6,279
ALTRIA GROUP INC COM 02209S103 369,222 6,298 SH SOLE 0 0 6,298
AMAZON COM INC COM 023135106 5,532,208 25,216 SH SOLE 0 0 25,216
AMERICAN CENTY ETF TR DIVERSIFID CRP 025072109 291,834 6,200 SH SOLE 0 0 6,200
AMERICAN CENTY ETF TR US QUALITY VAL 025072208 223,367 3,600 SH SOLE 0 0 3,600
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 824,250 12,084 SH SOLE 0 0 12,084
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 202,229 4,300 SH SOLE 0 0 4,300
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794 219,829 3,150 SH SOLE 0 0 3,150
AMERICAN EXPRESS CO COM 025816109 302,393 948 SH SOLE 0 0 948
AMETEK INC COM 031100100 491,849 2,718 SH SOLE 0 0 2,718
AMGEN INC COM 031162100 574,614 2,058 SH SOLE 0 0 2,058
APPLE INC COM 037833100 6,429,938 31,340 SH SOLE 0 0 31,340
BANK AMERICA CORP COM 060505104 394,907 8,345 SH SOLE 0 0 8,345
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,805,703 3,717 SH SOLE 0 0 3,717
BOSTON SCIENTIFIC CORP COM 101137107 247,043 2,300 SH SOLE 0 0 2,300
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 350,253 8,869 SH SOLE 0 0 8,869
CHEVRON CORP NEW COM 166764100 241,669 1,688 SH SOLE 0 0 1,688
CISCO SYS INC COM 17275R102 435,485 6,277 SH SOLE 0 0 6,277
COSTCO WHSL CORP NEW COM 22160K105 421,714 426 SH SOLE 0 0 426
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 949,555 22,416 SH SOLE 0 0 22,416
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 10,765,171 160,626 SH SOLE 0 0 160,626
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3,272,963 51,373 SH SOLE 0 0 51,373
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 277,797 4,141 SH SOLE 0 0 4,141
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 2,940,207 43,982 SH SOLE 0 0 43,982
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 483,718 12,274 SH SOLE 0 0 12,274
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 20,787,915 580,020 SH SOLE 0 0 580,020
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 787,061 20,053 SH SOLE 0 0 20,053
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 4,151,558 98,192 SH SOLE 0 0 98,192
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 769,150 24,739 SH SOLE 0 0 24,739
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,334,969 31,169 SH SOLE 0 0 31,169
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 942,519 22,303 SH SOLE 0 0 22,303
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 5,157,753 175,613 SH SOLE 0 0 175,613
DISNEY WALT CO COM 254687106 283,085 2,283 SH SOLE 0 0 2,283
EOS ENERGY ENTERPRISES INC COM CL A 29415C101 110,080 21,500 SH SOLE 0 0 21,500
EXXON MOBIL CORP COM 30231G102 1,373,060 12,737 SH SOLE 0 0 12,737
META PLATFORMS INC CL A 30303M102 2,148,871 2,911 SH SOLE 0 0 2,911
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 228,587 6,628 SH SOLE 0 0 6,628
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 854,914 17,722 SH SOLE 0 0 17,722
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 337,151 6,481 SH SOLE 0 0 6,481
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 1,203,699 37,888 SH SOLE 0 0 37,888
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 3,195,436 69,846 SH SOLE 0 0 69,846
FORTINET INC COM 34959E109 535,260 5,063 SH SOLE 0 0 5,063
GE AEROSPACE COM NEW 369604301 234,902 913 SH SOLE 0 0 913
GILEAD SCIENCES INC COM 375558103 214,090 1,931 SH SOLE 0 0 1,931
HOME DEPOT INC COM 437076102 352,530 962 SH SOLE 0 0 962
HONEYWELL INTL INC COM 438516106 236,723 1,016 SH SOLE 0 0 1,016
INTERNATIONAL BUSINESS MACHS COM 459200101 773,418 2,624 SH SOLE 0 0 2,624
INVESCO QQQ TR UNIT SER 1 46090E103 3,158,485 5,726 SH SOLE 0 0 5,726
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746 270,112 2,300 SH SOLE 0 0 2,300
ISHARES GOLD TR ISHARES NEW 464285204 323,835 5,193 SH SOLE 0 0 5,193
ISHARES TR CORE S&P TTL STK 464287150 5,624,146 41,648 SH SOLE 0 0 41,648
ISHARES TR SELECT DIVID ETF 464287168 1,810,763 13,634 SH SOLE 0 0 13,634
ISHARES TR TIPS BD ETF 464287176 287,824 2,616 SH SOLE 0 0 2,616
ISHARES TR CORE S&P500 ETF 464287200 13,625,329 21,944 SH SOLE 0 0 21,944
ISHARES TR CORE US AGGBD ET 464287226 810,662 8,172 SH SOLE 0 0 8,172
ISHARES TR MSCI EMG MKT ETF 464287234 233,473 4,840 SH SOLE 0 0 4,840
ISHARES TR IBOXX INV CP ETF 464287242 1,787,601 16,309 SH SOLE 0 0 16,309
ISHARES TR S&P 500 GRWT ETF 464287309 8,657,598 78,634 SH SOLE 0 0 78,634
ISHARES TR S&P 500 VAL ETF 464287408 3,528,678 18,057 SH SOLE 0 0 18,057
ISHARES TR 7-10 YR TRSY BD 464287440 285,673 2,983 SH SOLE 0 0 2,983
ISHARES TR 1 3 YR TREAS BD 464287457 2,858,421 34,497 SH SOLE 0 0 34,497
ISHARES TR RUS MID CAP ETF 464287499 794,818 8,642 SH SOLE 0 0 8,642
ISHARES TR CORE S&P MCP ETF 464287507 4,854,658 78,276 SH SOLE 0 0 78,276
ISHARES TR RUS 1000 VAL ETF 464287598 1,071,874 5,519 SH SOLE 0 0 5,519
ISHARES TR RUS 1000 GRW ETF 464287614 2,176,532 5,126 SH SOLE 0 0 5,126
ISHARES TR RUS 2000 VAL ETF 464287630 205,597 1,303 SH SOLE 0 0 1,303
ISHARES TR RUS 2000 GRW ETF 464287648 370,535 1,296 SH SOLE 0 0 1,296
ISHARES TR CORE S&P US VLU 464287663 443,625 4,688 SH SOLE 0 0 4,688
ISHARES TR U.S. TECH ETF 464287721 1,391,583 8,031 SH SOLE 0 0 8,031
ISHARES TR U.S. REAL ES ETF 464287739 389,457 4,110 SH SOLE 0 0 4,110
ISHARES TR U.S. FINLS ETF 464287788 346,068 2,860 SH SOLE 0 0 2,860
ISHARES TR CORE S&P SCP ETF 464287804 12,844,305 117,525 SH SOLE 0 0 117,525
ISHARES TR CALIF MUN BD ETF 464288356 635,436 11,400 SH SOLE 0 0 11,400
ISHARES TR ISHS 1-5YR INVS 464288646 3,421,553 64,851 SH SOLE 0 0 64,851
ISHARES TR PFD AND INCM SEC 464288687 838,921 27,344 SH SOLE 0 0 27,344
ISHARES TR EAFE VALUE ETF 464288877 341,673 5,382 SH SOLE 0 0 5,382
ISHARES TR CORE 40/60 MODER 464289875 6,485,219 140,861 SH SOLE 0 0 140,861
ISHARES TR CORE 30/70 CONSE 464289883 5,533,985 141,643 SH SOLE 0 0 141,643
ISHARES SILVER TR ISHARES 46428Q109 253,359 7,722 SH SOLE 0 0 7,722
ISHARES TR FLTG RATE NT ETF 46429B655 224,386 4,398 SH SOLE 0 0 4,398
ISHARES TR CORE HIGH DV ETF 46429B663 2,133,321 18,207 SH SOLE 0 0 18,207
ISHARES TR MSCI USA MIN VOL 46429B697 6,408,286 68,268 SH SOLE 0 0 68,268
ISHARES U S ETF TR SHORT DURATION B 46431W507 917,398 17,953 SH SOLE 0 0 17,953
ISHARES TR MSCI USA QLT FCT 46432F339 985,756 5,392 SH SOLE 0 0 5,392
ISHARES TR MSCI USA MMENTM 46432F396 669,932 2,788 SH SOLE 0 0 2,788
ISHARES TR CORE MSCI TOTAL 46432F834 588,040 7,606 SH SOLE 0 0 7,606
ISHARES TR CORE MSCI EAFE 46432F842 2,337,441 28,000 SH SOLE 0 0 28,000
ISHARES TR CORE 1 5 YR USD 46432F859 2,510,448 51,602 SH SOLE 0 0 51,602
ISHARES INC CORE MSCI EMKT 46434G103 228,588 3,808 SH SOLE 0 0 3,808
ISHARES TR 0-5YR INVT GR CP 46434V100 499,627 9,876 SH SOLE 0 0 9,876
ISHARES TR CORE TOTAL USD 46434V613 2,604,968 56,348 SH SOLE 0 0 56,348
ISHARES TR CORE DIV GRWTH 46434V621 876,380 13,706 SH SOLE 0 0 13,706
ISHARES TR INVESTMENT GRADE 46435G219 347,335 7,644 SH SOLE 0 0 7,644
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 220,239 3,598 SH SOLE 0 0 3,598
JPMORGAN CHASE & CO. COM 46625H100 1,192,085 4,112 SH SOLE 0 0 4,112
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724 358,583 5,730 SH SOLE 0 0 5,730
JOHNSON & JOHNSON COM 478160104 757,145 4,957 SH SOLE 0 0 4,957
ELI LILLY & CO COM 532457108 675,530 867 SH SOLE 0 0 867
MARRIOTT VACATIONS WORLDWIDE NOTE 1/1 57164YAD9 30,911 32,000 PRN SOLE 0 0 32,000
MASTERCARD INCORPORATED CL A 57636Q104 342,077 609 SH SOLE 0 0 609
MICROSOFT CORP COM 594918104 5,842,288 11,745 SH SOLE 0 0 11,745
NB BANCORP INC COM 63945M107 357,200 20,000 SH SOLE 0 0 20,000
NORTHROP GRUMMAN CORP COM 666807102 229,991 460 SH SOLE 0 0 460
NVIDIA CORPORATION COM 67066G104 2,236,173 14,154 SH SOLE 0 0 14,154
NUVEEN FLOATING RATE INCOME COM 67072T108 152,466 18,001 SH SOLE 0 0 18,001
ORACLE CORP COM 68389X105 478,017 2,186 SH SOLE 0 0 2,186
PALANTIR TECHNOLOGIES INC CL A 69608A108 461,055 3,382 SH SOLE 0 0 3,382
PHILIP MORRIS INTL INC COM 718172109 218,101 1,198 SH SOLE 0 0 1,198
PIMCO ETF TR MULTISECTOR BD 72201R585 553,754 20,865 SH SOLE 0 0 20,865
PIMCO ETF TR ACTIVE BD ETF 72201R775 489,291 5,308 SH SOLE 0 0 5,308
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 283,108 2,816 SH SOLE 0 0 2,816
PROCTER AND GAMBLE CO COM 742718109 3,315,623 20,811 SH SOLE 0 0 20,811
PROLOGIS INC. COM 74340W103 769,899 7,324 SH SOLE 0 0 7,324
PROSHARES TR S&P 500 DV ARIST 74348A467 561,654 5,578 SH SOLE 0 0 5,578
PUBLIC STORAGE OPER CO COM 74460D109 272,587 929 SH SOLE 0 0 929
RTX CORPORATION COM 75513E101 545,172 3,734 SH SOLE 0 0 3,734
REALTY INCOME CORP COM 756109104 1,453,477 25,230 SH SOLE 0 0 25,230
REPLIGEN CORP COM 759916109 214,058 1,721 SH SOLE 0 0 1,721
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,559,474 2,524 SH SOLE 0 0 2,524
SPDR GOLD TR GOLD SHS 78463V107 954,423 3,131 SH SOLE 0 0 3,131
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 200,430 3,231 SH SOLE 0 0 3,231
SPDR SERIES TRUST S&P DIVID ETF 78464A763 605,424 4,460 SH SOLE 0 0 4,460
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,951,542 3,445 SH SOLE 0 0 3,445
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 215,494 7,377 SH SOLE 0 0 7,377
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,143,788 118,634 SH SOLE 0 0 118,634
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 552,636 25,006 SH SOLE 0 0 25,006
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 739,011 9,127 SH SOLE 0 0 9,127
SELECT SECTOR SPDR TR ENERGY 81369Y506 240,963 2,841 SH SOLE 0 0 2,841
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 952,454 18,187 SH SOLE 0 0 18,187
STATE STR CORP COM 857477103 250,537 2,356 SH SOLE 0 0 2,356
STRYKER CORPORATION COM 863667101 269,670 682 SH SOLE 0 0 682
TESLA INC COM 88160R101 1,918,421 6,039 SH SOLE 0 0 6,039
TEXAS PACIFIC LAND CORPORATI COM 88262P102 1,023,015 968 SH SOLE 0 0 968
3M CO COM 88579Y101 270,998 1,780 SH SOLE 0 0 1,780
VANECK ETF TRUST INTERNATIONAL HI 92189F445 355,027 16,101 SH SOLE 0 0 16,101
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,525,425 26,997 SH SOLE 0 0 26,997
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,571,467 22,745 SH SOLE 0 0 22,745
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,108,141 2,795 SH SOLE 0 0 2,795
VANGUARD BD INDEX FDS INTERMED TERM 921937819 233,954 3,025 SH SOLE 0 0 3,025
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 341,156 4,335 SH SOLE 0 0 4,335
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,112,253 28,687 SH SOLE 0 0 28,687
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,187,509 20,830 SH SOLE 0 0 20,830
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 22,719,623 170,427 SH SOLE 0 0 170,427
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 4,021,758 50,203 SH SOLE 0 0 50,203
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 2,031,683 26,114 SH SOLE 0 0 26,114
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 322,925 4,804 SH SOLE 0 0 4,804
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,039,972 21,027 SH SOLE 0 0 21,027
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,697,055 45,884 SH SOLE 0 0 45,884
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,815,935 22,842 SH SOLE 0 0 22,842
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 1,630,575 5,978 SH SOLE 0 0 5,978
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 885,979 14,813 SH SOLE 0 0 14,813
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 528,864 6,378 SH SOLE 0 0 6,378
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,003,178 5,287 SH SOLE 0 0 5,287
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 251,685 885 SH SOLE 0 0 885
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,453,597 16,322 SH SOLE 0 0 16,322
VANGUARD INDEX FDS SML CP GRW ETF 922908595 233,876 844 SH SOLE 0 0 844
VANGUARD INDEX FDS MID CAP ETF 922908629 743,263 2,656 SH SOLE 0 0 2,656
VANGUARD INDEX FDS GROWTH ETF 922908736 23,909,980 54,539 SH SOLE 0 0 54,539
VANGUARD INDEX FDS VALUE ETF 922908744 7,212,437 40,808 SH SOLE 0 0 40,808
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,773,751 11,705 SH SOLE 0 0 11,705
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,891,722 12,805 SH SOLE 0 0 12,805
VERIZON COMMUNICATIONS INC COM 92343V104 608,767 14,069 SH SOLE 0 0 14,069
VERTEX PHARMACEUTICALS INC COM 92532F100 316,982 712 SH SOLE 0 0 712
VISA INC COM CL A 92826C839 352,857 994 SH SOLE 0 0 994
VULCAN MATLS CO COM 929160109 210,221 806 SH SOLE 0 0 806
WALMART INC COM 931142103 543,354 5,557 SH SOLE 0 0 5,557
WASTE MGMT INC DEL COM 94106L109 375,699 1,642 SH SOLE 0 0 1,642
WATERS CORP COM 941848103 559,139 1,602 SH SOLE 0 0 1,602
WELLS FARGO CO NEW COM 949746101 321,372 4,011 SH SOLE 0 0 4,011
WELLTOWER INC COM 95040Q104 751,740 4,890 SH SOLE 0 0 4,890