v3.25.2
Operating Segment Information
6 Months Ended
Jun. 30, 2025
Segment Reporting [Abstract]  
Operating Segment Information

6. Operating Segment Information

The Company provides online financial services to non-prime credit consumers and small businesses in the United States and Brazil. The Company has one reportable segment, which is composed of the Company’s domestic and international operations and corporate services. The Company has aggregated all components of its business into a single operating segment based on the similarities of the economic characteristics, the nature of the products and services, the nature of the production and distribution methods, the shared technology platforms, the type of customer and the nature of the regulatory environment. The Company's Chief Operating Decision Maker is regularly provided with significant segment expenses at a similar level and category as is disclosed in the Consolidated Statements of Income; as such, separate presentation is not provided in this Note.

Geographic Information

The following table presents the Company’s revenue by geographic region for the three and six months ended June 30, 2025 and 2024 (dollars in thousands):

 

 

Three Months Ended

 

 

Six Months Ended

 

 

 

June 30,

 

 

June 30,

 

 

 

2025

 

 

2024

 

 

2025

 

 

2024

 

Revenue

 

 

 

 

 

 

 

 

 

 

 

 

United States

 

$

744,927

 

 

$

615,161

 

 

$

1,472,687

 

 

$

1,213,280

 

Other international countries

 

 

19,116

 

 

 

13,275

 

 

 

36,897

 

 

 

25,045

 

Total revenue

 

$

764,043

 

 

$

628,436

 

 

$

1,509,584

 

 

$

1,238,325

 

The Company’s long-lived assets, which consist of the Company’s property and equipment, were $127.7 million, $115.1 million and $120.0 million at June 30, 2025 and 2024 and December 31, 2024, respectively. The operations for the Company’s domestic and international businesses are primarily located within the United States, and the value of any long-lived assets located outside of the United States is immaterial.