The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN INCOME CREDIT STRATEGI COM 003057106 226,666 38,418 SH SOLE 0 0 38,418
ADAMS DIVERSIFIED EQUITY FD COM 006212104 342,084 15,757 SH SOLE 0 0 15,757
ALLSPRING INCOME OPPORTUNIT INC OPPTY FD 94987B105 166,094 23,526 SH SOLE 0 0 23,526
ALPS ETF TR OSHARES US SMLCP 00162Q395 208,315 4,821 SH SOLE 0 0 4,821
AMERICAN CENTY ETF TR US EQT ETF 025072885 47,774,263 473,857 SH SOLE 0 0 473,857
AMERICAN CENTY ETF TR US SML CP VALU 025072877 4,524,846 49,669 SH SOLE 0 0 49,669
BLACKROCK CR ALLOCATION INCO COM 092508100 152,956 14,007 SH SOLE 0 0 14,007
BLACKROCK ENHANCED GLOBAL DI COM 092501105 133,136 11,730 SH SOLE 0 0 11,730
BROOKFIELD REAL ASSETS INCOM SHS BEN INT 112830104 179,786 13,447 SH SOLE 0 0 13,447
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 3,027,584 84,475 SH SOLE 0 0 84,475
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 861,370 20,373 SH SOLE 0 0 20,373
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 353,909 5,555 SH SOLE 0 0 5,555
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 313,346 5,807 SH SOLE 0 0 5,807
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 24,477,898 833,432 SH SOLE 0 0 833,432
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 21,203,940 439,551 SH SOLE 0 0 439,551
FIRST TR SR FLTG RATE INCOME COM 33733U108 103,094 10,147 SH SOLE 0 0 10,147
FRANKLIN LTD DURATION INCOME COM 35472T101 134,396 20,934 SH SOLE 0 0 20,934
INVESCO EXCH TRADED FD TR II GLOBAL WATER 46138E651 303,801 6,801 SH SOLE 0 0 6,801
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 412,108 12,441 SH SOLE 0 0 12,441
ISHARES GOLD TR ISHARES NEW 464285204 1,914,140 30,695 SH SOLE 0 0 30,695
ISHARES INC CORE MSCI EMKT 46434G103 454,427 7,570 SH SOLE 0 0 7,570
ISHARES TR CORE 1 5 YR USD 46432F859 480,711 9,881 SH SOLE 0 0 9,881
ISHARES TR CORE MSCI EAFE 46432F842 473,499 5,672 SH SOLE 0 0 5,672
ISHARES TR CORE MSCI INTL 46435G326 235,344 3,095 SH SOLE 0 0 3,095
ISHARES TR CORE S&P500 ETF 464287200 264,503 426 SH SOLE 0 0 426
ISHARES TR MSCI INTL QUALTY 46434V456 397,754 9,203 SH SOLE 0 0 9,203
ISHARES TR MSCI USA MIN VOL 46429B697 925,934 9,864 SH SOLE 0 0 9,864
ISHARES TR MSCI USA MMENTM 46432F396 394,846 1,643 SH SOLE 0 0 1,643
ISHARES TR MSCI USA QLT FCT 46432F339 1,102,222 6,029 SH SOLE 0 0 6,029
ISHARES TR NATIONAL MUN ETF 464288414 1,681,919 16,098 SH SOLE 0 0 16,098
ISHARES TR RUS MID CAP ETF 464287499 231,764 2,520 SH SOLE 0 0 2,520
ISHARES TR S&P 500 GRWT ETF 464287309 305,968 2,779 SH SOLE 0 0 2,779
ISHARES TR SHRT NAT MUN ETF 464288158 1,833,195 17,239 SH SOLE 0 0 17,239
ISHARES TR US TREAS BD ETF 46429B267 218,517 9,509 SH SOLE 0 0 9,509
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 406,914 8,018 SH SOLE 0 0 8,018
MORGAN STANLEY EMERGING MKTS COM 617477104 52,884 10,329 SH SOLE 0 0 10,329
NUVEEN AMT FREE QLTY MUN INC COM 670657105 1,047,119 95,890 SH SOLE 0 0 95,890
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 164,373 30,496 SH SOLE 0 0 30,496
NUVEEN DOW 30 DYNMC OVERWRT SHS 67075F105 207,629 14,479 SH SOLE 0 0 14,479
NUVEEN FLOATING RATE INCOME COM 67072T108 225,344 26,605 SH SOLE 0 0 26,605
NUVEEN MUN VALUE FD INC COM 670928100 915,066 105,301 SH SOLE 0 0 105,301
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 233,537 19,592 SH SOLE 0 0 19,592
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 93,112 11,610 SH SOLE 0 0 11,610
NUVEEN QUALITY MUNCP INCOME COM 67066V101 134,938 11,952 SH SOLE 0 0 11,952
NUVEEN VRIABL RAT PFD & INM COM 67080R102 252,452 13,094 SH SOLE 0 0 13,094
NYLI CBRE GBL INFR MEGTRNDS COM 56064Q107 203,686 14,334 SH SOLE 0 0 14,334
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 287,222 9,833 SH SOLE 0 0 9,833
SELECT SECTOR SPDR TR ENERGY 81369Y506 672,543 7,930 SH SOLE 0 0 7,930
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 885,420 16,907 SH SOLE 0 0 16,907
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 488,209 3,622 SH SOLE 0 0 3,622
SPDR GOLD TR GOLD SHS 78463V107 234,109 768 SH SOLE 0 0 768
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,733,687 2,806 SH SOLE 0 0 2,806
SPDR SERIES TRUST NUVEEN ICE HIGH 78464A284 215,264 8,687 SH SOLE 0 0 8,687
TEMPLETON EMERGING MKTS INCO COM 880192109 65,094 10,849 SH SOLE 0 0 10,849
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 407,354 8,113 SH SOLE 0 0 8,113
VANECK ETF TRUST PREFERRED SECURT 92189F429 574,890 33,580 SH SOLE 0 0 33,580
VANGUARD INDEX FDS GROWTH ETF 922908736 925,462 2,111 SH SOLE 0 0 2,111
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,039,495 1,830 SH SOLE 0 0 1,830
VANGUARD INDEX FDS VALUE ETF 922908744 875,216 4,952 SH SOLE 0 0 4,952
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 947,211 19,319 SH SOLE 0 0 19,319
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 552,713 6,337 SH SOLE 0 0 6,337
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 463,578 2,265 SH SOLE 0 0 2,265
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 423,584 7,430 SH SOLE 0 0 7,430
VIRTUS CONVERTIBLE & INC FD COM NEW 92838U801 210,499 16,394 SH SOLE 0 0 16,394
VIRTUS DIVIDEND INTEREST & P COM 92840R101 641,526 51,736 SH SOLE 0 0 51,736
WESTERN ASSET EMERGING MKTS COM 95766A101 378,171 37,629 SH SOLE 0 0 37,629
WESTERN ASSET HIGH INCOM FD COM 95766J102 59,957 13,976 SH SOLE 0 0 13,976
WESTERN ASSET HIGH INCOME OP COM 95766K109 68,731 17,269 SH SOLE 0 0 17,269
WESTERN ASSET MANAGED MUNS F COM 95766M105 254,678 25,725 SH SOLE 0 0 25,725
WESTERN AST INFL LKD OPP & I COM 95766R104 163,137 18,623 SH SOLE 0 0 18,623