v3.25.2
Regulatory Matters, As Restated (Tables)
 3 Months Ended
Mar. 31, 2025
Regulated Operations [Abstract]  
Schedule of Regulatory Capital Amounts and Ratios The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:
Actual
Minimum Capital Adequacy Requirement
To Be Well Capitalized Under Prompt Corrective Provisions
($ in thousands)AmountRatioAmountRatioAmountRatio
March 31, 2025
PCB Bancorp, as restated
Common tier 1 capital (to risk-weighted assets)
$308,259 11.25 %$123,292 4.5 % N/A  N/A
Total capital (to risk-weighted assets)
410,540 14.98 %219,185 8.0 % N/A  N/A
Tier 1 capital (to risk-weighted assets)
377,400 13.77 %164,389 6.0 % N/A  N/A
Tier 1 capital (to average assets)
377,400 12.14 %124,399 4.0 % N/A  N/A
PCB Bank
Common tier 1 capital (to risk-weighted assets)
$367,564 13.42 %$123,243 4.5 %$178,018 6.5 %
Total capital (to risk-weighted assets)
400,704 14.63 %219,099 8.0 %273,874 10.0 %
Tier 1 capital (to risk-weighted assets)
367,564 13.42 %164,325 6.0 %219,099 8.0 %
Tier 1 capital (to average assets)
367,564 11.82 %124,356 4.0 %155,445 5.0 %
December 31, 2024
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)
$303,423 11.44 %$119,387 4.5 %N/AN/A
Total capital (to risk-weighted assets)
404,383 15.24 %212,243 8.0 %N/AN/A
Tier 1 capital (to risk-weighted assets)
372,564 14.04 %159,182 6.0 %N/AN/A
Tier 1 capital (to average assets)
372,564 12.45 %119,666 4.0 %N/AN/A
PCB Bank
Common tier 1 capital (to risk-weighted assets)
$363,786 13.72 %$119,340 4.5 %$172,380 6.5 %
Total capital (to risk-weighted assets)
395,606 14.92 %212,160 8.0 %265,200 10.0 %
Tier 1 capital (to risk-weighted assets)
363,786 13.72 %159,120 6.0 %212,160 8.0 %
Tier 1 capital (to average assets)
363,786 12.16 %119,636 4.0 %149,545 5.0 %