v3.25.2
Servicing Assets (Tables)
3 Months Ended
Mar. 31, 2025
Transfers and Servicing [Abstract]  
Schedule of Servicing Assets with Key Assumptions Used to Estimate Fair Value
The following table presents the composition of servicing assets with key assumptions used to estimate the fair value as of the dates indicated:
March 31, 2025December 31, 2024
($ in thousands)Residential MortgageCRE SBAC&I SBATotalResidential MortgageCRE SBAC&I SBATotal
Carrying amount
$38 $5,084 $509 $5,631 $42 $5,226 $569 $5,837 
Fair value
$81 $9,123 $1,018 $10,222 $84 $7,750 $894 $8,728 
Discount rate
7.85 %13.50 %13.50 %7.85 %12.14 %15.85 %
Prepayment speed
13.85 %16.60 %16.60 %13.93 %17.82 %13.02 %
Weighted-average remaining life22.7 years20.1 years7.3 years23.8 years20.7 years7.4 years
Underlying loans being serviced
$8,490 $437,823 $64,614 $510,927 $9,072 $445,601 $70,909 $525,582 
Schedule of Servicing Asset
The following tables present activity in servicing assets for the periods indicated:
Three Months Ended March 31,
20252024
($ in thousands)Residential MortgageCRE SBAC&I SBATotalResidential MortgageCRE SBAC&I SBATotal
Balance at beginning of period
$42 $5,226 $569 $5,837 $49 $6,135 $482 $6,666 
Additions
— 273 70 343 — 177 75 252 
Amortization
(4)(415)(130)(549)(2)(327)(45)(374)
Balance at end of period
$38 $5,084 $509 $5,631 $47 $5,985 $512 $6,544