The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODS & CHEMS INC COM 009158106 292,496 1,037 SH SOLE 1,037 0 0
ALLSTATE CORP COM 020002101 1,823,107 9,056 SH SOLE 9,056 0 0
ALPHABET INC CAP STK CL C 02079K107 1,882,143 10,610 SH SOLE 10,610 0 0
AMAZON COM INC COM 023135106 2,610,960 11,901 SH SOLE 11,901 0 0
AMCOR PLC ORD G0250X107 311,817 33,930 SH SOLE 33,930 0 0
AMERICAN ELEC PWR CO INC COM 025537101 834,560 8,043 SH SOLE 8,043 0 0
APPLE INC COM 037833100 2,448,436 11,934 SH SOLE 11,934 0 0
AT&T INC COM 00206R102 1,287,598 44,492 SH SOLE 44,492 0 0
AUTOZONE INC COM 053332102 2,234,762 602 SH SOLE 602 0 0
BANK AMERICA CORP COM 060505104 201,197 4,252 SH SOLE 4,252 0 0
BANK NEW YORK MELLON CORP COM 064058100 2,142,929 23,520 SH SOLE 23,520 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 908,719 19,631 SH SOLE 19,631 0 0
BROADCOM INC COM 11135F101 837,700 3,039 SH SOLE 3,039 0 0
CISCO SYS INC COM 17275R102 1,137,763 16,399 SH SOLE 16,399 0 0
COCA COLA CO COM 191216100 835,850 11,814 SH SOLE 11,814 0 0
COMCAST CORP NEW CL A 20030N101 1,013,304 28,392 SH SOLE 28,392 0 0
DARDEN RESTAURANTS INC COM 237194105 854,660 3,921 SH SOLE 3,921 0 0
DIAMONDBACK ENERGY INC COM 25278X109 379,774 2,764 SH SOLE 2,764 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 352,820 2,990 SH SOLE 2,990 0 0
ENOVIS CORPORATION COM 194014502 826,399 26,352 SH SOLE 26,352 0 0
EXXON MOBIL CORP COM 30231G102 2,273,718 21,092 SH SOLE 21,092 0 0
FEDEX CORP COM 31428X106 297,549 1,309 SH SOLE 1,309 0 0
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 1,034,644 15,964 SH SOLE 15,964 0 0
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103 5,012,074 75,620 SH SOLE 75,620 0 0
FIRST TR EXCHNG TRADED FD VI SMITH UNCONSTRAI 33740F888 7,382,342 296,599 SH SOLE 296,599 0 0
HOME DEPOT INC COM 437076102 484,331 1,321 SH SOLE 1,321 0 0
IDEXX LABS INC COM 45168D104 731,568 1,364 SH SOLE 1,364 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 4,242,441 43,184 SH SOLE 43,184 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 564,984 18,852 SH SOLE 18,852 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340 1,684,970 22,138 SH SOLE 22,138 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324 1,288,748 24,075 SH SOLE 24,075 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 505,101 12,386 SH SOLE 12,386 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 240,472 8,241 SH SOLE 8,241 0 0
ISHARES INC MSCI EMRG CHN 46434G764 2,237,947 35,444 SH SOLE 35,444 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,489,251 31,927 SH SOLE 31,927 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 393,105 3,355 SH SOLE 3,355 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 587,202 4,340 SH SOLE 4,340 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 848,687 16,746 SH SOLE 16,746 0 0
JPMORGAN CHASE & CO. COM 46625H100 415,731 1,434 SH SOLE 1,434 0 0
KIMBERLY-CLARK CORP COM 494368103 1,010,015 7,834 SH SOLE 7,834 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 2,978,969 115,778 SH SOLE 115,778 0 0
MARATHON PETE CORP COM 56585A102 551,817 3,322 SH SOLE 3,322 0 0
MCDONALDS CORP COM 580135101 746,202 2,554 SH SOLE 2,554 0 0
MERCK & CO INC COM 58933Y105 1,895,803 23,949 SH SOLE 23,949 0 0
META PLATFORMS INC CL A 30303M102 2,754,590 3,732 SH SOLE 3,732 0 0
MICROSOFT CORP COM 594918104 3,433,169 6,902 SH SOLE 6,902 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 476,381 1,133 SH SOLE 1,133 0 0
NAVIOS MARITIME PARTNERS L P COM UNIT LPI Y62267409 1,075,274 28,537 SH SOLE 28,537 0 0
NETFLIX INC COM 64110L106 4,016,051 2,999 SH SOLE 2,999 0 0
NEW YORK LIFE INVESTMENTS ET NYLI HEDGE MULTI 45409B107 3,712,579 114,869 SH SOLE 114,869 0 0
NEXTERA ENERGY INC COM 65339F101 209,718 3,021 SH SOLE 3,021 0 0
NVIDIA CORPORATION COM 67066G104 1,794,391 11,358 SH SOLE 11,358 0 0
PACKAGING CORP AMER COM 695156109 677,289 3,594 SH SOLE 3,594 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107 12,701,143 255,248 SH SOLE 255,248 0 0
PUBLIC STORAGE OPER CO COM 74460D109 480,329 1,637 SH SOLE 1,637 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604 892,422 4,499 SH SOLE 4,499 0 0
RIO TINTO PLC SPONSORED ADR 767204100 1,155,663 19,812 SH SOLE 19,812 0 0
ROYAL BK CDA COM 780087102 408,857 3,108 SH SOLE 3,108 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 377,181 15,828 SH SOLE 15,828 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 313,138 3,692 SH SOLE 3,692 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 991,908 4,564 SH SOLE 4,564 0 0
SOUTHERN CO COM 842587107 222,412 2,422 SH SOLE 2,422 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 6,047,302 145,403 SH SOLE 145,403 0 0
SUNCOR ENERGY INC NEW COM 867224107 890,411 23,776 SH SOLE 23,776 0 0
TENET HEALTHCARE CORP COM NEW 88033G407 1,477,872 8,397 SH SOLE 8,397 0 0
THE CIGNA GROUP COM 125523100 797,690 2,413 SH SOLE 2,413 0 0
UGI CORP NEW COM 902681105 384,377 10,554 SH SOLE 10,554 0 0
UNION PAC CORP COM 907818108 392,286 1,705 SH SOLE 1,705 0 0
US BANCORP DEL COM NEW 902973304 696,669 15,396 SH SOLE 15,396 0 0
VANECK ETF TRUST GREEN BOND ETF 92189F171 216,197 8,919 SH SOLE 8,919 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 368,651 649 SH SOLE 649 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 10,331,159 181,217 SH SOLE 181,217 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1,087,524 4,379 SH SOLE 4,379 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 3,581,754 5,400 SH SOLE 5,400 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 411,209 1,123 SH SOLE 1,123 0 0
VANGUARD WORLD FD ESG US CORP BD 921910691 317,824 5,013 SH SOLE 5,013 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 201,323 4,653 SH SOLE 4,653 0 0
VISA INC COM CL A 92826C839 1,901,011 5,354 SH SOLE 5,354 0 0
WALMART INC COM 931142103 639,682 6,542 SH SOLE 6,542 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 633,053 7,707 SH SOLE 7,707 0 0