Exhibit 99.09

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Is Equity Shared Loan Subordinate Lien Type Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation  Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type  Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation  Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type  Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation  Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type  Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag
4000054223   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $10,557.01 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.29% 42.29% Yes               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     Audited 21 CPA N/A N/A 0 Yes 305 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Passport   xxx xxx xxx xxx xxx I-551 Stamp and Passport   xxx                                                                               Fee Simple No No N/A xxx 27.12 xxx 27.12 No 80.0 N/A
4000053705   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 26745 xxx 6.590%   No AUS No 7.316%   7.000%   $6,519.96 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 40.88% 40.88% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Audited 21 CPA N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx xxx   N/A                                                                                   Fee Simple No No N/A xxx 46.74 xxx 46.74 No 79.67 N/A
4000056578   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $7,162.85 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 31.31% 31.31% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 23 Accountant/Bookkeeper       Yes 24 No   NA 0 0 N/A     0   No 0 0.0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2023 Borrower - 2023 xxx xxx xxx xxx xxx xxx xxx       744                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx xxx   N/A                                                                                   Fee Simple No No N/A xxx 51.34 xxx 51.34 No 56.76 N/A
4000059307   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9350 xxx 6.400%   No AUS No 7.323%   7.000%   $2,128.97 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 40.66% 40.66% No               Employed           Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 FNMA 1005 NA 0 0 N/A No 0 0.0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       781                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.93 xxx 3.93 No 80.0 No
4000057896   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 2645 xxx 6.760%   No AUS No 7.583%   7.500%   $5,689.86 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 29.56% 29.56% No               Employed           Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 35 35 FNMA 1005 NA 0 0 N/A No 0 0.0 N/A Borrower - Wage, Overtime and Bonus - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Employment Authorization Card USA Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 33.56 xxx 33.56 No 75.0 No
4000058958   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 23000 xxx 7.100%   No AUS No 9.006%   9.750%   $6,057.04 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.43% 44.80% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Audited 22 CPA N/A N/A 0 Yes 169 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       693                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 0.27 No 72.68 N/A
4000056559   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9383 xxx 7.110%   No AUS No 8.997%   9.625%   $2,121.57 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 28.58% 27.57% No               Employed           Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 42 34 FNMA 1005 NA 0 0 N/A No 0 0.0 N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       784                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 40.25 xxx 40.25 No 80.0 N/A
4000057380   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 6970 xxx 6.760%   No AUS No 7.502%   7.375%   $4,351.25 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 42.33% 42.33% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Audited 22 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       758                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 6.98 No 70.0 Yes
4000058957   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 17492 xxx 6.690%   No AUS No 7.628%   7.500%   $10,453.26 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 49.05% 49.05% No               Employed           Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 44 33 FNMA 1005 NA 0 0 N/A No 0 0.0 Yes Borrower - Wage, Commission, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       704                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 13.1 No 65.0 N/A
4000058949   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 8120 xxx 6.690%   No AUS No 8.024%   7.500%   $1,594.21 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 26.70% 26.70% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Audited 23 Accountant/Bookkeeper N/A N/A 0 Yes 36 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.71 xxx 6.71 No 80.0 N/A
4000057949   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $3,298.56 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.815 0.815 N/A Borrower - N/A Borrower xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 25.44 xxx 25.44 No 70.0 N/A
4000058812   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1350 xxx 7.110%   No AUS No 8.525%   9.625%   $4,277.15 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 46.49% 44.73% No               Employed           Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 55 32 FNMA 1005 NA 0 0 N/A No 0 0.0 N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       786                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 8.52 xxx 8.52 No 52.42 N/A
4000059046   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 11595 xxx 6.690%   No AUS No 7.049%   6.875%   $5,978.05 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 46.55% 46.55% No               Employed           Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 FNMA 1005 NA 0 0 N/A No 0 0.0 N/A Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       783                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .70 xxx 0.7 No 70.0 N/A
4000059726   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   xxx 6.630%   No AUS No 8.383%   8.250%   $5,784.75 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 46.71% 46.71% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Audited 23 CPA N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       680                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 9.13 No 70.0 N/A
4000059537   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9502.76 xxx 6.630%   No AUS No 7.025%   6.500%   $1,271.72 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 37.72% 37.72% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Audited 22 CPA N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0 N/A Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       727                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 26.21 xxx 26.21 No 50.0 N/A
4000059168   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 15975 xxx 6.690%   No AUS No 7.433%   7.375%   $6,734.08 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 47.11% 47.11% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 23 Accountant/Bookkeeper N/A N/A 0 Yes 36 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       808                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 41.69 xxx 41.69 No 75.0 N/A
4000055776   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,822.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 21.88% 21.88% Yes               Self-Employed           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 2 2 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 7.00%     N/A 0 N/A N/A N/A 0 Yes 120 No 0 Yes 123 36 Work Number NA 0 0 N/A No 0 0.0 N/A Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 38.10 xxx 38.1 No 75.0 N/A
4000060079   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 13595 xxx 7.190%   No AUS No 8.594%   9.625%   $7,649.90 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.34% 39.12% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     Third-Party Prepared (Unaudited) 23 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       805                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 40.94 xxx 40.94 No 75.0 N/A
4000059158   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1745 xxx 6.900%   No AUS No 7.544%   7.500%   $4,100.19 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 46.02% 46.02% No               Employed           Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 FNMA 1005 NA 0 0 N/A No 0 0.0   Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       775                               NA     0       0     0     0   0 0 0 Unknown No   No Non Permanent Resident Alien Non Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Stamp and Passport   xxx                                                                               Fee Simple No No N/A xxx 19.75 xxx 19.75 No 80.0 N/A
4000058906   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $2,392.34 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 38.62% 38.62% Yes               Self-Employed           2YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Audited 24 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0 N/A Borrower - SESoleProprietor, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       680                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 20.96 xxx 20.96 No 65.0 N/A
4000060181   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 10150 xxx 6.630%   No AUS No 7.321%   7.250%   $4,093.06 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.55% 43.55% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Audited 23 CPA N/A N/A 0 Yes 104 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0   Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.85 xxx 7.85 No 54.55 N/A
4000060578   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $2,482.21 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 47.44% 47.44% Yes               Employed           Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 43 35 FNMA 1005 NA 0 0 N/A No 0 0.0   Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, Lease Agreements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       748                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.36 xxx 67.36 No 39.89 N/A
4000060114   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 8954.87 xxx 7.190%   No AUS No 8.740%   9.625%   $3,195.89 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 43.71% 41.96% No               Employed           Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 30 FNMA 1005 NA 0 0 N/A No 0 0.0 N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       745                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 10.37 xxx 10.37 No 80.0 N/A
4000059795   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,000.35 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.032 1.032 N/A Borrower - N/A Borrower xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.31 xxx 11.31 No 70.0 N/A
4000061794   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 20670 xxx 6.890%   No AUS No 8.641%   8.500%   $4,951.80 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.75% 42.75% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Audited 23 Accountant/Bookkeeper N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       702                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.01 xxx 4.01 No 80.0 N/A
4000062347   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9426.25 xxx 6.890%   No AUS No 8.134%   7.875%   $2,893.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.08% 37.08% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 35 FNMA 1005 Yes 28 35 FNMA 1005 No 0 0.0 N/A Borrower - Wage - Written VOE Verified || Co Borrower - Wage - Written VOE Verified Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     746                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act  xxx xxx xxx     I-551 Permanent Resident Card    xxx US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 10.35 xxx 10.35 No 79.96 N/A
4000050738   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.500%   $2,768.09 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.008 1.008 N/A Borrower - N/A Borrower xxx xxx xxx xxx xxx xxx xxx       673                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 32.40 xxx 130.5 No 27.59 N/A
4000064825   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 11182.5 xxx 7.070%   No AUS No 7.034%   6.625%   $1,856.90 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 30.38% 30.38% No               Employed           Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 25 FNMA 1005 NA 0 0 N/A No 0 0.0 N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       808                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 121.66 xxx 121.66 No 59.18 N/A
4000063935   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $1,036.01 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 2.562 2.64 N/A Borrower - N/A Borrower xxx xxx xxx xxx xxx xxx xxx       805                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 74.63 No 21.9 N/A
4000062351   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 4475 xxx 7.030%   No AUS No 8.789%   9.500%   $2,711.75 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 47.91% 47.91% No               Self-Employed           2YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Audited 24 CPA N/A N/A 0 Yes 243 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A xxx 51.47 xxx 51.47 No 61.72 N/A
4000059081   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 15100 xxx 7.030%   No AUS No 8.803%   9.625%   $4,249.95 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 37.41% 36.98% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     Audited 11 CPA N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0 N/A Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 Borrower - 2024 xxx xxx xxx xxx xxx xxx xxx       746                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 37.30 xxx 37.3 No 80.0 N/A
4000065355   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes Yes No N/A Appendix Q Documentation 4557.4 xxx 6.920% DU DU Approve/Eligible No 8.057%   7.750%   $1,375.51 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.84% 37.84% Yes               Self-Employed           Full Documentation 0   NA   N/A 0     1 1     3 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0 0.0 N/A Borrower - SECorporation, SECorporation, SECorporation - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       710                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.22 xxx 8.22 No 80.0 N/A
4000061776   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 2692.85 xxx 6.810%   No AUS No 8.397%   8.375%   $2,778.82 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 30.30% 30.17% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 50.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0 N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       746                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.27 xxx 43.21 No 80.0 N/A
4000066008   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $1,739.07 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.88 0.88   Borrower - N/A Borrower xxx xxx xxx xxx xxx xxx xxx       712                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 157.87 xxx 283.42 No 60.23 N/A
4000067765   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $4,263.60 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.868 0.86 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       776                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.28 xxx 10.28 No 48.11 N/A
4000070086   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 10421 xxx 6.850%   No AUS No 8.632%   8.500%   $7,137.05 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 36.62% 36.62% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, Missing Business Bank Statements Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       687                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 22.01 No 60.0 N/A
4000060622   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $3,190.31 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.422 1.426 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       759                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 7.44 xxx 7.44 No 59.46 N/A
4000070570   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.875%   $1,997.71 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 29.77% 29.77% Yes Yes             Employed Not Employed         Full Documentation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 299 26 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     795                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 169.97 xxx 169.97 No 80.0 N/A
4000068632   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.490%   $2,850.88 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.098 1.07   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       745                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.30 xxx 12.49 No 75.0 N/A
4000068431   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,286.55 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.063 1.063 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       748                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 32.77 xxx 32.77 No 80.0 N/A
4000070556   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 5845.2 xxx 6.650%   No AUS No 7.196%   7.125%   $7,545.65 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 32.69% 32.69% No               Retired           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 84.0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       807                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 393.41 xxx 393.41 No 80.0 N/A
4000070244   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9135 xxx 6.620%   No AUS No 7.171%   6.875%   $2,181.00 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.35% 38.35% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.69 xxx 4.06 No 80.0 N/A
4000070389   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1594.5 xxx 6.650%   No AUS No 7.274%   7.250%   $7,245.27 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 46.03% 46.03% No No             Employed Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 107 26 Work Number Yes 89 26 Work Number No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     710                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other   xxx xxx xxx     N/A   xxx Permanent Resident Alien Permanent Non-US Citizen N/A Other   xxx xxx xxx     N/A   xxx                                                     Fee Simple No No N/A xxx 23.70 xxx 23.7 No 70.0 N/A
4000070526   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $4,126.53 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.39% 43.39% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 50.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 231.24 xxx 231.24 No 80.0 N/A
4000068071   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.250%   $1,823.46 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 31.05% 31.05% Yes               Employed           Full Documentation 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.55 xxx 9.55 No 71.28 N/A
4000067693   xxx xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor GSE Temporary (GSE SH) Yes Yes No N/A N/A 2580 xxx 6.850% DU DU Approve/Eligible No 8.083%   7.875%   $1,827.17 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 31.30% 31.30% Yes Yes             Not Employed Employed         Full Documentation 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - N/A - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     813                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 9.49 xxx 9.49 No 80.0 Yes
4000068054   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $1,334.13 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 48.61% 48.61% Yes               Not Employed           2YR Full Doc 1   NA   N/A 0     0 0     2 3 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), SSI and Disability, Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 92.49 xxx 92.49 No 80.0 Yes
4000069997   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.875%   $1,583.55 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.27% 43.27% Yes Yes             Self-Employed Employed         Full Documentation 1 1 NA 1 Month N/A 0 N/A 0 2 2 0 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 80 26 Other No 0   N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified || Co Borrower - Wage, Overtime and Bonus, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     777                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 29.81 xxx 29.81 No 80.0 N/A
4000068378   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1520.25 xxx 6.730%   No AUS No 7.651%   7.500%   $1,845.93 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 37.95% 37.95% Yes Yes             Retired Not Employed         1YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - N/A Borrower - 2 YRS Executed 4506T Verified || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     797                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A     US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 48.29 xxx 48.29 No 80.0 N/A
4000067942   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     6.750%   $1,529.34 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 15.90% 15.90% Yes               Employed           Full Documentation 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 114 26 Work Number     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       817                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 35.80 xxx 35.8 No 60.0 N/A
4000067913   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.250%   $1,253.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 35.12% 35.12% Yes Yes             Retired Retired         Full Documentation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - Award Letter Verified - 2025 || Co Borrower - SSI and Disability - Award Letter Verified - 2025 Borrower - 2025 || Co Borrower - 2025 xxx xxx xxx xxx xxx xxx xxx xxx     794                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 132.96 xxx 132.96 No 75.0 N/A
4000071195   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,930.20 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Proceeds from Sale   0           0 No     0 0       0   Yes 0.85 0.849 Yes Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       785                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 25.29 xxx 25.29 No 75.0 N/A
4000074339   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 18916 xxx 6.730%   No AUS No 7.201%   7.125%   $18,769.80 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 7.65% 7.65% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 49.00% 51.00%   N/A 0 N/A N/A N/A 0 Yes 36 Yes 36 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     760                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 20.32 xxx 20.32 No 70.0 N/A
4000074252   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7099.12 xxx 6.880%   No AUS No 7.456%   7.250%   $2,837.85 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.42% 48.42% No No             Not Employed Self-Employed         Asset Depletion – Debt Ratio Calculation 0 1 NA NA N/A 0 N/A 0 0 0 0 0 1 1 NA NA Yes Yes 84.0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00% Stocks/Bonds,Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion - 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 || Co Borrower - SESoleProprietor - 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified Borrower - 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 || Co Borrower - 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified xxx xxx xxx xxx xxx xxx xxx xxx     727                               7 xxx xxx 1 108     0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 121.54 xxx 121.54 No 47.01 N/A
4000072297   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $2,601.08 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.867 0.867 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       765                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 121.79 No 60.0 N/A
4000074323   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 3710 xxx 6.650%   No AUS No 7.829%   7.750%   $5,976.51 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.82% 41.82% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds Audited 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.71 xxx 18.71 No 80.0 N/A
4000068303   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1798 xxx 6.840%   No AUS No 8.027%   8.375%   $5,073.58 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 46.89% 49.08% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 1     2 0 NA   Yes No 84.0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023 Borrower - 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023 xxx xxx xxx xxx xxx xxx xxx       791                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 55.14 xxx 55.14 No 48.76 N/A
4000070519   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 4291.13 xxx 6.650%   No AUS No 7.319%   7.250%   $8,476.04 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 48.64% 48.64% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 91.39%     N/A 0 N/A N/A N/A 0 Yes 240 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     772                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 87.79 xxx 87.79 No 70.0 Yes
4000074567   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.000%   $3,412.01 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.843 0.843 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       672                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.09 xxx 72.37 No 60.0 N/A
4000073149   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7185 xxx 6.650%   No AUS No 7.060%   6.750%   $1,634.47 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.39% 45.39% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       740                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 6.63 xxx 6.63 No 70.0 N/A
4000073578   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 20950 xxx 6.620%   No AUS No 8.052%   8.000%   $7,190.89 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.86% 45.86% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 27 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       776                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.96 xxx 5 No 80.0 N/A
4000073289   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 28218.75 xxx 6.650%   No AUS No 7.425%   7.375%   $7,423.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 35.98% 35.98% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       812                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.07 xxx 13.07 No 75.0 N/A
4000073783   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,031.27 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.109 1.109   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       784                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.00 xxx 3 No 60.0 N/A
4000073294   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $5,969.04 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 0.832 0.84   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     788                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 54.13 xxx 54.41 No 53.03 N/A
4000067021   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 2270 xxx 6.650%   No AUS No 7.013%   7.000%   $15,505.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.25% 48.25% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp, SECorporation, SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 15.76 xxx 15.78 No 51.02 N/A
4000070728   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1795 xxx 6.660%   No AUS No 7.390%   7.375%   $11,088.10 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 23.22% 23.22% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 12 0 Yes Yes 12 0 100.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 Yes 12 Yes 12 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified || Co Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     780                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 48.43 xxx 48.65 No 65.0 N/A
4000071918   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 21645 xxx 6.650%   No AUS No 7.230%   7.125%   $14,821.81 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.11% 43.11% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       693                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 14.24 No 53.66 N/A
4000069412   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,062.81 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.016 1.004 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       723                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.20 xxx 11.2 No 80.0 N/A
4000074340   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 19000 xxx 6.650%   No AUS No 8.112%   7.750%   $4,671.01 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 19.39% 19.39% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       732                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.53 xxx 9.53 No 80.0 N/A
4000071455   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 3815 xxx 6.660%   No AUS No 7.867%   7.625%   $1,415.59 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 48.09% 48.09% Yes Yes             Retired Employed         2YR Full Doc 2 2 NA Less than 1 Month N/A 0 N/A 0 2 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 18 19 Work Number No 0   N/A Borrower - Retirement, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified xxx xxx xxx xxx xxx xxx xxx xxx     755                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 18.99 xxx 90.54 No 69.44 Yes
4000073147   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 4640.31 xxx 6.650%   No AUS No 6.951%   6.750%   $1,678.25 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 47.82% 47.82% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 39 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       734                               NA     0       0     0     0   0 0 0 Unknown No   No Non Permanent Resident Alien Non Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 7.17 xxx 7.17 No 75.0 N/A
4000067263   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $5,287.22 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.005 1.05   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     749                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 8.93 xxx 8.93 No 74.71 N/A
4000072231   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 31245 xxx 6.650%   No AUS No 6.627%   6.490%   $18,468.76 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 31.33% 31.33% No No             Self-Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00% 50.00% Stocks/Bonds Audited 12 CPA Audited CPA 12 Yes 180 Yes 180 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified || Co Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     809                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 21.07 xxx 21.07 No 65.0 N/A
4000073455   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     9.375%   $7,069.87 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 33.04% 33.04% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 Tax Preparer       Yes 216 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 114.57 No 69.96 N/A
4000072846   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $3,154.02 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.02 1.02   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.52 xxx 13.52 No 59.4 N/A
4000072414   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $1,361.18 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.86 0.86 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 89.94 No 46.34 N/A
4000074910   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7482.75 xxx 6.650%   No AUS No 7.032%   6.750%   $1,902.34 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 29.54% 29.54% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 51 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 17.43 xxx 17.43 No 70.0 N/A
4000071837   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1532 xxx 6.660%   No AUS No 7.463%   7.375%   $1,381.35 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 32.27% 32.27% No               Self-Employed           W2/1099 Verified 2   NA   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     Third-Party Prepared (Unaudited) 3 Accountant/Bookkeeper       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Other, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified xxx xxx xxx xxx xxx xxx xxx       753                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 90.23 No 56.34 N/A
4000074884   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $4,649.78 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.019 1.019 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       675                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 22.61 No 55.42 N/A
4000074429   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $1,415.88 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.258 1.251 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 48.29 xxx 48.29 No 52.84 N/A
4000073151   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 11360.95 xxx 6.650%   No AUS No 6.844%   6.750%   $8,289.08 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.17% 48.17% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 25.00%     N/A 0 N/A       Yes 50 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       808                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 15.96 xxx 15.96 No 58.09 N/A
4000073154   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $6,685.33 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 40.95% 40.95% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       802                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 45.38 xxx 45.38 No 80.0 N/A
4000073067   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 15324.38 xxx 6.620%   No AUS No 7.173%   6.875%   $3,572.05 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 16.94% 16.94% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 18 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       743                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.11 xxx 6.11 No 75.0 N/A
4000073152   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 10595 xxx 6.660%   No AUS No 7.047%   6.875%   $5,419.66 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.70% 41.70% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 14 CPA       Yes 62 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       772                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     N/A   xxx                                                                               Fee Simple No No N/A xxx 4.12 xxx 4.12 No 74.97 N/A
4000074110   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7299 xxx 6.700%   No AUS No 7.445%   7.375%   $8,288.10 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 33.47% 33.47% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 50.00%     N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 23.09 No 75.0 N/A
4000073814   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 5897 xxx 6.650%   No AUS No 7.047%   6.875%   $2,497.97 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 37.32% 37.32% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 24 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       720                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 9.82 xxx 9.82 No 65.0 N/A
4000074312   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 20450 xxx 6.700%   No AUS No 7.789%   7.500%   $6,153.09 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 30.70% 30.70% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       778                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 54.96 xxx 54.96 No 80.0 N/A
4000073158   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 5890 xxx 6.620%   No AUS No 6.795%   6.625%   $2,394.76 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 24.98% 24.98% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 39 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.61 xxx 1.61 No 54.2 N/A
4000073135   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9625 xxx 6.650%   No AUS No 7.319%   6.875%   $1,571.37 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 36.41% 36.41% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       817                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.92 xxx 11.92 No 80.0 N/A
4000070767   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     6.750%   $2,760.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 46.03% 46.03% Yes Yes             Employed Employed         Full Documentation 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 353 27 Work Number Yes 80 27 FNMA 1005 No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     760                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 48.27 xxx 48.27 No 57.51 N/A
4000071386   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 14020 xxx 6.660%   No AUS No 7.822%   7.500%   $3,321.27 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 46.55% 46.55% No No             Employed Self-Employed         12 Month Bank Statement 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 1 NA NA No No 0 No No N/A 0 0 Yes Yes 0 24 49.08% 0.00% 100.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR IRS Transcripts Verified || Co Borrower - SESoleProprietor, SESoleProprietor - Business Bank Statements Verified Borrower - 1 YR IRS Transcripts Verified || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     762                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 4.45 xxx 8.16 No 79.17 N/A
4000074150   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7889 xxx 6.700%   No AUS No 7.312%   7.000%   $1,846.88 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 41.52% 41.52% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00% 0.00%   N/A 0 N/A       NA 0 No   Yes 38 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       777                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.50 xxx 6.5 No 80.0 N/A
4000074426   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $3,397.41 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 0.445 0.445 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     780                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 10.30 xxx 10.3 No 59.26 N/A
4000074160   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 10132.5 xxx 6.700%   No AUS No 6.970%   6.750%   $4,066.71 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 46.33% 46.33% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 23 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 Unknown No   No Non Permanent Resident Alien Non Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     Work Visa    xxx                                                                               Fee Simple No No N/A xxx .01 xxx 0.01 No 64.18 N/A
4000074303   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $8,493.52 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 39.24% 39.24% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 CPA       Yes 69 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       781                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 29.60 xxx 29.6 No 75.0 N/A
4000074414   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 19575 xxx 6.810%   No AUS No 7.689%   7.500%   $3,775.76 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 47.41% 47.41% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 75 27 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       750                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.80 xxx 8.8 No 80.0 N/A
4000073950   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.250%   $1,164.43 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 12.23% 12.23% Yes Yes             Employed Employed         Full Documentation 0 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 310 26 Work Number Yes 241 38 Work Number No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     793                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 300.34 xxx 300.34 No 60.0 N/A
4000073120   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 5575 xxx 6.650%   No AUS No 7.041%   6.750%   $1,472.32 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 40.89% 40.89% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 24.64 xxx 24.64 No 49.89 N/A
4000073170   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 25990 xxx 6.620%   No AUS No 8.612%   8.250%   $6,611.15 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 31.50% 31.50% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       743                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 12.48 No 71.84 N/A
4000072445   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 6238 xxx 6.650%   No AUS No 7.445%   7.125%   $1,447.82 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 32.78% 32.78% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       732                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 36.56 No 70.0 N/A
4000069614   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,788.72 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.824 1.824 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       783                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 19.96 xxx 19.96 No 75.0 N/A
4000071528   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 8826.8 xxx 6.700%   No AUS No 7.648%   7.375%   $2,458.80 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 49.39% 49.39% No               Self-Employed           24 Month Bank Statement 1   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 12 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified Borrower - 1 YR Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       744                               NA     0       0     0     0   0 0 0 Unknown No   No Non Permanent Resident Alien Non Permanent Resident Alien No Real ID Driver's License   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 8.50 xxx 8.5 No 80.0 N/A
4000071299   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $1,688.70 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.083 1.083 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       726                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 36.94 xxx 38.41 No 64.17 N/A
4000073669   xxx xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Appendix Q Documentation 22632.25 xxx 6.620%   No AUS No 8.013%   7.625%   $4,777.61 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 18.95% 18.95% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       749                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 40.6 No 69.95 N/A
4000073918   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 4212.81 xxx 6.700%   No AUS No 8.658%   8.500%   $2,581.63 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 44.59% 44.59% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 40 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 29.23 xxx 29.23 No 85.0 N/A
4000075516   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 15045 xxx 6.730%   No AUS No 6.916%   6.875%   $6,569.29 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 34.54% 34.54% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified xxx xxx xxx xxx xxx xxx xxx xxx     785                               NA     0       0     0     0   0 0 0 Unknown No   No Non Permanent Resident Alien Non Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   xxx xxx xxx     I-821D Employment Authorization Document (I-821-D)   xxx                                                     Fee Simple No No N/A xxx 86.81 xxx 86.81 No 69.88 Yes
4000073069   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 13040 xxx 6.620%   No AUS No 7.122%   6.625%   $1,920.93 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.17% 37.17% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 239 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified || Co Borrower Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     744                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 53.38 xxx 53.38 No 60.24 N/A
4000073780   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $1,954.06 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.017 1.017   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     764                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 19.24 xxx 19.24 No 70.0 Yes
4000070510   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,661.10 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.036 1.035 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 42.34 xxx 42.34 No 61.65 N/A
4000074913   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 4815 xxx 6.810%   No AUS No 8.068%   7.875%   $2,262.22 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 27.30% 27.30% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 14 Tax Preparer       Yes 51 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       726                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 5.50 xxx 5.5 No 80.0 Yes
4000075680   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,969.14 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.2 1.2 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       741                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 125.46 No 55.0 N/A
4000075752   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 13792.5 xxx 6.650%   No AUS No 7.476%   7.375%   $3,273.80 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 34.19% 34.19% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Proceeds from Sale Audited 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.33 xxx 8.33 No 75.0 N/A
4000074074   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 6145 xxx 6.700%   No AUS No 7.742%   7.375%   $2,417.36 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 20.10% 20.10% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00% 0.00%   Third-Party Prepared (Unaudited) 15 CPA N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified || Co Borrower - N/A Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     786                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx .83 xxx 0.83 No 21.47 N/A
4000075600   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 3768.75 xxx 6.660%   No AUS No 7.672%   7.500%   $1,884.38 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 27.97% 27.97% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       701                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 37.2 No 69.64 N/A
4000075757   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 3040 xxx 6.650%   No AUS No 7.159%   7.125%   $11,749.60 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 42.72% 42.72% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 14 CPA       Yes 98 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       774                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.58 xxx 9.58 No 80.0 Yes
4000075622   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 25015 xxx 6.650%   No AUS No 7.246%   7.125%   $4,716.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 39.14% 39.14% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 157.95 xxx 157.95 No 58.33 N/A
4000074422   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.625%   $3,266.72 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.488 1.488 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       682                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 16.91 No 63.64 N/A
4000075634   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 11845 xxx 6.780%   No AUS No 8.550%   9.375%   $8,982.89 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 42.29% 41.55% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       801                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.47 xxx 10.47 No 80.0 N/A
4000075597   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 17790 xxx 6.620%   No AUS No 8.235%   8.000%   $7,044.14 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.49% 41.49% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 13 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       706                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 32.30 xxx 32.3 No 80.0 N/A
4000075639   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 20087.5 xxx 6.810%   No AUS No 8.426%   9.375%   $12,467.92 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.54% 42.10% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 61 26 FNMA 1005 Yes 23 24 FNMA 1005 No 0   N/A Borrower - Wage, Overtime and Bonus, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified || Co Borrower - Wage, Overtime and Bonus - Written VOE Verified Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     747                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A     Permanent Resident Alien Permanent Non-US Citizen N/A Other USA Patriot Act xxx xxx xxx     Missing                                                         Fee Simple No No N/A .00 .00 xxx 38.49 No 69.72 N/A
4000072559   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.500%   $1,914.10 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 36.41% 36.41% Yes               Employed           Full Documentation 2   Less than 1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance, Military and Government Assistance, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 61.89 xxx 61.89 No 75.0 N/A
4000068649   xxx xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1745 xxx 6.810% LPA LP Accept/Eligible No 6.681%   6.625%   $3,201.55 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 43.32% 43.32% Yes Yes             Employed Unknown         Full Documentation 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 31 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower Borrower - 3 YRS Executed 4506T Verified || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     783                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 241.70 xxx 241.7 No 30.3 Yes
4000074812   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,200.63 Yes 35.000% xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.223 1.223 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       744                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 23.56 xxx 23.56 No 80.0 N/A
4000071442   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $3,185.07 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%   Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.12 1.11 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     784                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 26.31 xxx 26.31 No 79.23 N/A
4000074248   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $3,008.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.44 1.44 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 97.39 No 38.64 N/A
4000072546   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1719.65 xxx 6.650%   No AUS No 7.558%   7.500%   $3,076.54 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 47.92% 47.92% No No             Unknown Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 Yes N/A 0 12 100.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - N/A - 2 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     775                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 6.08 xxx 6.08 No 77.88 N/A
4000073947   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $2,175.96 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 35.94% 35.94% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       781                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 36.66 xxx 36.66 No 80.0 N/A
4000073008   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.125%   $2,240.11 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 22.85% 22.85% Yes Yes             Employed Employed         Full Documentation 0 1 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 35 28 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     799                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 25.14 xxx 25.14 No 70.0 Yes
4000074432   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 13350 xxx 6.810%   No AUS No 7.914%   7.500%   $2,796.86 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 22.72% 22.72% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       711                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 30.47 xxx 30.47 No 50.0 N/A
4000071109   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $7,105.68 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.131 1.02   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 28.52 xxx 28.52 No 70.0 N/A
4000073755   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $906.34 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%   Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 2.026 2.026 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     666                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 110.90 xxx 110.9 No 21.19 N/A
4000074396   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1870 xxx 6.810%   No AUS No 7.293%   7.250%   $5,969.04 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.37% 48.37% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 90.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       Yes 25 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 200.47 xxx 200.47 No 55.56 N/A
4000075662   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 4143.44 xxx 6.810%   No AUS No 7.331%   7.250%   $8,723.33 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 10.23% 10.23% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 45.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 73.22 xxx 73.22 No 55.0 N/A
4000073659   xxx xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Appendix Q Documentation 23317 xxx 6.620%   No AUS No 8.079%   7.625%   $4,246.76 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 18.12% 18.12% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       685                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 66.49 No 17.14 N/A
4000074162   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 16850 xxx 6.700%   No AUS No 7.409%   7.375%   $5,525.40 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 46.52% 46.52% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 52 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.15 xxx 11.15 No 48.48 N/A
4000074581   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 11100 xxx 6.810%   No AUS No 7.663%   7.625%   $4,600.66 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.09% 44.09% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       805                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 26.16 No 57.52 N/A
4000072416   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $10,937.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.213 1.21 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     734                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 32.14 xxx 32.14 No 54.69 N/A
4000074411   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 2850 xxx 6.810%   No AUS No 8.492%   9.375%   $8,733.37 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.65% 44.34% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 14 CPA       Yes 26 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       795                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 55.63 No 69.54 N/A
4000074478   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 14015 xxx 6.810%   No AUS No 7.718%   7.625%   $4,218.45 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.86% 38.86% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 Tax Preparer       Yes 28 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.26 xxx 2.26 No 74.87 N/A
4000073584   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 13691.25 xxx 6.620%   No AUS No 7.805%   7.750%   $4,563.55 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 49.16% 49.16% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 41 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime and Bonus - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 28.86 No 65.0 N/A
4000074564   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 8249.25 xxx 6.810%   No AUS No 7.636%   7.500%   $4,824.06 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 38.39% 38.39% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 33.40%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified - 2024 Borrower - 2024 xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 90.79 xxx 90.79 No 75.0 N/A
4000075754   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 17100 xxx 6.810%   No AUS No 7.892%   7.625%   $5,096.11 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 40.82% 40.82% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     717                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 64.54 No 68.57 N/A
4000073704   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,398.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.322 1.322 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       719                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 100.08 xxx 200.15 No 33.78 N/A
4000074082   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 2520 xxx 6.700%   No AUS No 8.182%   7.750%   $1,074.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 36.13% 36.13% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       777                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.65 xxx 9.65 No 14.63 N/A
4000075676   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $4,312.80 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.884 0.88   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.80 xxx 12.8 No 70.0 N/A
4000073221   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.375%   $2,527.24 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.829 0.81 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       774                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Missing USA Patriot Act     xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 79.57 No 70.0 Yes
4000072443   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7410 xxx 6.660%   No AUS No 7.378%   7.250%   $4,420.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.06% 43.06% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       784                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.40 xxx 1.58 No 70.43 N/A
4000072823   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     6.875%   $1,675.17 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.34% 48.34% Yes               Retired           Full Documentation 0   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       825                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 480.27 xxx 480.27 No 75.0 N/A
4000073754   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 10339.38 xxx 6.700%   No AUS No 7.332%   6.990%   $2,218.37 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 32.10% 32.10% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       756                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 55.85 xxx 55.85 No 65.0 N/A
4000075248   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $2,678.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.27% 43.27% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       743                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.24 xxx 3.24 No 75.0 N/A
4000072825   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,607.52 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.99 0.99 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       808                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 31.85 xxx 31.85 No 62.14 N/A
4000073613   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 2350 xxx 6.650%   No AUS No 7.384%   7.375%   $24,173.63 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 3.93% 3.93% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 56.78 xxx 56.78 No 59.78 N/A
4000073848   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 3357.5 xxx 6.700%   No AUS No 6.839%   6.750%   $2,918.69 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.95% 41.95% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 62.3 No 38.14 N/A
4000072642   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       LPA LP Accept/Eligible No     6.875%   $2,687.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.15% 42.15% Yes               Self-Employed           Full Documentation 2   NA   N/A 0     0 2     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, SESCorp, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified Borrower - 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.60 xxx 18.6 No 65.98 N/A
4000075124   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 44350 xxx 6.880%   No AUS No 7.932%   7.875%   $12,471.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 24.10% 24.10% No No             Self-Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 50.00% Proceeds from Sale Audited 15 CPA Audited CPA 15 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified || Co Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     762                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 7.52 xxx 7.52 No 80.0 N/A
4000075660   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 42781.5 xxx 6.810%   No AUS No 7.895%   7.750%   $8,794.68 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 28.37% 28.37% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       783                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.70 xxx 34.7 No 80.0 N/A
4000073576   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 34734.38 xxx 6.810%   No AUS No 8.617%   9.375%   $9,606.71 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 31.53% 31.53% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.48 xxx 6.48 No 75.0 N/A
4000072222   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.000%   $1,650.97 No   xxx xxx xxx xxx $0.00 $0.00 xxx xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.217 1.216 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       736                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.73 xxx 14.73 No 75.0 N/A
4000073108   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 3895 xxx 6.620%   No AUS No 7.339%   7.250%   $3,612.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.26% 48.26% No No             Employed Not Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 26 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - Written VOE Verified || Co Borrower - N/A Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     765                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 5.71 xxx 5.71 No 70.6 N/A
4000073896   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 21995 xxx 6.650%   No AUS No 7.386%   6.990%   $6,646.31 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 18.14% 18.14% No No             Self-Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 50.00%   Audited 12 Tax Preparer Audited Tax Preparer 12 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified || Co Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     668                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 124.72 No 59.35 N/A
4000074051   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 15203.06 xxx 6.700%   No AUS No 7.562%   7.250%   $3,576.31 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 46.47% 46.47% No               Retired           Asset Depletion – Debt Ratio Calculation 1   NA   N/A 0     0 0     2 0 NA   Yes Yes 84.0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability, Other, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 345.77 xxx 345.77 No 75.0 N/A
4000073418   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $4,083.55 Yes 35.000% xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.846 0.845 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       816                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 179.09 xxx 179.09 No 45.06 N/A
4000075547   xxx xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1980 xxx 6.650% LPA LP Accept/Eligible No 6.802%   6.750%   $3,275.42 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 27.14% 27.14% Yes Yes             Employed Not Employed         Full Documentation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 221 221 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified || Co Borrower Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     762                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 100.01 No 21.96 N/A
4000074154   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 20170 xxx 6.780%   No AUS No 8.641%   9.375%   $9,149.24 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.15% 43.45% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.54 xxx 6.54 No 58.82 N/A
4000074165   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 8845 xxx 6.700%   No AUS No 7.474%   7.250%   $3,547.32 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.64% 38.64% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 63 27 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       802                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .00 xxx 0.26 No 42.62 N/A
4000074166   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 3354.6 xxx 6.700%   No AUS No 7.736%   7.625%   $2,632.43 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 40.55% 40.55% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       749                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.49 xxx 4.49 No 80.0 N/A
4000073281   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1350 xxx 6.770%   No AUS No 8.363%   9.375%   $11,540.52 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.62% 42.67% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 59 27 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       807                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 6.28 xxx 6.28 No 75.0 N/A
4000073254   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 2225 xxx 6.650%   No AUS No 7.475%   7.375%   $2,417.36 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 34.47% 34.47% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       735                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 9.56 No 26.42 N/A
4000074744   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 12127.5 xxx 6.810%   No AUS No 7.736%   7.625%   $3,149.68 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.23% 37.23% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       732                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 33.69 No 63.57 N/A
4000073518   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 3144 xxx 6.650%   No AUS No 7.324%   7.250%   $3,888.40 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 19.42% 19.42% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 25 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   1 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 11.72 xxx 11.72 No 27.86 Yes
4000075716   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $3,191.87 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.487 1.487 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       765                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 93.89 No 22.22 N/A
4000074558   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 10550 xxx 6.810%   No AUS No 8.837%   9.375%   $6,121.68 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.96% 40.63% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Commission - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.47 xxx 5.47 No 80.0 N/A
4000075521   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.375%   $1,396.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 36.47% 36.47% Yes Yes             Employed Employed         Full Documentation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 39 28 FNMA 1005 Yes 31 28 Work Number No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     778                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 33.99 xxx 33.99 No 75.0 N/A
4000074734   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,705.44 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.187 1.187 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       777                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.54 xxx 81.17 No 32.26 N/A
4000074587   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 8600 xxx 6.810%   No AUS No 8.852%   9.375%   $4,824.15 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 35.46% 37.05% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 87 27 FNMA 1005     0   No 0     Borrower - Wage, Commission - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.30 xxx 7.3 No 69.05 N/A
4000073257   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1350 xxx 6.780%   No AUS No 8.414%   9.375%   $18,631.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.91% 42.16% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.78 xxx 12.78 No 80.0 N/A
4000071915   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $2,900.28 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.049 1.049 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       702                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 119.96 No 54.53 N/A
4000074578   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7550 xxx 6.810%   No AUS No 8.839%   9.375%   $4,125.48 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 29.41% 30.65% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 35 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 25.08 xxx 25.08 No 80.0 N/A
4000073103   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     8.000%   $2,213.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 46.51% 46.51% Yes               Self-Employed           Full Documentation 0   NA   N/A 0     2 2     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       753                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 76.72 xxx 76.72 No 80.0 N/A
4000075109   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,538.27 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.137 1.137 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       784                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.58 xxx 3.58 No 80.0 N/A
4000076686   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $1,382.03 Yes 35.000% xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.727 1.727 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       745                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 185.08 xxx 185.08 No 75.0 N/A
4000073845   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 8587.5 xxx 6.700%   No AUS No 7.650%   7.500%   $1,608.19 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 33.54% 33.54% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 137 27 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       795                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.14 xxx 5.14 No 53.79 N/A
4000074563   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 10091.25 xxx 6.810%   No AUS No 8.788%   9.375%   $5,816.42 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 32.09% 33.25% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.26 xxx 5.26 No 70.0 N/A
4000073156   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $3,111.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.005 1.05   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       772                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 113.22 xxx 113.22 No 52.05 N/A
4000076681   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $1,189.38 Yes 7.625% xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.408 1.4   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 230.44 xxx 294.05 No 75.0 N/A
4000076752   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $1,303.05 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.846 0.846 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 12.96 No 70.0 N/A
4000075468   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1690 xxx 6.650%   No AUS No 7.290%   7.250%   $5,423.30 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.47% 45.47% No               Retired           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 Yes   Yes No 84.0 No Yes N/A 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx       720                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 15.22 xxx 15.22 No 60.0 N/A
4000073759   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $4,544.89 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.225 1.23 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       751                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 88.95 xxx 88.95 No 50.0 N/A
4000072513   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.625%   $1,586.69 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Proceeds from Sale   0           0 No     0 0       0   Yes 1.084 1.084 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       732                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 19.05 xxx 18.53 No 80.0 N/A
4000073877   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $5,014.89 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.53 1.53 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       751                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 89.02 No 50.0 N/A
4000074326   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $2,551.60 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.873 0.872 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 66.98 xxx 66.98 No 70.0 N/A
4000077503   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 6195 xxx 6.880%   No AUS No 7.337%   6.875%   $1,051.09 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 20.21% 20.21% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 108 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 128.53 xxx 128.53 No 50.0 N/A
4000072952   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 27127 xxx 6.650%   No AUS No 7.296%   7.250%   $7,771.35 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 33.36% 33.36% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       719                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.66 xxx 6.66 No 63.29 N/A
4000075244   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $1,719.39 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 27.22% 27.22% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 14 CPA       Yes 72 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.95 xxx 7.95 No 80.0 N/A
4000057720   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 2377.5 xxx 6.620%   No AUS No 7.878%   7.750%   $2,059.69 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 16.01% 16.01% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       729                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 22.87 xxx 97.66 No 49.74 N/A
4000074555   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.375%   $1,232.86 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 49.26% 49.26% Yes               Employed           Full Documentation 0   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 230 230 Other     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx       740                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 224.11 xxx 224.11 No 70.0 Yes
4000075271   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 2290 xxx 6.880%   No AUS No 7.014%   7.000%   $16,067.06 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 46.13% 46.13% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       775                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 14.77 No 70.0 N/A
4000075824   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 27390 xxx 6.880%   No AUS No 7.274%   7.250%   $11,119.47 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 49.55% 49.55% No No 1   3   3   Self-Employed Self-Employed Self-Employed   25.36   12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 35.00% 35.00%   N/A 0 N/A N/A N/A 0 Yes 75 Yes 75 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified || Co Borrower 2 - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified Borrower || Co Borrower || Co Borrower 2 xxx xxx xxx xxx xxx xxx xxx xxx xxx   798 xxx xxx xxx                         NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx xxx   N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx United States xxx     N/A                               Fee Simple No No N/A .00 .00 xxx 20.13 No 51.75 N/A
4000074238   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $3,146.47 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.267 1.267 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx xxx   N/A                                                                                   Fee Simple No No N/A xxx 32.07 xxx 32.07 No 54.55 N/A
4000074772   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.250%   $1,314.72 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.801 0.832   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       737                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.85 xxx 87.63 No 70.0 Yes
4000075285   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $1,036.01 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.243 1.24 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx                                       NA     0       0     0     0   0 0 0 Unknown No   No Foreign National Foreign National N/A Passport   xxx xxx xxx xxx xxx N/A xxx xxx Foreign National Foreign National N/A Passport     xxx   xxx xxx N/A xxx xxx                                                     Fee Simple No No Foreign Credit Report xxx 94.58 xxx 94.58 No 56.6 N/A
4000075017   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     6.625%   $3,817.85 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 47.06% 47.06% Yes               Employed           Full Documentation 0   2+ Months   N/A 0     2 0     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 54 54 Work Number     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 xxx xxx xxx xxx xxx xxx xxx       792                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx xxx   N/A                                                                                   Fee Simple No No N/A xxx 22.92 xxx 22.92 No 75.0 N/A
4000068420   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.375%   $3,420.33 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.129 1.13 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx xxx   N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 100.58 No 69.02 N/A
4000072058   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 2270 xxx 6.660%   No AUS No 6.889%   6.875%   $26,527.96 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 15.85% 15.85% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 55.00%     N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 226.78 xxx 230.67 No 50.73 N/A
4000076272   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 6282.8 xxx 6.740%   No AUS No 7.956%   7.625%   $1,551.48 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 32.58% 32.58% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       744                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.35 xxx 11.35 No 80.0 N/A
4000072493   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,346.70 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.586 1.586 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.53 xxx 8.53 No 41.0 N/A
4000074540   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 13207.5 xxx 6.810%   No AUS No 7.774%   7.625%   $7,936.14 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.65% 43.65% No No             Self-Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00% 50.00%   Third-Party Prepared (Unaudited) 12 CPA Third-Party Prepared (Unaudited) CPA 12 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2024 || Co Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 xxx xxx xxx xxx xxx xxx xxx xxx     744                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 22.68 No 75.0 N/A
4000075508   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $4,726.57 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 35.16% 35.16% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 80.04 No 32.61 N/A
4000074420   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 12790 xxx 6.700%   No AUS No 7.270%   7.125%   $7,410.90 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 26.96% 26.96% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     0 0 NA   Yes No 84.0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) Borrower xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 241.20 xxx 241.2 No 56.41 N/A
4000072567   xxx xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 2770 xxx 6.650% DU DU Approve/Eligible No 7.095%   7.000%   $2,195.50 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 41.16% 41.16% Yes Yes             Employed Employed         Full Documentation 1 1 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 FNMA 1005 Yes 13 13 Other No 0   N/A Borrower - Wage, Commission - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     794                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 7.48 xxx 7.48 No 75.0 Yes
4000076349   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $1,253.72 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.09 1.09 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       755                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 21.01 No 69.17 N/A
4000076346   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 17350 xxx 6.880%   No AUS No 7.596%   7.375%   $6,383.74 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 32.39% 32.39% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 CPA       Yes 168 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       742                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 28.11 xxx 28.11 No 29.8 N/A
4000075723   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 6145 xxx 6.880%   No AUS No 7.550%   7.375%   $2,797.23 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 42.73% 42.73% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       781                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.97 xxx 3.97 No 76.42 N/A
4000069774   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.375%   $1,424.52 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 26.45% 26.45% Yes               Employed           Full Documentation 0   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 41 28 Work Number     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 132.25 xxx 132.25 No 75.0 N/A
4000074751   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.375%   $1,061.91 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 33.76% 33.76% Yes Yes             Employed Employed         Full Documentation 1 0 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 117 28 Work Number Yes 7 7 FNMA 1005 No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     788                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act  xxx xxx xxx     I-551 Permanent Resident Card    xxx Permanent Resident Alien Permanent Non-US Citizen N/A Other USA Patriot Act  xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 11.13 xxx 11.13 No 75.0 Yes
4000076149   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.500%   $3,111.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.61% 41.61% Yes               Self-Employed           Full Documentation 0   NA   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       725                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.75 xxx 8.75 No 67.42 N/A
4000076376   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7715.24 xxx 6.740%   No AUS No 7.639%   7.375%   $2,769.72 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 46.31% 46.31% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime and Bonus - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       696                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.64 xxx 7.64 No 70.0 N/A
4000073988   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.625%   $5,541.75 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.761 0.761 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 23.34 xxx 23.34 No 75.0 N/A
4000076372   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 10346 xxx 6.880%   No AUS No 7.243%   7.000%   $3,071.04 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 41.94% 41.94% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 51 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 17.01 xxx 17.01 No 80.0 N/A
4000074753   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $7,640.42 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00% Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.014 1.012   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     780                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 16.14 xxx 16.14 No 75.0 N/A
4000076072   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.000%   $2,201.29 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.935 0.93 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       783                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 100.76 No 69.77 N/A
4000067490   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.375%   $2,943.00 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.034 1.034   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       743                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.80 xxx 34.8 No 80.0 N/A
4000075242   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1570 xxx 6.880%   No AUS No 7.066%   7.000%   $2,262.03 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 24.58% 24.58% No               Retired           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     0 0 NA   Yes No 84.0 No Yes Yes 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 474.63 xxx 474.63 No 51.13 N/A
4000067863   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $3,410.88 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.129 1.15   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     794                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 14.53 No 40.55 N/A
4000074461   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 3144 xxx 6.810%   No AUS No 7.638%   7.625%   $21,233.81 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.79% 38.79% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       812                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 144.01 xxx 144.01 No 43.8 N/A
4000075902   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.875%   $3,874.77 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.15% 48.15% Yes               Self-Employed           Full Documentation 0   NA   N/A 0     0 0     3 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       Yes 64 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023 xxx xxx xxx xxx xxx xxx xxx       780                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 33.81 xxx 33.81 No 80.0 N/A
4000075960   xxx xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Appendix Q Documentation 9395 xxx 6.880%   No AUS No 8.544%   8.250%   $2,854.81 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.70% 44.70% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified xxx xxx xxx xxx xxx xxx xxx       756                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.34 xxx 6.34 No 80.0 N/A
4000076370   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9940 xxx 6.740%   No AUS No 7.467%   7.375%   $2,417.36 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 49.46% 49.46% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified Borrower xxx xxx xxx xxx xxx xxx xxx       741                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 178.13 xxx 178.13 No 37.31 N/A
4000074217   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.000%   $1,100.65 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.686 2.037   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       707                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 80.28 No 18.75 N/A
4000075874   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     9.375%   $4,890.69 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.09% 42.09% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       759                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 4.26 xxx 4.26 No 60.0 N/A
4000076364   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 12470 xxx 6.740%   No AUS No 7.023%   6.750%   $3,606.21 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 36.11% 36.11% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 168 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       751                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 77.07 xxx 77.07 No 61.37 N/A
4000074477   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.875%   $3,908.61 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.878 0.878 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     738                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 24.23 xxx 24.23 No 75.0 N/A
4000074591   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $2,131.70 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.948 0.948 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       758                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 121.25 No 60.0 N/A
4000076232   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.625%   $1,604.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.914 0.914 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 30.13 xxx 30.13 No 75.0 N/A
4000076227   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       DU DU Approve/Eligible No     7.125%   $2,268.75 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 39.45% 39.45% Yes Yes             Not Employed Employed         Full Documentation 2 0 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 57 27 FNMA 1005 No 0   N/A Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx xxx     772                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 60.62 xxx 60.62 No 75.0 Yes
4000075694   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A       LPA LP Accept/Eligible No     7.000%   $5,052.97 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.80% 43.80% Yes Yes             Self-Employed Self-Employed         Full Documentation 1 1 NA NA N/A 0 N/A 0 1 2 1 2 2 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 80.00% 20.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified || Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     776                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 7.44 xxx 7.44 No 70.0 N/A
4000078104   xxx xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 44959 xxx 6.800%   No AUS No 7.321%   7.125%   $19,571.52 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 4.51% 4.51% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 95.00%     N/A 0 N/A       Yes 361 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       702                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 15.10 xxx 15.1 No 70.0 N/A
4000075793   xxx xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $3,104.51 No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00% Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 0.873 0.87 Yes Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     739                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 217.52 xxx 217.52 No 75.0 N/A
4000075958   xxx xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Appendix Q Documentation 19126.26 xxx 6.880%   No AUS No 8.490%   8.250%   $3,014.46 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 28.52% 28.52% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 19 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       729                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 7.67 xxx 7.67 No 75.0 N/A
4000075030   xxx xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Appendix Q Documentation 1621 xxx 6.810%   No AUS No 7.739%   7.625%   $1,061.69 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 40.57% 40.57% No               Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 12 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       732                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.95 xxx 14.52 No 16.67 N/A
4000077702   xxx xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Appendix Q Documentation 12143 xxx 6.800%   No AUS No 7.824%   7.375%   $2,762.70 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 47.54% 47.54% No               Self-Employed           W2/1099 Verified 1   NA   N/A 0     0 0     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Other, Other - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified xxx xxx xxx xxx xxx xxx xxx       827                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 63.99 xxx 63.99 No 33.33 N/A
4000075018   xxx xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Appendix Q Documentation 9357.5 xxx 6.800%   No AUS No 8.656%   8.250%   $2,065.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 32.88% 32.88% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 296 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       678                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 22.38 No 41.98 N/A
4000075022   xxx xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Appendix Q Documentation 8795 xxx 6.800%   No AUS No 8.584%   8.125%   $2,598.74 No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 15.18% 15.18% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       795                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 19.42 xxx 19.42 No 30.43 Yes