The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 236,675 1,740 SH SOLE 0 0 0 1,740
ABRDN ETFS BBRG ALL COMMDY 003261203 586,903 17,704 SH SOLE 0 4,784 0 12,920
ADVANCED MICRO DEVICES INC COM 007903107 229,169 1,615 SH SOLE 0 150 0 1,465
ALPHABET INC CAP STK CL A 02079K305 613,280 3,480 SH SOLE 0 3,000 0 480
ALPHABET INC CAP STK CL C 02079K107 2,078,568 11,718 SH SOLE 0 3,403 0 8,315
AMAZON COM INC COM 023135106 2,588,892 11,800 SH SOLE 0 6,145 0 5,655
APOLLO GLOBAL MGMT INC COM 03769M106 1,863,628 13,136 SH SOLE 0 4,148 0 8,988
APPLE INC COM 037833100 4,934,786 24,052 SH SOLE 0 10,393 0 13,659
APPLIED MATLS INC COM 038222105 1,163,959 6,358 SH SOLE 0 2,512 0 3,846
AUTODESK INC COM 052769106 662,480 2,140 SH SOLE 0 0 0 2,140
BANK AMERICA CORP COM 060505104 742,829 15,698 SH SOLE 0 4,300 0 11,398
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,066,177 2,195 SH SOLE 0 764 0 1,431
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 2,236,166 85,025 SH SOLE 0 28,466 0 56,560
CARRIER GLOBAL CORPORATION COM 14448C104 1,425,509 19,477 SH SOLE 0 6,144 0 13,333
CATERPILLAR INC COM 149123101 1,818,161 4,683 SH SOLE 0 1,398 0 3,285
CENTRAIS ELETRICAS BRASILEIR SPONSORED ADR 15234Q207 808,206 108,776 SH SOLE 0 21,828 0 86,948
CHEVRON CORP NEW COM 166764100 282,858 1,975 SH SOLE 0 0 0 1,975
CHUBB LIMITED COM H1467J104 1,654,941 5,712 SH SOLE 0 2,671 0 3,042
CITIGROUP INC COM NEW 172967424 1,882,768 22,119 SH SOLE 0 4,685 0 17,434
COCA COLA CO COM 191216100 954,852 13,496 SH SOLE 0 7,067 0 6,429
CRANE COMPANY COMMON STOCK 224408104 295,659 1,557 SH SOLE 0 0 0 1,557
DANAHER CORPORATION COM 235851102 1,843,784 9,334 SH SOLE 0 3,307 0 6,027
DIGITAL RLTY TR INC COM 253868103 210,707 1,209 SH SOLE 0 600 0 609
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 3,466,182 64,236 SH SOLE 0 21,308 0 42,928
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 3,084,214 72,011 SH SOLE 0 19,691 0 52,320
DISNEY WALT CO COM 254687106 258,809 2,087 SH SOLE 0 300 0 1,787
DUKE ENERGY CORP NEW COM NEW 26441C204 1,416,022 12,000 SH SOLE 0 4,049 0 7,951
EATON CORP PLC SHS G29183103 2,427,941 6,801 SH SOLE 0 2,443 0 4,358
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108 719,741 70,356 SH SOLE 0 43,859 0 26,497
ELI LILLY & CO COM 532457108 2,120,177 2,720 SH SOLE 0 1,206 0 1,514
EMERSON ELEC CO COM 291011104 206,395 1,548 SH SOLE 0 50 0 1,498
ENBRIDGE INC COM 29250N105 437,701 9,658 SH SOLE 0 500 0 9,158
EPLUS INC COM 294268107 349,685 4,850 SH SOLE 0 0 0 4,850
EQUINIX INC COM 29444U700 2,084,927 2,621 SH SOLE 0 1,140 0 1,481
ETF OPPORTUNITIES TRUST APPLIED FINA VAL 26923N405 748,064 19,108 SH SOLE 0 6,823 0 12,285
EXXON MOBIL CORP COM 30231G102 729,800 6,770 SH SOLE 0 910 0 5,860
FIDELITY COVINGTON TRUST ENHANCED EMRNGS 31609A800 703,033 24,855 SH SOLE 0 10,613 0 14,243
FIDELITY COVINGTON TRUST ENHANCED MID 31609A503 2,122,558 61,676 SH SOLE 0 18,591 0 43,085
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305 1,474,400 39,816 SH SOLE 0 19,725 0 20,091
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 5,351,673 160,904 SH SOLE 0 40,370 0 120,534
FIDELITY GREENWOOD STREET TR HEDGED EQTY ETF 31624J745 1,824,292 63,300 SH SOLE 0 20,889 0 42,411
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 3,454,412 75,506 SH SOLE 0 22,353 0 53,153
FIDELITY MERRIMACK STR TR TACTICAL BOND 316188879 223,115 4,528 SH SOLE 0 1,025 0 3,503
FORTINET INC COM 34959E109 1,983,096 18,758 SH SOLE 0 1,705 0 17,053
HDFC BANK LTD SPONSORED ADS 40415F101 514,302 6,708 SH SOLE 0 1,805 0 4,903
HOME DEPOT INC COM 437076102 393,314 1,073 SH SOLE 0 149 0 924
INFOSYS LTD SPONSORED ADR 456788108 327,740 17,687 SH SOLE 0 5,757 0 11,930
INTERNATIONAL BUSINESS MACHS COM 459200101 202,145 686 SH SOLE 0 0 0 686
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 1,036,997 14,099 SH SOLE 0 3,520 0 10,579
INVESCO QQQ TR UNIT SER 1 46090E103 609,562 1,105 SH SOLE 0 1,095 0 10
ISHARES TR CORE S&P500 ETF 464287200 5,419,986 8,729 SH SOLE 0 1,974 0 6,755
ISHARES TR RUSSELL 2000 ETF 464287655 342,400 1,587 SH SOLE 0 620 0 966
ISHARES TR CORE S&P US GWT 464287671 212,266 1,411 SH SOLE 0 0 0 1,411
ISHARES TR U.S. TECH ETF 464287721 317,581 1,833 SH SOLE 0 796 0 1,037
ISHARES TR MSCI EAFE ETF 464287465 680,441 7,612 SH SOLE 0 5,118 0 2,494
ISHARES TR 3 7 YR TREAS BD 464288661 2,932,516 24,624 SH SOLE 0 7,170 0 17,455
ISHARES TR CORE S&P TTL STK 464287150 351,104 2,600 SH SOLE 0 0 0 2,600
ISHARES TR MSCI USA MIN VOL 46429B697 251,665 2,681 SH SOLE 0 0 0 2,681
ISHARES TR MSCI USA QLT FCT 46432F339 881,148 4,820 SH SOLE 0 2,307 0 2,513
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 1,050,801 21,613 SH SOLE 0 6,480 0 15,133
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 280,463 5,534 SH SOLE 0 0 0 5,534
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 1,343,143 28,997 SH SOLE 0 10,406 0 18,591
JPMORGAN CHASE & CO. COM 46625H100 2,205,542 7,608 SH SOLE 0 2,882 0 4,725
LINDE PLC SHS G54950103 364,084 776 SH SOLE 0 405 0 371
LOWES COS INC COM 548661107 1,083,842 4,885 SH SOLE 0 2,979 0 1,906
MARRIOTT INTL INC NEW CL A 571903202 461,210 1,688 SH SOLE 0 363 0 1,325
MARTIN MARIETTA MATLS INC COM 573284106 1,651,501 3,008 SH SOLE 0 1,173 0 1,835
MCDONALDS CORP COM 580135101 1,446,949 4,952 SH SOLE 0 1,805 0 3,147
MCKESSON CORP COM 58155Q103 2,557,604 3,490 SH SOLE 0 1,959 0 1,531
META PLATFORMS INC CL A 30303M102 2,513,161 3,405 SH SOLE 0 1,695 0 1,710
MICROSOFT CORP COM 594918104 7,399,860 14,877 SH SOLE 0 5,464 0 9,413
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 455,929 33,231 SH SOLE 0 7,402 0 25,829
MONDELEZ INTL INC CL A 609207105 451,165 6,690 SH SOLE 0 3,172 0 3,518
NETEASE INC SPONSORED ADS 64110W102 496,869 3,692 SH SOLE 0 1,030 0 2,662
NEXTERA ENERGY INC COM 65339F101 1,265,380 18,228 SH SOLE 0 5,364 0 12,864
NOVO-NORDISK A S ADR 670100205 464,565 6,731 SH SOLE 0 2,998 0 3,733
NUVEEN AMT FREE MUN CR INC F COM 67071L106 765,080 64,131 SH SOLE 0 39,905 0 24,226
NVIDIA CORPORATION COM 67066G104 4,262,405 26,979 SH SOLE 0 12,606 0 14,373
PALANTIR TECHNOLOGIES INC CL A 69608A108 3,847,827 28,226 SH SOLE 0 6,720 0 21,506
PALO ALTO NETWORKS INC COM 697435105 5,862,114 28,646 SH SOLE 0 6,547 0 22,099
PEPSICO INC COM 713448108 251,140 1,902 SH SOLE 0 852 0 1,050
PGIM ETF TR ACTV HY BD ETF 69344A206 1,005,228 28,324 SH SOLE 0 8,296 0 20,028
PROCTER AND GAMBLE CO COM 742718109 1,269,130 7,966 SH SOLE 0 3,329 0 4,637
PUBLIC STORAGE OPER CO COM 74460D109 609,726 2,078 SH SOLE 0 805 0 1,273
SALESFORCE INC COM 79466L302 219,646 805 SH SOLE 0 29 0 776
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 254,217 2,342 SH SOLE 0 1,122 0 1,220
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 328,831 6,279 SH SOLE 0 5,140 0 1,139
SELECT SECTOR SPDR TR INDL 81369Y704 453,188 3,072 SH SOLE 0 2,783 0 289
SERVICE CORP INTL COM 817565104 244,200 3,000 SH SOLE 0 0 0 3,000
SHELL PLC SPON ADS 780259305 620,452 8,812 SH SOLE 0 2,566 0 6,246
SIMON PPTY GROUP INC NEW COM 828806109 1,104,100 6,868 SH SOLE 0 3,230 0 3,638
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 288,428 7,566 SH SOLE 0 3,020 0 4,546
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,968,874 3,187 SH SOLE 0 2,267 0 920
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,003,527 1,772 SH SOLE 0 1,316 0 456
STRYKER CORPORATION COM 863667101 1,537,509 3,886 SH SOLE 0 1,845 0 2,041
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 424,216 1,873 SH SOLE 0 630 0 1,243
TJX COS INC NEW COM 872540109 650,757 5,270 SH SOLE 0 3,082 0 2,188
VANGUARD INDEX FDS TOTAL STK MKT 922908769 404,835 1,332 SH SOLE 0 1,150 0 182
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,966,185 7,100 SH SOLE 0 2,307 0 4,793
VANGUARD INDEX FDS VALUE ETF 922908744 1,131,901 6,404 SH SOLE 0 3,172 0 3,232
VANGUARD INDEX FDS MID CAP ETF 922908629 994,213 3,553 SH SOLE 0 1,809 0 1,744
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,081,371 7,185 SH SOLE 0 3,228 0 3,957
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 322,974 5,400 SH SOLE 0 4,450 0 950
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 630,009 11,051 SH SOLE 0 8,295 0 2,756
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 1,877,400 20,832 SH SOLE 0 8,225 0 12,607
VANGUARD WORLD FD ESG US STK ETF 921910733 371,131 3,385 SH SOLE 0 0 0 3,385
VANGUARD WORLD FD INF TECH ETF 92204A702 468,939 707 SH SOLE 0 598 0 109
WALMART INC COM 931142103 1,289,739 13,190 SH SOLE 0 6,066 0 7,124
WASTE MGMT INC DEL COM 94106L109 1,340,020 5,856 SH SOLE 0 1,994 0 3,862
WORLD GOLD TR SPDR GLD MINIS 98149E303 1,005,454 15,346 SH SOLE 0 4,006 0 11,340
ZOETIS INC CL A 98978V103 681,346 4,369 SH SOLE 0 669 0 3,700