v3.25.2
Loan Receivables and Allowance for Credit Losses - Interest Income by Product (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Interest and fees on loans [1] $ 5,328 $ 5,301 $ 10,640 $ 10,594  
Contract with customer, liability 1,700   1,700   $ 1,800
Credit cards          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Interest and fees on loans [2] 5,076 5,013 10,131 10,109  
Financing receivable, accrued interest, charge-off 578 595 1,200 1,200  
Consumer installment loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Interest and fees on loans 207 243 418 392  
Commercial credit products          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Interest and fees on loans 43 43 88 88  
Other          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Interest and fees on loans $ 2 $ 2 $ 3 $ 5  
[1] Deferred merchant discounts to be recognized in interest income at both June 30, 2025 and December 31, 2024, were $1.7 billion and $1.8 billion, respectively, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Position.
[2] Interest income on credit cards that was reversed related to accrued interest receivables written off was $578 million and $595 million for the three months ended June 30, 2025 and 2024, respectively, and $1.2 billion for both the six months ended June 30, 2025 and 2024, respectively.