v3.25.2
Loan Receivables and Allowance for Credit Losses - Delinquent and Non Accrual Status (Details) - USD ($)
$ in Millions
Jun. 30, 2025
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables [1],[2],[3] $ 99,776 $ 104,721
90 or more days delinquent and accruing 2,033 2,473
Total non-accruing $ 26 $ 39
Percentage of total loan receivables 0.00% 0.00%
Credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 92,036 $ 96,818
90 or more days delinquent and accruing 1,995 2,431
Total non-accruing 0 0
Consumer installment loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 5,669 5,971
90 or more days delinquent and accruing 0 0
Total non-accruing 26 39
Commercial credit products    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 1,980 1,826
90 or more days delinquent and accruing 38 42
Total non-accruing 0 0
Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 91 106
Financial Asset, Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 4,173 $ 4,925
Percentage of total loan receivables 4.20% 4.70%
Financial Asset, Past Due | Credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 3,955 $ 4,660
Financial Asset, Past Due | Consumer installment loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 143 178
Financial Asset, Past Due | Commercial credit products    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 75 87
Financing Receivables, 30 to 89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 2,114 $ 2,413
Percentage of total loan receivables 2.10% 2.30%
Financing Receivables, 30 to 89 Days Past Due | Credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 1,960 $ 2,229
Financing Receivables, 30 to 89 Days Past Due | Consumer installment loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 117 139
Financing Receivables, 30 to 89 Days Past Due | Commercial credit products    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 37 45
Financial Asset, Equal to or Greater than 90 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 2,059 $ 2,512
Percentage of total loan receivables 2.10% 2.40%
Financial Asset, Equal to or Greater than 90 Days Past Due | Credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 1,995 $ 2,431
Financial Asset, Equal to or Greater than 90 Days Past Due | Consumer installment loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 26 39
Financial Asset, Equal to or Greater than 90 Days Past Due | Commercial credit products    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 38 $ 42
Financial Asset, Equal to or Greater than 90 Days Past Due And Accruing    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage of total loan receivables 2.00% 2.40%
[1] At June 30, 2025 and December 31, 2024, loan receivables included deferred costs, net of purchase discounts and deferred income of $(156) million and $(212) million, respectively.
[2] Total loan receivables include $21.2 billion and $21.3 billion of restricted loans of consolidated securitization entities at June 30, 2025 and December 31, 2024, respectively. See Note 6. Variable Interest Entities for further information.
[3] At June 30, 2025 and December 31, 2024, $19.9 billion and $20.7 billion, respectively, of loan receivables were pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances.