The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 403,038 2,287 SH SOLE 0 0 0 2,287
AMAZON COM INC COM 023135106 663,655 3,025 SH SOLE 0 0 0 3,025
APPLE INC COM 037833100 6,003,890 29,263 SH SOLE 0 0 0 29,263
AUTOMATIC DATA PROCESSING IN COM 053015103 782,719 2,538 SH SOLE 0 0 0 2,538
BROADCOM INC COM 11135F101 243,399 883 SH SOLE 0 0 0 883
COSTCO WHSL CORP NEW COM 22160K105 271,458 274 SH SOLE 0 0 0 274
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 531,460 12,570 SH SOLE 0 0 0 12,570
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 592,725 8,844 SH SOLE 0 0 0 8,844
DOUBLELINE ETF TRUST MORTGAGE ETF 25861R402 9,776,216 199,230 SH SOLE 0 0 0 199,230
FIRST TR EXCH TRD ALPHDX FD DEV MRK EX US 33737J174 4,033,393 58,659 SH SOLE 0 0 0 58,659
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108 6,799,468 48,910 SH SOLE 0 0 0 48,910
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 6,927,775 212,183 SH SOLE 0 0 0 212,183
HOME DEPOT INC COM 437076102 423,836 1,156 SH SOLE 0 0 0 1,156
INNOVATOR ETFS TRUST EQUITY DEFINED P 45784N650 242,280 9,799 SH SOLE 0 0 0 9,799
ISHARES INC CORE MSCI EMKT 46434G103 861,251 14,347 SH SOLE 0 0 0 14,347
ISHARES TR 3 7 YR TREAS BD 464288661 5,865,421 49,252 SH SOLE 0 0 0 49,252
ISHARES TR ISHS 5-10YR INVT 464288638 9,297,693 174,474 SH SOLE 0 0 0 174,474
ISHARES TR RUS 1000 VAL ETF 464287598 4,428,444 22,800 SH SOLE 0 0 0 22,800
ISHARES TR 7-10 YR TRSY BD 464287440 13,373,323 139,640 SH SOLE 0 0 0 139,640
ISHARES TR CORE 40/60 MODER 464289875 225,734 4,903 SH SOLE 0 0 0 4,903
ISHARES TR SELECT DIVID ETF 464287168 280,893 2,115 SH SOLE 0 0 0 2,115
ISHARES TR CORE 80/20 AGGRE 464289859 230,935 2,769 SH SOLE 0 0 0 2,769
ISHARES TR RUS MID CAP ETF 464287499 1,044,871 11,361 SH SOLE 0 0 0 11,361
ISHARES TR RUS 1000 GRW ETF 464287614 7,655,337 18,030 SH SOLE 0 0 0 18,030
ISHARES TR CORE MSCI EAFE 46432F842 480,344 5,754 SH SOLE 0 0 0 5,754
ISHARES TR RUSSELL 2000 ETF 464287655 373,317 1,730 SH SOLE 0 0 0 1,730
ISHARES TR 0-5YR HI YL CP 46434V407 429,674 9,960 SH SOLE 0 0 0 9,960
ISHARES TR CORE S&P500 ETF 464287200 1,085,954 1,749 SH SOLE 0 0 0 1,749
ISHARES TR CRE U S REIT ETF 464288521 5,893,712 104,203 SH SOLE 0 0 0 104,203
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 1,207,248 23,821 SH SOLE 0 0 0 23,821
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 18,777,528 405,387 SH SOLE 0 0 0 405,387
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 7,955,266 156,754 SH SOLE 0 0 0 156,754
JPMORGAN CHASE & CO. COM 46625H100 318,901 1,100 SH SOLE 0 0 0 1,100
META PLATFORMS INC CL A 30303M102 571,282 774 SH SOLE 0 0 0 774
MICROSOFT CORP COM 594918104 1,234,572 2,482 SH SOLE 0 0 0 2,482
NIKE INC CL B 654106103 248,498 3,498 SH SOLE 0 0 0 3,498
NU HLDGS LTD ORD SHS CL A G6683N103 1,576,579 114,911 SH SOLE 0 0 0 114,911
NVIDIA CORPORATION COM 67066G104 758,984 4,804 SH SOLE 0 0 0 4,804
PHILIP MORRIS INTL INC COM 718172109 241,869 1,328 SH SOLE 0 0 0 1,328
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 8,581,807 200,791 SH SOLE 0 0 0 200,791
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 7,586,530 187,368 SH SOLE 0 0 0 187,368
SPDR S&P 500 ETF TR TR UNIT 78462F103 449,795 728 SH SOLE 0 0 0 728
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 15,972,296 167,565 SH SOLE 0 0 0 167,565
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 4,559,519 155,668 SH SOLE 0 0 0 155,668
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672 10,180,984 353,875 SH SOLE 0 0 0 353,875
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 16,994,046 324,686 SH SOLE 0 0 0 324,686
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 12,378,979 290,586 SH SOLE 0 0 0 290,586
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 9,707,258 178,508 SH SOLE 0 0 0 178,508
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 405,247 5,575 SH SOLE 0 0 0 5,575
TESLA INC COM 88160R101 633,414 1,994 SH SOLE 0 0 0 1,994
TEXAS INSTRS INC COM 882508104 219,039 1,055 SH SOLE 0 0 0 1,055
TRANE TECHNOLOGIES PLC SHS G8994E103 229,640 525 SH SOLE 0 0 0 525
VANGUARD INDEX FDS GROWTH ETF 922908736 8,085,850 18,444 SH SOLE 0 0 0 18,444
VANGUARD INDEX FDS MID CAP ETF 922908629 4,461,169 15,942 SH SOLE 0 0 0 15,942
VANGUARD INDEX FDS VALUE ETF 922908744 8,365,934 47,335 SH SOLE 0 0 0 47,335
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,883,517 7,948 SH SOLE 0 0 0 7,948
VANGUARD INDEX FDS SML CP GRW ETF 922908595 238,076 860 SH SOLE 0 0 0 860
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 439,495 2,672 SH SOLE 0 0 0 2,672
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,345,103 4,730 SH SOLE 0 0 0 4,730
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,523,877 71,247 SH SOLE 0 0 0 71,247
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,148,560 64,217 SH SOLE 0 0 0 64,217
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,252,767 39,228 SH SOLE 0 0 0 39,228
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 855,294 14,551 SH SOLE 0 0 0 14,551
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,426,643 60,106 SH SOLE 0 0 0 60,106
VANGUARD WORLD FD ESG US STK ETF 921910733 703,012 6,412 SH SOLE 0 0 0 6,412
ZYMEWORKS INC COM 98985Y108 125,713 10,017 SH SOLE 0 0 0 10,017