The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 1,301,688 7,338 SH SOLE 0 0 7,338
ALPHABET INC CAP STK CL A 02079K305 207,951 1,180 SH SOLE 0 0 1,180
AMERICAN EXPRESS CO COM 025816109 261,564 820 SH SOLE 0 0 820
AMGEN INC COM 031162100 571,543 2,047 SH SOLE 0 0 2,047
APPLE INC COM 037833100 2,312,471 11,271 SH SOLE 0 0 11,271
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,826,495 3,760 SH SOLE 0 0 3,760
BLACKROCK INC COM 09290D101 752,312 717 SH SOLE 0 0 717
BONDBLOXX ETF TRUST BLOOMBERG THREE 09789C846 255,670 5,136 SH SOLE 0 0 5,136
CHEVRON CORP NEW COM 166764100 286,237 1,999 SH SOLE 0 0 1,999
COCA COLA CO COM 191216100 429,382 6,069 SH SOLE 0 0 6,069
COSTCO WHSL CORP NEW COM 22160K105 969,151 979 SH SOLE 0 0 979
DANAHER CORPORATION COM 235851102 683,488 3,460 SH SOLE 0 0 3,460
EXXON MOBIL CORP COM 30231G102 761,607 7,065 SH SOLE 0 0 7,065
HOME DEPOT INC COM 437076102 836,672 2,282 SH SOLE 0 0 2,282
HONEYWELL INTL INC COM 438516106 731,010 3,139 SH SOLE 0 0 3,139
ILLINOIS TOOL WKS INC COM 452308109 578,812 2,341 SH SOLE 0 0 2,341
INTERNATIONAL BUSINESS MACHS COM 459200101 662,960 2,249 SH SOLE 0 0 2,249
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 1,912,182 8,420 SH SOLE 75 0 8,345
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,748,817 15,125 SH SOLE 60 0 15,065
INVESCO QQQ TR UNIT SER 1 46090E103 3,242,540 5,878 SH SOLE 0 0 5,878
ISHARES TR 0-3 MNTH TREASRY 46436E718 570,812 5,669 SH SOLE 0 0 5,669
ISHARES TR CORE S&P SCP ETF 464287804 973,774 8,910 SH SOLE 0 0 8,910
ISHARES TR ISHS 1-5YR INVS 464288646 217,529 4,123 SH SOLE 0 0 4,123
ISHARES TR HDG MSCI EAFE 46434V803 428,948 11,300 SH SOLE 0 0 11,300
JOHNSON & JOHNSON COM 478160104 971,032 6,357 SH SOLE 0 0 6,357
JPMORGAN CHASE & CO. COM 46625H100 2,271,735 7,836 SH SOLE 0 0 7,836
LOWES COS INC COM 548661107 658,954 2,970 SH SOLE 0 0 2,970
MICROSOFT CORP COM 594918104 3,275,445 6,585 SH SOLE 0 0 6,585
NEXTERA ENERGY INC COM 65339F101 215,202 3,100 SH SOLE 0 0 3,100
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534 210,783 5,100 SH SOLE 0 0 5,100
NORTHERN LTS FD TR IV INSPIRE 500 ETF 66537J796 270,574 1,180 SH SOLE 0 0 1,180
NVIDIA CORPORATION COM 67066G104 929,297 5,882 SH SOLE 0 0 5,882
ORACLE CORP COM 68389X105 1,628,793 7,450 SH SOLE 0 0 7,450
PACER FDS TR US CASH COWS 100 69374H881 5,391,590 97,851 SH SOLE 460 0 97,391
PFIZER INC COM 717081103 281,548 11,615 SH SOLE 0 0 11,615
PROCTER AND GAMBLE CO COM 742718109 784,492 4,924 SH SOLE 0 0 4,924
RTX CORPORATION COM 75513E101 421,268 2,885 SH SOLE 0 0 2,885
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 339,657 12,109 SH SOLE 0 0 12,109
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 957,823 40,194 SH SOLE 0 0 40,194
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 369,861 13,957 SH SOLE 0 0 13,957
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,895,963 21,485 SH SOLE 100 0 21,385
SNAP ON INC COM 833034101 483,885 1,555 SH SOLE 0 0 1,555
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 352,520 800 SH SOLE 0 0 800
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,528,502 12,185 SH SOLE 0 0 12,185
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 3,609,611 6,372 SH SOLE 0 0 6,372
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 428,659 14,635 SH SOLE 0 0 14,635
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 2,681,750 49,315 SH SOLE 350 0 48,965
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 1,936,511 45,458 SH SOLE 150 0 45,308
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 514,099 20,082 SH SOLE 0 0 20,082
SPDR SERIES TRUST BLOOMBERG INVT 78468R200 3,058,953 99,220 SH SOLE 0 0 99,220
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 6,490,999 89,297 SH SOLE 795 0 88,502
THERMO FISHER SCIENTIFIC INC COM 883556102 738,343 1,821 SH SOLE 0 0 1,821
TJX COS INC NEW COM 872540109 734,148 5,945 SH SOLE 0 0 5,945
UNITEDHEALTH GROUP INC COM 91324P102 435,822 1,397 SH SOLE 0 0 1,397
VANECK ETF TRUST PREFERRED SECURT 92189F429 337,093 19,690 SH SOLE 0 0 19,690
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 328,063 3,125 SH SOLE 0 0 3,125
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,169,006 2,058 SH SOLE 0 0 2,058
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,599,373 15,133 SH SOLE 65 0 15,068
VANGUARD MALVERN FDS CORE BD ETF 922020748 5,996,081 77,289 SH SOLE 0 0 77,289
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,574,820 43,050 SH SOLE 140 0 42,910
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,752,529 33,195 SH SOLE 100 0 33,095
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,766,987 28,177 SH SOLE 95 0 28,082
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,697,230 82,461 SH SOLE 295 0 82,166
VANGUARD WORLD FD UTILITIES ETF 92204A876 978,748 5,545 SH SOLE 0 0 5,545
VANGUARD WORLD FD INF TECH ETF 92204A702 5,179,554 7,809 SH SOLE 30 0 7,779
VERIZON COMMUNICATIONS INC COM 92343V104 486,138 11,235 SH SOLE 0 0 11,235
VISA INC COM CL A 92826C839 1,201,844 3,385 SH SOLE 0 0 3,385
WALMART INC COM 931142103 1,081,936 11,065 SH SOLE 0 0 11,065
WISDOMTREE TR INTL SMCAP DIV 97717W760 2,125,237 28,295 SH SOLE 75 0 28,220