The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,123 8,260 SH DFND 1 0 0 8,260
ABBVIE INC COM 00287Y109 3,233 17,417 SH DFND 1 0 0 17,417
ADVANCED MICRO DEVICES INC COM 007903107 1,017 7,165 SH DFND 1 0 0 7,165
AIRBNB INC NOTE 3/1 009066AB7 12 12,375 PRN DFND 1 0 0 12,375
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 557 4,913 SH DFND 1 0 0 4,913
ALPHABET INC CAP STK CL C 02079K107 11,694 65,921 SH DFND 1 0 0 65,921
ALPHABET INC CAP STK CL A 02079K305 1,638 9,294 SH DFND 1 0 0 9,294
AMAZON COM INC COM 023135106 9,532 43,450 SH DFND 1 0 0 43,450
APPLE INC COM 037833100 5,371 26,176 SH DFND 1 0 0 26,176
APPLIED MATLS INC COM 038222105 708 3,870 SH DFND 1 0 0 3,870
ARRAY TECHNOLOGIES INC COM SHS 04271T100 804 136,260 SH DFND 1 0 0 136,260
ASML HOLDING N V N Y REGISTRY SHS N07059210 4,338 5,413 SH DFND 1 0 0 5,413
AUTODESK INC COM 052769106 523 1,690 SH DFND 1 0 0 1,690
BAIDU INC SPON ADR REP A 056752108 3,685 42,969 SH DFND 1 0 0 42,969
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,604 3,303 SH DFND 1 0 0 3,303
BEST BUY INC COM 086516101 258 3,840 SH DFND 1 0 0 3,840
BOOKING HOLDINGS INC COM 09857L108 440 76 SH DFND 1 0 0 76
BROADCOM INC COM 11135F101 262 952 SH DFND 1 0 0 952
CADENCE DESIGN SYSTEM INC COM 127387108 217 705 SH DFND 1 0 0 705
CHECK POINT SOFTWARE TECH LT ORD M22465104 7,389 33,397 SH DFND 1 0 0 33,397
CISCO SYS INC COM 17275R102 6,282 90,547 SH DFND 1 0 0 90,547
CITIGROUP INC COM NEW 172967424 734 8,624 SH DFND 1 0 0 8,624
CVS HEALTH CORP COM 126650100 270 3,920 SH DFND 1 0 0 3,920
DELL TECHNOLOGIES INC CL C 24703L202 1,929 15,731 SH DFND 1 0 0 15,731
DISNEY WALT CO COM 254687106 456 3,679 SH DFND 1 0 0 3,679
EDWARDS LIFESCIENCES CORP COM 28176E108 2,378 30,400 SH DFND 1 0 0 30,400
ELI LILLY & CO COM 532457108 2,394 3,071 SH DFND 1 0 0 3,071
EPAM SYS INC COM 29414B104 2,527 14,290 SH DFND 1 0 0 14,290
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 11,113 110,344 SH SOLE 110,344 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 912 7,495 SH DFND 1 0 0 7,495
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 4,107 54,335 SH DFND 1 0 0 54,335
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 7,995 36,000 SH SOLE 36,000 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 7,619 85,000 SH SOLE 85,000 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 711 2,641 SH DFND 1 0 0 2,641
FIRST TR EXCHANGE-TRADED FD SHS 337345102 645 3,030 SH DFND 1 0 0 3,030
FIRST TR MORNINGSTAR DIVID L SHS 336917109 15,117 348,000 SH SOLE 348,000 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 4,005 91,895 SH DFND 1 0 0 91,895
GLOBAL X FDS DEFENSE TECH ETF 37960A529 2,133 35,410 SH DFND 1 0 0 35,410
INNOVIZ TECHNOLOGIES LTD SHS M5R635108 26 15,700 SH DFND 1 0 0 15,700
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 521 7,270 SH DFND 1 0 0 7,270
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 7,581 164,725 SH SOLE 164,725 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 272 1,499 SH DFND 1 0 0 1,499
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530 240 4,600 SH DFND 1 0 0 4,600
INVESCO QQQ TR UNIT SER 1 46090E103 8,918 19,018 SH SOLE 19,018 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 36,206 65,634 SH DFND 1 0 0 65,634
ISHARES TR CORE S&P500 ETF 464287200 32,647 58,100 SH SOLE 58,100 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,518 12,444 SH SOLE 12,444 0 0
ISHARES TR MSCI ACWI ETF 464288257 31,309 269,000 SH SOLE 269,000 0 0
ISHARES TR CORE MSCI INTL 46435G326 8,432 122,400 SH SOLE 122,400 0 0
ISHARES TR CORE US AGGBD ET 464287226 554 5,584 PRN DFND 1 0 0 5,584
ISHARES TR IBOXX INV CP ETF 464287242 11,913 108,681 PRN DFND 1 0 0 108,681
ISHARES TR 7-10 YR TRSY BD 464287440 716 7,475 PRN DFND 1 0 0 7,475
ISHARES TR CORE S&P MCP ETF 464287507 320 5,167 PRN DFND 1 0 0 5,167
ISHARES TR EXPANDED TECH 464287515 11,020 100,642 SH DFND 1 0 0 100,642
ISHARES TR ISHARES SEMICDTR 464287523 13,049 54,666 SH DFND 1 0 0 54,666
ISHARES TR RUSSELL 2000 ETF 464287655 409 1,896 SH DFND 1 0 0 1,896
ISHARES TR U.S. FIN SVC ETF 464287770 636 7,435 SH DFND 1 0 0 7,435
ISHARES TR ISHS 1-5YR INVS 464288646 745 14,129 PRN DFND 1 0 0 14,129
ISHARES TR 3 7 YR TREAS BD 464288661 1,610 13,521 PRN DFND 1 0 0 13,521
ISHARES TR US HOME CONS ETF 464288752 302 3,246 SH DFND 1 0 0 3,246
ISHARES TR U.S. INSRNCE ETF 464288786 438 3,260 SH DFND 1 0 0 3,260
ISHARES TR U.S. MED DVC ETF 464288810 1,094 17,466 SH DFND 1 0 0 17,466
ISHARES TR 0-5YR INVT GR CP 46434V100 288 5,695 PRN DFND 1 0 0 5,695
JPMORGAN CHASE & CO. COM 46625H100 5,081 17,527 SH DFND 1 0 0 17,527
KLA CORP COM NEW 482480100 14,479 16,164 SH DFND 1 0 0 16,164
LENNAR CORP CL A 526057104 223 2,020 SH DFND 1 0 0 2,020
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 55 13,000 SH DFND 1 0 0 13,000
MASTERCARD INCORPORATED CL A 57636Q104 548 975 SH DFND 1 0 0 975
MCDONALDS CORP COM 580135101 292 999 SH DFND 1 0 0 999
MERCK & CO INC COM 58933Y105 1,770 22,354 SH DFND 1 0 0 22,354
META PLATFORMS INC CL A 30303M102 2,990 4,052 SH DFND 1 0 0 4,052
MICRON TECHNOLOGY INC COM 595112103 216 1,755 SH DFND 1 0 0 1,755
MICROSOFT CORP COM 594918104 264 532 SH DFND 1 0 0 532
MICROSOFT CORP COM 594918104 12,581 25,294 SH DFND 1 0 0 25,294
NETFLIX INC COM 64110L106 327 244 SH DFND 1 0 0 244
NIKE INC CL B 654106103 275 3,867 SH DFND 1 0 0 3,867
NOVA LTD COM M7516K103 238 866 SH DFND 1 0 0 866
NOVO-NORDISK A S ADR 670100205 1,915 27,750 SH DFND 1 0 0 27,750
NVIDIA CORPORATION COM 67066G104 2,267 14,348 SH DFND 1 0 0 14,348
ORACLE CORP COM 68389X105 1,717 7,852 SH DFND 1 0 0 7,852
PALANTIR TECHNOLOGIES INC CL A 69608A108 393 2,883 SH DFND 1 0 0 2,883
PALO ALTO NETWORKS INC COM 697435105 275 1,342 SH DFND 1 0 0 1,342
PAYLOCITY HLDG CORP COM 70438V106 435 2,400 SH DFND 1 0 0 2,400
PFIZER INC COM 717081103 2,697 111,255 SH DFND 1 0 0 111,255
QUALCOMM INC COM 747525103 4,499 28,248 SH DFND 1 0 0 28,248
SALESFORCE INC COM 79466L302 6,343 23,262 SH DFND 1 0 0 23,262
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,369 422,900 SH SOLE 422,900 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 13,396 504,000 SH SOLE 504,000 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 9,485 70,369 SH DFND 1 0 0 70,369
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 7,165 32,970 SH DFND 1 0 0 32,970
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 14,666 280,048 SH DFND 1 0 0 280,048
SELECT SECTOR SPDR TR INDL 81369Y704 5,971 40,476 SH DFND 1 0 0 40,476
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 12,529 49,477 SH DFND 1 0 0 49,477
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 11,765 108,399 SH DFND 1 0 0 108,399
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 13,864 95,000 SH SOLE 95,000 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 13,310 138,000 SH SOLE 138,000 0 0
SERVICENOW INC COM 81762P102 4,560 4,436 SH DFND 1 0 0 4,436
SOLAREDGE TECHNOLOGIES INC COM 83417M104 1,438 70,475 SH DFND 1 0 0 70,475
SOUTHERN CO NOTE 3.875%12/1 842587DP9 578 523,000 PRN DFND 1 0 0 523,000
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 2,131 4,835 SH DFND 1 0 0 4,835
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 13,981 384,000 SH SOLE 384,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 36,565 59,181 SH DFND 1 0 0 59,181
SPDR SER TR PORTFOLIO S&P500 78464A854 30,184 459,000 SH SOLE 459,000 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 9,222 274,626 PRN DFND 1 0 0 274,626
SPDR SERIES TRUST HLTH CR EQUIP 78464A581 244 2,999 SH DFND 1 0 0 2,999
SPDR SERIES TRUST AEROSPACE DEF 78464A631 2,924 13,864 SH DFND 1 0 0 13,864
SUPER MICRO COMPUTER INC COM NEW 86800U302 748 15,264 SH DFND 1 0 0 15,264
SYNOPSYS INC COM 871607107 218 425 SH DFND 1 0 0 425
TARGET CORP COM 87612E106 295 2,990 SH DFND 1 0 0 2,990
TELADOC HEALTH INC COM 87918A105 777 89,200 SH DFND 1 0 0 89,200
TERADATA CORP DEL COM 88076W103 631 28,293 SH DFND 1 0 0 28,293
TESLA INC COM 88160R101 706 2,224 SH DFND 1 0 0 2,224
UIPATH INC CL A 90364P105 883 68,963 SH DFND 1 0 0 68,963
UNITEDHEALTH GROUP INC COM 91324P102 1,213 3,888 SH DFND 1 0 0 3,888
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692 347 3,948 SH DFND 1 0 0 3,948
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 80,168 156,000 SH SOLE 156,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,441 9,579 SH DFND 1 0 0 9,579
VANGUARD INDEX FDS VALUE ETF 922908744 13,644 79,000 SH SOLE 79,000 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,374 18,473 SH DFND 1 0 0 18,473
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,290 16,230 PRN DFND 1 0 0 16,230
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,693 56,599 PRN DFND 1 0 0 56,599
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 30,650 603,000 SH SOLE 603,000 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1,865 7,511 SH DFND 1 0 0 7,511
VEEVA SYS INC CL A COM 922475108 6,020 20,903 SH DFND 1 0 0 20,903
VISA INC COM CL A 92826C839 1,797 5,062 SH DFND 1 0 0 5,062
WALGREENS BOOTS ALLIANCE INC COM 931427108 574 50,000 SH DFND 1 0 0 50,000
WALMART INC COM 931142103 395 4,040 SH DFND 1 0 0 4,040
ZOOM COMMUNICATIONS INC CL A 98980L101 5,770 73,992 SH DFND 1 0 0 73,992
ZSCALER INC COM 98980G102 3,811 12,140 SH DFND 1 0 0 12,140