The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC, Inc. Com 001055102 244,878 2,322 SH SOLE 0 2,322 0 0
AFLAC, Inc. Com 001055102 31,638 300 SH DFND 0 300 0 0
AT&T Inc. Com Com 00206R102 4,358,306 150,598 SH SOLE 0 150,533 0 65
AT&T Inc. Com Com 00206R102 351,621 12,150 SH DFND 0 12,150 0 0
Abbott Laboratories Com 002824100 3,469,071 25,506 SH SOLE 0 25,471 0 35
Abbott Laboratories Com 002824100 145,939 1,073 SH DFND 0 1,073 0 0
AbbVie Inc Com 00287Y109 3,256,146 17,542 SH SOLE 0 17,542 0 0
AbbVie Inc Com 00287Y109 468,319 2,523 SH DFND 0 2,523 0 0
Adobe Systems Inc. Com 00724F101 3,329,876 8,607 SH SOLE 0 8,607 0 0
Adobe Systems Inc. Com 00724F101 41,009 106 SH DFND 0 106 0 0
Air Products & Chemicals Com 009158106 396,012 1,404 SH SOLE 0 1,404 0 0
Air Products & Chemicals Com 009158106 13,821 49 SH DFND 0 49 0 0
Alphabet Inc Cl C Com 02079K107 2,456,319 13,847 SH SOLE 0 13,847 0 0
Alphabet Inc Cl C Com 02079K107 136,590 770 SH DFND 0 770 0 0
Alphabet Inc. Cl A Com 02079K305 11,275,548 63,982 SH SOLE 0 63,967 0 15
Alphabet Inc. Cl A Com 02079K305 283,025 1,606 SH DFND 0 1,606 0 0
Altria Group Inc. Com 02209S103 811,615 13,843 SH SOLE 0 13,843 0 0
Altria Group Inc. Com 02209S103 69,477 1,185 SH DFND 0 1,185 0 0
Amazon.Com, Inc. Com 023135106 13,758,605 62,713 SH SOLE 0 62,688 0 25
Amazon.Com, Inc. Com 023135106 507,010 2,311 SH DFND 0 2,311 0 0
American Express Co Com 025816109 3,074,010 9,637 SH SOLE 0 9,637 0 0
American Express Co Com 025816109 560,767 1,758 SH DFND 0 1,758 0 0
American Tower Corporation REIT Com 03027X100 409,108 1,851 SH SOLE 0 1,851 0 0
American Tower Corporation REIT Com 03027X100 6,852 31 SH DFND 0 31 0 0
Ameriprise Financial, Inc. Com 03076C106 455,805 854 SH SOLE 0 854 0 0
Ameriprise Financial, Inc. Com 03076C106 2,669 5 SH DFND 0 5 0 0
Amgen Inc. Com 031162100 3,096,439 11,090 SH SOLE 0 11,090 0 0
Amgen Inc. Com 031162100 86,555 310 SH DFND 0 310 0 0
Analog Devices Inc. Com 032654105 609,331 2,560 SH SOLE 0 2,560 0 0
Analog Devices Inc. Com 032654105 14,995 63 SH DFND 0 63 0 0
Apple, Inc. Com 037833100 21,255,202 103,598 SH SOLE 0 103,568 0 30
Apple, Inc. Com 037833100 1,007,385 4,910 SH DFND 0 4,910 0 0
Applied Materials Inc. Com 038222105 6,395,184 34,933 SH SOLE 0 34,898 0 35
Applied Materials Inc. Com 038222105 73,777 403 SH DFND 0 403 0 0
Automatic Data Processing Com 053015103 1,022,654 3,316 SH SOLE 0 3,316 0 0
Automatic Data Processing Com 053015103 202,002 655 SH DFND 0 655 0 0
Bank Of America Corporation Com 060505104 4,215,455 89,084 SH SOLE 0 89,084 0 0
Bank Of America Corporation Com 060505104 104,577 2,210 SH DFND 0 2,210 0 0
Bank New York Mellon Corp. Com Com 064058100 214,109 2,350 SH SOLE 0 2,350 0 0
Berkshire Hathaway, Inc. Cl A Com 084670108 728,800 1 SH SOLE 0 1 0 0
Berkshire Hathaway Inc Cl B Com 084670702 3,002,059 6,180 SH SOLE 0 6,170 0 10
Berkshire Hathaway Inc Cl B Com 084670702 49,063 101 SH DFND 0 101 0 0
Blackrock Funding, Inc. Com 09290D101 1,052,398 1,003 SH SOLE 0 1,003 0 0
Blackrock Funding, Inc. Com 09290D101 62,955 60 SH DFND 0 60 0 0
Boston Scientific Corp Com 101137107 415,140 3,865 SH SOLE 0 3,865 0 0
Boston Scientific Corp Com 101137107 4,296 40 SH DFND 0 40 0 0
Bristol Myers Squibb Co. Com 110122108 1,086,982 23,482 SH SOLE 0 23,432 0 50
Bristol Myers Squibb Co. Com 110122108 175,763 3,797 SH DFND 0 3,797 0 0
Broadcom Inc Com 11135F101 5,072,236 18,401 SH SOLE 0 18,401 0 0
Broadcom Inc Com 11135F101 47,136 171 SH DFND 0 171 0 0
Cigna Group Com 125523100 1,542,817 4,667 SH SOLE 0 4,667 0 0
Cigna Group Com 125523100 8,595 26 SH DFND 0 26 0 0
CVS Health Corp Com 126650100 298,476 4,327 SH SOLE 0 4,327 0 0
CVS Health Corp Com 126650100 46,768 678 SH DFND 0 678 0 0
Capital One Financial Corp. Com 14040H105 347,437 1,633 SH SOLE 0 1,633 0 0
Capital One Financial Corp. Com 14040H105 21,489 101 SH DFND 0 101 0 0
Caterpillar Inc. Com 149123101 4,521,482 11,647 SH SOLE 0 11,647 0 0
Caterpillar Inc. Com 149123101 88,124 227 SH DFND 0 227 0 0
Chevron Corp com Com 166764100 4,532,679 31,655 SH SOLE 0 31,635 0 20
Chevron Corp com Com 166764100 208,485 1,456 SH DFND 0 1,456 0 0
Cisco Systems, Inc. Com 17275R102 2,227,445 32,105 SH SOLE 0 32,105 0 0
Cisco Systems, Inc. Com 17275R102 150,832 2,174 SH DFND 0 2,174 0 0
Coca Cola Com 191216100 2,859,857 40,422 SH SOLE 0 40,422 0 0
Coca Cola Com 191216100 771,600 10,906 SH DFND 0 10,906 0 0
ComCast Corporation Cl A Com 20030N101 1,027,230 28,782 SH SOLE 0 28,712 0 70
ComCast Corporation Cl A Com 20030N101 36,368 1,019 SH DFND 0 1,019 0 0
ConocoPhillips Com 20825C104 175,083 1,951 SH SOLE 0 1,951 0 0
ConocoPhillips Com 20825C104 201,107 2,241 SH DFND 0 2,241 0 0
Consolidated Edison Inc. Com 209115104 825,881 8,230 SH SOLE 0 8,230 0 0
Consolidated Edison Inc. Com 209115104 362,364 3,611 SH DFND 0 3,611 0 0
Constellation Brands Inc Cl A Com 21036P108 1,700,657 10,454 SH SOLE 0 10,444 0 10
Constellation Brands Inc Cl A Com 21036P108 40,182 247 SH DFND 0 247 0 0
Corecare Sys Inc Com 218908101 0 10,000 SH SOLE 0 10,000 0 0
Costco Wholesale Corporation Com 22160K105 543,477 549 SH SOLE 0 549 0 0
Costco Wholesale Corporation Com 22160K105 6,930 7 SH DFND 0 7 0 0
Cummins, Inc. Com 231021106 379,245 1,158 SH SOLE 0 1,158 0 0
Cummins, Inc. Com 231021106 4,913 15 SH DFND 0 15 0 0
Danaher Corp. Com Com 235851102 514,592 2,605 SH SOLE 0 2,605 0 0
Darden Restaurants Inc. Com 237194105 2,440,392 11,196 SH SOLE 0 11,196 0 0
Darden Restaurants Inc. Com 237194105 55,582 255 SH DFND 0 255 0 0
Deere & Co. Com 244199105 2,941,106 5,784 SH SOLE 0 5,777 0 7
Deere & Co. Com 244199105 126,614 249 SH DFND 0 249 0 0
The Walt Disney Company Com 254687106 3,408,911 27,489 SH SOLE 0 27,489 0 0
The Walt Disney Company Com 254687106 92,015 742 SH DFND 0 742 0 0
Dominion Energy Inc. Com 25746U109 542,592 9,600 SH SOLE 0 9,600 0 0
Dominion Energy Inc. Com 25746U109 75,454 1,335 SH DFND 0 1,335 0 0
Donaldson Inc Com 257651109 208,050 3,000 SH SOLE 0 3,000 0 0
Dow Inc Com 260557103 310,001 11,707 SH SOLE 0 11,707 0 0
Dow Inc Com 260557103 30,108 1,137 SH DFND 0 1,137 0 0
Duke Energy Corp Com 26441C204 3,829,926 32,457 SH SOLE 0 32,457 0 0
Duke Energy Corp Com 26441C204 159,064 1,348 SH DFND 0 1,348 0 0
Dupont De Nemours Inc Com 26614N102 472,448 6,888 SH SOLE 0 6,888 0 0
Dupont De Nemours Inc Com 26614N102 36,078 526 SH DFND 0 526 0 0
Edwards Lifesciences Corp Com 28176E108 241,904 3,093 SH SOLE 0 3,093 0 0
Emerson Electric Co Com 291011104 3,099,789 23,249 SH SOLE 0 23,249 0 0
Emerson Electric Co Com 291011104 43,466 326 SH DFND 0 326 0 0
Entergy Corp. Com 29364G103 790,056 9,505 SH SOLE 0 9,505 0 0
Entergy Corp. Com 29364G103 88,938 1,070 SH DFND 0 1,070 0 0
Exelon Corp. Com 30161N101 487,390 11,225 SH SOLE 0 11,185 0 40
Exelon Corp. Com 30161N101 74,682 1,720 SH DFND 0 1,720 0 0
Exxon Mobil Corporation Com 30231G102 6,364,189 59,037 SH SOLE 0 59,037 0 0
Exxon Mobil Corporation Com 30231G102 227,566 2,111 SH DFND 0 2,111 0 0
Meta Platforms Inc Com 30303M102 4,637,419 6,283 SH SOLE 0 6,283 0 0
Meta Platforms Inc Com 30303M102 107,761 146 SH DFND 0 146 0 0
Fedex Corp. Com 31428X106 328,008 1,443 SH SOLE 0 1,443 0 0
Fedex Corp. Com 31428X106 11,820 52 SH DFND 0 52 0 0
GE Healthcare Technologies Inc Com 36266G107 604,633 8,163 SH SOLE 0 8,163 0 0
GE Healthcare Technologies Inc Com 36266G107 40,887 552 SH DFND 0 552 0 0
GE Vernova Inc Com 36828A101 1,632,428 3,085 SH SOLE 0 3,085 0 0
GE Vernova Inc Com 36828A101 219,597 415 SH DFND 0 415 0 0
GE Aerospace Com 369604301 3,123,685 12,136 SH SOLE 0 12,136 0 0
GE Aerospace Com 369604301 428,554 1,665 SH DFND 0 1,665 0 0
Gilead Sciences, Inc. Com 375558103 742,275 6,695 SH SOLE 0 6,695 0 0
Gilead Sciences, Inc. Com 375558103 33,261 300 SH DFND 0 300 0 0
GSK PLC SPON ADR Com 37733W204 265,728 6,920 SH DFND 0 6,920 0 0
Global X US Preferred ETF Pfd Stk 37954Y657 1,198,567 63,652 SH SOLE 0 63,652 0 0
Global X US Preferred ETF Pfd Stk 37954Y657 29,243 1,553 SH DFND 0 1,553 0 0
Goldman Sachs Group Inc. Com 38141G104 3,160,104 4,465 SH SOLE 0 4,465 0 0
Goldman Sachs Group Inc. Com 38141G104 36,803 52 SH DFND 0 52 0 0
Goldman Sachs Active Beta ETF Com 381430503 165,441 1,363 SH SOLE 0 1,363 0 0
Goldman Sachs Active Beta ETF Com 381430503 167,504 1,380 SH DFND 0 1,380 0 0
Home Depot, Inc. Com 437076102 2,455,021 6,696 SH SOLE 0 6,691 0 5
Home Depot, Inc. Com 437076102 284,879 777 SH DFND 0 777 0 0
Honeywell International Inc. Com 438516106 777,121 3,337 SH SOLE 0 3,332 0 5
Honeywell International Inc. Com 438516106 187,003 803 SH DFND 0 803 0 0
Independent Bank Corp Mass Com 453836108 354,986 5,645 SH SOLE 0 5,645 0 0
Independent Bank Corp Mass Com 453836108 171,990 2,735 SH DFND 0 2,735 0 0
Intel Corp Com 458140100 495,600 22,125 SH SOLE 0 22,125 0 0
Intel Corp Com 458140100 34,518 1,541 SH DFND 0 1,541 0 0
International Business Machines Com 459200101 2,842,269 9,642 SH SOLE 0 9,642 0 0
International Business Machines Com 459200101 740,782 2,513 SH DFND 0 2,513 0 0
International Paper Com 460146103 259,391 5,539 SH SOLE 0 5,539 0 0
International Paper Com 460146103 69,074 1,475 SH DFND 0 1,475 0 0
Intuit Inc Com 461202103 878,995 1,116 SH SOLE 0 1,116 0 0
Invesco II Pfd-ETF Pfd Stk 46138E511 4,855,596 436,262 SH SOLE 0 435,662 0 600
Invesco II Pfd-ETF Pfd Stk 46138E511 189,188 16,998 SH DFND 0 16,998 0 0
Iron Mountain Inc. Com 46284V101 25,643 250 SH SOLE 0 250 0 0
Iron Mountain Inc. Com 46284V101 1,033,700 10,078 SH DFND 0 10,078 0 0
IShares MSCI Emerging Mkts Min Vol Factor ETF Com 464286533 1,965,828 31,303 SH SOLE 0 31,303 0 0
IShares MSCI Emerging Mkts Min Vol Factor ETF Com 464286533 7,850 125 SH DFND 0 125 0 0
iShares S&P 500 Index - ETF Com 464287200 756,877 1,219 SH SOLE 0 1,219 0 0
Ishares Core U.S. Aggregate-ETF Com 464287226 7,022,368 70,790 SH SOLE 0 70,790 0 0
Ishares Core U.S. Aggregate-ETF Com 464287226 182,429 1,839 SH DFND 0 1,839 0 0
iShares Barclays 7-10 Treasury Bond Fund ETF Com 464287440 245,459 2,563 SH SOLE 0 2,563 0 0
iShares MSCI EAFE Index - ETF Com 464287465 358,990 4,016 SH SOLE 0 4,016 0 0
IShares Tr Russell 1000 Growth Index Fund ETF Com 464287614 392,737 925 SH SOLE 0 925 0 0
iShares S&P SmallCap 600 Index - ETF Com 464287804 1,290,168 11,805 SH SOLE 0 11,805 0 0
IShares Tr Short-Term Corp Bd-ETF Com 464288646 213,256 4,042 SH SOLE 0 4,042 0 0
IShares Tr Short-Term Corp Bd-ETF Com 464288646 57,245 1,085 SH DFND 0 1,085 0 0
IShares Core MSCI EAFE - ETF Com 46432F842 897,827 10,755 SH SOLE 0 10,755 0 0
IShares Core MSCI EAFE - ETF Com 46432F842 58,436 700 SH DFND 0 700 0 0
Ishares MSCI International Quality-ETF Com 46434V456 5,733,868 132,667 SH SOLE 0 132,667 0 0
Ishares MSCI International Quality-ETF Com 46434V456 48,579 1,124 SH DFND 0 1,124 0 0
JPMorgan Chase & Company Com 46625H100 12,031,265 41,500 SH SOLE 0 41,475 0 25
JPMorgan Chase & Company Com 46625H100 1,160,220 4,002 SH DFND 0 4,002 0 0
Johnson & Johnson Com 478160104 5,299,509 34,694 SH SOLE 0 34,694 0 0
Johnson & Johnson Com 478160104 351,020 2,298 SH DFND 0 2,298 0 0
Kimberly-Clark Corp Com 494368103 500,210 3,880 SH SOLE 0 3,880 0 0
Kimberly-Clark Corp Com 494368103 107,261 832 SH DFND 0 832 0 0
Lilly, Eli & Co Com 532457108 5,917,412 7,591 SH SOLE 0 7,591 0 0
Lilly, Eli & Co Com 532457108 459,143 589 SH DFND 0 589 0 0
Lockheed Martin Corporation Com 539830109 2,476,410 5,347 SH SOLE 0 5,347 0 0
Lockheed Martin Corporation Com 539830109 106,522 230 SH DFND 0 230 0 0
Lowe's Companies, Inc. Com 548661107 3,508,652 15,814 SH SOLE 0 15,804 0 10
Lowe's Companies, Inc. Com 548661107 205,673 927 SH DFND 0 927 0 0
McDonald's Corp. Com 580135101 4,786,037 16,381 SH SOLE 0 16,381 0 0
McDonald's Corp. Com 580135101 331,905 1,136 SH DFND 0 1,136 0 0
Merck & Co. Inc. Com 58933Y105 4,513,862 57,022 SH SOLE 0 57,022 0 0
Merck & Co. Inc. Com 58933Y105 262,574 3,317 SH DFND 0 3,317 0 0
MetLife Inc. Com Com 59156R108 881,484 10,961 SH SOLE 0 10,961 0 0
MetLife Inc. Com Com 59156R108 8,605 107 SH DFND 0 107 0 0
Microsoft Corp Com 594918104 26,000,616 52,272 SH SOLE 0 52,252 0 20
Microsoft Corp Com 594918104 1,030,136 2,071 SH DFND 0 2,071 0 0
Microchip Technology Inc. Com 595017104 687,515 9,770 SH SOLE 0 9,770 0 0
Microchip Technology Inc. Com 595017104 85,851 1,220 SH DFND 0 1,220 0 0
National Grid Plc-SP ADR Com 636274409 640,745 8,611 SH SOLE 0 8,611 0 0
National Grid Plc-SP ADR Com 636274409 75,898 1,020 SH DFND 0 1,020 0 0
NextEra Energy Inc. Com 65339F101 3,821,988 55,056 SH SOLE 0 55,031 0 25
NextEra Energy Inc. Com 65339F101 150,225 2,164 SH DFND 0 2,164 0 0
Nike Inc. Class B Com 654106103 2,282,089 32,124 SH SOLE 0 32,104 0 20
Nike Inc. Class B Com 654106103 57,116 804 SH DFND 0 804 0 0
Novartis AG Sponsored ADR Com 66987V109 245,045 2,025 SH SOLE 0 2,025 0 0
Novartis AG Sponsored ADR Com 66987V109 5,082 42 SH DFND 0 42 0 0
Novo-Nordisk A/S-Spons ADR Com 670100205 379,265 5,495 SH SOLE 0 5,495 0 0
Novo-Nordisk A/S-Spons ADR Com 670100205 27,953 405 SH DFND 0 405 0 0
Nucor Corporation Com 670346105 368,541 2,845 SH SOLE 0 2,845 0 0
Nucor Corporation Com 670346105 20,079 155 SH DFND 0 155 0 0
Nvidia Corporation Com 67066G104 20,858,472 132,024 SH SOLE 0 131,954 0 70
Nvidia Corporation Com 67066G104 375,068 2,374 SH DFND 0 2,374 0 0
Oracle Corp. Com 68389X105 702,021 3,211 SH SOLE 0 3,211 0 0
Oracle Corp. Com 68389X105 9,401 43 SH DFND 0 43 0 0
PPL Corporation Com 69351T106 380,924 11,240 SH SOLE 0 11,240 0 0
PPL Corporation Com 69351T106 28,807 850 SH DFND 0 850 0 0
Palo Alto Networks Inc. Com 697435105 2,466,935 12,055 SH SOLE 0 12,055 0 0
Palo Alto Networks Inc. Com 697435105 24,761 121 SH DFND 0 121 0 0
Pepsico Inc Com 713448108 2,507,440 18,990 SH SOLE 0 18,975 0 15
Pepsico Inc Com 713448108 188,025 1,424 SH DFND 0 1,424 0 0
Pfizer, Inc Com 717081103 1,122,603 46,312 SH SOLE 0 46,312 0 0
Pfizer, Inc Com 717081103 138,726 5,723 SH DFND 0 5,723 0 0
Philip Morris Intl Inc. Com 718172109 1,086,952 5,968 SH SOLE 0 5,968 0 0
Phillips 66 Com 718546104 123,118 1,032 SH SOLE 0 1,032 0 0
Phillips 66 Com 718546104 232,874 1,952 SH DFND 0 1,952 0 0
T Rowe Price Group Inc Com 74144T108 351,067 3,638 SH SOLE 0 3,638 0 0
T Rowe Price Group Inc Com 74144T108 8,010 83 SH DFND 0 83 0 0
Principal Financial Group Inc. Com 74251V102 584,049 7,353 SH SOLE 0 7,353 0 0
Principal Financial Group Inc. Com 74251V102 17,077 215 SH DFND 0 215 0 0
Procter & Gamble Co Com 742718109 4,943,062 31,026 SH SOLE 0 31,026 0 0
Procter & Gamble Co Com 742718109 238,024 1,494 SH DFND 0 1,494 0 0
Prudential Financial Inc. Com 744320102 396,991 3,695 SH SOLE 0 3,670 0 25
Prudential Financial Inc. Com 744320102 6,446 60 SH DFND 0 60 0 0
Public Storage Com 74460D109 789,300 2,690 SH SOLE 0 2,690 0 0
Qualcomm Inc Com 747525103 5,914,916 37,140 SH SOLE 0 37,130 0 10
Qualcomm Inc Com 747525103 205,605 1,291 SH DFND 0 1,291 0 0
RTX Corporation Com 75513E101 5,166,334 35,381 SH SOLE 0 35,366 0 15
RTX Corporation Com 75513E101 128,936 883 SH DFND 0 883 0 0
Regeneron Pharmaceuticals Com 75886F107 397,950 758 SH SOLE 0 758 0 0
Regeneron Pharmaceuticals Com 75886F107 15,750 30 SH DFND 0 30 0 0
MFC SPDR Series Trust S&P 500 Growth - ETF Com 78464A409 74,540 782 SH SOLE 0 782 0 0
MFC SPDR Series Trust S&P 500 Growth - ETF Com 78464A409 175,865 1,845 SH DFND 0 1,845 0 0
Salesforce Inc Com 79466L302 5,072,579 18,602 SH SOLE 0 18,602 0 0
Salesforce Inc Com 79466L302 71,717 263 SH DFND 0 263 0 0
Select Sector SPDR-Health Care - ETF Com 81369Y209 1,641,877 12,181 SH SOLE 0 12,181 0 0
Select Sector SPDR-Health Care - ETF Com 81369Y209 66,047 490 SH DFND 0 490 0 0
Select Sector SPDR-Consumer Staples - ETF Com 81369Y308 815,854 10,076 SH SOLE 0 10,076 0 0
Select Sector SPDR-Consumer Staples - ETF Com 81369Y308 33,117 409 SH DFND 0 409 0 0
Select Sector SPDR-Cons. Discretionary - ETF Com 81369Y407 1,484,147 6,829 SH SOLE 0 6,829 0 0
Select Sector SPDR-Cons. Discretionary - ETF Com 81369Y407 67,155 309 SH DFND 0 309 0 0
Select Sector SPDR-Energy - ETF Com 81369Y506 362,817 4,278 SH SOLE 0 4,278 0 0
Select Sector SPDR-Energy - ETF Com 81369Y506 16,623 196 SH DFND 0 196 0 0
Select Sector SPDR-Financial - ETF Com 81369Y605 2,171,784 41,470 SH SOLE 0 41,470 0 0
Select Sector SPDR-Financial - ETF Com 81369Y605 84,839 1,620 SH DFND 0 1,620 0 0
Select Sector SPDR-Industrial - ETF Com 81369Y704 1,243,151 8,427 SH SOLE 0 8,427 0 0
Select Sector SPDR-Industrial - ETF Com 81369Y704 59,156 401 SH DFND 0 401 0 0
Select Sector SPDR-Technology - ETF Com 81369Y803 4,598,404 18,159 SH SOLE 0 18,159 0 0
Select Sector SPDR-Technology - ETF Com 81369Y803 225,121 889 SH DFND 0 889 0 0
Select Sector SPDR- Comm Services-ETF Com 81369Y852 1,510,521 13,918 SH SOLE 0 13,918 0 0
Select Sector SPDR- Comm Services-ETF Com 81369Y852 41,241 380 SH DFND 0 380 0 0
Select Sector SPDR-Real Estate - ETF Com 81369Y860 379,614 9,165 SH SOLE 0 9,165 0 0
Select Sector SPDR-Real Estate - ETF Com 81369Y860 3,396 82 SH DFND 0 82 0 0
Select Sector SPDR Fund-Utilities - ETF Com 81369Y886 359,467 4,402 SH SOLE 0 4,402 0 0
Select Sector SPDR Fund-Utilities - ETF Com 81369Y886 13,882 170 SH DFND 0 170 0 0
Service Corp. Intl. Com 817565104 232,804 2,860 SH DFND 0 2,860 0 0
Southern Co Com 842587107 910,678 9,917 SH SOLE 0 9,917 0 0
Southern Co Com 842587107 3,214 35 SH DFND 0 35 0 0
Southern Copper Corporation Com 84265V105 612,787 6,057 SH SOLE 0 6,057 0 0
Southern Copper Corporation Com 84265V105 2,023 20 SH DFND 0 20 0 0
Starbucks Corporation Com 855244109 571,680 6,239 SH SOLE 0 6,239 0 0
Starbucks Corporation Com 855244109 7,697 84 SH DFND 0 84 0 0
State Street Corp. Com 857477103 400,370 3,765 SH SOLE 0 3,765 0 0
State Street Corp. Com 857477103 10,634 100 SH DFND 0 100 0 0
Stryker Corp Com 863667101 3,297,972 8,336 SH SOLE 0 8,336 0 0
Stryker Corp Com 863667101 18,595 47 SH DFND 0 47 0 0
Sysco Corp Com 871829107 1,434,440 18,939 SH SOLE 0 18,939 0 0
Sysco Corp Com 871829107 62,031 819 SH DFND 0 819 0 0
TJX Companies Inc. Com 872540109 3,499,707 28,340 SH SOLE 0 28,340 0 0
TJX Companies Inc. Com 872540109 75,946 615 SH DFND 0 615 0 0
T-Mobile US Inc Com 872590104 2,211,053 9,280 SH SOLE 0 9,280 0 0
T-Mobile US Inc Com 872590104 24,541 103 SH DFND 0 103 0 0
Target Corp. Com 87612E106 677,923 6,872 SH SOLE 0 6,872 0 0
Target Corp. Com 87612E106 114,927 1,165 SH DFND 0 1,165 0 0
Thermo Fisher Scientific Inc Com 883556102 233,140 575 SH SOLE 0 575 0 0
Thermo Fisher Scientific Inc Com 883556102 6,082 15 SH DFND 0 15 0 0
3M Company Com 88579Y101 306,002 2,010 SH SOLE 0 2,010 0 0
3M Company Com 88579Y101 68,204 448 SH DFND 0 448 0 0
Toronto Dominion Bank Com 891160509 1,290,002 17,563 SH SOLE 0 17,563 0 0
Toronto Dominion Bank Com 891160509 164,455 2,239 SH DFND 0 2,239 0 0
The Travelers Companies Inc. Com 89417E109 1,352,415 5,055 SH SOLE 0 5,055 0 0
The Travelers Companies Inc. Com 89417E109 62,069 232 SH DFND 0 232 0 0
Truist Financial Corp Com 89832Q109 530,798 12,347 SH SOLE 0 12,347 0 0
Truist Financial Corp Com 89832Q109 295,771 6,880 SH DFND 0 6,880 0 0
US Bancorp Del Com Com 902973304 144,755 3,199 SH SOLE 0 3,199 0 0
US Bancorp Del Com Com 902973304 140,547 3,106 SH DFND 0 3,106 0 0
Union Pacific Corp Com 907818108 2,929,839 12,734 SH SOLE 0 12,734 0 0
Union Pacific Corp Com 907818108 58,210 253 SH DFND 0 253 0 0
United Parcel Service Com 911312106 1,008,794 9,994 SH SOLE 0 9,994 0 0
United Parcel Service Com 911312106 134,149 1,329 SH DFND 0 1,329 0 0
UnitedHealth Group Inc. Com 91324P102 2,607,445 8,358 SH SOLE 0 8,353 0 5
UnitedHealth Group Inc. Com 91324P102 24,022 77 SH DFND 0 77 0 0
MFC Vaneck ETF TR Com 92189F429 605,688 35,379 SH SOLE 0 35,379 0 0
Vanguard Russell 2000 ETF Com 92206C664 379,843 4,355 SH SOLE 0 4,355 0 0
Vanguard Russell 2000 ETF Com 92206C664 3,663 42 SH DFND 0 42 0 0
Vanguard Real Estate-ETF Com 922908553 2,998,027 33,663 SH SOLE 0 33,663 0 0
Vanguard Real Estate-ETF Com 922908553 121,122 1,360 SH DFND 0 1,360 0 0
Vanguard Index Mid-Cap ETF Com 922908629 2,057,870 7,354 SH SOLE 0 7,354 0 0
Vanguard Index Mid-Cap ETF Com 922908629 5,597 20 SH DFND 0 20 0 0
Verizon Communications Inc. Com 92343V104 2,427,231 56,095 SH SOLE 0 56,045 0 50
Verizon Communications Inc. Com 92343V104 261,351 6,040 SH DFND 0 6,040 0 0
Visa, Inc. Com 92826C839 7,379,714 20,785 SH SOLE 0 20,785 0 0
Visa, Inc. Com 92826C839 100,479 283 SH DFND 0 283 0 0
Wal-Mart Stores Inc Com 931142103 6,888,405 70,448 SH SOLE 0 70,418 0 30
Wal-Mart Stores Inc Com 931142103 685,438 7,010 SH DFND 0 7,010 0 0
Williams-Sonoma, Inc. Com 969904101 347,161 2,125 SH SOLE 0 2,125 0 0
Williams-Sonoma, Inc. Com 969904101 6,535 40 SH DFND 0 40 0 0
WisdomTree U.S. Midcap Dividend Fund-ETF Com 97717W505 451,732 9,013 SH SOLE 0 9,013 0 0
WisdomTree U.S. Midcap Dividend Fund-ETF Com 97717W505 21,301 425 SH DFND 0 425 0 0
WisdomTree U.S. Small Cap Dividend Fund ETF Com 97717W604 273,454 8,610 SH SOLE 0 8,610 0 0
WisdomTree U.S. Small Cap Dividend Fund ETF Com 97717W604 9,210 290 SH DFND 0 290 0 0
Wisdomtree International Equity Fund ETF Com 97717W703 1,493,469 23,497 SH SOLE 0 23,497 0 0
Wisdomtree International Equity Fund ETF Com 97717W703 7,945 125 SH DFND 0 125 0 0
Accenture PLC Cl A Com G1151C101 1,743,724 5,834 SH SOLE 0 5,834 0 0
Accenture PLC Cl A Com G1151C101 31,682 106 SH DFND 0 106 0 0
Eaton Corp PLC Com G29183103 3,374,269 9,452 SH SOLE 0 9,447 0 5
Eaton Corp PLC Com G29183103 901,043 2,524 SH DFND 0 2,524 0 0
Linde Plc Com G54950103 3,106,441 6,621 SH SOLE 0 6,616 0 5
Linde Plc Com G54950103 90,552 193 SH DFND 0 193 0 0
Medtronic Hldg Ltd Com G5960L103 763,958 8,764 SH SOLE 0 8,764 0 0
Medtronic Hldg Ltd Com G5960L103 54,394 624 SH DFND 0 624 0 0
Chubb Ltd Com H1467J104 4,354,492 15,030 SH SOLE 0 15,030 0 0
Chubb Ltd Com H1467J104 128,636 444 SH DFND 0 444 0 0
Check Point Software Com M22465104 325,459 1,471 SH SOLE 0 1,471 0 0