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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 55,443,177 97,606 SH SOLE 0 0 97,606
VANGUARD INDEX FDS GROWTH ETF 922908736 15,067,681 34,370 SH SOLE 0 0 34,370
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 15,043,978 191,156 SH SOLE 0 0 191,156
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 10,810,117 52,817 SH SOLE 0 0 52,817
VANGUARD INDEX FDS VALUE ETF 922908744 10,796,452 61,087 SH SOLE 0 0 61,087
VANGUARD BD INDEX FDS INTERMED TERM 921937819 10,240,639 132,411 SH SOLE 0 0 132,411
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 7,230,982 123,018 SH SOLE 0 0 123,018
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 5,175,675 26,857 SH SOLE 0 0 26,857
ISHARES TR SHRT NAT MUN ETF 464288158 2,757,290 25,929 SH SOLE 0 0 25,929
ISHARES TR NATIONAL MUN ETF 464288414 2,708,516 25,924 SH SOLE 0 0 25,924
MICROSOFT CORP COM 594918104 500,394 1,006 SH SOLE 0 0 1,006
MCDONALDS CORP COM 580135101 269,673 923 SH SOLE 0 0 923
APPLE INC COM 037833100 246,204 1,200 SH SOLE 0 0 1,200