Exhibit 99.3

Consolidated Balance Sheets
(dollars in millions)
									6/30/2025			3/31/2025			6/30/2024
Assets
			Loans						$	106,389		$	104,809		$	107,078
			Loans held for sale						530			811			517
			Securities available for sale						40,669			40,751			37,460
			Held-to-maturity securities						6,914			7,160			7,968
			Trading account assets						1,374			1,296			1,219
			Short-term investments						11,564			15,349			15,536
			Other investments						1,058			1,050			1,259
						Total earning assets			168,498			171,226			171,037
			Allowance for loan and lease losses						(1,446)			(1,429)			(1,547)
			Cash and due from banks						1,766			1,909			1,326
			Premises and equipment						599			602			631
			Goodwill						2,752			2,752			2,752
			Other intangible assets						18			22			41
			Corporate-owned life insurance						4,423			4,404			4,382
			Accrued income and other assets						8,654			8,958			8,532
			Discontinued assets						235			247			296
						Total assets			$	185,499		$	188,691		$	187,450
Liabilities
			Deposits in domestic offices:
						Interest-bearing deposits			119,230			122,283			117,570
						Noninterest-bearing deposits			27,675			28,454			28,150
						Total deposits			146,905			150,737			145,720
			Federal funds purchased and securities sold under repurchase agreements						20			22			25
			Bank notes and other short-term borrowings						2,754			2,328			5,292
			Accrued expense and other liabilities						4,273			4,209			4,755
			Long-term debt						12,063			12,392			16,869
						Total liabilities			166,015			169,688			172,661
Equity
			Preferred stock						2,500			2,500			2,500
			Common shares						1,257			1,257			1,257
			Capital surplus						5,971			5,946			6,185
			Retained earnings						14,886			14,724			15,706
			Treasury stock, at cost						(2,629)			(2,637)			(5,715)
			Accumulated other comprehensive income (loss)						(2,501)			(2,787)			(5,144)
						Total equity			19,484			19,003			14,789
Total liabilities and equity									$	185,499		$	188,691		$	187,450
Common shares outstanding (000)									1,112,453			1,111,986			943,200

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Consolidated Statements of Income
(dollars in millions, except per share amounts)
									Three months ended
									6/30/2025			3/31/2025			6/30/2024
Interest income
			Loans						$	1,443		$	1,401		$	1,524
			Loans held for sale						11			14			8
			Securities available for sale						411			392			259
			Held-to-maturity securities						61			63			73
			Trading account assets						16			17			16
			Short-term investments						157			174			192
			Other investments						8			9			16
						Total interest income			2,107			2,070			2,088
Interest expense
			Deposits						730			753			817
			Federal funds purchased and securities sold under repurchase agreements						4			1			1
			Bank notes and other short-term borrowings						34			27			51
			Long-term debt						198			193			332
						Total interest expense			966			974			1,201
Net interest income									1,141			1,096			887
Provision for credit losses									138			118			100
Net interest income after provision for credit losses									1,003			978			787
Noninterest income
			Trust and investment services income						146			139			139
			Investment banking and debt placement fees						178			175			126
			Service charges on deposit accounts						73			69			66
			Operating lease income and other leasing gains						14			9			21
			Corporate services income						76			65			68
			Cards and payments income						85			82			85
			Corporate-owned life insurance income						32			33			34
			Consumer mortgage income						15			13			16
			Commercial mortgage servicing fees						70			76			61
			Other income						1			7			21
			Net securities gains (losses)						—			—			(10)
						Total noninterest income			690			668			627
Noninterest expense
			Personnel						705			680			636
			Net occupancy						69			67			66
			Computer processing						107			107			101
			Business services and professional fees						48			40			37
			Equipment						21			20			20
			Operating lease expense						10			11			17
			Marketing						24			21			21
			Intangible asset amortization						—			—			—
			Other expense						170			185			181
						Total noninterest expense			1,154			1,131			1,079
Income (loss) from continuing operations before income taxes									539			515			335
			Income taxes						116			109			62
Income (loss) from continuing operations									423			406			273
			Income (loss) from discontinued operations, net of taxes						2			(1)			1
Net income (loss)									425			405			274
			Less: Net income (loss) attributable to noncontrolling interests						—			—			—
Net income (loss) attributable to Key									$	425		$	405		$	274
Income (loss) from continuing operations attributable to Key common shareholders									$	387		$	370		$	237
Net income (loss) attributable to Key common shareholders									389			369			238
Per common share
Income (loss) from continuing operations attributable to Key common shareholders									$	.35		$	.34		$	.25
Income (loss) from discontinued operations, net of taxes									—			—			—
Net income (loss) attributable to Key common shareholders (a)									.35			.34			.25
Per common share — assuming dilution
Income (loss) from continuing operations attributable to Key common shareholders									$	.35		$	.33		$	.25
Income (loss) from discontinued operations, net of taxes									—			—			—
Net income (loss) attributable to Key common shareholders (a)									.35			.33			$	.25
Cash dividends declared per common share									$	.205		$	.205		$	.205
Weighted-average common shares outstanding (000)									1,100,033			1,096,654			931,726
			Effect of common share options and other stock awards (b)						7,177			9,486			6,761
Weighted-average common shares and potential common shares outstanding (000) (c)									1,107,210			1,106,140			938,487

(a)Earnings per share may not foot due to rounding.

(b)For periods ended in a loss from continuing operations attributable to Key common shareholders, anti-dilutive instruments have been excluded from the calculation of diluted earnings per share.

(c)Assumes conversion of common share options and other stock awards and/or convertible preferred stock, as applicable.