v3.25.2
Finance Receivables - Schedule of Delinquency (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Gross charge-offs          
2025     $ 16   $ 171
2024     292   556
2023     283   495
2022     195   305
2021     113   126
Prior     67   102
Total     967   1,754
Retail Finance Receivables          
Financing Receivable, Past Due [Line Items]          
2025 $ 17,636   17,636   31,101
2024 26,063   26,063   20,100
2023 15,986   15,986   12,802
2022 9,788   9,788   7,642
2021 5,620   5,620   3,575
Prior 2,744   2,744   847
Total $ 77,837 $ 73,335 $ 77,837 $ 73,335 $ 76,066
Percent of portfolio 100.00% 100.00% 100.00% 100.00% 100.00%
Gross charge-offs          
Total $ 488 $ 411 $ 967 $ 816  
Retail Finance Receivables | Performing Financial Instruments | 0 - 30 days          
Financing Receivable, Past Due [Line Items]          
2025 17,493   17,493   $ 30,581
2024 25,437   25,437   19,411
2023 15,415   15,415   12,207
2022 9,327   9,327   7,178
2021 5,280   5,280   3,350
Prior 2,523   2,523   710
Total $ 75,474 $ 71,211 $ 75,474 $ 71,211 $ 73,438
Percent of portfolio 97.00% 97.10% 97.00% 97.10% 96.50%
Retail Finance Receivables | Nonperforming Financial Instruments | 31 - 60 days          
Financing Receivable, Past Due [Line Items]          
2025 $ 103   $ 103   $ 374
2024 435   435   481
2023 394   394   425
2022 325   325   340
2021 247   247   166
Prior 161   161   99
Total $ 1,665 $ 1,551 $ 1,665 $ 1,551 $ 1,885
Percent of portfolio 2.10% 2.10% 2.10% 2.10% 2.50%
Retail Finance Receivables | Nonperforming Financial Instruments | Greater than 60 days          
Financing Receivable, Past Due [Line Items]          
2025 $ 36   $ 36   $ 128
2024 167   167   188
2023 157   157   155
2022 125   125   115
2021 85   85   55
Prior 57   57   36
Total $ 626 $ 509 $ 626 $ 509 $ 677
Percent of portfolio 0.80% 0.70% 0.80% 0.70% 0.90%
Retail Finance Receivables | Nonperforming Financial Instruments | Finance receivables more than 30 days delinquent          
Financing Receivable, Past Due [Line Items]          
2025 $ 139   $ 139   $ 502
2024 602   602   669
2023 550   550   580
2022 450   450   455
2021 333   333   221
Prior 218   218   135
Total $ 2,291 $ 2,060 $ 2,291 $ 2,060 $ 2,562
Percent of portfolio 2.90% 2.80% 2.90% 2.80% 3.40%
Retail Finance Receivables | Nonperforming Financial Instruments | In repossession          
Financing Receivable, Past Due [Line Items]          
2025 $ 4   $ 4   $ 17
2024 24   24   19
2023 21   21   14
2022 11   11   10
2021 7   7   3
Prior 3   3   2
Total $ 71 $ 64 $ 71 $ 64 $ 66
Percent of portfolio 0.10% 0.10% 0.10% 0.10% 0.10%
Retail Finance Receivables | Nonperforming Financial Instruments | Finance receivables more than 30 days delinquent or in repossession          
Financing Receivable, Past Due [Line Items]          
2025 $ 143   $ 143   $ 519
2024 626   626   689
2023 571   571   595
2022 461   461   464
2021 340   340   225
Prior 221   221   136
Total $ 2,362 $ 2,124 $ 2,362 $ 2,124 $ 2,628
Percent of portfolio 3.00% 2.90% 3.00% 2.90% 3.50%