The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LINDE PLC SHS G54950103 249,947 533 SH SOLE 0 0 533
ABBOTT LABS COM 002824100 227,681 1,674 SH SOLE 0 0 1,674
ABBVIE INC COM 00287Y109 386,461 2,082 SH SOLE 0 0 2,082
ALPHABET INC CAP STK CL C 02079K107 696,433 3,926 SH SOLE 0 0 3,926
ALPHABET INC CAP STK CL A 02079K305 965,564 5,479 SH SOLE 0 0 5,479
AMAZON COM INC COM 023135106 2,370,728 10,806 SH SOLE 0 0 10,806
AMGEN INC COM 031162100 252,990 906 SH SOLE 0 0 906
APPLE INC COM 037833100 5,089,959 24,808 SH SOLE 0 0 24,808
APPLIED MATLS INC COM 038222105 257,579 1,407 SH SOLE 0 0 1,407
BANK AMERICA CORP COM 060505104 501,687 10,602 SH SOLE 0 0 10,602
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,095,411 2,255 SH SOLE 0 0 2,255
BOEING CO COM 097023105 249,550 1,191 SH SOLE 0 0 1,191
BROADCOM INC COM 11135F101 1,204,315 4,369 SH SOLE 0 0 4,369
CATERPILLAR INC COM 149123101 447,994 1,154 SH SOLE 0 0 1,154
CHEVRON CORP NEW COM 166764100 415,164 2,899 SH SOLE 0 0 2,899
CISCO SYS INC COM 17275R102 253,445 3,653 SH SOLE 0 0 3,653
COCA COLA CO COM 191216100 339,034 4,792 SH SOLE 0 0 4,792
CONOCOPHILLIPS COM 20825C104 633,102 7,055 SH SOLE 0 0 7,055
COSTCO WHSL CORP NEW COM 22160K105 380,137 384 SH SOLE 0 0 384
CULLEN FROST BANKERS INC COM 229899109 267,363 2,080 SH SOLE 0 0 2,080
DEERE & CO COM 244199105 402,308 791 SH SOLE 0 0 791
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 873,484 20,620 SH SOLE 0 0 20,620
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 282,339 8,167 SH SOLE 0 0 8,167
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 19,819,052 295,718 SH SOLE 0 0 295,718
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,175,008 18,443 SH SOLE 0 0 18,443
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 867,974 16,086 SH SOLE 0 0 16,086
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 214,856 3,214 SH SOLE 0 0 3,214
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 89,485,500 2,496,805 SH SOLE 0 0 2,496,805
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2,169,558 51,314 SH SOLE 0 0 51,314
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 6,824,692 232,369 SH SOLE 0 0 232,369
EQUINIX INC COM 29444U700 204,436 257 SH SOLE 0 0 257
EXXON MOBIL CORP COM 30231G102 2,839,863 26,344 SH SOLE 0 0 26,344
META PLATFORMS INC CL A 30303M102 1,453,299 1,969 SH SOLE 0 0 1,969
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 3,032,951 66,294 SH SOLE 0 0 66,294
FIRST FINL BANKSHARES INC COM 32020R109 2,018,543 56,102 SH SOLE 0 0 56,102
GE VERNOVA INC COM 36828A101 206,369 390 SH SOLE 0 0 390
GE AEROSPACE COM NEW 369604301 506,930 1,970 SH SOLE 0 0 1,970
GOLDMAN SACHS GROUP INC COM 38141G104 249,128 352 SH SOLE 0 0 352
HOME DEPOT INC COM 437076102 468,478 1,278 SH SOLE 0 0 1,278
HONEYWELL INTL INC COM 438516106 216,811 931 SH SOLE 0 0 931
INTERNATIONAL BUSINESS MACHS COM 459200101 1,007,826 3,419 SH SOLE 0 0 3,419
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887 2,050,146 40,888 SH SOLE 0 0 40,888
INVESCO QQQ TR UNIT SER 1 46090E103 20,452,883 37,077 SH SOLE 0 0 37,077
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 273,882 1,507 SH SOLE 0 0 1,507
ISHARES TR SELECT DIVID ETF 464287168 644,261 4,851 SH SOLE 0 0 4,851
ISHARES TR CORE S&P500 ETF 464287200 938,499 1,512 SH SOLE 0 0 1,512
ISHARES TR IBOXX INV CP ETF 464287242 1,574,994 14,369 SH SOLE 0 0 14,369
ISHARES TR MSCI EAFE ETF 464287465 3,536,813 39,566 SH SOLE 0 0 39,566
ISHARES TR RUS MDCP VAL ETF 464287473 1,074,695 8,133 SH SOLE 0 0 8,133
ISHARES TR RUS 1000 VAL ETF 464287598 1,254,874 6,461 SH SOLE 0 0 6,461
ISHARES INC CORE MSCI EMKT 46434G103 1,157,448 19,281 SH SOLE 0 0 19,281
JPMORGAN CHASE & CO. COM 46625H100 1,019,206 3,516 SH SOLE 0 0 3,516
JOHNSON & JOHNSON COM 478160104 567,079 3,712 SH SOLE 0 0 3,712
ELI LILLY & CO COM 532457108 544,112 698 SH SOLE 0 0 698
MARATHON PETE CORP COM 56585A102 228,069 1,373 SH SOLE 0 0 1,373
MASTERCARD INCORPORATED CL A 57636Q104 355,708 633 SH SOLE 0 0 633
MCDONALDS CORP COM 580135101 219,420 751 SH SOLE 0 0 751
MERCK & CO INC COM 58933Y105 352,119 4,448 SH SOLE 0 0 4,448
MICROSOFT CORP COM 594918104 3,703,178 7,445 SH SOLE 0 0 7,445
MICROVISION INC DEL COM NEW 594960304 32,629 28,622 SH SOLE 0 0 28,622
MORGAN STANLEY COM NEW 617446448 227,771 1,617 SH SOLE 0 0 1,617
NETFLIX INC COM 64110L106 531,635 397 SH SOLE 0 0 397
NEXTERA ENERGY INC COM 65339F101 247,651 3,567 SH SOLE 0 0 3,567
NVIDIA CORPORATION COM 67066G104 3,407,054 21,565 SH SOLE 0 0 21,565
ORACLE CORP COM 68389X105 326,633 1,494 SH SOLE 0 0 1,494
PALANTIR TECHNOLOGIES INC CL A 69608A108 326,895 2,398 SH SOLE 0 0 2,398
PEPSICO INC COM 713448108 263,450 1,995 SH SOLE 0 0 1,995
PHILIP MORRIS INTL INC COM 718172109 357,873 1,965 SH SOLE 0 0 1,965
PHILLIPS 66 COM 718546104 304,334 2,551 SH SOLE 0 0 2,551
PROCTER AND GAMBLE CO COM 742718109 422,330 2,651 SH SOLE 0 0 2,651
PROLOGIS INC. COM 74340W103 209,487 1,993 SH SOLE 0 0 1,993
QUALCOMM INC COM 747525103 233,861 1,468 SH SOLE 0 0 1,468
RTX CORPORATION COM 75513E101 348,600 2,387 SH SOLE 0 0 2,387
S&P GLOBAL INC COM 78409V104 233,580 443 SH SOLE 0 0 443
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,707,170 15,711 SH SOLE 0 0 15,711
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 320,102 726 SH SOLE 0 0 726
SAILPOINT INC COM 78781J109 228,600 10,000 SH SOLE 0 0 10,000
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 254,049 10,661 SH SOLE 0 0 10,661
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,653,806 67,668 SH SOLE 0 0 67,668
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,613,497 63,775 SH SOLE 0 0 63,775
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 357,099 11,848 SH SOLE 0 0 11,848
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 121,895,199 4,087,699 SH SOLE 0 0 4,087,699
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,563,091 134,456 SH SOLE 0 0 134,456
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,789,815 80,987 SH SOLE 0 0 80,987
SELECT SECTOR SPDR TR ENERGY 81369Y506 6,740,267 79,475 SH SOLE 0 0 79,475
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 19,391,745 468,173 SH SOLE 0 0 468,173
SOUTHERN CO COM 842587107 302,488 3,294 SH SOLE 0 0 3,294
SPROTT PHYSICAL GOLD TR UNIT 85207H104 5,308,037 209,390 SH SOLE 0 0 209,390
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 264,568 21,615 SH SOLE 0 0 21,615
TESLA INC COM 88160R101 835,128 2,629 SH SOLE 0 0 2,629
3M CO COM 88579Y101 548,064 3,600 SH SOLE 0 0 3,600
UNION PAC CORP COM 907818108 286,220 1,244 SH SOLE 0 0 1,244
UNITEDHEALTH GROUP INC COM 91324P102 231,482 742 SH SOLE 0 0 742
VANECK MERK GOLD ETF GOLD SHS 921078101 1,711,249 53,661 SH SOLE 0 0 53,661
VANGUARD STAR FDS VG TL INTL STK F 921909768 4,795,919 69,416 SH SOLE 0 0 69,416
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 16,744,452 165,410 SH SOLE 0 0 165,410
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 2,851,992 27,167 SH SOLE 0 0 27,167
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,429,265 44,340 SH SOLE 0 0 44,340
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 323,952 4,400 SH SOLE 0 0 4,400
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 5,681,902 99,665 SH SOLE 0 0 99,665
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2,504,021 50,216 SH SOLE 0 0 50,216
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 225,741 909 SH SOLE 0 0 909
VANGUARD WORLD FD INF TECH ETF 92204A702 1,218,445 1,837 SH SOLE 0 0 1,837
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,399,372 28,293 SH SOLE 0 0 28,293
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 351,563 5,981 SH SOLE 0 0 5,981
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,939,104 62,127 SH SOLE 0 0 62,127
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 374,973 4,849 SH SOLE 0 0 4,849
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 449,409 8,008 SH SOLE 0 0 8,008
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 361,175 4,356 SH SOLE 0 0 4,356
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,282,378 7,539 SH SOLE 0 0 7,539
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,945,558 44,302 SH SOLE 0 0 44,302
VANGUARD INDEX FDS MID CAP ETF 922908629 783,804 2,801 SH SOLE 0 0 2,801
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,576,783 16,042 SH SOLE 0 0 16,042
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 4,973,499 25,808 SH SOLE 0 0 25,808
VANGUARD INDEX FDS GROWTH ETF 922908736 7,264,741 16,571 SH SOLE 0 0 16,571
VANGUARD INDEX FDS VALUE ETF 922908744 44,830,495 253,652 SH SOLE 0 0 253,652
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,151,605 30,178 SH SOLE 0 0 30,178
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,042,561 49,494 SH SOLE 0 0 49,494
VISA INC COM CL A 92826C839 522,337 1,471 SH SOLE 0 0 1,471
WALMART INC COM 931142103 758,655 7,759 SH SOLE 0 0 7,759
WELLS FARGO CO NEW COM 949746101 354,211 4,421 SH SOLE 0 0 4,421
XCEL ENERGY INC COM 98389B100 328,923 4,830 SH SOLE 0 0 4,830