The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 304 3,009 SH SOLE 0 0 3,009
ALPHABET INC CAP STK CL A 02079K305 14,836 78,041 SH SOLE 0 0 78,041
ALPHABET INC CAP STK CL C 02079K107 549 2,871 SH SOLE 0 0 2,871
AMAZON COM INC COM 023135106 1,380 6,017 SH SOLE 0 0 6,017
AMERICAN CENTY ETF TR US SML CP VALU 025072877 9,004 96,105 SH SOLE 0 0 96,105
APPLE INC COM 037833100 3,047 14,339 SH SOLE 0 0 14,339
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 548 1,155 SH SOLE 0 0 1,155
BROADCOM INC COM 11135F101 247 858 SH SOLE 0 0 858
DBX ETF TR XTRACK MSCI EAFE 233051200 12,540 284,536 SH SOLE 0 0 284,536
FIFTH THIRD BANCORP COM 316773100 287 6,684 SH SOLE 0 0 6,684
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108 10,767 303,380 SH SOLE 0 0 303,380
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 202 869 SH SOLE 0 0 869
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 271 4,093 SH SOLE 0 0 4,093
ISHARES INC CORE MSCI EMKT 46434G103 234 3,806 SH SOLE 0 0 3,806
ISHARES TR ISHARES SEMICDTR 464287523 4,409 17,855 SH SOLE 0 0 17,855
ISHARES TR IBOXX INV CP ETF 464287242 248 2,280 SH SOLE 0 0 2,280
ISHARES TR IBOXX HI YD ETF 464288513 1,443 17,952 SH SOLE 0 0 17,952
ISHARES TR U.S. TECH ETF 464287721 612 3,413 SH SOLE 0 0 3,413
ISHARES TR FLTG RATE NT ETF 46429B655 327 6,415 SH SOLE 0 0 6,415
ISHARES TR MSCI USA MIN VOL 46429B697 752 8,087 SH SOLE 0 0 8,087
ISHARES TR EAFE SML CP ETF 464288273 325 4,434 SH SOLE 0 0 4,434
ISHARES TR SHORT TREAS BD 464288679 236 2,137 SH SOLE 0 0 2,137
ISHARES TR RUS MD CP GR ETF 464287481 322 2,303 SH SOLE 0 0 2,303
ISHARES TR MRGSTR MD CP GRW 464288307 232 2,856 SH SOLE 0 0 2,856
ISHARES TR RUS TP200 GR ETF 464289438 26,284 104,017 SH SOLE 0 0 104,017
ISHARES TR S&P 500 GRWT ETF 464287309 710 6,299 SH SOLE 0 0 6,299
ISHARES TR S&P 500 VAL ETF 464287408 585 2,964 SH SOLE 0 0 2,964
ISHARES TR 0-5YR HI YL CP 46434V407 327 7,596 SH SOLE 0 0 7,596
ISHARES TR CORE S&P500 ETF 464287200 36,177 57,267 SH SOLE 0 0 57,267
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 261 5,151 SH SOLE 0 0 5,151
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 656 9,334 SH SOLE 0 0 9,334
JPMORGAN CHASE & CO. COM 46625H100 507 1,742 SH SOLE 0 0 1,742
L3HARRIS TECHNOLOGIES INC COM 502431109 368 1,398 SH SOLE 0 0 1,398
MASTERCARD INCORPORATED CL A 57636Q104 431 777 SH SOLE 0 0 777
META PLATFORMS INC CL A 30303M102 281 394 SH SOLE 0 0 394
MICROSOFT CORP COM 594918104 1,871 3,668 SH SOLE 0 0 3,668
NVIDIA CORPORATION COM 67066G104 1,073 6,262 SH SOLE 0 0 6,262
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 260 2,590 SH SOLE 0 0 2,590
PNC FINL SVCS GROUP INC COM 693475105 921 4,698 SH SOLE 0 0 4,698
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,443 50,516 SH SOLE 0 0 50,516
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 440 1,686 SH SOLE 0 0 1,686
SHERWIN WILLIAMS CO COM 824348106 2,642 7,742 SH SOLE 0 0 7,742
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,786 109,429 SH SOLE 0 0 109,429
SPDR S&P 500 ETF TR TR UNIT 78462F103 279 443 SH SOLE 0 0 443
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 9,094 103,562 SH SOLE 0 0 103,562
SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622 646 6,671 SH SOLE 0 0 6,671
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 22,190 419,637 SH SOLE 0 0 419,637
SPDR SERIES TRUST RUSSELL LOW VOL 78468R754 7,162 55,485 SH SOLE 0 0 55,485
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 303 2,614 SH SOLE 0 0 2,614
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 3,829 33,452 SH SOLE 0 0 33,452
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 594 6,741 SH SOLE 0 0 6,741
VANGUARD INDEX FDS GROWTH ETF 922908736 481 1,070 SH SOLE 0 0 1,070
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,669 2,888 SH SOLE 0 0 2,888
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,835 23,038 SH SOLE 0 0 23,038
VANGUARD INDEX FDS SML CP GRW ETF 922908595 636 2,265 SH SOLE 0 0 2,265
VANGUARD INDEX FDS VALUE ETF 922908744 380 2,140 SH SOLE 0 0 2,140
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,278 64,584 SH SOLE 0 0 64,584
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,030 18,064 SH SOLE 0 0 18,064
VANGUARD WORLD FD INF TECH ETF 92204A702 268 391 SH SOLE 0 0 391
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 9,667 214,211 SH SOLE 0 0 214,211