The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Stock 023135106 1,190 5,425 SH SOLE 0 0 5,425
Invesco QQQ ETF ETF 46090E103 8,404 15,234 SH SOLE 0 0 15,234
Technology Select Sector SPDR ETF ETF 81369Y803 859 3,392 SH SOLE 0 0 3,392
Johnson & Johnson Co Stock 478160104 338 2,211 SH SOLE 0 0 2,210
Vanguard Total Stock Market Index ETF ETF 922908769 950 3,124 SH SOLE 0 0 3,124
Vanguard Extended Market Index ETF ETF 922908652 2,840 14,740 SH SOLE 0 0 14,739
Vanguard Energy Index ETF ETF 92204A306 448 3,761 SH SOLE 0 0 3,760
Vanguard International Dividend Appreciation ETF ETF 921946810 1,052 11,670 SH SOLE 0 0 11,670
Procter & Gamble Co Stock 742718109 441 2,770 SH SOLE 0 0 2,769
Coca Cola Co Stock 191216100 256 3,613 SH SOLE 0 0 3,613
Vanguard REIT ETF ETF 922908553 1,115 12,519 SH SOLE 0 0 12,519
iShares MSCI USA ESG Select ETF ETF 464288802 469 3,702 SH SOLE 0 0 3,701
SPDR Dow Jones Industrial Average ETF ETF 78467X109 475 1,078 SH SOLE 0 0 1,077
iShares MSCI EAFE ESG Select ETF ETF 46435G516 362 4,056 SH SOLE 0 0 4,055
iShares Short-Term National Muni Bond ETF ETF 464288158 402 3,784 SH SOLE 0 0 3,784
SPDR S&P 500 ETF ETF 78462F103 3,174 5,137 SH SOLE 0 0 5,136
Bank of New York Mellon Corp Stock 064058100 550 6,033 SH SOLE 0 0 6,033
Vanguard FTSE All-World Ex-US Small Cap ETF ETF 922042718 784 5,832 SH SOLE 0 0 5,832
Pepsico Stock 713448108 218 1,651 SH SOLE 0 0 1,651
Global X U.S. Infrastructure Development ETF ETF 37954Y673 254 5,818 SH SOLE 0 0 5,818
Honeywell International Inc Stock 438516106 335 1,437 SH SOLE 0 0 1,436
Schwab US Small Cap ETF ETF 808524607 727 28,732 SH SOLE 0 0 28,732
iShares Russell 1000 Growth ETF ETF 464287614 761 1,792 SH SOLE 0 0 1,791
Schwab International Equity ETF ETF 808524805 5,040 228,067 SH SOLE 0 0 228,066
SPDR Consumer Staples ETF ETF 81369Y308 276 3,413 SH SOLE 0 0 3,413
Schwab US Large Cap Growth ETF ETF 808524300 8,595 294,260 SH SOLE 0 0 294,259
Berkshire Hathaway B Stock 084670702 948 1,951 SH SOLE 0 0 1,951
Schwab Emerging Markets Equity ETF ETF 808524706 275 9,119 SH SOLE 0 0 9,119
Vanguard Short-Term Corporate Bond Index ETF ETF 92206C409 200 2,518 SH SOLE 0 0 2,518
iShares U.S. Infrastructure ETF ETF 46435U713 1,494 30,375 SH SOLE 0 0 30,375
Microsoft Corp Stock 594918104 1,414 2,842 SH SOLE 0 0 2,842
Vanguard Intermediate-Term Government Treasury ETF ETF 92206C706 350 5,859 SH SOLE 0 0 5,859
Vanguard ESG U.S. Stock ETF ETF 921910733 229 2,089 SH SOLE 0 0 2,088
Vanguard Small Cap Index ETF ETF 922908751 3,983 16,808 SH SOLE 0 0 16,808
Vanguard Mid Cap Index ETF ETF 922908629 8,406 30,039 SH SOLE 0 0 30,039
Vanguard Health Care Index ETF ETF 92204A504 812 3,271 SH SOLE 0 0 3,270
Financial Select Sector SPDR Fund ETF 81369Y605 3,969 75,782 SH SOLE 0 0 75,781
OGE Energy Corp Stock 670837103 280 6,315 SH SOLE 0 0 6,315
Vanguard FTSE Europe ETF ETF 922042874 203 2,619 SH SOLE 0 0 2,618
Schwab US Large Cap Value ETF ETF 808524409 3,878 140,145 SH SOLE 0 0 140,145
Vanguard S&P 500 ETF ETF 922908363 6,761 11,903 SH SOLE 0 0 11,903
Vanguard Communication Services ETF ETF 92204A884 497 2,905 SH SOLE 0 0 2,905
SPDR S&P Mid Cap 400 ETF ETF 78467Y107 851 1,502 SH SOLE 0 0 1,502
iShares Cybersecurity and Tech ETF ETF 46435U135 359 6,747 SH SOLE 0 0 6,747
Eli Lilly & Co Stock 532457108 875 1,123 SH SOLE 0 0 1,123
Schwab US Mid Cap ETF ETF 808524508 1,438 51,265 SH SOLE 0 0 51,265
Vanguard Total International Stock ETF ETF 921909768 4,745 68,672 SH SOLE 0 0 68,671
iShares Russell 2000 ETF ETF 464287655 419 1,942 SH SOLE 0 0 1,942
FVCBankcorp Inc. Stock 36120Q101 274 23,190 SH SOLE 0 0 23,190
iShares U.S. Aerospace & Defense ETF ETF 464288760 1,015 5,383 SH SOLE 0 0 5,383
iShares Select Dividend ETF ETF 464287168 815 6,134 SH SOLE 0 0 6,134
Vanguard Small Cap Value Index ETF ETF 922908611 3,209 16,456 SH SOLE 0 0 16,455
iShares ESG Advanced MSCI EAFE ETF ETF 46436E759 976 13,116 SH SOLE 0 0 13,116
iShares MSCI EAFE Value ETF ETF 464288877 2,794 44,010 SH SOLE 0 0 44,009
Vanguard Mid Cap Growth ETF ETF 922908538 1,167 4,102 SH SOLE 0 0 4,102
Schwab US Dividend Equity ETF ETF 808524797 3,067 115,721 SH SOLE 0 0 115,720
VanEck Pharmaceuticals ETF ETF 92189F692 408 4,636 SH SOLE 0 0 4,636
iShares Edge MSCI Min Vol EAFE ETF ETF 46429B689 225 2,676 SH SOLE 0 0 2,676
iShares Edge MSCI Min Vol USA ETF ETF 46429B697 516 5,501 SH SOLE 0 0 5,500
NASDAQ 100 Equal-Weighted ETF ETF 25459Y207 1,527 15,534 SH SOLE 0 0 15,533
Vanguard Small Cap Growth Index ETF ETF 922908595 3,467 12,519 SH SOLE 0 0 12,518
Vanguard Large Cap Value Index ETF ETF 922908744 28,650 162,101 SH SOLE 0 0 162,100
Vanguard Large Cap Growth Index ETF ETF 922908736 27,598 62,951 SH SOLE 0 0 62,951
Capital Group Growth ETF ETF 14020G101 1,473 36,227 SH SOLE 0 0 36,227
Capital Group Dividend Value ETF ETF 14020W106 430 10,900 SH SOLE 0 0 10,899
VanEck Morningstar Wide Moat ETF ETF 92189F643 1,144 12,203 SH SOLE 0 0 12,202
iShares Core MSCI EAFE ETF ETF 46432F842 1,975 23,654 SH SOLE 0 0 23,653
Dimensional US Large Cap Value ETF ETF 25434V666 393 12,660 SH SOLE 0 0 12,659
Nvidia Stock 67066G104 460 2,911 SH SOLE 0 0 2,911
iShares Paris-Aligned Climate MSCI USA ETF ETF 46436E411 234 3,503 SH SOLE 0 0 3,502
Vanguard Total Bond Market ETF ETF 921937835 2,992 40,638 SH SOLE 0 0 40,637
Vanguard FTSE All-World Ex-US ETF ETF 922042775 1,649 24,529 SH SOLE 0 0 24,528
T. Rowe Price Capital Appreciation Equity ETF ETF 87283Q867 1,228 34,804 SH SOLE 0 0 34,803
iShares Russell 2000 Growth ETF ETF 464287648 236 824 SH SOLE 0 0 824
Capital Group Core Balanced ETF ETF 14021D107 244 7,289 SH SOLE 0 0 7,289
McDonald's Stock 580135101 356 1,218 SH SOLE 0 0 1,218
Fidelity Enhanced International ETF ETF 31609A404 302 9,092 SH SOLE 0 0 9,092
Capital One Stock 14040H105 431 2,028 SH SOLE 0 0 2,028
iShares Biotechnology ETF ETF 464287556 301 2,379 SH SOLE 0 0 2,378
Schwab Fundamental US Small Company Index ETF ETF 808524763 523 18,241 SH SOLE 0 0 18,241
Schwab Fundamental U.S. Large Cap ETF ETF 808524771 2,777 113,167 SH SOLE 0 0 113,167
iShares Edge MSCI USA Quality Factor ETF ETF 46432F339 4,959 27,125 SH SOLE 0 0 27,124
iShares S&P Small Cap 600 Growth ETF ETF 464287887 298 2,240 SH SOLE 0 0 2,240
iShares U.S. Technology ETF ETF 464287721 747 4,313 SH SOLE 0 0 4,313
Schwab Fundamental Emerging Markets ETF ETF 808524730 344 10,427 SH SOLE 0 0 10,426
Schwab Fundamental Intl Large Cap ETF ETF 808524755 933 23,323 SH SOLE 0 0 23,323
Fidelity MSCI Health Care Index ETF ETF 316092600 345 5,390 SH SOLE 0 0 5,389
iShares Core S&P 500 ETF ETF 464287200 3,055 4,921 SH SOLE 0 0 4,920
Vanguard Mid Cap Value ETF ETF 922908512 796 4,838 SH SOLE 0 0 4,837
Lockheed Martin Stock 539830109 439 948 SH SOLE 0 0 948
JP Morgan Chase & Co Stock 46625H100 321 1,106 SH SOLE 0 0 1,106
SPDR Portfolio Emerging Markets ETF ETF 78463X509 493 11,544 SH SOLE 0 0 11,544
Vanguard FTSE Developed Markets ETF ETF 921943858 15,802 277,185 SH SOLE 0 0 277,184
SPDR S&P Dividend ETF ETF 78464A763 1,242 9,154 SH SOLE 0 0 9,153
Walmart Inc Stock 931142103 292 2,984 SH SOLE 0 0 2,984
iShares 3-7 Year Treasury Bond ETF ETF 464288661 1,624 13,635 SH SOLE 0 0 13,634
International Business Machines Stock 459200101 2,271 7,703 SH SOLE 0 0 7,703
Vanguard FTSE Emerging Markets ETF ETF 922042858 4,532 91,635 SH SOLE 0 0 91,634
Texas Instruments Inc Stock 882508104 442 2,131 SH SOLE 0 0 2,131
Vanguard High Dividend Yield ETF ETF 921946406 3,146 23,598 SH SOLE 0 0 23,597
Pfizer Inc Stock 717081103 478 19,719 SH SOLE 0 0 19,719
iShares MSCI USA Value Factor ETF ETF 46432F388 1,323 11,690 SH SOLE 0 0 11,690
Vanguard Dividend Appreciation Index ETF ETF 921908844 8,616 42,097 SH SOLE 0 0 42,096
iShares 7-10 Year Treasury Bond ETF ETF 464287440 3,617 37,767 SH SOLE 0 0 37,766
iShares Core U.S. Aggregate Bond ETF ETF 464287226 672 6,775 SH SOLE 0 0 6,774
iShares Core Dividend Growth ETF ETF 46434V621 867 13,552 SH SOLE 0 0 13,552
iShares S&P Small Cap 600 Value ETF ETF 464287879 269 2,701 SH SOLE 0 0 2,700
SPDR Portfolio S&P 500 Growth ETF ETF 78464A409 289 3,036 SH SOLE 0 0 3,035
Philip Morris Intl Inc Stock 718172109 423 2,322 SH SOLE 0 0 2,321
Vanguard Mega Cap ETF ETF 921910873 233 1,037 SH SOLE 0 0 1,037
Exxon Mobil Corp Stock 30231G102 399 3,698 SH SOLE 0 0 3,698
iShares Edge MSCI International Quality Factor ETF ETF 46434V456 3,627 83,911 SH SOLE 0 0 83,911
iShares S&P Mid Cap ETF ETF 464287507 783 12,629 SH SOLE 0 0 12,628
Apple Stock 037833100 2,406 11,727 SH SOLE 0 0 11,727
iShares Russell 1000 Value ETF ETF 464287598 695 3,578 SH SOLE 0 0 3,577