The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 311,079 2,287 SH SOLE 0 0 2,287
ABBVIE INC COM 00287Y109 228,342 1,230 SH SOLE 0 0 1,230
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 253,758 849 SH SOLE 0 0 849
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 566,201 4,906 SH SOLE 0 0 4,906
ALPHABET INC CAP STK CL C 02079K107 697,807 3,934 SH SOLE 0 0 3,934
ALPHABET INC CAP STK CL A 02079K305 554,522 3,147 SH SOLE 0 0 3,147
ALPS ETF TR ALERIAN ENERGY 00162Q676 935,089 29,004 SH SOLE 0 0 29,004
ALPS ETF TR ALERIAN MLP 00162Q452 204,143 4,178 SH SOLE 0 0 4,178
AMAZON COM INC COM 023135106 1,294,178 5,899 SH SOLE 0 0 5,899
AMERICAN CENTY ETF TR US SML CP VALU 025072877 6,104,844 67,013 SH SOLE 0 0 67,013
APPLE INC COM 037833100 3,405,163 16,597 SH SOLE 0 0 16,597
ARK 21SHARES BITCOIN ETF SHS BEN INT 040919102 790,028 22,074 SH SOLE 0 0 22,074
ARK ETF TR INNOVATION ETF 00214Q104 777,759 11,065 SH SOLE 0 0 11,065
BANK AMERICA CORP COM 060505104 336,326 7,107 SH SOLE 0 0 7,107
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 251,629 518 SH SOLE 0 0 518
CHIPOTLE MEXICAN GRILL INC COM 169656105 348,130 6,200 SH SOLE 0 0 6,200
CHUBB LIMITED COM H1467J104 232,552 800 SH SOLE 0 0 800
DBX ETF TR XTRACK MSCI EAFE 233051200 64,582,154 1,476,164 SH SOLE 0 0 1,476,164
DISNEY WALT CO COM 254687106 207,362 1,665 SH SOLE 0 0 1,665
ELI LILLY & CO COM 532457108 317,028 407 SH SOLE 0 0 407
ETF SER SOLUTIONS AAM LW DUR PFD 26922A198 13,240,135 671,076 SH SOLE 0 0 671,076
GE AEROSPACE COM NEW 369604301 260,479 1,012 SH SOLE 0 0 1,012
HOME DEPOT INC COM 437076102 395,125 1,078 SH SOLE 0 0 1,078
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 8,987,582 344,088 SH SOLE 0 0 344,088
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 44,438,178 244,515 SH SOLE 0 0 244,515
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 2,981,468 102,175 SH SOLE 0 0 102,175
INVESCO QQQ TR UNIT SER 1 46090E103 9,939,279 17,998 SH SOLE 0 0 17,998
ISHARES TR US HLTHCARE ETF 464287762 3,080,872 54,548 SH SOLE 0 0 54,548
ISHARES TR CORE S&P500 ETF 464287200 275,560 444 SH SOLE 0 0 444
ISHARES TR RUS 1000 VAL ETF 464287598 337,832 1,739 SH SOLE 0 0 1,739
ISHARES TR S&P SML 600 GWT 464287887 301,336 2,265 SH SOLE 0 0 2,265
ISHARES TR CORE S&P SCP ETF 464287804 403,902 3,696 SH SOLE 0 0 3,696
ISHARES TR S&P 500 VAL ETF 464287408 434,750 2,225 SH SOLE 0 0 2,225
ISHARES TR MSCI EAFE MIN VL 46429B689 301,325 3,585 SH SOLE 0 0 3,585
ISHARES TR NATIONAL MUN ETF 464288414 202,162 1,935 SH SOLE 0 0 1,935
JPMORGAN CHASE & CO. COM 46625H100 345,553 1,192 SH SOLE 0 0 1,192
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 1,638,973 63,699 SH SOLE 0 0 63,699
MASTERCARD INCORPORATED CL A 57636Q104 322,554 574 SH SOLE 0 0 574
MCDONALDS CORP COM 580135101 3,455,830 11,828 SH SOLE 0 0 11,828
META PLATFORMS INC CL A 30303M102 607,408 823 SH SOLE 0 0 823
MICROSOFT CORP COM 594918104 1,120,383 2,252 SH SOLE 0 0 2,252
MSCI INC COM 55354G100 256,649 445 SH SOLE 0 0 445
NETFLIX INC COM 64110L106 329,426 246 SH SOLE 0 0 246
NVIDIA CORPORATION COM 67066G104 304,980 1,930 SH SOLE 0 0 1,930
OMEGA HEALTHCARE INVS INC COM 681936100 7,013,767 191,372 SH SOLE 0 0 191,372
ORACLE CORP COM 68389X105 522,088 2,388 SH SOLE 0 0 2,388
PIMCO ETF TR MULTISECTOR BD 72201R585 9,687,556 365,017 SH SOLE 0 0 365,017
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 499,131 5,253 SH SOLE 0 0 5,253
SCHWAB CHARLES CORP COM 808513105 220,731 2,419 SH SOLE 0 0 2,419
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 90,212,734 3,088,420 SH SOLE 0 0 3,088,420
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 81,425,973 2,942,753 SH SOLE 0 0 2,942,753
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 30,920,689 1,222,162 SH SOLE 0 0 1,222,162
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 31,505,905 1,045,319 SH SOLE 0 0 1,045,319
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 705,649 26,628 SH SOLE 0 0 26,628
SHOPIFY INC CL A SUB VTG SHS 82509L107 357,239 3,097 SH SOLE 0 0 3,097
SOUTHERN CO COM 842587107 331,965 3,615 SH SOLE 0 0 3,615
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 22,228,308 175,860 SH SOLE 0 0 175,860
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 9,242,064 104,136 SH SOLE 0 0 104,136
SPDR SERIES TRUST BLOOMBERG EMERGI 78464A391 995,921 46,538 SH SOLE 0 0 46,538
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 5,669,431 136,317 SH SOLE 0 0 136,317
THERMO FISHER SCIENTIFIC INC COM 883556102 219,586 541 SH SOLE 0 0 541
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,149,673 22,897 SH SOLE 0 0 22,897
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 52,311,427 710,463 SH SOLE 0 0 710,463
VANGUARD INDEX FDS SMALL CP ETF 922908751 14,305,378 60,165 SH SOLE 0 0 60,165
VANGUARD INDEX FDS GROWTH ETF 922908736 482,870 1,100 SH SOLE 0 0 1,100
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 893,518 18,065 SH SOLE 0 0 18,065
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 385,866 7,870 SH SOLE 0 0 7,870
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 2,964,323 45,361 SH SOLE 0 0 45,361
VISA INC COM CL A 92826C839 416,495 1,173 SH SOLE 0 0 1,173
WALMART INC COM 931142103 281,606 2,880 SH SOLE 0 0 2,880
WELLTOWER INC COM 95040Q104 4,237,542 27,565 SH SOLE 0 0 27,565
WISDOMTREE TR INDIA ERNGS FD 97717W422 329,514 6,942 SH SOLE 0 0 6,942
ZOETIS INC CL A 98978V103 259,657 1,665 SH SOLE 0 0 1,665