The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CVS HEALTH CORP COM COM 126650100 282,846 4,100 SH SOLE 0 0 4,100
CATERPILLAR INC COM COM 149123101 712,757 1,836 SH SOLE 0 0 1,836
CHEVRON CORP NEW COM COM 166764100 753,465 5,262 SH SOLE 0 0 5,262
CITIGROUP INC COM 172967424 352,574 4,142 SH SOLE 0 0 4,142
COCA COLA CO COM COM 191216100 285,580 4,036 SH SOLE 0 0 4,036
DANAHER CORP COM 235851102 201,374 1,019 SH SOLE 0 0 1,019
DISNEY WALT CO COM COM 254687106 419,822 3,385 SH SOLE 0 0 3,385
EMERSON ELEC CO COM COM 291011104 244,270 1,832 SH SOLE 0 0 1,832
FIDELITY WISE ORIGIN BITCOIN FUND ETF 315948109 502,847 5,350 SH SOLE 0 0 5,350
FID MSCI INFO TECHNOLOGY INDEX ETF ETF 316092808 504,873 2,560 SH SOLE 0 0 2,560
FIDELITY MSCI UTILS INDEX ETF ETF 316092865 466,486 8,869 SH SOLE 0 0 8,869
FIDELITY MSCI MATLS INDEX ETF ETF 316092881 250,031 5,014 SH SOLE 0 0 5,014
FIFTH THIRD BANCORP COM 316773100 397,398 9,662 SH SOLE 0 0 9,662
GALLAGHER ARTHUR J &CO COM 363576109 337,591 1,055 SH SOLE 0 0 1,055
GE AEROSPACE COM NEW COM 369604301 773,072 3,004 SH SOLE 0 0 3,004
GILEAD SCIENCES INC COM 375558103 413,934 3,734 SH SOLE 0 0 3,734
HAMILTON LANE INC CL A COM 407497106 237,483 1,671 SH SOLE 0 0 1,671
HOME DEPOT COM 437076102 653,874 1,783 SH SOLE 0 0 1,783
HONEYWELL INTL INC COM 438516106 407,379 1,749 SH SOLE 0 0 1,749
HOWMET AEROSPACE INC COM COM 443201108 291,175 1,564 SH SOLE 0 0 1,564
INTL BUSINESS MACHINES COM 459200101 1,305,978 4,430 SH SOLE 0 0 4,430
ISHARES TR S&P 1500 INDEX FD ETF 464287150 668,567 4,951 SH SOLE 0 0 4,951
ISHARES DJ SELECT DIVIDEND ETF 464287168 252,131 1,898 SH SOLE 0 0 1,898
ISHARES S&P 500 GROWTH ETF ETF 464287309 549,907 4,995 SH SOLE 0 0 4,995
ISHARES RUSSELL MIDCAP VALUE INDEX ETF 464287473 207,761 1,572 SH SOLE 0 0 1,572
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879 558,899 5,618 SH SOLE 0 0 5,618
ISHARES 10-20 YEAR TREASURY BND ETF ETF 464288653 864,989 8,514 SH SOLE 0 0 8,514
ISHARES 3-7 YR TREASURY BOND ETF ETF 464288661 724,707 6,085 SH SOLE 0 0 6,085
JOHNSON & JOHNSON COM COM 478160104 775,319 5,076 SH SOLE 0 0 5,076
ELI LILLY & CO COM COM 532457108 296,692 381 SH SOLE 0 0 381
LOCKHEED MARTIN CORP COM 539830109 762,728 1,647 SH SOLE 0 0 1,647
LOWES COS INC COM COM 548661107 871,102 3,926 SH SOLE 0 0 3,926
MARSH & MCLENNAN COS INC COM COM 571748102 666,704 3,049 SH SOLE 0 0 3,049
MASCO CORP COM COM 574599106 274,598 4,267 SH SOLE 0 0 4,267
MCDONALDS CORP COM COM 580135101 269,116 921 SH SOLE 0 0 921
MICROSTRATEGY INC CL A NEW COM 594972408 368,658 912 SH SOLE 0 0 912
MORGAN STANLEY COM 617446448 404,998 2,875 SH SOLE 0 0 2,875
PEPSICO INC COM COM 713448108 409,254 3,099 SH SOLE 0 0 3,099
PHILIP MORRIS INTL INC COM 718172109 228,324 1,254 SH SOLE 0 0 1,254
PROCTER AND GAMBLE CO COM COM 742718109 431,853 2,711 SH SOLE 0 0 2,711
PROGRESSIVE CORP COM COM 743315103 545,463 2,044 SH SOLE 0 0 2,044
PRUDENTIAL FINL INC COM 744320102 934,502 8,698 SH SOLE 0 0 8,698
QUALCOMM INC COM COM 747525103 471,774 2,962 SH SOLE 0 0 2,962
ROCKWELL AUTOMATION INC COM COM 773903109 356,183 1,072 SH SOLE 0 0 1,072
SIMON PPTY GROUP INC NEW COM REIT 828806109 236,268 1,470 SH SOLE 0 0 1,470
STRYKER CORP COM 863667101 220,762 558 SH SOLE 0 0 558
TJX COS INC NEW COM COM 872540109 224,071 1,814 SH SOLE 0 0 1,814
T-MOBILE US INC COM COM 872590104 289,633 1,216 SH SOLE 0 0 1,216
TAKE-TWO INTERACTIVE SOFTWARE COM COM 874054109 353,832 1,457 SH SOLE 0 0 1,457
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 724,560 3,540 SH SOLE 0 0 3,540
VANGUARD MEGA CAP VALUE ETF ETF 921910840 703,838 5,365 SH SOLE 0 0 5,365
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 558,125 9,790 SH SOLE 0 0 9,790
VANGRD IDX FDS MDCAP VAL IDX VPR SH ETF 922908512 200,641 1,220 SH SOLE 0 0 1,220
VANGUARD MID CAP ETF 922908629 313,410 1,120 SH SOLE 0 0 1,120
VANGUARD SMALL CAP ETF ETF 922908751 1,136,319 4,795 SH SOLE 0 0 4,795
VIRTU FINL INC CL A COM 928254101 287,675 6,423 SH SOLE 0 0 6,423
WALMART INC COM COM 931142103 854,239 8,736 SH SOLE 0 0 8,736
WELLS FARGO CO NEW COM COM 949746101 311,537 3,888 SH SOLE 0 0 3,888
AFLAC INC COM COM 001055102 301,152 2,856 SH SOLE 0 0 2,856
ABBOTT LABS COM COM 002824100 662,546 4,871 SH SOLE 0 0 4,871
ABBVIE INC COM COM 00287Y109 725,532 3,909 SH SOLE 0 0 3,909
ADVANCED MICRO DEVICES INC COM COM 007903107 372,346 2,624 SH SOLE 0 0 2,624
ALPHABET INC CAP STK CL C COM 02079K107 1,047,852 5,907 SH SOLE 0 0 5,907
ALTRIA GROUP INC COM COM 02209S103 295,635 5,042 SH SOLE 0 0 5,042
AVANTIS EMERGING MARKETS EQUITY ETF ETF 025072604 284,692 4,154 SH SOLE 0 0 4,154
AMERICAN EXPRESS CO COM COM 025816109 379,392 1,189 SH SOLE 0 0 1,189
APPLOVIN CORP COM CL A COM 03831W108 311,221 889 SH SOLE 0 0 889
ARES MANAGEMENT CORPORATION CL A COM 03990B101 273,159 1,577 SH SOLE 0 0 1,577
AUTOMATIC DATA PROCESSING INC COM COM 053015103 202,412 656 SH SOLE 0 0 656
AUTOZONE INC COM COM 053332102 237,583 64 SH SOLE 0 0 64
AXON ENTERPRISE INC COM COM 05464C101 316,273 382 SH SOLE 0 0 382
BANK AMERICA CORP COM COM 060505104 411,989 8,706 SH SOLE 0 0 8,706
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 1,457,600 2 SH SOLE 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 1,639,717 3,376 SH SOLE 0 0 3,376
BROADCOM INC COM COM 11135F101 770,462 2,795 SH SOLE 0 0 2,795
CNO FINL GROUP INC COM COM 12621E103 262,016 6,792 SH SOLE 0 0 6,792
CAPITAL GROUP INTL FOCUS EQUITY ETF ETF 14019W109 260,395 9,598 SH SOLE 0 0 9,598
CAPITAL GROUP DIVIDEND VALUE ETF ETF 14020W106 388,464 9,837 SH SOLE 0 0 9,837
CAPITAL ONE FINANCIAL CORP COM 14040H105 696,224 3,272 SH SOLE 0 0 3,272
CISCO SYS INC COM 17275R102 636,199 9,170 SH SOLE 0 0 9,170
COMCAST CORP NEW CL A COM 20030N101 330,641 9,264 SH SOLE 0 0 9,264
COSTCO WHOLESALE CORP COM 22160K105 522,229 528 SH SOLE 0 0 528
CROWDSTRIKE HLDGS INC CL A COM 22788C105 518,987 1,019 SH SOLE 0 0 1,019
EOG RESOURCES INC COM 26875P101 264,373 2,210 SH SOLE 0 0 2,210
META PLATFORMS INC CL A COM 30303M102 1,763,875 2,390 SH SOLE 0 0 2,390
FEDEX CORP COM 31428X106 314,392 1,383 SH SOLE 0 0 1,383
FT VEST US EQTY DEEP BUFFER JAN ETF 33740F631 397,555 9,856 SH SOLE 0 0 9,856
FORTINET INC COM COM 34959E109 225,501 2,133 SH SOLE 0 0 2,133
GE VERNOVA INC COM COM 36828A101 233,389 441 SH SOLE 0 0 441
GENERAL MOTORS CORP COM 37045V100 358,599 7,287 SH SOLE 0 0 7,287
GOLDMAN SACHS GROUP INC COM 38141G104 685,474 969 SH SOLE 0 0 969
INVESCO NASDAQ 100 ETF ETF 46138G649 800,125 3,523 SH SOLE 0 0 3,523
ISHARES TR HIGH DIVID EQUITY FD ETF 46429B663 452,383 3,861 SH SOLE 0 0 3,861
ISHR EDGE MSCI US MOMENT FACTOR ETF ETF 46432F396 305,564 1,271 SH SOLE 0 0 1,271
ISHARES BITCOIN TRUST ETF ETF 46438F101 238,229 3,892 SH SOLE 0 0 3,892
JOHN HANCOCK MULTIFACTOR MID CAP ETF 47804J206 461,939 7,557 SH SOLE 0 0 7,557
KKR & CO LP COM 48251W104 380,743 2,862 SH SOLE 0 0 2,862
KRATOS DEFENSE & SEC SOLUTIONS COM COM 50077B207 338,899 7,296 SH SOLE 0 0 7,296
MARATHON PETE CORP COM 56585A102 284,504 1,713 SH SOLE 0 0 1,713
MASTERCARD INC COM 57636Q104 541,405 963 SH SOLE 0 0 963
MERCK & CO INC COM 58933Y105 492,880 6,226 SH SOLE 0 0 6,226
METLIFE INC COM COM 59156R108 242,909 3,021 SH SOLE 0 0 3,021
NETFLIX COM INC COM 64110L106 362,904 271 SH SOLE 0 0 271
NEXTERA ENERGY INC COM COM 65339F101 223,248 3,216 SH SOLE 0 0 3,216
NOVARTIS AG ADR ADR 66987V109 355,272 2,936 SH SOLE 0 0 2,936
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201 702,966 7,482 SH SOLE 0 0 7,482
NUVEEN ESG MID-CAP VALUE ETF ETF 67092P508 347,634 9,643 SH SOLE 0 0 9,643
ORACLE CORPORATION COM 68389X105 758,130 3,468 SH SOLE 0 0 3,468
PJT PARTNERS INC COM CL A COM 69343T107 296,205 1,795 SH SOLE 0 0 1,795
PALANTIR TECHNOLOGIES INC CL A COM 69608A108 433,770 3,182 SH SOLE 0 0 3,182
RTX CORPORATION COM COM 75513E101 462,704 3,169 SH SOLE 0 0 3,169
RYAN SPECIALTY HOLDINGS INC CL A COM 78351F107 263,621 3,877 SH SOLE 0 0 3,877
SPDR S&P 500 ETF TRUST ETF 78462F103 1,107,354 6,873 SH SOLE 0 0 6,873
SPDR GOLD ETF ETF 78463V107 446,271 1,464 SH SOLE 0 0 1,464
SPDR SER TR S&P SEMICONDUCTOR ETF ETF 78464A862 230,027 897 SH SOLE 0 0 897
SPDR MSCI USA STRATEGICFACTORS ETF ETF 78468R812 754,592 4,627 SH SOLE 0 0 4,627
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209 409,774 3,040 SH SOLE 0 0 3,040
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803 537,157 2,121 SH SOLE 0 0 2,121
SERVICENOW INC COM COM 81762P102 442,074 430 SH SOLE 0 0 430
STEPSTONE GROUP INC COM CL A COM 85914M107 260,012 4,685 SH SOLE 0 0 4,685
TESLA MOTORS INC COM 88160R101 344,661 1,085 SH SOLE 0 0 1,085
UNUM GROUP COM COM 91529Y106 252,814 3,130 SH SOLE 0 0 3,130
VALERO ENERGY CORP COM 91913Y100 416,626 3,099 SH SOLE 0 0 3,099
VANGUARD SHORT TERM GOVT BD IDX FD ETF 92206C102 406,080 6,908 SH SOLE 0 0 6,908
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 624,296 5,717 SH SOLE 0 0 5,717
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714 242,422 2,845 SH SOLE 0 0 2,845
VICTORY CAP HLDGS INC COM CL A COM 92645B103 278,537 4,375 SH SOLE 0 0 4,375
VCTRYSRS US LRG CP HGH DIV VLTL WTD ETF 92647N865 460,877 6,921 SH SOLE 0 0 6,921
VISA INC COM 92826C839 359,206 1,012 SH SOLE 0 0 1,012
WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307 268,123 3,264 SH SOLE 0 0 3,264
WISDOMTREE MIDCAP EARNINGS ETF ETF 97717W570 283,250 4,586 SH SOLE 0 0 4,586
MEDTRONIC PLC SHS COM G5960L103 517,766 5,940 SH SOLE 0 0 5,940
SEAGATE TECHNOLOGY COM G7997R103 204,224 1,415 SH SOLE 0 0 1,415
CHUBB LIMITED COM COM H1467J104 391,205 1,350 SH SOLE 0 0 1,350
RIVIAN AUTOMOTIVE INC COM CL A COM 76954A103 187,317 13,633 SH SOLE 0 0 13,633
URBAN ONE INC CL D NON VTG COM 91705J204 8,329 13,075 SH SOLE 0 0 13,075
COLGATE PALMOLIVE CO COM COM 194162103 5,016,953 55,192 SH SOLE 0 0 55,192
XTRACKERS MSCI EAFE HEDGED EQTY ETF ETF 233051200 9,763,838 223,173 SH SOLE 0 0 223,173
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402 728,274 31,056 SH SOLE 0 0 31,056
FIDELITY MSCI FINANCIALS INDEX ETF ETF 316092501 22,186,247 299,652 SH SOLE 0 0 299,652
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 810,801 12,679 SH SOLE 0 0 12,679
FIDELITY MSCI CMMNCTN SRVES INDX ETF 316092873 18,774,721 289,689 SH SOLE 0 0 289,689
FIDELITY TOTAL BOND ETF ETF 316188309 31,351,230 685,273 SH SOLE 0 0 685,273
FULTON FINANCIAL CORP-PA COM 360271100 216,119 11,980 SH SOLE 0 0 11,980
GLDMN SCHS ACT EBETA US LRG CAP EQ ETF 381430503 1,494,790 12,315 SH SOLE 0 0 12,315
ACCESS TREASURY 0-1 YEAR ETF ETF 381430529 2,417,743 24,141 SH SOLE 0 0 24,141
ISHARES GOLD TRUST ETF ETF 464285204 2,331,391 37,386 SH SOLE 0 0 37,386
ISHARES ETF CURRENCY BOND FUND ETF 464286517 582,682 14,426 SH SOLE 0 0 14,426
ISHARES TR S&P 100 INDEX FUND ETF 464287101 10,755,370 35,339 SH SOLE 0 0 35,339
ISHARES S&P 500 INDEX ETF 464287200 210,011,624 338,237 SH SOLE 0 0 338,237
ISHARES AGGREGATE BOND ETF ETF 464287226 41,996,853 423,355 SH SOLE 0 0 423,355
ISHARES S&P 500 VALUE ETF ETF 464287408 6,463,912 33,077 SH SOLE 0 0 33,077
ISHARES 7-10 YR TREASURY BOND ETF ETF 464287440 982,533 10,259 SH SOLE 0 0 10,259
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457 1,532,270 18,492 SH SOLE 0 0 18,492
ISHARES CORE S&P MID CAP ETF ETF 464287507 73,011,777 1,177,230 SH SOLE 0 0 1,177,230
ISHR S&P NORTH AMER TECH-SOFTWARE ETF 464287515 3,694,311 33,738 SH SOLE 0 0 33,738
ISHARES S&P MIDCAP 400 GROWTH INDEX ETF 464287606 1,265,887 13,914 SH SOLE 0 0 13,914
ISHARES S&P MIDCAP 400 VALUE ETF ETF 464287705 1,497,706 12,119 SH SOLE 0 0 12,119
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 58,848,982 538,466 SH SOLE 0 0 538,466
ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887 3,243,947 24,383 SH SOLE 0 0 24,383
ISHR TR S&PCITIGRP INT TREAS BD ETF ETF 464288117 497,374 11,540 SH SOLE 0 0 11,540
ISHR JPMORG USD EMERG MARKTS BD ETF ETF 464288281 1,565,316 16,900 SH SOLE 0 0 16,900
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 18,424,329 176,343 SH SOLE 0 0 176,343
ISHR INT SELECT DIV ETF ETF 464288448 1,004,836 29,117 SH SOLE 0 0 29,117
ISHR IBOXX HIGH YIELD CORP BD ETF ETF 464288513 3,437,205 42,619 SH SOLE 0 0 42,619
ISHARES ESG MSCI KLD 400 ETF ETF 464288570 2,102,748 18,102 SH SOLE 0 0 18,102
ISH 5-10 YR INVEST GRADE CORP BD ETF 464288638 845,793 15,872 SH SOLE 0 0 15,872
ISHR TR DOW JONESUS AEROSPACE & DEF ETF 464288760 4,333,111 22,970 SH SOLE 0 0 22,970
MICROSOFT COM 594918104 37,518,725 75,428 SH SOLE 0 0 75,428
NUVEEN MUN VALUE FD CEF 670928100 288,801 33,234 SH SOLE 0 0 33,234
PFIZER INC COM COM 717081103 249,080 10,276 SH SOLE 0 0 10,276
SCHWAB US MID-CAP ETF ETF 808524508 552,177 19,685 SH SOLE 0 0 19,685
SCHWAB FUNDAMENTAL US SMALL CO INDX ETF 808524763 1,810,534 63,195 SH SOLE 0 0 63,195
TIMOTHY PLAN US SMALL CAP CORE ETF ETF 887432342 633,694 16,383 SH SOLE 0 0 16,383
TMTHY PN TMTHY PN US LRG/MD CP CR ETF 887432359 899,214 20,028 SH SOLE 0 0 20,028
TRIUMPH GROUP INC NEW COM COM 896818101 260,178 10,104 SH SOLE 0 0 10,104
VANGUARD HIGH DIVIDEND YIELD ETF 921946406 2,308,862 17,319 SH SOLE 0 0 17,319
VANGUARD CORE PLUS BOND ETF ETF 922020755 1,256,120 16,146 SH SOLE 0 0 16,146
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 1,064,899 15,842 SH SOLE 0 0 15,842
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 4,265,226 86,992 SH SOLE 0 0 86,992
VANGUARD S&P 500 ETF ETF 922908363 16,233,767 28,579 SH SOLE 0 0 28,579
VANGUARD EXTENDED MARKET ETF ETF 922908652 6,208,344 32,216 SH SOLE 0 0 32,216
VANGUARD GROWTH ETF ETF 922908736 7,265,067 16,572 SH SOLE 0 0 16,572
VANGUARD VALUE ETF ETF 922908744 5,981,102 33,841 SH SOLE 0 0 33,841
VANGUARD TOTAL STK MKT ETF 922908769 4,734,720 15,578 SH SOLE 0 0 15,578
AT&T INC COM COM 00206R102 1,599,917 55,284 SH SOLE 0 0 55,284
ETFS SILVER TR SILVER SHS ETF ETF 003264108 462,161 13,431 SH SOLE 0 0 13,431
ABRDN PHYSICAL GOLD SHARES ETF ETF 00326A104 329,845 10,458 SH SOLE 0 0 10,458
GOOGLE INC COM 02079K305 5,637,947 31,992 SH SOLE 0 0 31,992
AMAZON.COM INC COM 023135106 8,250,819 37,608 SH SOLE 0 0 37,608
AVANTIS U.S. EQUITY ETF ETF 025072885 2,900,263 28,767 SH SOLE 0 0 28,767
APPLE INC COM 037833100 11,457,017 55,842 SH SOLE 0 0 55,842
ARCHER AVIATION INC COM CL A COM 03945R102 315,117 29,043 SH SOLE 0 0 29,043
BHP GROUP LTD SPONSORED ADS ADR 088606108 10,946,477 227,625 SH SOLE 0 0 227,625
CAPITAL GROUP GROWTH ETF ETF 14020G101 554,965 13,652 SH SOLE 0 0 13,652
CAPITAL GROUP CORE EQUITY ETF ETF 14020V108 551,605 14,937 SH SOLE 0 0 14,937
CAPITAL GROUP CORE PLUS INCOME ETF ETF 14020Y102 392,530 17,446 SH SOLE 0 0 17,446
CAPITAL GROUP MUNICIPAL INCOME ETF ETF 14020Y201 735,790 27,568 SH SOLE 0 0 27,568
CAPITAL GROUP US MULTI-SECTOR INCM ETF 14020Y300 7,179,195 259,927 SH SOLE 0 0 259,927
CAPITAL GROUP MUNICIPAL HIGH-INCOME ETF 14020Y805 346,316 14,058 SH SOLE 0 0 14,058
CAPITAL GROUP CORE BALANCED ETF ETF 14021D107 554,353 16,578 SH SOLE 0 0 16,578
CAPITAL GROUP DIVIDEND GROWERS ETF ETF 14021L109 347,283 10,327 SH SOLE 0 0 10,327
EXXON MOBIL CORP COM COM 30231G102 1,830,198 16,978 SH SOLE 0 0 16,978
FIDELITY ENHANCED INTERNATIONAL ETF ETF 31609A404 3,242,281 97,483 SH SOLE 0 0 97,483
FRT TRST TCW OPPORTUN FXD INCOME ETF 33740F805 497,827 11,343 SH SOLE 0 0 11,343
FIRST TR TCW UNCONSTRAINED PLUS BD ETF 33740F888 427,096 17,159 SH SOLE 0 0 17,159
FRANKLIN U. MID CAP MLTFCTR INDX ETF 35473P884 2,228,915 41,041 SH SOLE 0 0 41,041
GLOBAL X NASDAQ 100 COVERED CALL ETF 37954Y483 1,502,686 89,874 SH SOLE 0 0 89,874
HARBOR COMMODITY ALL-WTHR STRTGY ETF 41151J505 614,154 25,284 SH SOLE 0 0 25,284
HARTFORD MUNICIPAL OPPORTUNITIES ETF 41653L503 413,917 10,813 SH SOLE 0 0 10,813
NYLI MACKAY MUNI INTERMEDIATE ETF ETF 45409F827 7,366,518 308,869 SH SOLE 0 0 308,869
INVESCO QQQ TRUST ETF 46090E103 7,209,337 13,069 SH SOLE 0 0 13,069
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 32,939,939 181,248 SH SOLE 0 0 181,248
INVESCO S&P MIDCAP MOMENTUM ETF ETF 46137V464 4,332,258 33,680 SH SOLE 0 0 33,680
INVESCO S&P 500 MOMENTUM ETF ETF 46138E339 5,842,254 51,945 SH SOLE 0 0 51,945
ISHARES FLOATING RATE BOND ETF ETF 46429B655 708,504 13,887 SH SOLE 0 0 13,887
ISHR TR MSCI USA MIN VOLAT INDX FD ETF 46429B697 4,364,529 46,495 SH SOLE 0 0 46,495
ISHR TRST COR MSCI TOT INTL STK ETF ETF 46432F834 12,272,709 158,747 SH SOLE 0 0 158,747
ISHARES CORE MSCI EAFE ETF 46432F842 105,220,619 1,260,429 SH SOLE 0 0 1,260,429
ISHR TRUST CORE SHRT TERM US BD ETF ETF 46432F859 1,083,604 22,273 SH SOLE 0 0 22,273
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 28,691,739 477,957 SH SOLE 0 0 477,957
ISHARES MSCI INTL QUALITY FACTR ETF ETF 46434V456 702,702 16,259 SH SOLE 0 0 16,259
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 19,415,500 303,652 SH SOLE 0 0 303,652
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516 2,070,037 23,201 SH SOLE 0 0 23,201
ISH BROAD USD HGH YD CORP BD ETF ETF 46435U853 3,096,037 82,539 SH SOLE 0 0 82,539
ISHR GLD TRST MICR ETF BENEF INTRST ETF 46436F103 36,782,268 1,114,952 SH SOLE 0 0 1,114,952
JPMORGAN CHASE & CO. COM COM 46625H100 3,763,079 12,980 SH SOLE 0 0 12,980
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 7,447,577 131,004 SH SOLE 0 0 131,004
JPMORGAN MUNICIPAL ETF ETF 46641Q647 4,026,201 81,108 SH SOLE 0 0 81,108
JANUS HENDERSON SHT DURATION INCOME ETF 47103U886 1,580,943 32,133 SH SOLE 0 0 32,133
INSPIRE 100 ETF ETF 66538H534 1,489,826 36,047 SH SOLE 0 0 36,047
INSPIRE CORPORATE BOND ETF ETF 66538H633 1,872,951 78,007 SH SOLE 0 0 78,007
INSPIRE GLOBAL HOPE ETF ETF 66538H658 571,038 14,051 SH SOLE 0 0 14,051
NVIDIA CORPORATION COM COM 67066G104 6,353,032 40,212 SH SOLE 0 0 40,212
NUVEEN ESG LARGE-CAP VALUE ETF ETF 67092P300 4,028,464 96,110 SH SOLE 0 0 96,110
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409 1,078,819 22,267 SH SOLE 0 0 22,267
NUVEEN ESG SMALL-CAP ETF ETF 67092P607 1,641,325 40,288 SH SOLE 0 0 40,288
PACER US CASH COWS 100 ETF ETF 69374H881 1,072,187 19,459 SH SOLE 0 0 19,459
PIMCO MLTISCT BD ACT EXCH TRDD FND ETF 72201R585 10,605,916 399,620 SH SOLE 0 0 399,620
PIMCO ACTIVE BD ETF ETF 72201R775 12,235,742 132,737 SH SOLE 0 0 132,737
PIMCO INTERMEDIATE MUNI BD ACTIVE ETF 72201R866 747,099 14,546 SH SOLE 0 0 14,546
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 977,292 22,866 SH SOLE 0 0 22,866
SPDR PORT DEVELOPED WORLD EX-US ETF ETF 78463X889 6,759,775 166,949 SH SOLE 0 0 166,949
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 21,370,556 224,198 SH SOLE 0 0 224,198
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 33,782,506 645,443 SH SOLE 0 0 645,443
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 470,548 18,381 SH SOLE 0 0 18,381
SPDR S&P CAPITAL MARKETS ETF ETF 78464A771 3,628,946 25,039 SH SOLE 0 0 25,039
KBW INSURANCE ETF 78464A789 3,157,918 52,861 SH SOLE 0 0 52,861
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 851,960 15,667 SH SOLE 0 0 15,667
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 3,496,594 48,103 SH SOLE 0 0 48,103
SPDR DOUBLELINE TOT RETURN TACT ETF ETF 78467V848 11,549,343 287,942 SH SOLE 0 0 287,942
SPDR SER TR LEHMAN 1-3 MNTH T-BILL ETF 78468R663 3,222,383 35,129 SH SOLE 0 0 35,129
SPDR PORT S&P 600 SMALL CAP ETF ETF 78468R853 1,044,317 24,514 SH SOLE 0 0 24,514
MKT VECT LEHMAN BRS AMTFREE INTERM ETF 92189H201 2,422,166 53,270 SH SOLE 0 0 53,270
VANGUARD SHORT TERM CORP BD FD ETF ETF 92206C409 3,570,179 44,908 SH SOLE 0 0 44,908
VANGUARD LONG-TERM TREASURY INDX FD ETF 92206C847 9,243,977 164,718 SH SOLE 0 0 164,718
VANGUARD Intmd-TERM CORP BD ETF ETF 92206C870 1,822,235 21,976 SH SOLE 0 0 21,976
VERIZON COMMUNICATIONS COM 92343V104 548,492 12,676 SH SOLE 0 0 12,676
VCTRY US SMLL CP HGH IVD VLTLTY WTD ETF 92647N873 1,120,539 20,223 SH SOLE 0 0 20,223
WSDMTR INTRST RT HDGD HGH YD BD FD ETF 97717W430 1,535,872 68,604 SH SOLE 0 0 68,604
WISDOMTREE MIDCAP DIVIDEND ETF 97717W505 881,689 17,592 SH SOLE 0 0 17,592
WISDOMTREE SMALLCAP DIVIDEND ETF 97717W604 631,039 19,869 SH SOLE 0 0 19,869
WISDOMTREE FLOATING RATE TREASRY FD ETF 97717Y527 888,211 17,655 SH SOLE 0 0 17,655